Twin Lakes
Homes for Sale in Bonifay, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of September 2026, Twin Lakes in Bonifay, FL has 1 home for sale. As of September 2026, the MLS records 2 closed sales in Twin Lakes in Bonifay, FL since 2019, the most recent in August 2023.
With only three homes tracked in Twin Lakes, this is a data-thin pocket of Holmes County rather than a full-scale subdivision, and that shapes how pricing works here. Value is driven almost entirely by the individual home — its exact year built, finish level, and lot — because there simply aren't enough closed sales to establish a tight neighborhood comp set the way you'd see in a larger community.
The construction window (2015 to 2023, median year built 2019) means these are relatively young homes by Holmes County standards, which narrows the condition-driven price spread you'd otherwise expect in an older, more varied inventory. For a buyer or seller, that means less guesswork on major systems and more focus on layout, lot, and how a given listing compares to the two or three others actually on record.
The 60-Second Overview
Twin Lakes in Bonifay is a small, newer-construction pocket with just a handful of homes on record, built between 2015 and 2023 — a tighter age range than most established Holmes County neighborhoods.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Twin Lakes is best for.
Best for
- A buyer targeting a newer-construction home (built 2015 or later) without needing HOA amenities
- A buyer comfortable evaluating value home-by-home rather than off a large neighborhood comp set
- A buyer looking for owner-occupied surroundings in a low-turnover setting
Probably not for
- A buyer who wants a community pool, clubhouse, or other shared amenities on-site
- A buyer who needs a deep pool of recent comparable sales to feel confident on price
- An investor seeking a large inventory of turnkey rental-ready units in one place
The market around Twin Lakes
Twin Lakes is too small for its own price trend, so here is the market around it.
In ZIP 32425, 19 homes are on the market and 21% are under contract — a steady corner of Bonifay.
Across Holmes County, 16 homes are active and 4 pending (20% under contract).
ZIP and county figures describe the wider market, not Twin Lakes specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Holmes County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Holmes County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Twin Lakes Market Scorecard
Twin Lakes is currently a thin data market. Limited supply, a median asking price of $665,900, and homes go under contract in about 636 days.
Typical home value in the 32425 ZIP is $188,193, about 15.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Twin Lakes
Live MLS inventory for Twin Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Twin Lakes listings as of 2026-09-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Twin Lakes buying strategy.
If we were buying in Twin Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Twin Lakes.
A small, newer-built pocket
Twin Lakes doesn't show up in the MLS as a high-volume community — three homes is the current count — so any read on it has to lean on what those homes actually look like rather than broad trend lines. The median living area of 1,928 square feet points to mid-size single-family homes, and the 2015–2023 build range (median 2019) puts the bulk of the stock inside the last decade, which is notable in a county where older housing stock is common.
Roughly two-thirds of the tracked homes carry a homestead exemption, which typically signals owner-occupancy rather than investor or rental holding — a detail worth knowing if you're trying to gauge how much of the community turns over versus stays put. No community amenities are identified from current MLS listings, so this reads as a residential-only setting: whatever appeal it holds is about the homes and the Bonifay location itself, not shared facilities.
The location and the amenities are priced into every listing in Twin Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A three-home community like Twin Lakes rewards someone who knows how to build a comp set from a short list rather than relying on automated tools that need volume to work — we pull the actual listing history for this pocket of Bonifay and walk you through what each home's build year and square footage really mean for value, instead of guessing from county-wide averages.
Twin Lakes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Twin Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Twin Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Twin Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Twin Lakes home worth?
Get a no-obligation home value based on real comparable sales in Twin Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Twin Lakes on the map →
Should you buy in Twin Lakes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Twin Lakes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2019 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Twin Lakes fits the bigger picture — live prices, inventory, and Momentum Scores: