Villages of Lake St. Charles in Riverview

Villages of Lake St. Charles Homes for Sale in Riverview, FL

Established master-planned community · Riverview · ZIP 33579

An established master-planned community around a 70-acre lake in Riverview.

Master-planned villages70-acre lake and parksCDD plus HOA
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is an established master-planned community with a CDD; the CDD assessment, the HOA, the home's age and updates, and the amenity access decide value, so read them for a specific home.
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Unlock Off-Market Lake St. Charles

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Villages of Lake St. Charles is an established master-planned community in Riverview built around a 70-acre lake, so the read is a master-plan read: public sources describe a roughly 400-acre community of about 785 single-family homes and 40 maintenance-free villas in twelve villages encircling the lake, with 15 acres of parks including sports fields, basketball and tennis courts, a dog park, a canoe launch, and fishing docks, dating to around 2001 to 2003 and governed by the Lake St. Charles Community Development District. As an established CDD community, the CDD assessment on the tax bill, the HOA, the home's age and updates, and the amenity access drive value. Your leverage is reading the CDD, the home's condition, and the carrying cost before you buy; confirm details with the district."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Villages of Lake St. Charles is an established master-planned community in Riverview, in Hillsborough County's 33579 ZIP, built around a scenic 70-acre lake. Public sources describe a roughly 400-acre community of about 785 single-family homes and 40 maintenance-free villas in twelve distinct villages, dating to around 2001 to 2003.

The appeal is amenity-rich lake-centered living: public sources describe villages encircling the lake amid wetlands and ponds surrounded by pines and oaks, with 15 acres of park facilities including soccer and baseball fields, basketball and tennis courts, a dog park, a rustic canoe launch, and two fishing docks on the lake. The community offers reasonably priced, midsize homes in a mature, well-amenitized setting.

The defining read is the carrying cost and the home's age. The community is governed by a Community Development District, so an annual CDD assessment funds the infrastructure and amenities and appears on the tax bill on top of the HOA. As an established community now around two decades old, the CDD term and payoff, the HOA dues, the home's roof and systems and updates, and the amenity access drive value. Confirm the CDD assessment and term, the HOA, the home's condition, and the amenities for a specific home.

For buyers who want an established master-planned home around a lake with extensive parks in Riverview, Villages of Lake St. Charles is one of the options. The work is reading the CDD, the home's condition, and the carrying cost honestly before you buy.

Best for

  • Buyers who want an established master-planned home around a lake
  • Anyone who values parks, sports courts, trails, and fishing docks
  • Buyers who want a Riverview location near I-75 and the Selmon
  • Buyers who will read the CDD assessment, the HOA, and the condition

Probably not for

  • Buyers who want brand-new construction
  • Anyone unwilling to carry a CDD assessment plus HOA dues
  • Buyers who want a large private lot or acreage
  • Anyone who will not read the carrying cost and the home's age

How Lake St. Charles is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Lake St. Charles listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Villages of Lake St. Charles buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Villages of Lake St. Charles sits in Riverview, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Lake St. Charles (70-acre lake)~1-3 min · lake and parks
US-301 / I-75~5-10 min · regional connectors
Selmon Expressway~10-15 min · connector to Tampa and MacDill
Riverview shopping~5-10 min · retail and dining
Downtown Tampa~25-35 min · jobs and arts
MacDill Air Force Base~25-35 min · base access

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Villages of Lake St with Momentum Realty’s local guides.

RWRidgewood WestRiverview, FL · 0.3 miHCHammock CrestRiverview, FL · 0.4 miPTPanther TraceRiverview, FL · 0.6 miWGWatson GlenRiverview, FL · 0.6 miCDCarmansCasa Del RioRiverview, FL · 0.6 miBCBell CreekLandingRiverview, FL · 0.7 miCOCovewoodRiverview, FL · 0.7 miRIRivercrestRiverview, FL · 0.8 miMSMeadowbrooke at SummerfieldRiverview, FL · 0.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Lake St. Charles (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Lake St. Charles is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Lake St. Charles address.

The takeaway

What is actually shaping value at Villages of Lake St. Charles: the mature lake-centered master-plan, the extensive parks, the CDD assessment on top of the HOA, and steady Riverview demand. Each item is sourced and linked.

Recent Developments in Villages of Lake St. Charles

Our read on what is being built around Lake St. Charles, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe lake-centered master-plan with extensive parks supports demand, while the defining watch items are the CDD assessment and term, the HOA dues, the home's age and condition, and the amenity access.

Lake-centered master-plan with parks anchors demand

Ongoing
BullishMajor impact
SignificanceRadius: Community

A mature community around a 70-acre lake with 15 acres of parks and courts is a durable draw that supports demand in Riverview.

