The Bluffs at Lafayette
Homes for Sale in Freeport, FL
All 326 homes for sale in Freeport, FL · median $420,962 · 334 homes for sale in 32439 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, the Bluffs at Lafayette in Freeport, FL has 12 homes for sale and 2 pending, asking from $345,550 to $429,700 (median $372,048). Over the 12 months ending 2026-11-09, 19 recorded sales closed at a median of $350,000, a median 100 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 2023–2026 with 20 new construction; 26 of 26 report an HOA (median $83/mo); none of the 25 geocoded homes sit in a FEMA special flood hazard zone (median elevation 89 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $3,420 ($3,030 with the full homestead exemption).
Last 30 days in The Bluffs at Lafayette: 1 new listing (median asking $420,850), 2 under contract right now, 2 closed sales (median $339,420). As of November 11, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in The Bluffs at Lafayette
Live MLS inventory for The Bluffs at Lafayette. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 166 daysTop listing
Active · 266 daysActive · 5 days
Active · 55 days
Active · 97 days
Active · 1172 days
Active · 131 days
Active · 127 days
Active · 127 days
Active · 127 days
Active · 112 days
Active · 222 days
Pending · 44 days
Pending · 95 daysActive and pending The Bluffs at Lafayette listings as of 2026-11-10, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Bluffs at Lafayette is a new-construction subdivision in Freeport, with a median build year of 2024 and every home in the current picture dated 2023 or 2024. When the housing stock is this uniform and this new, price is driven less by neighborhood pedigree and more by floor plan, lot, and finish level. The median sits at $364,678 on roughly 2,129 square feet, and the spread you see across listings tracks condition and configuration rather than any wide age or renovation gap.
The posture right now favors a patient buyer. Prices are off about 3% year over year, the typical listing takes 74 days to go under contract, and there are 12 active listings against 79 closings in the trailing window. That is enough standing inventory and enough days on market to negotiate on terms, particularly against builder or investor sellers who want movement. Sellers here should price to the comps and expect to compete; this is not a market where you name a number and wait.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The Bluffs at Lafayette right now
🟢 Buyer-leaning market. 7.6 months of supply and 14% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Very High (14 active and pending listings, 19 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 11, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
The Bluffs at Lafayette market snapshot (as of November 9, 2026): the median sale price is about $350K, a median 100 days on market for closed sales, and 7.6 months of supply, a buyer-leaning market.
In ZIP 32439 (Freeport), 238 homes closed in the last 12 months at a median of $375K, with a median 71 days on market. Right now 222 active and 87 pending listings put supply at about 11.2 months — a buyer's market. See the live ZIP 32439 housing market and the Walton County market.
County records show 100 qualified sales in THE Bluffs AT LAFAYETTE across 2024–2025 (67 in 2024, 33 in 2025), median $375,100 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in The Bluffs at Lafayette: of 17 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Freeport.
The Bluffs at Lafayette is a community of 108 homes in Freeport, Walton County, built between 2023 and 2024 (median 2024.0), with a median living area of about 2,116 square feet. 35% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a young Walton County community in Freeport, built out in 2023 and 2024, where the homes are essentially one generation of construction and the buying decision comes down to plan and lot rather than vintage.
The setting & the homes.
Aerial and on-site photos of The Bluffs at Lafayette. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
The Bluffs at LafayetteThe Bluffs at LafayetteThe Bluffs at LafayetteThe Bluffs at LafayetteThe Bluffs at LafayetteThe Bluffs at LafayetteThe Bluffs at LafayetteThe Bluffs at LafayettePhotos from Emerald Coast MLS listings in The Bluffs at Lafayette; content deemed reliable but not guaranteed.
Who The Bluffs at Lafayette is best for.
Best for
- Buyers targeting new construction around the mid-$360s who want low near-term maintenance
- Value-focused buyers willing to compare several plans and negotiate on a listing that has sat
- Owner-occupants who want space in Freeport and do not need a clubhouse or pool
Probably not for
- Buyers who want established resale character or mature landscaping
- Anyone counting on quick appreciation given the soft year-over-year price trend
- Buyers whose short list requires community amenities, which none are identified here
The Bluffs at Lafayette on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Freeport · Elementary
- Freeport · Middle
- Freeport · High
Zoned schools reflect the assignments reported on recent The Bluffs at Lafayette listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any The Bluffs at Lafayette address.
Shop the zone: Homes zoned for Freeport High School
The The Bluffs at Lafayette buying strategy.
If we were buying in The Bluffs at Lafayette today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Bluffs at Lafayette.
A new-build tract still finding its footing
With 142 homes and a homestead share around 32%, a meaningful portion of what is here is held as something other than a primary residence. That matters for two reasons: it tends to mean more listings hitting the market at once, and it means you may be negotiating with a seller who is watching the numbers rather than their move-out date. Combined with a 74-day median time to contract, the leverage in this market is not automatically with the seller.
