4 Bedroom Homes for Sale in Panama City, FL
Four bedrooms is the most-searched size in most Florida and Georgia markets. This page tracks every Panama City listing whose MLS record reports four or more bedrooms, by community, with live counts and asking prices, and how the price compares with smaller homes in the same city.
377 homes with four or more bedrooms are for sale or pending in Panama City, FL today across 137 communities. The median asking price is $390,000, from $145,000 to $5,795,000. Listings in Panama City without that feature have a median of $314,900. Most listings right now: Titus Park (35), Liberty (35), Hodges Bayou Plantation 1 (25). Updated October 2, 2026 from the MLS.
Live 4-bedroom homes in Panama City: the listings
292 active listings match today (33% of Panama City inventory), median asking $405,000, median 70 days on market. Photo cards link to the listing; refreshed nightly.
Newest 4-bedroom homes in Panama City
The most expensive 4-bedroom homes in Panama City
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 5935 Gulf Drive, Panama City, Fl 32408 | $5,795,000 | — | Hadley'S Beach |
| 9708 Beach Boulevard, Panama City, Fl 32408 | $4,998,500 | — | A W Pledger Panama City Beach |
| 518 Bunkers Cove Road, Panama City, Fl 32401 | $2,850,000 | — | Sudduths |
| 8205 Surf Drive, Panama City, Fl 32408 | $2,825,000 | — | Bel Air |
| 4120 Nancee Drive, Panama City, Fl 32408 | $2,050,000 | — | Holiday Beach On The Gulf |
| 6806 Thomas Drive, Panama City, Fl 32408 | $2,000,000 | — | Holiday Beach |
| 13310 Front Beach Road, Panama City, Fl 32407 | $1,749,000 | — | Bahama Beach |
| 4109 Choctaw Street, Panama City, Fl 32408 | $1,730,000 | — | Silver Sands Beach |
| 401 & 405 Massalina Drive, Panama City, Fl 32401 | $1,700,000 | — | Cove |
| 7860 Grand Lagoon Way, Panama City, Fl 32408 | $1,650,000 | — | Grand Lagoon Pointe |
4-Bedroom Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 39 | 13% |
| $300K–$500K | 171 | 59% |
| $500K–$750K | 46 | 16% |
| $750K–$1M | 16 | 5% |
| $1M+ | 20 | 7% |
Panama City 4-bedroom homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most 4-bedroom homes listed are tabled; the rest follow.
| Community | 4-Bedroom Homes | New build | Median list | From |
|---|---|---|---|---|
| Titus Park | 35 | 25 | $360,000 | $319,900 |
| Liberty | 35 | 24 | $307,000 | $243,725 |
| Hodges Bayou Plantation 1 | 25 | 22 | $369,900 | $305,000 |
| College Station Phase 3 | 19 | 16 | $417,350 | $326,640 |
| Bridge Harbor | 17 | 0 | $339,900 | $285,000 |
| Parkbrook | 14 | 14 | $359,211 | $318,400 |
| Sweetbay | 11 | 5 | $699,000 | $525,000 |
| Lake Merial | 7 | 7 | $504,013 | $476,351 |
| Fanning Bayou | 7 | 0 | $435,000 | $310,000 |
| Morningside | 7 | 7 | $314,900 | $284,900 |
| Magnolia Ridge | 6 | 6 | $295,490 | $265,990 |
| Barrett's Park | 6 | 0 | $272,450 | $220,000 |
| Game Farm | 5 | 5 | $354,900 | $339,900 |
| Gulf Lagoon Beach | 4 | 0 | $1,449,000 | $989,000 |
| Bay Point Unit 1 | 4 | 0 | $1,132,500 | $850,000 |
| Drummond & Ware Add | 4 | 0 | $425,000 | $292,500 |
| Callaway Point | 4 | 0 | $377,000 | $320,000 |
