Turtle Creek
Homes for Sale in Oldsmar, FL
All 178 homes for sale in Oldsmar, FL · median $333,500 · 149 homes for sale in 34677 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 11 closed sales in Turtle Creek Unit-One in Oldsmar, FL since 2014, the most recent in May 2026. Across Oldsmar as a whole, 296 homes closed in the last 12 months at a median of $364,750, 61 median days on market, with 153 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,070 ($6,260 with the full homestead exemption).
Price here is driven by size and condition more than anything else. Turtle Creek is a small, established pocket of 109 homes built between 1988 and 1996, with a median living area of roughly 3,778 square feet. These are substantial houses, and what separates a strong sale from a soft one is how well a given home has been updated since it was built. Expect a wide spread on price that tracks renovation level, not floor plan alone.
This is a thin, slow-turning market: only a couple of closings in the recent window across a community this size. That means comparable sales are scarce and sometimes stale, so pricing leans on judgment rather than a deep bench of recent data. Sellers should plan for a considered timeline and buyers should not expect a steady stream of listings to choose from. With homestead status covering the large majority of homes here, turnover is naturally limited.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Turtle Creek Unit-One right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Turtle Creek is a compact, owner-occupied enclave of larger homes in Oldsmar, Pinellas County. Its defining traits are size, age consistency, and how rarely homes trade hands.
Stellar MLS sales records identify 96 homes in Turtle Creek that have changed hands since 2004, built between 1988 and 1996 (median 1992), with a median living area of about 3,490 sq ft and a typical 4-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 9 qualified sales in Turtle Creek across 2024–2025 (6 in 2024, 3 in 2025), median $1.24M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Turtle Creek is best for.
Best for
- Buyers who prioritize square footage and a settled, low-turnover setting
- Buyers comfortable acting quickly when a rare listing fits their needs
- Buyers willing to weigh condition and renovation level carefully into their offer
Probably not for
- Buyers who want a large pool of homes to compare at any given time
- Buyers seeking a quick, high-volume market with abundant recent comps
- Buyers looking for smaller, lower-maintenance floor plans
The market around Turtle Creek
Turtle Creek is too small for its own price trend, so here is the market around it.
In ZIP 34677, 184 homes are on the market and 21% are under contract — a steady corner of Oldsmar.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 34677 (Oldsmar), 439 homes closed in the last 12 months at a median of $365K ($239/sq ft), down 4.5% year over year, with a median 61 days on market. Right now 90 active and 20 pending listings put supply at about 4.7 months — a buyer's market. See the live ZIP 34677 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Turtle Creek specifically. Momentum Research analysis of MLS records.
Turtle Creek by the numbers
From county property records and closed MLS sales for the Turtle Creek subdivision: 22 homes on record; built 1988–1995; typical size about 3,370 heated sq ft; 4 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2019 | 1 | $517,500 |
| 2020 | 4 | $667,500 |
| 2021 | 1 | $790,000 |
| 2023 | 1 | $1,050,000 |
| 2024 | 1 | $1,000,000 |
| 2026 | 2 | $1,052,500 |
Newest recorded sale: $1,075,000 on 2026-05-19.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Turtle Creek buying strategy.
If we were buying in Turtle Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Turtle Creek.
A large-home pocket that trades quietly
The housing stock is remarkably uniform in vintage, built over a roughly eight-year stretch with a median year built of 1992. That consistency helps buyers set expectations on construction era and lot layout, but it also means most homes are now decades old and the update conversation is central to value. A house that has been renovated will read very differently from one that still reflects its original build.
With about 93% of homes held as homestead, this is an owner-occupied community with low turnover. That scarcity cuts both ways: it supports stability but also limits inventory, so serious buyers should be prepared to move when a home that fits comes up rather than wait for a broad selection.
The location and the amenities are priced into every listing in Turtle Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume community like this, thin recent data makes pricing an exercise in judgment. We read each home on its own merits — living area, condition, and how it stacks up against the handful of relevant sales — so sellers price to the market that actually exists and buyers know what a fair number looks like before they commit.
Turtle Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Turtle Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Turtle Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Turtle Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Turtle Creek home worth?
