Temple Terrace Estates in Temple Terrace

Temple Terrace
Estates Homes for Sale

Historic golf-course neighborhood · Temple Terrace · ZIP 33617

A historic 1920s golf-course neighborhood with mature oaks in Temple Terrace.

Historic 1920s planGolf and riverNo CDD
Live Market Pulse
60/100
Momentum
Balanced Market
This is a historic, established neighborhood of varied vintages; condition, the lot, and the character of an older home decide where it trades, so read the systems and any river-adjacency for a specific home.
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Unlock Off-Market Temple Terrace Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$436K
Median Price
3.1mo
Supply
60days
Avg DOM
Balanced
Seller Leverage
$246/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Temple Terrace Estates is the historic heart of the City of Temple Terrace, one of the country's first Mediterranean-Revival golf-course communities, so the read is a character-and-condition read: public sources describe a neighborhood planned in the 1920s around a golf course designed by Tom Bendelow, with a 1922 clubhouse, mature sand live oaks, and Hillsborough River frontage in places. Homes span many vintages, from original 1920s residences to mid-century and renovated homes, so condition and the systems vary widely. There is no CDD in a neighborhood of this age, and the country club is a separate, optional cost. Your leverage is reading the specific home's condition, the lot and any river-adjacency, and the character premium."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Temple Terrace Estates market snapshot (as of June 25, 2026): the median sale price is about $436K ($246 per sq ft), with homes averaging 60 days on market and 3.1 months of supply, a balanced market. Based on 47 recent closings in live Stellar MLS data.

Temple Terrace Estates is the historic core of the City of Temple Terrace, in Hillsborough County's 33617 ZIP, northeast of Tampa near the University of South Florida. Public sources describe a neighborhood planned in the 1920s as one of the first Mediterranean-Revival golf-course communities in the United States, incorporated as a city in 1925.

The character is the draw: public sources describe a golf course designed by the early architect Tom Bendelow, with the original 1922 clubhouse, rolling landscape, mature sand live oaks, and Hillsborough River views in places, with the golf course later listed on the National Register of Historic Places. The City of Temple Terrace is a Tree City USA with its own services.

Homes here span many vintages, from original 1920s residences and mid-century homes to renovated and rebuilt homes, so condition and the systems vary widely, and that is where value is won or lost. There is no Community Development District in a neighborhood of this age, and the Temple Terrace country club is a separate, optional membership cost.

For buyers who want historic character, mature trees, and a golf-course setting minutes from USF and Tampa, Temple Terrace Estates is a distinctive option. The work is reading the specific home's condition and systems, the lot and any river-adjacency, and the character premium honestly before you fall for the curb appeal.

Best for

  • Buyers who want historic character and mature, tree-lined streets
  • Anyone drawn to a golf-course setting near USF and Tampa
  • Buyers comfortable updating and maintaining an older home
  • Buyers who value a small-city address with its own services

Probably not for

  • Buyers who want new construction with a builder warranty
  • Anyone who wants a uniform, modern master plan
  • Buyers unwilling to budget systems and maintenance on an older home
  • Anyone who needs a turnkey home with no character-home homework

How Temple Terrace Estates is performing right now

60/100
momentum
Balanced Market
Seller's marketBalancedBuyer's market
3.1Months of supplytight
32Median days on marketdays
4 : 12Under contract vs for salestrong demand
47Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Temple Terrace Estates listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Temple Terrace Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Temple Terrace Estates

Live MLS inventory for Temple Terrace Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Temple Terrace Estates listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

University of South Florida (USF)~8-12 min · major employer
Temple Terrace Golf & Country Club~1-3 min · historic course
I-75 / I-275~5-10 min · regional connectors
Downtown Tampa~20-25 min · via the interstates
Busch Gardens / Adventure Island~10-15 min · attractions
Tampa International Airport (TPA)~25-35 min · via I-275

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Temple TerraceEstates with Momentum Realty’s local guides.

TTTemple TerracesTemple Terrace, FL · adjacentTPTemple ParkTemple Terrace, FL · 0.1 miTHTheresaArborTemple Terrace, FL · 0.4 miBTBella TerrazaTownhomesTemple Terrace, FL · 0.5 miRIRiverdaleTampa, FL · 0.5 miRIRiverdaleTampa, FL · 0.5 miTTTemple Terrace Patio Homes A-C:the low-maintenance buy near USFTemple Terrace, FL · 0.6 miTRTerrace RiverTemple Terrace, FL · 0.7 miTOTerrace OaksTownhomesTampa, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Temple Terrace Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Temple Terrace Estates is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Temple Terrace Estates address.

The takeaway

What is actually shaping value in Temple Terrace Estates: the historic 1920s golf-course character, the National Register golf course, the small-city Tree City identity, and the condition of a varied housing stock. Each item is sourced and linked.

