Twin Lakes
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $564,245, $205 per square foot, a median 0 days on market, sellers accepting 100% of original asking. At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $8,590 ($7,990 with the full homestead exemption).
Twin Lakes Ph 7B is a tightly built phase — 274 homes, all constructed between 2016 and 2024, with a median build year of 2020. That narrow window means the housing stock here reads as a single generation of construction rather than a patchwork of eras, which tends to keep condition and layout comparisons straightforward for buyers and appraisers alike.
With homestead exemptions on file for roughly 82.6% of homes, this is a community where most owners are living in the property rather than renting it out or holding it as a pure investment. That owner-occupancy rate, combined with a consistent build era, generally supports steadier day-to-day upkeep across the phase, though it says nothing about any individual listing's condition — that still has to be verified home by home.
Nearby homes for sale
No active listings inside Twin Lks Ph 7B right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Twin Lakes market snapshot (as of September 12, 2026): the median sale price is about $564K ($205 per sq ft over the trailing 12 months of closed sales), and a median 0 days on market for closed sales.
In ZIP 34772 (St Cloud), 1,998 homes closed in the last 12 months at a median of $411K ($203/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 328 active and 152 pending listings put supply at about 3.7 months — a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
Stellar MLS sales records identify 309 homes in Twin Lakes that have changed hands since 2017, built between 2016 and 2026 (median 2020), with a median living area of about 2,208 sq ft and a typical 3-bedroom, 2.5-bath layout; 80% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Twin Lakes Ph 7B in St Cloud is a newer-construction phase of Osceola County's broader Twin Lakes development, built out almost entirely within an eight-year span. The typical home here runs just over 2,100 square feet of living space, putting it in a mid-size single-family range rather than starter-cottage or estate territory.
Who Twin Lakes is best for.
Best for
- Buyers prioritizing a newer-construction home (built 2016-2024) over an older resale.
- Owner-occupant buyers comfortable in a phase where the large majority of homes carry a homestead exemption.
- Buyers who want a mid-size single-family footprint near 2,100+ square feet without needing a larger estate-scale home.
Probably not for
- Buyers who require a confirmed, MLS-documented community amenity package before writing an offer.
- Investors seeking a phase with a high concentration of non-owner-occupied comparables.
- Buyers specifically hunting for older, established construction with a longer build history to compare against.
The Twin Lakes buying strategy.
If we were buying in Twin Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Twin Lakes.
A Single-Era Phase, Still Filling In
Because every home in this phase was built between 2016 and 2024, buyers are not choosing between decades-old construction and brand-new — they're choosing between a slightly earlier or slightly later slice of the same build cycle. The median year built of 2020 puts the phase roughly in the middle of that run, which matters for anyone comparing roof age, permitting era, or builder-grade finishes across listings.
Current MLS records show no community amenities formally identified for Twin Lakes Ph 7B. That does not necessarily mean there is nothing on the ground — it means the listing data buyers are working from doesn't itemize a pool, clubhouse, or similar shared feature for this specific phase, and it should be confirmed directly with the HOA or developer rather than assumed from marketing materials for the larger Twin Lakes name.
The location and the amenities are priced into every listing in Twin Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a phase this uniform in age, the differentiators are subtle — lot position, builder-specific finish packages, and whether a given home has had any post-construction updates. We track closings inside this exact phase rather than the Twin Lakes name broadly, so pricing conversations are anchored to homes actually built in this 2016-2024 window, not diluted by older or unrelated sections of the larger development.
Twin Lakes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Twin Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Twin Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Twin Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Twin Lakes home worth?
Get a no-obligation home value based on real comparable sales in Twin Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Twin Lakes on the map →
Frequently Asked Questions
What is the median home price in Twin Lakes?
How long do homes in Twin Lakes take to sell?
Who is the best real estate agent for Twin Lakes?
How do I find a top St Cloud real estate agent who knows Twin Lakes?
Can Momentum Realty connect me with an agent for Twin Lakes?
Should you buy in Twin Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Twin Lakes Ph 7B fits the bigger picture — live prices, inventory, and Momentum Scores:
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