Terrace Oaks Townhomes in Tampa

Terrace Oaks Townhomes
Homes for Sale in Tampa, FL

Community in Tampa · Hillsborough County · ZIP 33617
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Built fromLive Stellar MLS data11 years of closingsUpdated twice daily

As of September 2026, Terrace Oaks Twnhms in Tampa, FL has 1 home for sale. Homes listed or recently sold were built 1986 - 1986; 3 of 3 report an HOA (median $275/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 70 ft).

Live · Terrace Oaks Townhomes Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
50%
Under contract
Hillsborough: 24% (1,939 of 8,213)
1 · 1
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Terrace Oaks Townhomes Housing Pulse · Momentum Research · as of September 12, 2026

Terrace Oaks Townhomes right now

🟢 Buyer-leaning market. 12.0 months of supply and 50% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The market around Terrace Oaks Townhomes

Terrace Oaks Townhomes is too small for its own price trend, so here is the market around it.

In ZIP 33617, 189 homes are on the market and 23% are under contract — a steady corner of Tampa.

Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).

ZIP and county figures describe the wider market, not Terrace Oaks Townhomes specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Terrace Oaks Townhomes

Live MLS inventory for Terrace Oaks Townhomes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Terrace Oaks Townhomes listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2025. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Hillsborough County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent Terrace Oaks Townhomes listings and can change; always confirm with Hillsborough County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Terrace Oaks Townhomes address.

If we were buying in Terrace Oaks Townhomes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terrace Oaks Townhomes.

A closer look at the Terrace Oaks Townhomes market

Inventory runs at 12.0 months of supply, a buyer-leaning market.

The location and the amenities are priced into every listing in Terrace Oaks Townhomes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • HOA dues reported around $275/month (about $3,300/yr) · median of 6 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $275 per month ($3,300 a year) - the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terrace Oaks Townhomes sales matched to your home.

What is your Terrace Oaks Townhomes home worth?

Get a no-obligation home value based on real comparable sales in Terrace Oaks Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Tampa →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,358/mo
Hillsborough County typical true cost to own
$151/mo
Hillsborough County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Terrace Oaks Townhomes Market Scorecard

Strong buyer's market

Terrace Oaks Townhomes is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $220,000, and homes go under contract in about 8 days.

12.0
Months supply
$220,000
Median list
$235,000
Median sold
$164
Per sqft
8
Days on mkt
1/1/1
Active/Pend/Sold

Typical home value in the 33617 ZIP is $301,269, about 24.1% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Terrace Oaks Townhomes a buyer's or seller's market right now?
As of September 12, 2026, Terrace Oaks Townhomes leans toward buyers: 12.0 months of supply at the current sales pace (Stellar MLS live counts).
What schools serve Terrace Oaks Townhomes?
Terrace Oaks Townhomes is served by Hillsborough County Public Schools, typically Hillsborough County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Terrace Oaks Townhomes?
The best agent for Terrace Oaks Townhomes is one who actively works Tampa and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Terrace Oaks Townhomes.
How do I find a top Tampa real estate agent who knows Terrace Oaks Townhomes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Terrace Oaks Townhomes and the wider Tampa area.
Can Momentum Realty connect me with an agent for Terrace Oaks Townhomes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Terrace Oaks Townhomes purchase or sale - no call center and no pressure.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2015 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Thinking of selling in Terrace Oaks Twnhms? 1 recorded closings (window ending 2026-09-12). See the Hillsborough County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Terrace Oaks Townhomes with Momentum Realty’s local guides.

USUniversity Square0.2 mi away · median $215K, 8 sales/12 moUSUniversity Square0.2 mi away · median $200K, 3 sales/12 moTTTemple Terrace Gardens0.2 mi away · 1 for saleTTTemple Terrace Plaza0.3 mi away · 109 homes, built 1948–17, 3 for sale

Browse all neighborhood guides →

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