Tymber Cove
Homes for Sale in St. Cloud, FL

Community in St Cloud · Osceola County · ZIP 34772
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Built fromLive Stellar MLS data13 years of closingsUpdated twice daily

As of September 2026, the MLS records 5 closed sales in Tymber Cove in St Cloud, FL since 2013, the most recent in January 2026. Across St Cloud as a whole, 1,837 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 519 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).

Live · Tymber Cove Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Osceola: 20% (1,079 of 5,502)
0 · 1
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Tymber Cove sits in St Cloud, Osceola County, and the current MLS feed does not carry a documented amenities package for the community. That is not a statement that the neighborhood lacks features — it means recent listings have not itemized them, so we are not going to invent a clubhouse or pool that may or may not exist. Anyone evaluating this community should treat HOA documents and community disclosures as the real source, not marketing copy.

With no pricing or inventory detail available in this snapshot, the honest posture here is to gather the property-level facts before forming an opinion on value. A house in Tymber Cove will be priced on its own condition, lot, and finish, not on a documented community amenity set. That puts more weight than usual on inspection and comparable review rather than on neighborhood-level shortcuts.

The 60-Second Overview

Tymber Cove is a St Cloud community in Osceola County; current MLS data does not list a specific set of community amenities, so buyers should confirm HOA details directly rather than assume a standard package.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer who wants a St Cloud address and is comfortable evaluating each home on its own condition and price.
  • A buyer who plans to verify HOA terms and amenities directly rather than rely on listing summaries.
  • A buyer prioritizing location within Osceola County over a specific amenity checklist.

Probably not for

  • A buyer who needs a confirmed clubhouse, pool, or gated feature locked in before touring.
  • A buyer unwilling to do extra HOA-document homework given the thin public record.
  • A buyer comparison-shopping strictly on amenity lists rather than home-by-home value.

The market around Tymber Cove

Tymber Cove is too small for its own price trend, so here is the market around it.

In ZIP 34772, 496 homes are on the market and 26% are under contract — a steady corner of St Cloud.

Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).

ZIP and county figures describe the wider market, not Tymber Cove specifically. Momentum Research analysis of MLS records.

Tymber Cove Market Scorecard

No active listings

Tymber Cove is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$680,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/1/1
Active/Pend/Sold

Typical home value in the 34772 ZIP is $398,990, about 8.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Tymber Cove

Live MLS inventory for Tymber Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Tymber Cove listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2026. Tap any home to ask about it.

Schools

In short
  • Osceola County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Hickory Tree Elem · Elementary
  • Harmony Middle · Middle
  • Harmony High · High

Zoned schools reflect the assignments reported on recent Tymber Cove listings and can change; always confirm with Osceola County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Tymber Cove address.

If we were buying in Tymber Cove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tymber Cove.

Best Buy
Buyers focused on the home itself in St Cloud rather than a packaged amenity list.
Biggest Risk
Amenities and HOA terms are unverified in current listing data and must be confirmed directly.
Sweet Spot
Works best for a buyer who wants a straightforward Osceola County location without assuming resort-style extras.
Avoid If
Skip it if a documented amenity package is a hard requirement before you will consider the community.

What the listing record actually tells you

When a community shows no identified amenities in the MLS feed, it usually means one of two things: the HOA maintains a private or unlisted amenity set that agents have not entered into recent listings, or the community simply does not carry the deed-restricted extras — pools, gates, clubhouses — that show up in feed fields. Either way, the fix is the same: pull the HOA docs, call the management company if one exists, and confirm in writing rather than relying on assumption.

For a buyer, this changes how you shop. Instead of comparing Tymber Cove against neighboring St Cloud communities on amenity checklists, you are comparing it on the house itself — lot size, condition, layout, and proximity to daily-use roads and services in St Cloud. That is a more property-driven purchase than an amenity-driven one, which suits a buyer who wants to evaluate each home on its own merits rather than buy into a packaged lifestyle.

The location and the amenities are priced into every listing in Tymber Cove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When the public record on a community is thin, the value an agent adds goes up, not down. We do not fill gaps with guesses — we go get the HOA documents, verify what Tymber Cove actually offers, and bring you a straight answer before you write an offer, not after.

Tymber Cove in 15 seconds.

Best forBuyers focused on the home itself in St Cloud rather than a packaged amenity list.
Biggest advantageEvaluation stays property-driven, so condition and lot quality carry real weight in the price conversation.
Biggest riskAmenities and HOA terms are unverified in current listing data and must be confirmed directly.
Sweet spotWorks best for a buyer who wants a straightforward Osceola County location without assuming resort-style extras.
Avoid ifSkip it if a documented amenity package is a hard requirement before you will consider the community.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tymber Cove sales matched to your home.

What is your Tymber Cove home worth?

Get a no-obligation home value based on real comparable sales in Tymber Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Tymber Cove on the map →

Real comps, not an automated estimate.
A buyer who wants a St Cloud address and is comfortable evaluating each home on its own condition and price.Excellent fit
A buyer who plans to verify HOA terms and amenities directly rather than rely on listing summaries.Excellent fit
A buyer prioritizing location within Osceola County over a specific amenity checklist.Excellent fit
A buyer who needs a confirmed clubhouse, pool, or gated feature locked in before touring.Probably not
A buyer unwilling to do extra HOA-document homework given the thin public record.Probably not
A buyer comparison-shopping strictly on amenity lists rather than home-by-home value.Probably not

Nearby Communities

Explore more neighborhoods near Tymber Cove with Momentum Realty’s local guides.

The Reserve At Twin Lakes St Cloud0.4 mi awayDel Webb Twin Lakes St Cloud0.6 mi awayTLTwin Lakes St Cloud0.9 mi awayGramercy Farms St Cloud1.0 mi awayNorthwest Lakeside Groves St Cloud1.3 mi awaySeminole Land Inv Co St Cloud1.4 mi awayOld Hickory St Cloud1.6 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2013 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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