The Retreat at Miramar
Homes for Sale in Miramar Beach, FL
All 680 homes for sale in Miramar Beach, FL · median $659,000 · 685 homes for sale in 32550 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, The Retreat at Miramar in Miramar Beach, FL has 1 home for sale. As of October 2026, the MLS records 27 closed sales in The Retreat at Miramar in Miramar Beach, FL since 2018, the most recent in August 2025. Across Miramar Beach as a whole, 375 homes closed in the last 12 months at a median of $777,500, 108 median days on market, with 314 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $7,590 ($7,200 with the full homestead exemption).
| Location | Miramar Beach, Walton County, FL · ZIP 32550 |
|---|---|
| Homes in the community | 25 (FL DOR 2025 assessment roll) |
| Years built | 2018–2020 (median 2019.0) |
| Typical living area | 3,212 sq ft (median) |
| Amenities listed by sellers | BBQ Pit/Grill, Gated, Handicap Provisions, Pavillion/Gazebo, Pets Allowed, Pool |
| For sale right now | 1 active, 0 pending · median asking $1,844,000 |
| Owner-occupied (homestead) share | 0% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “The Retreat at Miramar key facts,” movewithmomentum.com/neighborhoods/the-retreat-at-miramar, data as of September 20, 2026.
Price here is driven by condition and size, not by amenities or age spread. These are newer homes, all built within a tight window ending in 2020, and they run large — a median of roughly 3,212 square feet. With no community amenities identified from current listings, what you pay reflects the house itself: build quality, finishes, and how well it has been kept.
The current posture is thin. There is a single active listing against 25 homes total, and only one closing in the recent window. That means limited comparable data and limited choice. A seller who lists into that scarcity has some leverage; a buyer should expect to move deliberately and lean on us to read a market with very few data points.
The 60-Second Overview
The Retreat at Miramar is a small, newer enclave of 25 homes in Miramar Beach, all built between 2018 and 2020, skewing toward larger square footage. No community amenities show up in current MLS listings, so the value proposition is the homes themselves and the Walton County coastal location.
Emerald Coast MLS sales records identify 19 homes in The Retreat at Miramar that have changed hands since 2018, built between 2018 and 2020 (median 2019), with a median living area of about 2,945 sq ft and a typical 6-bedroom, 6-bath layout; 95% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who The Retreat at Miramar is best for.
Best for
- Buyers seeking a newer, larger single-family home in the Miramar Beach area of Walton County
- Second-home or investment buyers comfortable with a low-turnover, amenity-light community
- Patient buyers willing to wait for the right listing given scarce inventory
Probably not for
- Buyers who want on-site amenities like a pool, clubhouse, or gym
- Buyers needing many active listings to compare before making a decision
- Buyers looking for smaller or lower-maintenance square footage
The market around The Retreat at Miramar
The Retreat at Miramar is too small for its own price trend, so here is the market around it.
In ZIP 32550, 802 homes are on the market and 9% are under contract — a slower corner of Miramar Beach.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32550 (Miramar Beach), 530 homes closed in the last 12 months at a median of $729K, up 3.7% year over year, with a median 99 days on market. Right now 355 active and 39 pending listings put supply at about 9.8 months — a soft market. See the live ZIP 32550 housing market and the Walton County market.
ZIP and county figures describe the wider market, not The Retreat at Miramar specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in The Retreat at Miramar, Miramar Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in The Retreat at Miramar
Live MLS inventory for The Retreat at Miramar. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending The Retreat at Miramar listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in The Retreat At Miramar Right Now (1)
All 1 active and pending The Retreat At Miramar listings with a detail page, newest first, refreshed twice a day from the MLS.
- 23 Calla Way · $1,844,000 · 7 bd / 6.5 ba · listed Sep 2, 2026 · listed by Douglas Elliman
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Destin · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent The Retreat at Miramar listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any The Retreat at Miramar address.
Shop the zone: Homes zoned for South Walton High School
The The Retreat at Miramar buying strategy.
If we were buying in The Retreat at Miramar today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Retreat at Miramar.
A small, newer pocket with thin turnover
With just 25 homes and a median build year of 2019, this is a compact, consistent group of properties. The living space runs generous — a median around 3,212 square feet — so the inventory here reads as larger, newer construction rather than starter product. What that consistency does not give you is variety: floor plans and vintage are close together, so differences in price come down to condition and how a given home has been finished and maintained.
Homestead share sits at zero, which tells you these homes are not currently owner-occupied as primary residences under homestead exemption. Combined with a single active listing and one recent closing, the takeaway is a low-turnover community where pricing signals are scarce. Anyone transacting here should treat each individual sale as meaningful rather than assuming a broad market trend.
The location and the amenities are priced into every listing in The Retreat at Miramar. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small with this little activity, comps are hard to come by and easy to misread. We track The Retreat at Miramar and the surrounding Miramar Beach market closely, so we can help a seller price against genuine scarcity and help a buyer decide whether a lone listing is fairly asked or opportunistic. When there is only one active listing, judgment matters more than volume.
The Retreat at Miramar in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a The Retreat at Miramar buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Retreat at Miramar sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Retreat at Miramar, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Retreat at Miramar home worth?
Get a no-obligation home value based on real comparable sales in The Retreat at Miramar, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Miramar Beach →
11% of homes for sale in ZIP 32550 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-30).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in The Retreat at Miramar?
What share of The Retreat at Miramar is owner-occupied?
When were the homes in The Retreat at Miramar built?
Who is the best real estate agent for The Retreat at Miramar?
How do I find a top Miramar Beach real estate agent who knows The Retreat at Miramar?
Can Momentum Realty connect me with an agent for The Retreat at Miramar?
Where is The Retreat at Miramar, and what county is it in?
Should you buy in The Retreat at Miramar?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32550)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2018 (27 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how The Retreat at Miramar fits the bigger picture — live prices, inventory, and Momentum Scores:
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