Terra Bella Ph 1
Homes for Sale in Land O Lakes, FL

Community in Land O Lakes · Pasco County
169 homesBuilt 2011–2018
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Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily
Live · Terra Bella Ph 1 Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
84%
Owner-occupied · Terra Bella Ph 1
142 of 169 parcels homesteaded (FL DOR 2025)
16%
Non-owner-occupied · Terra Bella Ph 1
incl. 6% trust or LLC-held · 6% out-of-state
12%
Cash buyers · Terra Bella Ph 1
4 of 33 sales, 12 mo ending June 2018
169
Homes in the community
169 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 2011
Community established
homes built 2011-2018, median 2015 (FL DOR 2025)
0
Failed listings · 2019
peaked at 6 in 2013
Jon Brooks, founder of Momentum Realty
Jon's Current Read

With no closings recorded in the current window, there is no fresh transaction data to anchor pricing expectations here. What we do have is a consistent physical profile: 169 homes built between 2011 and 2018, centered on a 2015 median build year, with a median living area of 3,423 square feet. That points to a community of larger, similarly aged homes rather than a mixed-vintage or mixed-size stock, which tends to keep value comparisons straightforward once activity picks up.

The 84% homestead share is worth noting for anyone reading this as an investor play — the overwhelming majority of owners have filed for homestead exemption, which typically signals owner-occupancy rather than a rental-heavy or transient ownership pattern. For a seller, that stability supports a more predictable resale environment; for a buyer, it means you are largely buying into a community of long-term owners rather than one in flux.

Best for

  • Buyers seeking a larger home built within a single, consistent construction era rather than a mixed-vintage neighborhood.
  • Buyers comfortable doing independent diligence on amenities and HOA details before making an offer.
  • Sellers whose home fits the community's larger-format profile and who value a stable, high-homestead ownership base for resale positioning.

Probably not for

  • Buyers who want an active or documented amenity package as part of the purchase decision.
  • Anyone needing recent closed-sale data to benchmark an offer, given the current lack of closings in this window.
  • Buyers specifically targeting smaller or entry-size homes, given the community's larger median living area.

The market around Terra Bella Ph 1

Terra Bella Ph 1 is a small community — 20 recorded sales on file, most recently in 2019 — too few for its own price trend. Here is the market around it.

Across Pasco County, 4,307 homes are active and 1,258 pending (23% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Terra Bella Ph 1 specifically. Momentum Research analysis of MLS records.

If we were buying in Terra Bella Ph 1 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terra Bella Ph 1.

Best Buy
Buyers or sellers focused on a larger home in a community built within a single, well-defined construction era.
Biggest Risk
With zero recent closings recorded, current market pricing and pace here are not directly observable and require direct verification.
Sweet Spot
Homes near the 3,423 sq ft median living area, reflecting the community's larger-format housing stock.
Avoid If
You are counting on established community amenities, since none have been identified from current MLS listings.

A defined build era, not a patchwork

Terra Bella Ph 1's entire footprint was constructed between 2011 and 2018, with the median home dating to 2015. That narrow build window matters more than it might seem: it means most homes share similar construction standards, similar systems age, and similar layouts relative to their era, which simplifies comparisons for buyers and reduces the guesswork sellers face when pricing against a neighbor's listing.

The median living area of 3,423 square feet puts this community firmly in larger-home territory for the area, which should shape expectations on lot coverage, utility costs, and maintenance scope regardless of where a specific listing falls on price. No community amenities have been identified from current MLS listings, so anyone evaluating this neighborhood should verify amenity access, HOA structure, and any shared facilities directly rather than assuming a standard package.

The location and the amenities are priced into every listing in Terra Bella Ph 1. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With no recent closings to draw on, pricing a home in Terra Bella Ph 1 well requires more than pulling a comp sheet — it means reading construction quality, floor plan differences within a narrow build era, and what the 84% homestead share tells us about how this community actually functions day to day. We walk buyers and sellers through that context rather than quoting a number in a vacuum.

Terra Bella Ph 1 in 15 seconds.

Best forBuyers or sellers focused on a larger home in a community built within a single, well-defined construction era.
Biggest advantageThe narrow build window (2011-2018) keeps construction era and quality comparisons consistent across the community.
Biggest riskWith zero recent closings recorded, current market pricing and pace here are not directly observable and require direct verification.
Sweet spotHomes near the 3,423 sq ft median living area, reflecting the community's larger-format housing stock.
Avoid ifYou are counting on established community amenities, since none have been identified from current MLS listings.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terra Bella Ph 1 sales matched to your home.

What is your Terra Bella Ph 1 home worth?

Get a no-obligation home value based on real comparable sales in Terra Bella Ph 1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Terra Bella Ph 1?
The Florida DOR 2025 assessment roll shows 169 homes in Terra Bella Ph 1 (public records).
What share of Terra Bella Ph 1 is owner-occupied?
84% of Terra Bella Ph 1 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Terra Bella Ph 1 built?
Homes in Terra Bella Ph 1 were built between 2011 and 2018, with a median year built of 2015 (FL DOR 2025 roll).
Do cash buyers compete in Terra Bella Ph 1?
Cash buyers took 12% of Terra Bella Ph 1 sales in the 12 months ending June 2018 (4 of 33 closings, Stellar MLS).
Who is the best real estate agent for Terra Bella Ph 1?
The best agent for Terra Bella Ph 1 is one who actively works Land O Lakes and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Terra Bella Ph 1.
How do I find a top Land O Lakes real estate agent who knows Terra Bella Ph 1?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Terra Bella Ph 1 and the wider Land O Lakes area.
Can Momentum Realty connect me with an agent for Terra Bella Ph 1?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Terra Bella Ph 1 purchase or sale - no call center and no pressure.
Buyers seeking a larger home built within a single, consistent construction era rather than a mixed-vintage neighborhood.Excellent fit
Buyers comfortable doing independent diligence on amenities and HOA details before making an offer.Excellent fit
Sellers whose home fits the community's larger-format profile and who value a stable, high-homestead ownership base for resale positioning.Excellent fit
Buyers who want an active or documented amenity package as part of the purchase decision.Probably not
Anyone needing recent closed-sale data to benchmark an offer, given the current lack of closings in this window.Probably not
Buyers specifically targeting smaller or entry-size homes, given the community's larger median living area.Probably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34639))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2014 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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More Land O' Lakes & Tampa North / Pasco County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa North / Pasco County or the full Neighborhood Finder.

Thinking of selling in TERRA BELLA PH 1? See the Pasco County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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