Windstone, Harbour Bluff
Homes for Sale in Palm City, FL

Windstone at Harbour Bluff is a modest Palm City address in Martin County where value tracks the individual home rather than a shared amenity package, since none is identified in current listings.

BeachesMLS sales records identify 5 homes in Windstone, Harbour Bluff that have changed hands since 2014, built between 1990 and 2019 (median 1998), with a median living area of about 3,001 sq ft and a typical 4-bedroom, 3.5-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Windstone, Harbour Bluff is too small for its own price trend, so here is the market around it.

In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.

Across Martin County, 1,283 homes are active and 398 pending (24% under contract).

In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Windstone, Harbour Bluff specifically. Momentum Research analysis of MLS records.

Because no community amenities appear in the current MLS data, there is no standard feature set anchoring values across Windstone at Harbour Bluff. That puts the emphasis squarely on each property's condition, updates, and lot. Two homes at the same address can price very differently depending on how they have been kept.

Practically, this rewards buyers who inspect carefully and are willing to distinguish move-in-ready from project. It also rewards sellers who invest in presentation, since there is no shared clubhouse or gate to carry the narrative. Treat every listing as its own negotiation.

In a small Palm City enclave with no amenity story to lean on, the value is in reading each home accurately — condition, updates, and how it sits on its lot. We work Martin County listings on their individual merits and will tell you plainly when a property is priced for its condition and when it is not.

Listings in this community report association dues of about $175 per month ($2,100 a year) — the median AssociationFee across 16 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.