CDD assessment adds to carrying cost

Ongoing
BearishMajor impact
SignificanceRadius: Community

The Lake St. Charles CDD assessment appears on the tax bill on top of the HOA; read the term and payoff before you offer.

Two-decade-old homes carry roof and systems risk

Ongoing
BearishNotable impact
SignificanceRadius: Community

Homes from the early 2000s can need roof and systems work; read condition and get an insurance quote before you offer.

Riverview demand supports the area

2024-2025
BullishNotable impact
SignificanceRadius: Area

Steady demand for amenity-rich Riverview communities supports value; read the comps for the specific home and condition.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Villages of Lake St. Charles, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. June 2024
    Community

    Lake St. Charles remains a mature lake-centered master-plan

    Public sources describe Villages of Lake St. Charles as a roughly 400-acre community of about 785 homes and 40 villas in twelve villages around a 70-acre lake, with 15 acres of parks, dating to around 2001 to 2003. Why it matters: Read the CDD assessment and the home's age and condition alongside the amenity access. Source

  2. January 2025
    District

    Lake St. Charles CDD funds infrastructure and amenities

    The Lake St. Charles Community Development District is a special-purpose local government that funds and maintains the community's infrastructure and amenities through assessments on the tax bill. Why it matters: Read the CDD assessment, term, and payoff; it is a real part of the carrying cost. Source

Development alerts for Villages of Lake St. CharlesGet a short monthly email when something new is approved, funded, or opens near Villages of Lake St. Charles.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Lake St. Charles, this is the order of operations we would run, and the one we run for our clients.

1

Read the CDD assessment. Pull the annual Lake St. Charles CDD amount, the term, and the payoff balance for the specific parcel.

2

Add up the carrying cost. Combine the CDD, the HOA dues, taxes, and insurance to see the true monthly cost.

3

Inspect the roof and systems. On an early-2000s home, check the roof age and systems, and get an insurance quote tied to the roof.

4

Confirm amenity access. Verify the parks, courts, trails, and lake access and any associated fees.

5

Compare Riverview options, and cross-shop Ayersworth Glen for a nearby alternative.

Best Buy
An updated home with a newer roof and a manageable CDD balance with full amenity access
Biggest Risk
An original early-2000s home with an aging roof and an unread CDD balance
Best Lot
A home on a lake, conservation, or park-adjacent lot with a good orientation
Smart Timing
Confirm the CDD, the roof and systems, the HOA, and the carrying cost before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Villages of Lake St. Charles is an established master-planned community in Riverview, in Hillsborough County's 33579 ZIP, built around a scenic 70-acre lake. Public sources describe a roughly 400-acre community of about 785 single-family homes and 40 maintenance-free villas in twelve distinct villages amid wetlands and ponds surrounded by pines and oaks, with 15 acres of parks including soccer and baseball fields, basketball and tennis courts, a dog park, a canoe launch, and two fishing docks, dating to around 2001 to 2003 and governed by the Lake St. Charles Community Development District. As an established CDD community, the CDD assessment and term, the HOA dues, the home's roof and systems and updates, and the amenity access drive value far more than any single finish.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Village Villa or Entry Home

Maintenance-free villas and smaller homes, the entry, priced for the CDD and the condition read.

Lowest entry
The Core Home

Updated midsize single-family homes with full amenity access, the heart of the resale market here.

Most inventory
The Lake or Park Lot

Updated homes on lake, conservation, or park-adjacent lots, the homes that hold value best when the carrying cost is read.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Village Villa or Entry Home
Maintenance-free villas and smaller homes, the entry, priced for the CDD and the condition read.
The Core Home
Updated midsize single-family homes with full amenity access, the heart of the resale market here.
The Lake or Park Lot
Updated homes on lake, conservation, or park-adjacent lots, the homes that hold value best when the carrying cost is read.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within RiverviewStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Lake St. Charles

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The 70-acre lake and the parks sell the community. The deal is won or lost on the CDD assessment and the home's condition.

Jon Brooks · Founder, Momentum Realty
7.5B · Buy Score
Resale Strength7.4/10
Renovation Risk4.8/10
Location Efficiency7.6/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage5.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Lake St. Charles is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Villages of Lake St. Charles, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Lake St. Charles in 15 seconds.

Best forBuyers who want an established master-planned home around a lake with extensive parks.
Biggest advantageA 70-acre lake, 15 acres of parks, and a mature setting in Riverview.
Biggest riskThe CDD assessment plus roof and systems on a two-decade-old home.
Sweet spotAn updated home with a newer roof and a manageable CDD balance and full amenity access.
Avoid ifYou want new construction, a large lot, or no CDD.