Recent Developments in Temple Terrace Estates

Our read on what is being built around Temple Terrace Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe historic character, mature trees, golf course, and USF and Tampa proximity support steady demand, while the watch item is the condition and systems of homes that span many vintages.

Historic 1920s character and mature trees anchor demand

Ongoing
BullishMajor impact
SignificanceRadius: Neighborhood

A distinctive historic golf-course plan with mature oaks and river views is a scarce, durable draw that supports demand.

Golf course on the National Register of Historic Places

Ongoing
BullishNotable impact
SignificanceRadius: Neighborhood

The historic golf course is a defining amenity and identity; the country club is a separate, optional cost.

Varied vintages mean condition drives value

Ongoing
NeutralMajor impact
SignificanceRadius: Neighborhood

From 1920s homes to renovations, condition, systems, and any historic-home considerations set where a home lands.

USF and Tampa proximity supports demand

Ongoing
BullishNotable impact
SignificanceRadius: Area

Minutes from USF, the interstates, and Tampa, the location supports steady demand for a character neighborhood.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Temple Terrace Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Community

    Temple Terrace celebrates its historic golf-course heritage

    Public sources describe Temple Terrace as one of the first Mediterranean-Revival golf-course communities in the United States, planned in the 1920s with a Tom Bendelow course and a 1922 clubhouse, with the course listed on the National Register of Historic Places. Why it matters: The historic character is the draw, while the condition and systems of an older home are the read. Source

  2. January 2025
    Community

    City of Temple Terrace maintains its Tree City character

    Public sources describe the City of Temple Terrace, incorporated in 1925, as known for its rolling landscape, Hillsborough River views, and sand live oaks, with its own municipal services as a Tree City USA. Why it matters: A small-city address with its own services and mature trees supports the neighborhood's appeal. Source

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Temple Terrace Estates, this is the order of operations we would run, and the one we run for our clients.

1

Read the specific home's condition first. Vintages span a century, so the roof, systems, electrical, and any historic-home considerations drive value.

2

Read the lot and any river-adjacency. Mature oaks, the golf course, and Hillsborough River proximity are assets; price any flood or tree considerations.

3

Treat the country club as a separate cost. Confirm current membership and dues at the historic club, which is optional and separate from owning a home.

4

Confirm city services and any historic guidelines. The City of Temple Terrace has its own services; confirm any overlay or guidelines for a specific home.

5

Compare golf-neighborhood options, and cross-shop Beacon Woods Village for another golf community.

Best Buy
A well-kept or tastefully updated character home on a strong, tree-lined lot
Biggest Risk
Underbudgeting systems and maintenance on an older or historic home
Best Lot
A mature, tree-lined or golf-adjacent lot, with any river flood priced in
Smart Timing
Confirm the home's condition, any club cost, and city guidelines before offering
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Temple Terrace Estates is the historic core of the City of Temple Terrace, in Hillsborough County's 33617 ZIP, northeast of Tampa near the University of South Florida. Public sources describe a neighborhood planned in the 1920s as one of the first Mediterranean-Revival golf-course communities in the United States, with a golf course designed by Tom Bendelow, a 1922 clubhouse, rolling landscape, mature sand live oaks, and Hillsborough River views in places, with the golf course later listed on the National Register of Historic Places. The city was incorporated in 1925 and is a Tree City USA with its own municipal services. Homes span many vintages, from original 1920s residences to mid-century and renovated homes, so condition and the systems of an older home, the lot, and any river-adjacency drive value far more than square footage.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Character Fixer
$365K to $425K

Original or dated homes with historic character, the renovation route into the neighborhood, priced for the work.

Lowest entry
The Updated Home
$425K to $465K

Tastefully updated character and mid-century homes on strong lots, the heart of the resale market here.

Most inventory
The Premium Estate
$465K to $670K

The best-kept or rebuilt homes on golf-adjacent or river-view lots, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$365K to $425K
The Character Fixer
Original or dated homes with historic character, the renovation route into the neighborhood, priced for the work.
$425K to $465K
The Updated Home
Tastefully updated character and mid-century homes on strong lots, the heart of the resale market here.
$465K to $670K
The Premium Estate
The best-kept or rebuilt homes on golf-adjacent or river-view lots, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Temple Terrace locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Temple Terrace Estates

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The history and the oaks are the draw. The deal is won or lost on the condition, the systems, and the character of an older home.

Jon Brooks · Founder, Momentum Realty
7.8B · Buy Score
Resale Strength7.8/10
Renovation Risk5.8/10
Location Efficiency8.2/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage7.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Temple Terrace Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
GolfLake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Golf, lake, and preserve lots hold value best
  • Interior lots are where buyers overpay
  • The lot cannot be renovated, the house can
  • Premium homesites resell faster
  • ~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resaleGolf frontage and lakefront homesites at Temple Terrace Estates

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resalePreserve-backing homesites at Temple Terrace Estates

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resaleCul-de-sac and larger interior homesites at Temple Terrace Estates

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tierStandard interior homesites at Temple Terrace Estates

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Temple Terrace Estates homesites trade. The exact premium depends on the specific home, the view, and the street.