| Venetian Villa | 4 | 0 | $324,500 | $264,000 |
| Park Place Phase 1 | 4 | 4 | $294,400 | $289,900 |
| Highland City | 4 | 0 | $265,000 | $165,000 |
| Bel Air | 3 | 0 | $2,000,000 | $1,425,000 |
| Cedar Creek At Deerpoint Lake | 3 | 2 | $537,784 | $534,400 |
| Laird Point | 3 | 1 | $474,900 | $419,000 |
| East Bay Park | 3 | 2 | $350,000 | $299,999 |
| Harvey Heights | 3 | 3 | $291,990 | $286,990 |
| Hadley's Beach | 2 | 2 | $5,545,000 | $5,295,000 |
| Cove | 2 | 2 | $1,282,500 | $865,000 |
| Kings Point | 2 | 2 | $977,500 | $585,000 |
| Beachside East | 2 | 0 | $867,250 | $614,500 |
| Lake Merial Phase One | 2 | 0 | $792,000 | $635,000 |
| Callaway | 2 | 0 | $722,500 | $620,000 |
| Breakfast Point East | 2 | 2 | $709,657 | $665,984 |
| Biltmore Beach | 2 | 0 | $669,999 | $589,999 |
| Biltmore Beach 1st Add | 2 | 0 | $634,950 | $550,000 |
| Sanctuary Beach | 2 | 0 | $614,500 | $579,000 |
| Baxter Subdivision | 2 | 0 | $512,450 | $425,000 |
| Cherokee Heights | 2 | 0 | $449,000 | $319,000 |
| Bayside | 2 | 0 | $438,150 | $436,400 |
| Island View Estates | 2 | 0 | $432,450 | $315,000 |
| Hawks Landing | 2 | 0 | $412,450 | $399,900 |
| Wh Parker | 2 | 1 | $379,950 | $334,900 |
| Grove Hill | 2 | 0 | $369,950 | $350,000 |
| College Station | 2 | 0 | $367,500 | $365,000 |
| Cove Terrace | 2 | 1 | $360,000 | $300,000 |
| Sunrise at East Bay | 2 | 1 | $358,345 | $326,790 |
| Brighton Oaks | 2 | 0 | $340,000 | $320,000 |
| Olde Towne Village | 2 | 0 | $299,949 | $299,900 |
| Village of Mill Bayou/Shoreline Village Ph 1C | 2 | 0 | $296,500 | $278,000 |
| Bunkers Cove | 2 | 0 | $285,000 | $260,000 |
| Sudduths 4th Add | 2 | 0 | $279,000 | $260,000 |
| Shermans 2nd Add | 2 | 0 | $262,000 | $145,000 |
| Callaway Corners | 2 | 0 | $261,999 | $249,000 |
| A W Pledger Panama City Beach | 1 | 0 | $4,998,500 | $4,998,500 |
| Sudduths 6th Add | 1 | 0 | $2,850,000 | $2,850,000 |
| Cove Pointe | 1 | 1 | $2,349,000 | $2,349,000 |
| Preserve On The Bay Ph I | 1 | 0 | $2,274,000 | $2,274,000 |
| Holiday Beach On The Gulf | 1 | 0 | $2,050,000 | $2,050,000 |
| Holiday Beach Unit 3 | 1 | 1 | $2,000,000 | $2,000,000 |
| Bahama Beach | 1 | 0 | $1,749,000 | $1,749,000 |
| Silver Sands Beach | 1 | 1 | $1,730,000 | $1,730,000 |
Also with 4-bedroom homes for sale
- Grand Lagoon Pointe (1)
- Cresent Bch Unit 1 (1)
- Silver Sands Unit 1 (1)
- East Bay Preserve (1)
- Holiday Beach Unit 1 (1)
- Reflections (1)
- Lagoon Estates (1)
- Kings Point 1st Add (1)
- Martinique Phase II (1)
- Deer Point Cove (1)
- Donalson Point (1)
- Long Point Park 1st Add (1)
- Woodmere (1)
- St A B Dev Co (1)
- Northshore Add Ph VII (1)
- North Lagoon Oaks 5th (1)
- Forest Park Estates (1)
- The Woods Phase 1 (1)
- Lagoon Manor (1)
- The Woods Phase 3 (1)
- Forest Park 2nd Add (1)
- Holmes Add- Millville (1)
- Spikes Addto Highpoint (1)
- Holiday Beach Unit 6 (1)
- Holiday Beach Unit 8 (1)
- Bayview (1)
- Holiday Beach Unit 13 (1)
- Conrad Pointe Estates (1)
- Cedar Branch (1)
- Lake Marin (1)
- W H Parker (1)
- Huntingdon Estates U-2 (1)
- Mars Hill (1)
- Treasure Island (1)
