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WATERS LAKE MARIAM in WINTER HAVEN

WATERS LAKE MARIAM
Homes for Sale in WINTER HAVEN, FL

Community in WINTER HAVEN · Polk County · ZIP 33884
25 homesBuilt 1990–2005
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data10 years of closingsFL DOR public recordsUpdated twice daily
Live · WATERS LAKE MARIAM Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
80%
Owner-occupied · WATERS LAKE MARIAM
20 of 25 parcels homesteaded (FL DOR 2025)
20%
Non-owner-occupied · WATERS LAKE MARIAM
incl. 0% trust or LLC-held · 4% out-of-state
25
Homes in the community
25 residential parcels (FL DOR 2025)
Track record · 10 years of records
Est. 1990
Community established
homes built 1990-2005, median 1996 (FL DOR 2025)
1
Failed listings · 2026
peaked at 1 in 2015
The Area Market

The market around WATERS LAKE MARIAM

WATERS LAKE MARIAM is a small community — 2 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 33884, 457 homes are on the market and 25% are under contract — a steady corner of WINTER HAVEN.

Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not WATERS LAKE MARIAM specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in WATERS LAKE MARIAM, WINTER HAVEN

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
9.09%
1 of 11 listings · short sale 1

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Schools

In short
  • Polk County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Polk County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent WATERS LAKE MARIAM listings and can change; always confirm with Polk County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any WATERS LAKE MARIAM address.

The Strategy

The WATERS LAKE MARIAM buying strategy.

If we were buying in WATERS LAKE MARIAM today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in WATERS LAKE MARIAM.

The Deep Dive

A closer look at the WATERS LAKE MARIAM market

The housing stock is 25 homes built between 1990 and 2005, and 80% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in WATERS LAKE MARIAM. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA - confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a WATERS LAKE MARIAM buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPolk County millage and the homestead picture.Rent vs buyThe breakeven on owning in WATERS LAKE MARIAM.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed WATERS LAKE MARIAM sales matched to your home.

Selling in WATERS LAKE MARIAM

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in WATERS LAKE MARIAM, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your WATERS LAKE MARIAM home worth?

Get a no-obligation home value based on real comparable sales in WATERS LAKE MARIAM, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in WATERS LAKE MARIAM on the map →

Real comps, not an automated estimate.

Waters of Lake Mariam Market Scorecard

Thin data

Waters of Lake Mariam is currently a thin data market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in WATERS LAKE MARIAM?
The Florida DOR 2025 assessment roll shows 25 homes in WATERS LAKE MARIAM (public records).
What share of WATERS LAKE MARIAM is owner-occupied?
80% of WATERS LAKE MARIAM parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in WATERS LAKE MARIAM built?
Homes in WATERS LAKE MARIAM were built between 1990 and 2005, with a median year built of 1996 (FL DOR 2025 roll).
What schools serve WATERS LAKE MARIAM?
WATERS LAKE MARIAM is served by Polk County Public Schools, typically Polk County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for WATERS LAKE MARIAM?
The best agent for WATERS LAKE MARIAM is one who actively works WINTER HAVEN and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for WATERS LAKE MARIAM.
How do I find a top WINTER HAVEN real estate agent who knows WATERS LAKE MARIAM?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows WATERS LAKE MARIAM and the wider WINTER HAVEN area.
Can Momentum Realty connect me with an agent for WATERS LAKE MARIAM?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your WATERS LAKE MARIAM purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near WATERS LAKE MARIAM with Momentum Realty’s local guides.

Overlook EstatesWINTER HAVEN, FL · 0.1 miOrchid Springs Patio HomesWINTER HAVEN, FL · 0.1 miValencia Wood HillsWINTER HAVEN, FL · 0.2 miElbert Hills Winter HavenWINTER HAVEN, FL · 0.3 miValenciawood HillsWINTER HAVEN, FL · 0.3 miLake Mariam Hills Winter HavenWINTER HAVEN, FL · 0.3 miSouth Roy Shores Winter HavenWINTER HAVEN, FL · 0.3 miEloise Woods Lake Mariam UnWINTER HAVEN, FL · 0.4 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: June 30, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Under-contract sharesStellar MLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2016 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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