White Oak Farms
Homes for Sale in Jacksonville, FL
All 4,458 homes for sale in Jacksonville, FL · median $299,900 · 71 homes for sale in 32223 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of THE LEGENDS OF REAL ESTATE · via realMLS
Homes listed or recently sold were built 2015–2017; 3 of 3 report an HOA (median $58/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft). As of November 2026, the MLS records 30 closed sales in White Oak Farms in Jacksonville, FL since 2015, the most recent in March 2026. Recorded prices since 2024 ran from $350,000 to $699,900 (median $650,000), on homes of 2,730 to 2,985 sq ft. Across Jacksonville as a whole, 12,699 homes closed in the last 12 months at a median of $304,990, 42 median days on market, with 4,140 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $11,610 ($10,880 with the full homestead exemption).
White Oak Farms carries a median price of $699,000 at roughly $238 per square foot, which tells you the price here is driven more by home size, finish, and condition than by any single ceiling. Expect a wide spread around that median: two homes at the same address on paper can trade very differently depending on updates and lot.
The market posture is quick. Median days on market sits at 11, so well-prepared listings move fast. For buyers that means pre-approval and a decisive plan before you tour; for sellers it means condition and presentation are doing real work, and a sharp listing rarely sits.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
White Oak Farms is a higher-priced pocket of Jacksonville in Duval County where price tracks square footage and finish rather than a fixed tier. The current pace is brisk, so timing and preparation matter more than in a slower submarket.
realMLS (Northeast Florida) sales records identify 17 homes in White Oak Farms that have changed hands since 2015, built between 2015 and 2017 (median 2015), with a median living area of about 2,624 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of White Oak Farms. Swipe to explore the community.
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White Oak FarmsPhotos from realMLS listings in White Oak Farms; content deemed reliable but not guaranteed.
Who White Oak Farms is best for.
Best for
- Buyers with a budget at or near the $699,000 median seeking more square footage and finish
- Decisive buyers who are pre-approved and ready to act inside an 11-day pace
- Sellers with a well-maintained, updated home who want a quick, competitive sale
Probably not for
- Buyers whose budget sits meaningfully below the median
- Buyers who want a slow, deliberate search with little competition
- Sellers unwilling to prepare and stage before listing in a fast market
The market around White Oak Farms
White Oak Farms is too small for its own price trend, so here is the market around it.
In ZIP 32223, 109 homes are on the market and 33% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 4,343 homes are active and 1,482 pending (25% under contract).
In ZIP 32223 (Jacksonville), 527 homes closed in the last 12 months at a median of $360K ($212/sq ft), up 2.8% year over year, with a median 34 days on market. Right now 72 active and 32 pending listings put supply at about 1.6 months — a healthy market. See the live ZIP 32223 housing market and the Duval County market.
ZIP and county figures describe the wider market, not White Oak Farms specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in White Oak Farms
Live MLS inventory for White Oak Farms. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending White Oak Farms listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
White Oak Farms on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Loretto · Elementary
- Mandarin · Middle
- Mandarin · High
Zoned schools reflect the assignments reported on recent White Oak Farms listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any White Oak Farms address.
Shop the zone: Homes zoned for Loretto Elementary School · Homes zoned for Mandarin Middle School · Homes zoned for Mandarin High School
The White Oak Farms buying strategy.
If we were buying in White Oak Farms today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in White Oak Farms.
What the $238 a foot is really telling you
A median near $238 per square foot paired with a median price of $699,000 points to larger, finished homes rather than starter stock. The number to watch is not the headline price but how a given home's condition and square footage line up against it — that comparison is where value gets made or lost.
With a small closings window of just three recent sales, treat every comp with care. Three data points establish direction, not a rule. We lean on the fuller picture of active and pending inventory rather than over-reading a thin closed set, and we recommend you do the same before anchoring to any single number.
The location and the amenities are priced into every listing in White Oak Farms. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a submarket this quick and this thinly traded, the edge is reading condition against price per foot and moving without hesitation. We help buyers separate a fair $699,000 home from an overreaching one, and we help sellers stage and price so an 11-day norm works in their favor instead of against them.
White Oak Farms in 15 seconds.
Tools for a White Oak Farms buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed White Oak Farms sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in White Oak Farms, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your White Oak Farms home worth?
Get a no-obligation home value based on real comparable sales in White Oak Farms, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in White Oak Farms
Homes in White Oak Farms that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 3843 Mediterranean Court · off market
- 3902 Mediterranean Court · off market
- 3926 Mediterranean Court · off market
Every Home for Sale in White Oak Farms Jacksonville Right Now (1)
All 1 active and pending White Oak Farms Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3914 Mediterranean Court · $594,900 · 5 bd / 3.5 ba · pending · listed Aug 14, 2026 · listed by The Legends Of Real Estate
Recently sold in White Oak Farms Jacksonville
- 3902 Mediterranean Court · sold $699,900
- 3843 Mediterranean Court · sold $610,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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What it really costs to own in White Oak Farms
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $525/year (about $44/month) across 3 MLS listings (most billed annually; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
Email me new listings in White Oak Farms
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about White Oak Farms
Have a question about the homes, fees, rules or commute here? A Momentum agent who works White Oak Farms will answer, and the answer is published on this page for the next buyer.
34% of homes for sale in ZIP 32223 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Price History: What Homes Here Have Actually Sold For
Median sale prices in White Oak Farms Jacksonville year by year since 2015, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Recent Developments in White Oak Farms
Development, infrastructure, retail, and school activity affecting White Oak Farms, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The site is about 3 miles southeast of White Oak Farms.
Source: Jacksonville Today - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 10 miles east of White Oak Farms.
Source: News4JAX - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The site is about 3 miles southeast of White Oak Farms.
Source: Jacksonville Today - September 2026Development
Downtown review board approves concept for first new University of Florida graduate campus building in LaVilla
The Downtown Development Review Board voted 7-0 on Sept. 10 for a six to eight story, roughly 185,000 square foot academic building on a 2.34-acre site bounded by West Bay, Forsyth and North Lee streets. It is the first new building in a multiphase UF graduate and semiconductor institute campus estimated at $345 million. UF hopes to break ground in December, pending final design review and permitting.
What it may mean for the marketA large graduate campus adds education and technology jobs and daytime foot traffic to the western Downtown core. The site is about 3 miles south of White Oak Farms.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 4 miles southeast of White Oak Farms, elsewhere in Duval County.
Source: News4Jax - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 10 miles east of White Oak Farms.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
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Should you buy in White Oak Farms?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32223)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2015 (30 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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