Windermere Oaks
Homes for Sale in Windermere, FL
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 1982–2001; 3 of 3 report an HOA (median $333/mo). As of September 2026, the MLS records 4 closed sales in Windermere Oaks in Windermere, FL since 2017, the most recent in August 2026. Across Windermere as a whole, 426 homes closed in the last 12 months at a median of $640,000, 37 median days on market, with 100 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $10,670 ($10,000 with the full homestead exemption).

Windermere Oaks doesn't carry a distinct amenity package in the current MLS record, which tells us something useful on its own: this is likely a smaller, lower-profile enclave rather than a master-planned community built around a clubhouse or gate. That changes how you should value it. Price here will be driven almost entirely by the individual home — lot, condition, updates — rather than by a shared amenity fee or community brand.
Because we don't have listing volume or day-on-market data to lean on right now, our read is that this is a market to approach house-by-house rather than trend-by-trend. If you're a buyer, that means less competition on "community hype" and more leverage in negotiating on the merits of the specific property. If you're a seller, it means your marketing has to work harder to establish value, since there's no amenity narrative doing it for you.
Nearby homes for sale
No active listings inside Windermere Oaks right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Windermere Oaks sits within the Town of Windermere in Orange County, an area known more for its chain-of-lakes geography and low-density feel than for large amenitized subdivisions. Current MLS data shows no distinct community amenities tied to this name, which points to a smaller or more residential-only footprint rather than a resort-style development.
Stellar MLS sales records identify 8 homes in Windermere Oaks that have changed hands since 2012, built between 1982 and 2000 (median 1987), with a median living area of about 3,525 sq ft and a typical 4-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Windermere Oaks is best for.
Best for
- Buyers prioritizing a Windermere/Orange County location over community-level amenities.
- Buyers comfortable evaluating each home on its own condition and lot rather than a shared community standard.
- Buyers who want room to negotiate on price without amenity fees factoring into the equation.
Probably not for
- Buyers who want a documented, active HOA amenity package as part of the purchase.
- Buyers who need current market-trend data (pricing, days on market) before making a decision.
- Buyers set on a gated or resort-style Windermere community rather than a low-profile residential one.
The market around Windermere Oaks
Windermere Oaks is too small for its own price trend, so here is the market around it.
In ZIP 34786, 336 homes are on the market and 26% are under contract — a steady corner of Windermere.
Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).
In ZIP 34786 (Windermere), 784 homes closed in the last 12 months at a median of $622K ($262/sq ft), down 1.5% year over year, with a median 38 days on market. Right now 113 active and 37 pending listings put supply at about 3.0 months — a balanced market. See the live ZIP 34786 housing market and the Orange County market.
ZIP and county figures describe the wider market, not Windermere Oaks specifically. Momentum Research analysis of MLS records.
The Windermere Oaks buying strategy.
If we were buying in Windermere Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Windermere Oaks.
A Quiet Address Without a Brand
Windermere as a town is closely associated with its lakes and equestrian-adjacent lots, and many of its named communities lean on that geography rather than on constructed amenities. Windermere Oaks appears to follow that pattern — the current listing data doesn't surface a pool, gate, or clubhouse tied to the name, which suggests either a smaller subdivision or one where amenities, if any, are informal or shared with a broader area rather than exclusive to this community.
For due diligence purposes, that absence is itself the finding: don't assume HOA-maintained amenities exist here. Any buyer should confirm directly whether an HOA applies, what it covers, and whether nearby lake access or recreation is public, private, or simply not part of the deed. Treat this as a name on a plat map first, and verify the rest property by property.
The location and the amenities are priced into every listing in Windermere Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community doesn't have a clean amenity story in the data, the value of a local agent goes up, not down. We verify what's actually attached to a given address — HOA status, deed restrictions, lake or lot specifics — rather than relying on a generic community profile, and we make sure your offer or your listing reflects the property itself, not an assumed package of amenities that may not exist.
Windermere Oaks in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $333/month (about $3,996/yr) · median of 6 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $333 per month ($3,996 a year) — the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Windermere Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Windermere Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Windermere Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Windermere Oaks home worth?
Get a no-obligation home value based on real comparable sales in Windermere Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Windermere →
Should you buy in Windermere Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2017 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Common questions about Windermere Oaks
Where is Windermere Oaks?
Windermere Oaks is a community in Windermere, Orange County, Florida, ZIP 34786.
Are there homes for sale in Windermere Oaks right now?
No active listings inside Windermere Oaks at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Windermere Oaks have an HOA or CDD?
No HOA is on record for Windermere Oaks in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Windermere Oaks with Momentum Realty’s local guides.
Windermere Oaks Market Scorecard
Windermere Oaks is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34786 ZIP is $706,166, about 7.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