Get a no-obligation home value based on real comparable sales in Turtle Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Oldsmar →
Should you buy in Turtle Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Turtle Creek Unit One
Development, infrastructure, retail, and school activity affecting Turtle Creek Unit One, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Development
ClearView apartments complete at $1 billion Echelon City Center in St. Petersburg
The 363-unit ClearView community, with ground-floor retail, is complete within the Echelon City Center development by Third Lake Partners and Echelon. A 3rd & 3rd residential high-rise with ground-floor retail is expected to open in the first quarter of 2027.
What it may mean for the marketNew downtown apartments and walkable retail add rental inventory and amenities in central St. Petersburg. The project is about 21 miles south of Turtle Creek Unit One, elsewhere in Pinellas County.
Source: Tampa Bay Business and Wealth - August 2026Development
AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa
AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.
What it may mean for the marketA large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 10 miles southeast of Turtle Creek Unit One.
Source: Tampa Bay Business and Wealth - August 2026Infrastructure
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 9 miles southeast of Turtle Creek Unit One.
Source: Tampa Bay Business and Wealth - July 2026Infrastructure
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
What it may mean for the marketEstablishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The project is about 20 miles south of Turtle Creek Unit One, elsewhere in Pinellas County.
Source: FOX 13 Tampa Bay - July 2026Development
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
What it may mean for the marketAdvances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 21 miles south of Turtle Creek Unit One, elsewhere in Pinellas County.
Source: St Pete Catalyst - July 2026Development
Blake-Related team selected to redevelop 86-acre Historic Gas Plant District
St. Petersburg selected a bid led by Blake Investment Partners, with the Related Group as co-developer, to redevelop the 86-acre Historic Gas Plant District at the Tropicana Field site. The roughly 8.1 billion dollar mixed use plan calls for more than 3,600 income-restricted residential units, a 13-acre central park, and office, retail, hotel and civic space over an estimated 20-year buildout. The developers plan to purchase about 58 acres while the city retains roughly one third.
What it may mean for the marketAdds a large mixed use district with thousands of new residential units, a central park, and office, retail, hotel and civic space to the downtown St. Petersburg market. Redevelopment of the Tropicana Field site reshapes the surrounding property landscape and expands housing supply. The project is about 21 miles south of Turtle Creek Unit One, elsewhere in Pinellas County.
Source: Florida YIMBY
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Turtle Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
Email me new listings in Turtle CreekHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Turtle CreekHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Turtle CreekHomes for Sale will answer, and the answer is published on this page for the next buyer.
Common questions about Turtle Creek
Where is Turtle Creek?
Turtle Creek is a community in Oldsmar, Pinellas County, Florida, ZIP 34677.
How many homes are in Turtle Creek?
County property records list 22 homes in Turtle Creek, built between 1988 and 1995; the typical home is about 3,370 heated square feet.
What do homes in Turtle Creek sell for?
Turtle Creek has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2026 (2 sales, median $1.05M). For context, ZIP 34677 has 184 homes on the market with 21% under contract.
Are there homes for sale in Turtle Creek right now?
No active listings inside Turtle Creek at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Turtle Creek have an HOA or CDD?
No HOA is on record for Turtle Creek in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
| Location | Oldsmar, Pinellas County, FL · ZIP 34677 |
|---|---|
| Homes in the community | 109 (FL DOR 2025 assessment roll) |
| Years built | 1988–1996 (median 1992) |
| Typical living area | 3,778 sq ft (median) |
| Owner-occupied (homestead) share | 93% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Turtle Creek key facts,” movewithmomentum.com/neighborhoods/turtle-creek-unit-one, data as of September 20, 2026.
More Oldsmar home searches
- All homes for sale in Oldsmar, FL
- Homes for sale in Pinellas County, FL
- Oldsmar pool homes for sale
- Oldsmar waterfront homes for sale
- Gated communities in Oldsmar
- Oldsmar golf course homes
- Homes under $300K in Oldsmar
- Homes from $300K to $500K in Oldsmar
- 4-bedroom homes for sale in Oldsmar
- Oldsmar home values: what is my house worth?
Oldsmar guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Pinellas County)
- Homestead exemption (Pinellas County)
- Home insurance cost
- New construction (Pinellas County)
- Gated communities guide
Florida buyer guides
Nearby Communities
Explore more neighborhoods near Turtle Creek with Momentum Realty’s local guides.