No community amenities surface in the current MLS listings, so buy for the house and the location, not for a pool or clubhouse that may or may not materialize. The living space is generous at a 2,129-square-foot median, and the construction is current, which limits near-term maintenance surprises. Just go in understanding that a new-tract market with a soft year-over-year number rewards buyers who compare plans across several listings before committing.
The location and the amenities are priced into every listing in The Bluffs at Lafayette. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in The Bluffs at Lafayette buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.0). Basis: Liquidity & Demand 7.6 months of supply; Owner Commitment 35% owner-occupied; Pricing Power 94.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a uniform new-build community, the edge comes from knowing which plan, lot, and finish package is actually worth paying for and where a seller's motivation gives you room. We track the closings and the standing inventory in The Bluffs at Lafayette so you are comparing your target listing against the whole set, not just the one in front of you, and negotiating from the market rather than the list price.
The Bluffs at Lafayette in 15 seconds.
Tools for a The Bluffs at Lafayette buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Bluffs at Lafayette sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Bluffs at Lafayette, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Bluffs at Lafayette home worth?
Get a no-obligation home value based on real comparable sales in The Bluffs at Lafayette, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in THE BLUFFS AT LAFAYETTE
Homes in THE BLUFFS AT LAFAYETTE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 15 on record.
- 101 Hydrangea Boulevard · off market
- 108 Bonne Vue Circle #Lot 103-1 · off market
- 120 Bonne Vue Circle #Lot 105-1 · off market
- 126 Bonne Vue Circle #Lot 106-1 · off market
- 140 Bonne Vue Circle #108-1 · off market
- 148 Bonne Vue Circle #Lot 109-1 · off market
- 160 Hydrangea Boulevard · off market
- 211 Bon Ami Drive · off market
| Location | Freeport, Walton County, FL · ZIP 32439 |
|---|---|
| Homes in the community | 108 (FL DOR 2025 assessment roll) |
| Years built | 2023–2024 (median 2024.0) |
| Typical living area | 2,116 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Pets Allowed, Short Term Rental - Not Allowed, Minimum Rental Prd, Pool, TV Cable, BBQ Pit/Grill |
| Sale prices, last 12 months | $350,000 median across 19 closed sales |
| Days on market (closed sales) | 100 median |
| For sale right now | 12 active, 2 pending · median asking $372,048 · 7.6 months of supply |
| Owner-occupied (homestead) share | 35% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “The Bluffs at Lafayette key facts,” movewithmomentum.com/neighborhoods/the-bluffs-at-lafayette, data as of November 9, 2026.
Housing distress & ownership in THE BLUFFS AT LAFAYETTE, Freeport
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in The Bluffs at Lafayette
The newest homes for sale in The Bluffs at Lafayette right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 214 Alleyoak Lane #Lot 67 $420,850 · 5 bd · 3.5 ba · listed Nov 4, 2026 Courtesy of Adams Homes Realty Inc
- 81 Alleyoak Lane $395,000 · 4 bd · 2 ba · listed Sep 15, 2026 Courtesy of Keller Williams Realty SRB
- 238 Alleyoak Lane #Lot 65-1 $375,050 · 4 bd · 2.5 ba · listed Aug 4, 2026 Courtesy of Adams Homes Realty Inc
- 78 Bonne Vue Circle #Lot 98-1 $351,930 · 3 bd · 2 ba · listed Jul 20, 2026 Courtesy of Adams Homes Realty Inc
- 264 Alleyoak Lane #Lot 62-1 $353,930 · 4 bd · 2 ba · listed Jul 5, 2026 Courtesy of Adams Homes Realty Inc
- 150 Riverwalk Circle #Lot 35 $354,680 · 3 bd · 2 ba · listed Jul 5, 2026 Courtesy of Adams Homes Realty Inc
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in The Bluffs At Lafayette Right Now (14)
All 14 active and pending The Bluffs At Lafayette listings with a detail page, newest first, refreshed twice a day from the MLS.