HOA, CDD & Fees

15-Second Take
  • HOA plus CDD assessment
  • Established homes and villas, 2001 to 2003
  • Read the CDD term and payoff
  • 70-acre lake and 15 acres of parks
  • Riverview near I-75 and the Selmon

An HOA applies and the community is governed by the Lake St. Charles Community Development District, so an annual CDD assessment appears on the tax bill in addition to the HOA dues; confirm the current HOA dues, the CDD amount, term, and payoff, and any maintenance-free villa dues for the specific home.

Public sources describe the CDD and HOA funding the parks, sports fields, basketball and tennis courts, the dog park, the canoe launch, the fishing docks, and the lake and common areas; confirm exactly what is covered and any fees.

Public sources describe 15 acres of parks including soccer and baseball fields, basketball and tennis courts, a dog park, a canoe launch, and two fishing docks on the 70-acre lake.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Lake St. Charles, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Ayersworth Glen, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Lake St. Charles home worth?

Get a no-obligation home value based on real comparable sales in Lake St. Charles matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Villages of Lake St. Charles on the map →
Or get your Villages of Lake St. Charles home value & selling guide →

Real comps, not a Zestimate.

Villages of Lake St. Charles Market Scorecard

Strong seller's market

Villages of Lake St. Charles is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Villages of Lake St. Charles?
Villages of Lake St. Charles is an established master-planned community in Riverview, in Hillsborough County's 33579 ZIP, built around a 70-acre lake.
What kind of homes are here?
Public sources describe about 785 single-family homes and 40 maintenance-free villas in twelve villages, dating to around 2001 to 2003. Sizes and updates vary; confirm for a specific home.
Is there a CDD?
Yes. The community is governed by the Lake St. Charles Community Development District, so an annual CDD assessment appears on the tax bill in addition to the HOA. Read the amount, term, and payoff.
What amenities does it have?
Public sources describe 15 acres of parks including soccer and baseball fields, basketball and tennis courts, a dog park, a canoe launch, and two fishing docks on the 70-acre lake.
What is the HOA?
An HOA applies in addition to the CDD, with maintenance-free dues for the villas. Confirm the current HOA dues and what they cover for the specific home.
How old are the homes?
Public sources describe the community dating to around 2001 to 2003. On a two-decade-old home, check the roof and systems and any updates.
How far is Tampa and MacDill?
Downtown Tampa is roughly twenty-five to thirty-five minutes by car, and MacDill Air Force Base about twenty-five to thirty-five minutes via the Selmon Expressway. Read the specific commute.
Does it flood?
The community includes a lake, wetlands, and ponds. Read the flood zone for the specific parcel, especially for lake- and pond-adjacent lots, before you offer.
What should I check before buying here?
Read the CDD assessment and payoff, the HOA dues, the total carrying cost, the roof and systems on an early-2000s home, and the amenity access.
Is Villages of Lake St. Charles a good value?
A mature lake-centered home with extensive parks can be a solid value. The CDD carrying cost and the home's condition drive the real value; read them carefully.
What schools serve it?
The community is served by Hillsborough County public schools in the Riverview area. Confirm the current elementary, middle, and high school for the specific address.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. In a CDD community where the carrying cost and condition swing value, having your own representation is the highest-leverage decision you make.
Who is the best real estate agent for Villages of Lake St. Charles?
The best agent for Villages of Lake St. Charles is one who actively works Riverview and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Villages of Lake St. Charles.
How do I find a top Riverview real estate agent who knows Villages of Lake St. Charles?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Villages of Lake St. Charles and the wider Riverview area.
Can Momentum Realty connect me with an agent for Villages of Lake St. Charles?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Villages of Lake St. Charles purchase or sale — no call center and no pressure.
Buyers who want an established master-planned home around a lakeExcellent fit
Anyone who values parks, sports courts, trails, and fishing docksExcellent fit
Buyers who want a Riverview location near I-75 and the SelmonExcellent fit
Buyers who will read the CDD assessment, the HOA, and the conditionExcellent fit
Buyers who will read the CDD term, payoff, and the roof and systemsExcellent fit
Buyers who want brand-new constructionProbably not
Anyone unwilling to carry a CDD assessment plus HOA duesProbably not
Buyers who want a large private lot or acreageProbably not
Anyone who will not read the carrying cost and the home's ageProbably not
Buyers who want new construction with no CDDProbably not

Get the inside read on Lake St. Charles

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Lake St. Charles home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Lake St. Charles specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Villages of Lake St. Charles — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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