Temple Terrace Estates in 15 seconds.

Best forBuyers who want historic character and mature trees in a golf-course setting near USF.
Biggest advantageA distinctive 1920s golf-course plan with mature oaks, river views, and a small-city identity.
Biggest riskCondition and systems on a varied, often historic housing stock.
Sweet spotA tastefully updated character home on a strong, tree-lined lot.
Avoid ifYou want new construction, a uniform master plan, or the lowest maintenance.

HOA, CDD & Fees

15-Second Take
  • Historic municipal neighborhood
  • No CDD on the tax bill
  • Country club is separate and optional
  • City of Temple Terrace services
  • Read the condition of an older home

This is a historic municipal neighborhood rather than an HOA-managed master plan, so there is typically no mandatory community HOA and no CDD; carrying costs are city and county taxes, insurance, and the upkeep of an older home (confirm any applicable association or overlay per home).

There is generally no HOA amenity package; the City of Temple Terrace provides municipal services, and the golf and country club is a separate, optional membership.

The historic Temple Terrace Golf and Country Club is a separate, optional membership at the National Register golf course; confirm current membership and dues with the club.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Temple Terrace Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Beacon Woods Village, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Temple Terrace Estates home worth?

Get a no-obligation home value based on real comparable sales in Temple Terrace Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Temple Terrace Estates on the map →
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Real comps, not a Zestimate.
How much local inventory is already under contract

25% of homes for sale in Temple Terrace Estates are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Temple Terrace Estates Market Scorecard

Seller's market

Temple Terrace Estates is currently a seller's market. About 3.3 months of supply, a median asking price of $525,000, and homes go under contract in about 32 days.

3.3
Months supply
$525,000
Median list
$436,000
Median sold
$239
Per sqft
32
Days on mkt
13/3/47
Active/Pend/Sold

Typical home value in the 33617 ZIP is $295,247, about 22.2% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Temple Terrace Estates?
Temple Terrace Estates is the historic core of the City of Temple Terrace, in Hillsborough County's 33617 ZIP, northeast of Tampa near the University of South Florida.
Why is Temple Terrace historic?
Public sources describe it as one of the first Mediterranean-Revival golf-course communities in the United States, planned in the 1920s with a Tom Bendelow golf course and a 1922 clubhouse, with the course on the National Register of Historic Places.
Is there a CDD or HOA in Temple Terrace Estates?
As a historic municipal neighborhood, there is typically no mandatory community HOA and no CDD. The City of Temple Terrace provides services; confirm any applicable association or historic overlay for a specific home.
Is the golf club included?
No. The Temple Terrace Golf and Country Club is a separate, optional membership at the historic course. Confirm current membership and dues with the club.
What kind of homes are in Temple Terrace Estates?
Homes span many vintages, from original 1920s Mediterranean-Revival residences to mid-century and renovated homes. Condition and systems vary widely, so the home-specific read matters.
Are there waterfront homes?
Public sources describe Hillsborough River frontage in places. A river lot is an asset, but read any flood and insurance considerations for a specific home.
How far is Temple Terrace Estates from USF and Tampa?
The University of South Florida is roughly eight to twelve minutes away, with downtown Tampa about twenty to twenty-five minutes via the interstates.
What should I check before buying here?
Read the home's vintage, condition, and systems, treat the country club as a separate optional cost, confirm any city or historic guidelines, and read the lot and any river-adjacency.
What schools serve Temple Terrace Estates?
The neighborhood is served by Hillsborough County Public Schools. School assignment is by address and changes periodically, so confirm the current zoned schools for a specific home with the district.
Is Temple Terrace its own city?
Yes. Temple Terrace is an incorporated city in Hillsborough County, with its own municipal services, known as a Tree City USA.
Is Temple Terrace Estates a good place to buy?
Its historic character, mature trees, golf course, and proximity to USF and Tampa are durable draws. The condition and systems of an older home drive the real cost of ownership.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. On a historic home where condition and systems swing value, having your own representation is the highest-leverage decision you make.
Buyers who want historic character and mature, tree-lined streetsExcellent fit
Anyone drawn to a golf-course setting near USF and TampaExcellent fit
Buyers comfortable updating and maintaining an older homeExcellent fit
Buyers who value a small-city address with its own servicesExcellent fit
Buyers who will read the condition, systems, and any river-adjacency honestlyExcellent fit
Buyers who want new construction with a builder warrantyProbably not
Anyone who wants a uniform, modern master planProbably not
Buyers unwilling to budget systems and maintenance on an older homeProbably not
Anyone who needs a turnkey home with no character-home homeworkProbably not
Buyers who want the lowest possible maintenance and a brand-new homeProbably not

Get the inside read on Temple Terrace Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Temple Terrace Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Temple Terrace Estates specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Temple Terrace Estates — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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