Enclave/Terra Bella
Homes for Sale in Land O Lakes, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $500,000, $209 per square foot, a median 96 days on market, sellers accepting 92% of original asking (-16% versus the prior year). At the median price and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $8,080 ($7,430 with the full homestead exemption).
Part of Enclave, Land O Lakes, FL — see all Enclave homes for sale (7 listings across 8 sections in the MLS).
| Location | Land O Lakes, Pasco County, FL · ZIP 34639 |
|---|---|
| Homes in the community | 218 (FL DOR 2025 assessment roll) |
| Years built | 2011–2018 (median 2015.0) |
| Typical living area | 3,134 sq ft (median) |
| Sale prices, last 12 months | $500,000 median across 5 closed sales · $209 per sq ft · -16.0% vs the prior 12 months |
| Days on market (closed sales) | 96 median |
| Owner-occupied (homestead) share | 83% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Enclave/Terra Bella Ph 1 key facts,” movewithmomentum.com/neighborhoods/enclave-terra-bella-ph-1, data as of September 20, 2026.
Enclave/Terra Bella Ph 1 is a small, built-out pocket in Land O Lakes, with homes dating from 2011 to 2018 and a median build year of 2014. The median living area is right around 2,985 square feet, so this is a market defined by larger floor plans rather than starter product. Price here is driven by size and condition more than by lot premiums or new construction — the median sits at $492,500, or roughly $180 per square foot, and the spread inside the community tracks how updated a given home is.
The market posture is patient. A median of 86 days on market — closer to three months than one — tells you buyers have time to shop and sellers should not expect a quick bidding contest. With only 4 recent closings, comps are thin, so pricing takes real judgment rather than a formula. For a seller, that means condition and presentation carry the day; for a buyer, it means there is room to negotiate and no reason to rush.
Enclave/Terra Bella right now
🔴 Off the recent peak. The trailing-12-month median ($500K) is down 16.0% from the prior 12 months ($595K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 26, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Enclave/Terra Bella Ph 1 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Enclave/Terra Bella market snapshot (as of September 20, 2026): the median sale price is about $500K ($209 per sq ft over the trailing 12 months of closed sales), and a median 96 days on market for closed sales. The trailing-12-month median is down 16% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
In ZIP 34639 (Land O Lakes), 829 homes closed in the last 12 months at a median of $370K ($184/sq ft), down 1.7% year over year, with a median 39 days on market. Right now 71 active and 22 pending listings put supply at about 3.4 months — a balanced market. See the live ZIP 34639 housing market and the Pasco County market.
County records show 17 qualified sales in Enclave/Terra Bella across 2024–2025 (11 in 2024, 6 in 2025), median $595,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Enclave/Terra Bella is a community of 218 homes in Land O Lakes, Pasco County, built between 2011 and 2018 (median 2015.0), with a median living area of about 3,134 square feet. 83% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a stable, mostly owner-occupied enclave of roughly 101 homes — a homestead share just over 76% points to a resident-owned character rather than a rental-heavy one. Inventory turns slowly and floor plans run large, which shapes both who it suits and how it trades.
Who Enclave/Terra Bella is best for.
Best for
- Buyers wanting square footage — plans here center near 3,000 sq ft — at a median around $492,500
- Long-hold owner-occupants comfortable in a low-turnover, homestead-heavy community
- Patient shoppers willing to use the slow market as negotiating leverage
Probably not for
- Anyone needing a fast purchase or resale in a hurry, given the 86-day median
- Investors chasing a rental-dominant pocket, since ownership here skews owner-occupied
- Buyers seeking a compact, low-square-footage home or brand-new construction
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($500K) IS the median in the snapshot above, and the move from 2025 ($595K) IS the -16.0% one-year change.
Windows contain 0 to 13 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Deemed reliable but not guaranteed.
22% of homes for sale in ZIP 34639 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Housing distress & ownership in Enclave/Terra Bella Ph 1, Land O Lakes
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Enclave/Terra Bella buying strategy.
If we were buying in Enclave/Terra Bella today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Enclave/Terra Bella.
A slow-turning, owner-held enclave
The numbers describe a settled community. At about 101 homes built within a tight 2011–2018 window, the housing stock is consistent in vintage and generous in size, with a median near 2,985 square feet. That homogeneity helps a buyer understand what they are getting, but it also means differentiation comes down to condition, updates, and interior finish rather than dramatically different product types.
Liquidity is the thing to watch. A median 86 days on market and only 4 closings in the window mean this is not a place to test an aggressive price and expect the market to catch up. Sellers who price to condition and stage well will do better than those anchoring high; buyers should read a longer days-on-market listing as an opening for terms, not automatically as a problem with the home.
The location and the amenities are priced into every listing in Enclave/Terra Bella. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Enclave/Terra Bella buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.1). Basis: Recent Direction -16.0% year-over-year; Owner Commitment 83% owner-occupied; Pricing Power 92.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Thin comps and a slow clock are exactly where local judgment earns its keep. With only a handful of recent closings, an off-the-shelf estimate can miss badly in either direction — we price to the actual condition of your home against what has genuinely traded, and we set expectations honestly about timing. Whether you are buying or selling in Enclave/Terra Bella Ph 1, we would rather tell you the real number than the flattering one.
Enclave/Terra Bella in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Enclave/Terra Bella buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Enclave/Terra Bella sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Enclave/Terra Bella, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Enclave/Terra Bella home worth?
Get a no-obligation home value based on real comparable sales in Enclave/Terra Bella, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Enclave/Terra Bella on the map →
Frequently Asked Questions
What is the median home price in Enclave/Terra Bella?
How long do homes in Enclave/Terra Bella take to sell?
How many homes are in Enclave/Terra Bella?
What share of Enclave/Terra Bella is owner-occupied?
When were the homes in Enclave/Terra Bella built?
Who is the best real estate agent for Enclave/Terra Bella?
How do I find a top Land O Lakes real estate agent who knows Enclave/Terra Bella?
Can Momentum Realty connect me with an agent for Enclave/Terra Bella?
Where is Enclave/Terra Bella, and what county is it in?
Is Enclave/Terra Bella a good place to live?
Should you buy in Enclave/Terra Bella?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (7 streets, ZIP 34639)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2015 (41 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Enclave/Terra Bella Ph 1 fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Enclave/Terra Bella. These are the public schools most often assigned to other communities in ZIP 34639; zones change and vary by address, so confirm with the district before you buy.
- Pine View Elementary School · Public · FLDOE grade A (assigned to 2 nearby communities)
- Pine View Middle School · Public · FLDOE grade A (assigned to 2 nearby communities)
- Pine View Elementary and Middle · By address (assigned to 2 nearby communities)
- Land O Lakes High · By address (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Enclave/Terra Bella with Momentum Realty’s local guides.