Turtle Creek
Homes for Sale in Oldsmar, FL
All 172 homes for sale in Oldsmar, FL · median $342,450 · 131 homes for sale in 34677 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 11 closed sales in Turtle Creek Unit-One in Oldsmar, FL since 2014, the most recent in May 2026. Across Oldsmar as a whole, 293 homes closed in the last 12 months at a median of $364,750, 63 median days on market, with 87 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,070 ($6,260 with the full homestead exemption).
Price here is driven by size and condition more than anything else. Turtle Creek is a small, established pocket of 109 homes built between 1988 and 1996, with a median living area of roughly 3,778 square feet. These are substantial houses, and what separates a strong sale from a soft one is how well a given home has been updated since it was built. Expect a wide spread on price that tracks renovation level, not floor plan alone.
This is a thin, slow-turning market: only a couple of closings in the recent window across a community this size. That means comparable sales are scarce and sometimes stale, so pricing leans on judgment rather than a deep bench of recent data. Sellers should plan for a considered timeline and buyers should not expect a steady stream of listings to choose from. With homestead status covering the large majority of homes here, turnover is naturally limited.
Nearby homes for sale
No active listings inside Turtle Creek Unit-One right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Turtle Creek is a compact, owner-occupied enclave of larger homes in Oldsmar, Pinellas County. Its defining traits are size, age consistency, and how rarely homes trade hands.
Stellar MLS sales records identify 96 homes in Turtle Creek that have changed hands since 2004, built between 1988 and 1996 (median 1992), with a median living area of about 3,490 sq ft and a typical 4-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Turtle Creek is best for.
Best for
- Buyers who prioritize square footage and a settled, low-turnover setting
- Buyers comfortable acting quickly when a rare listing fits their needs
- Buyers willing to weigh condition and renovation level carefully into their offer
Probably not for
- Buyers who want a large pool of homes to compare at any given time
- Buyers seeking a quick, high-volume market with abundant recent comps
- Buyers looking for smaller, lower-maintenance floor plans
The market around Turtle Creek
Turtle Creek is too small for its own price trend, so here is the market around it.
In ZIP 34677, 184 homes are on the market and 21% are under contract — a steady corner of Oldsmar.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 34677 (Oldsmar), 440 homes closed in the last 12 months at a median of $365K ($238/sq ft), down 4.1% year over year, with a median 62 days on market. Right now 88 active and 19 pending listings put supply at about 4.8 months — a buyer's market. See the live ZIP 34677 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Turtle Creek specifically. Momentum Research analysis of MLS records.
Turtle Creek by the numbers
From county property records and closed MLS sales for the Turtle Creek subdivision: 22 homes on record; built 1988–1995; typical size about 3,370 heated sq ft; 4 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2019 | 1 | $517,500 |
| 2020 | 4 | $667,500 |
| 2021 | 1 | $790,000 |
| 2023 | 1 | $1,050,000 |
| 2024 | 1 | $1,000,000 |
| 2026 | 2 | $1,052,500 |
Newest recorded sale: $1,075,000 on 2026-05-19.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Turtle Creek buying strategy.
If we were buying in Turtle Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Turtle Creek.
A large-home pocket that trades quietly
The housing stock is remarkably uniform in vintage, built over a roughly eight-year stretch with a median year built of 1992. That consistency helps buyers set expectations on construction era and lot layout, but it also means most homes are now decades old and the update conversation is central to value. A house that has been renovated will read very differently from one that still reflects its original build.
With about 93% of homes held as homestead, this is an owner-occupied community with low turnover. That scarcity cuts both ways: it supports stability but also limits inventory, so serious buyers should be prepared to move when a home that fits comes up rather than wait for a broad selection.
The location and the amenities are priced into every listing in Turtle Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume community like this, thin recent data makes pricing an exercise in judgment. We read each home on its own merits — living area, condition, and how it stacks up against the handful of relevant sales — so sellers price to the market that actually exists and buyers know what a fair number looks like before they commit.
Turtle Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Turtle Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Turtle Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Turtle Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Turtle Creek home worth?
Get a no-obligation home value based on real comparable sales in Turtle Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Turtle Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about Turtle Creek
Where is Turtle Creek?
Turtle Creek is a community in Oldsmar, Pinellas County, Florida, ZIP 34677.
How many homes are in Turtle Creek?
County property records list 22 homes in Turtle Creek, built between 1988 and 1995; the typical home is about 3,370 heated square feet.
What do homes in Turtle Creek sell for?
Turtle Creek has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2026 (2 sales, median $1.05M). For context, ZIP 34677 has 184 homes on the market with 21% under contract.
Are there homes for sale in Turtle Creek right now?
No active listings inside Turtle Creek at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Turtle Creek have an HOA or CDD?
No HOA is on record for Turtle Creek in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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