- Gulf Coast Dev Co Plat (1)
- Village Of Mill Bayou/Shoreline Village Ph 1A (1)
- Highpoint (1)
- El Centro Beach (1)
- Northshore Phase VI (1)
- Cherry Hill Unit 1 (1)
- Imperial Oaks U-3 (1)
- Gwaltney Estates (1)
- Cedar Park Ph II (1)
- College Station Phase 1 (1)
- Forest Park 1st Add (1)
- Horne Memory Plat (1)
- Fox Lake Sub Phase 2 (1)
- Sudduths 1st Add (1)
- Lannie Rowe Lake Estates U-10 (1)
- Cherokee Heights Phase III (1)
- Lakewood Manor U-3 (1)
- Lannie Rowe Lake Ests (1)
- Camryn's Crossing (1)
- Mill Point (1)
- Hidden Lagoon (1)
- Grimes Callaway Bayou Est U-2 (1)
- Andrews Plantation (1)
- Cedar Park Ph I (1)
- Magnolia Hills (1)
- Bylsma Manor Estates (1)
- Lynn Haven (1)
- Pines 3rd Add Replat (1)
- Wainwright Park (1)
- Mill Bayou Phase 1 (1)
- College Station Phase 2 (1)
- Register, E.B. 2nd (1)
- Ten Acre Terrace (1)
- Hickory Manor (1)
- Greentree Heights (1)
- Lannie Rowe Lake Estates U-6 (1)
- Gilbert-Pkr Add-Pt Don (1)
- Hursts Replat (1)
- Black Oak Ridge (1)
- Welch Add (1)
- Blueberry Hill (1)
- Lannie Rowe Lake Estates U-7 (1)
- Hentz 1st Add Unit B (1)
What the fourth bedroom costs
The answer block above compares the median asking price of four-plus-bedroom homes with the median of everything else listed in the city; the gap is what the extra room, and usually the extra square footage and lot, is priced at today. Compare on price per square foot, not price alone: a four-bedroom home at 2,000 square feet and one at 2,800 are different purchases, and the MLS square footage on each listing page makes that comparison in seconds. Newer subdivisions tend to deliver four bedrooms in less square footage than older ones; the community pages show year-built ranges so you can see which is which.
Questions to ask about any four-bedroom listing
Is the fourth bedroom a true bedroom with a closet and window, or a converted den, garage bay or bonus room? Are the bedrooms split (owner’s suite away from the others) or all on one side? Is there a second full bath near the secondary bedrooms? What does the seller pay for insurance and, in an HOA community, what do the dues cover? A local agent who works the area will know which builders’ four-bedroom plans hold their value.
Common questions
How many homes with four or more bedrooms are for sale in Panama City?
What do 4-bedroom homes cost in Panama City?
Which Panama City community has the most 4-bedroom homes for sale?
How much more does a 4-bedroom home cost?
Keep exploring Panama City
- All homes for sale in Panama City
- Panama City ZIP codes with prices
- Panama City homes under $300K
- Panama City homes $300K–$500K
- 4-Bedroom Homes in every city
4-Bedroom Homes in nearby Bay County cities
- Panama City Beach 4-bedroom homes (326 for sale)
- Lynn Haven 4-bedroom homes (56 for sale)
- Southport 4-bedroom homes (34 for sale)
- Mexico Beach 4-bedroom homes (16 for sale)
Live data: Central Panhandle AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Panama City, FL whose MLS record reports four or more bedrooms. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.