- 214 Alleyoak Lane #Lot 67 · $420,850 · 5 bd / 3.5 ba · listed Nov 4, 2026 · listed by Adams Homes Realty Inc
- 81 Alleyoak Lane · $395,000 · 4 bd / 2 ba · listed Sep 15, 2026 · listed by Keller Williams Realty SRB
- 90 Bonne Vue Circle #Lot 100 · $414,600 · 5 bd / 3.5 ba · pending · listed Sep 1, 2026 · listed by Adams Homes Realty Inc
- 238 Alleyoak Lane #Lot 65-1 · $375,050 · 4 bd / 2.5 ba · listed Aug 12, 2026 · listed by Adams Homes Realty Inc
- 78 Bonne Vue Circle #Lot 98-1 · $351,930 · 3 bd / 2 ba · listed Aug 12, 2026 · listed by Adams Homes Realty Inc
- 264 Alleyoak Lane #Lot 62-1 · $353,930 · 4 bd / 2 ba · listed Aug 12, 2026 · listed by Adams Homes Realty Inc
- 150 Riverwalk Circle #Lot 35 · $354,680 · 3 bd / 2 ba · listed Aug 12, 2026 · listed by Adams Homes Realty Inc
- 210 Alleyoak Lane #Lot 68-1 · $353,930 · 4 bd / 2 ba · listed Aug 12, 2026 · listed by Adams Homes Realty Inc
- 667 Alleyoak Lane · $369,900 · 3 bd / 2 ba · listed Aug 12, 2026 · listed by Coastal Collective Realty LLC
- 86 Alleyoak Lane · $429,700 · 4 bd / 3 ba · listed Aug 12, 2026 · listed by Corcoran Reverie SRB
- 239 Alleyoak Lane #Lot 4-1 · $345,550 · 4 bd / 2.5 ba · listed Aug 12, 2026 · listed by Adams Homes Realty Inc
- 132 Bonne Vue Circle Drive #Lot 107 · $421,600 · 5 bd / 3.5 ba · listed Aug 12, 2026 · listed by Adams Homes Realty Inc
- 205 Alleyoak Lane #Lot 1-1 Model · $374,196 · 3 bd / 2 ba · listed Aug 12, 2026 · listed by Adams Homes Realty Inc
- 258 Alleyoak Lane #Lot 63-1 · $351,930 · 3 bd / 2 ba · pending · listed Aug 12, 2026 · listed by Adams Homes Realty Inc
Recently sold in The Bluffs At Lafayette
- 223 Alleyoak Lane #Lot 3-1 · sold $333,740
- 248 Alleyoak Lane #Lot 64-1 · sold $345,100
- 160 Hydrangea Boulevard · sold $350,000
- 84 Bonne Vue Circle #Lot 99-1 · sold $351,190
- 249 Alleyoak Lane #Lot 5-1 · sold $313
- 108 Bonne Vue Circle #Lot 103-1 · sold $339,428
- 101 Hydrangea Boulevard · sold $400,000
- 140 Bonne Vue Circle #108-1 · sold $362,420
- 126 Bonne Vue Circle #Lot 106-1 · sold $323,677
- 38 Bon Ami Drive · sold $359,990
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Freeport home searches
- All homes for sale in Freeport, FL
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- Freeport home values: what is my house worth?
Freeport guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Property taxes (Walton County)
- Homestead exemption (Walton County)
- Home insurance cost
- New construction
- New construction (Walton County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Alleyoak Lane (119 homes on record)
- Hydrangea Boulevard (45 homes on record)
- Bon Ami Drive (37 homes on record)
- Alleyoak Lane (3 homes on record)
- Alleyoak Lane (3 homes on record)
- Alleyoak Lane (1 homes on record)
- Alleyoak Lane (1 homes on record)
- Riverwalk Circle (1 homes on record)
What it really costs to own in The Bluffs at Lafayette
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $1,683/yr across 4 listings here (MLS tax records, 2026-11-11). |
|---|---|
| HOA dues | Median $83/month across 13 MLS listings (most billed quarterly; 2026-11-11). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Walton County is $1,942/yr (433 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 17 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2026 across 12 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Estimated carrying cost at the median asking price, before the mortgage: about $385/month (tax $140, HOA $83, insurance $162). An estimate from the sources above, not a quote.
Email me new listings in The Bluffs at Lafayette
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about The Bluffs at Lafayette
Have a question about the homes, fees, rules or commute here? A Momentum agent who works The Bluffs at Lafayette will answer, and the answer is published on this page for the next buyer.
14% of homes for sale in The Bluffs at Lafayette are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-11).
THE BLUFFS AT LAFAYETTE Market Scorecard
THE BLUFFS AT LAFAYETTE is currently a strong seller's market. About 2.1 months of supply, a median asking price of $372,048, and homes go under contract in about 129 days.
Typical home value in the 32439 ZIP is $388,440, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in The Bluffs at Lafayette?
How long do homes in The Bluffs at Lafayette take to sell?
Is The Bluffs at Lafayette a buyer's or seller's market right now?
How many homes are in The Bluffs at Lafayette?
What share of The Bluffs at Lafayette is owner-occupied?
When were the homes in The Bluffs at Lafayette built?
Who is the best real estate agent for The Bluffs at Lafayette?
How do I find a top Freeport real estate agent who knows The Bluffs at Lafayette?
Can Momentum Realty connect me with an agent for The Bluffs at Lafayette?
Where is The Bluffs at Lafayette, and what county is it in?
Is The Bluffs at Lafayette in a flood zone?
Is The Bluffs at Lafayette a good place to live?
Should you buy in The Bluffs at Lafayette?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 10, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending November 9, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32439)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how THE BLUFFS AT LAFAYETTE fits the bigger picture — live prices, inventory, and Momentum Scores: