4 Bedroom Homes for Sale in Panama City, FL

Four bedrooms is the most-searched size in most Florida and Georgia markets. This page tracks every Panama City listing whose MLS record reports four or more bedrooms, by community, with live counts and asking prices, and how the price compares with smaller homes in the same city.

417 homes with four or more bedrooms are for sale or pending in Panama City, FL today across 164 communities. The median asking price is $397,850, from $139,900 to $8,475,000. Listings in Panama City without that feature have a median of $309,900. Most listings right now: Liberty (42), Titus Park (39), Hodges Bayou Plantation 1 (27). Updated September 11, 2026 from the MLS.

Panama City 4-bedroom homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most 4-bedroom homes listed are tabled; the rest follow.

Community4-Bedroom HomesNew buildMedian listFrom
Liberty4231$297,450$239,900
Titus Park3931$371,900$304,900
Hodges Bayou Plantation 12724$374,900$305,000
Bridge Harbor180$369,950$285,000
College Station Phase 31514$422,350$326,640
Parkbrook1414$352,910$318,400
Sweetbay115$660,706$525,000
Morningside88$309,900$274,900
Kings Point76$656,455$525,000
Fanning Bayou60$465,000$315,000
Magnolia Ridge66$286,240$261,990
Bay Point Unit 150$1,070,000$619,900
Lake Merial54$508,990$478,990
Venetian Villa50$365,000$274,000
Barrett's Park50$260,000$220,000
Gulf Lagoon Beach40$1,449,000$989,000
Magnolia Hills40$387,500$365,000
Game Farm44$349,900$339,900
Highland City40$307,499$235,000
Park Place Phase 144$294,900$289,900
Bel Air30$2,400,000$1,475,000
Callaway31$599,000$299,995
Sanctuary Beach30$579,000$568,999
Cedar Creek At Deerpoint Lake32$534,400$524,784
Callaway Point30$379,000$325,000
Brighton Oaks30$360,000$320,000
Sunrise at East Bay32$326,790$320,790
Harvey Heights33$305,990$286,990
Hadley's Beach22$5,597,500$5,295,000
Preserve On The Bay Ph I20$5,374,500$2,274,000
Holiday Beach On The Gulf20$1,587,500$1,125,000
East Bay Preserve20$1,572,500$1,250,000
Cove22$1,282,500$865,000
Beachside East20$867,250$614,500
Lake Merial Phase One20$802,000$635,000
Biltmore Beach 1st Add20$674,949$599,900
Biltmore Beach20$669,999$589,999
Drummond & Ware Add20$645,750$292,500
Baxter Subdivision20$604,900$579,900
East Bay Park21$454,500$350,000
Sudduths 1st Add20$449,000$399,000
Laird Point20$437,450$400,000
Hawks Landing20$424,949$399,900
Grove Hill20$374,500$350,000
Cove Terrace21$362,500$300,000
Village of Mill Bayou/Shoreline Village Ph 1C20$305,000$295,000
Olde Towne Village20$299,949$299,900
Hentz 1st Add Unit B20$263,500$218,000
Shermans 2nd Add20$262,000$145,000
Callaway Corners20$261,999$249,000
Old Orchard 1st Add21$189,450$139,900
A W Pledger Panama City Beach10$4,999,000$4,999,000
Crescent Beach Unit 111$3,150,000$3,150,000
Sudduths 6th Add10$2,850,000$2,850,000
Cove Pointe11$2,349,000$2,349,000
Holiday Beach Unit 311$2,000,000$2,000,000
Ashland11$1,800,000$1,800,000
Bahama Beach10$1,749,000$1,749,000
Silver Sands Beach11$1,730,000$1,730,000
Grand Lagoon Pointe11$1,650,000$1,650,000

Also with 4-bedroom homes for sale

What the fourth bedroom costs

The answer block above compares the median asking price of four-plus-bedroom homes with the median of everything else listed in the city; the gap is what the extra room, and usually the extra square footage and lot, is priced at today. Compare on price per square foot, not price alone: a four-bedroom home at 2,000 square feet and one at 2,800 are different purchases, and the MLS square footage on each listing page makes that comparison in seconds. Newer subdivisions tend to deliver four bedrooms in less square footage than older ones; the community pages show year-built ranges so you can see which is which.

Questions to ask about any four-bedroom listing

Is the fourth bedroom a true bedroom with a closet and window, or a converted den, garage bay or bonus room? Are the bedrooms split (owner’s suite away from the others) or all on one side? Is there a second full bath near the secondary bedrooms? What does the seller pay for insurance and, in an HOA community, what do the dues cover? A local agent who works the area will know which builders’ four-bedroom plans hold their value.

Common questions

How many homes with four or more bedrooms are for sale in Panama City?
As of September 11, 2026, 417 Panama City, FL listings whose MLS record reports four or more bedrooms are active or pending, across 164 communities. The count updates with every MLS refresh.
What do 4-bedroom homes cost in Panama City?
The median asking price today is $397,850, with listings from $139,900 to $8,475,000. Panama City listings without that feature have a median of $309,900.
Which Panama City community has the most 4-bedroom homes for sale?
Liberty has the most right now (42), followed by Titus Park (39), Hodges Bayou Plantation 1 (27), Bridge Harbor (18).
How much more does a 4-bedroom home cost?
It depends on the city and the age of the housing stock. The answer block on this page states today’s median asking price for four-plus-bedroom homes next to the median for other listings in the same city, and each listing page shows square footage so you can compare on a per-square-foot basis.

Keep exploring Panama City

Live data: Central Panhandle AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Panama City, FL whose MLS record reports four or more bedrooms. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

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