The Retreat at Miramar
Homes for Sale in Miramar Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, The Retreat at Miramar in Miramar Beach, FL has 1 home for sale. As of September 2026, the MLS records 27 closed sales in The Retreat at Miramar in Miramar Beach, FL since 2018, the most recent in August 2025.
Price here is driven by condition and size, not by amenities or age spread. These are newer homes, all built within a tight window ending in 2020, and they run large — a median of roughly 3,212 square feet. With no community amenities identified from current listings, what you pay reflects the house itself: build quality, finishes, and how well it has been kept.
The current posture is thin. There is a single active listing against 25 homes total, and only one closing in the recent window. That means limited comparable data and limited choice. A seller who lists into that scarcity has some leverage; a buyer should expect to move deliberately and lean on us to read a market with very few data points.
The 60-Second Overview
The Retreat at Miramar is a small, newer enclave of 25 homes in Miramar Beach, all built between 2018 and 2020, skewing toward larger square footage. No community amenities show up in current MLS listings, so the value proposition is the homes themselves and the Walton County coastal location.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who The Retreat at Miramar is best for.
Best for
- Buyers seeking a newer, larger single-family home in the Miramar Beach area of Walton County
- Second-home or investment buyers comfortable with a low-turnover, amenity-light community
- Patient buyers willing to wait for the right listing given scarce inventory
Probably not for
- Buyers who want on-site amenities like a pool, clubhouse, or gym
- Buyers needing many active listings to compare before making a decision
- Buyers looking for smaller or lower-maintenance square footage
The market around The Retreat at Miramar
The Retreat at Miramar is too small for its own price trend, so here is the market around it.
In ZIP 32550, 982 homes are on the market and 13% are under contract — a slower corner of Miramar Beach.
Across Walton County, 3,587 homes are active and 907 pending (20% under contract).
ZIP and county figures describe the wider market, not The Retreat at Miramar specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in The Retreat at Miramar, Miramar Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
The Retreat at Miramar Market Scorecard
The Retreat at Miramar is currently a thin data market. Limited supply, a median asking price of $1,844,000, and homes go under contract in about 225 days.
Typical home value in the 32550 ZIP is $653,669, about 36.1% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in The Retreat at Miramar
Live MLS inventory for The Retreat at Miramar. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending The Retreat at Miramar listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Destin · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent The Retreat at Miramar listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any The Retreat at Miramar address.
The The Retreat at Miramar buying strategy.
If we were buying in The Retreat at Miramar today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Retreat at Miramar.
A small, newer pocket with thin turnover
With just 25 homes and a median build year of 2019, this is a compact, consistent group of properties. The living space runs generous — a median around 3,212 square feet — so the inventory here reads as larger, newer construction rather than starter product. What that consistency does not give you is variety: floor plans and vintage are close together, so differences in price come down to condition and how a given home has been finished and maintained.
Homestead share sits at zero, which tells you these homes are not currently owner-occupied as primary residences under homestead exemption. Combined with a single active listing and one recent closing, the takeaway is a low-turnover community where pricing signals are scarce. Anyone transacting here should treat each individual sale as meaningful rather than assuming a broad market trend.
The location and the amenities are priced into every listing in The Retreat at Miramar. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small with this little activity, comps are hard to come by and easy to misread. We track The Retreat at Miramar and the surrounding Miramar Beach market closely, so we can help a seller price against genuine scarcity and help a buyer decide whether a lone listing is fairly asked or opportunistic. When there is only one active listing, judgment matters more than volume.
The Retreat at Miramar in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a The Retreat at Miramar buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Retreat at Miramar sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Retreat at Miramar, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Retreat at Miramar home worth?
Get a no-obligation home value based on real comparable sales in The Retreat at Miramar, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in The Retreat at Miramar?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near The Retreat at Miramar with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2018 (27 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how The Retreat at Miramar fits the bigger picture — live prices, inventory, and Momentum Scores: