Homes for Sale $300K to $500K in Panama City, FL
This page tracks every Panama City listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
520 homes listed between $300,000 and $500,000 are for sale or pending in Panama City, FL today across 188 communities. The median asking price is $369,900, from $300,000 to $499,999. Listings in Panama City without that feature have a median of $279,000. Most listings right now: Titus Park (42), Parkbrook (30), Hodges Bayou Plantation 1 (27). Updated September 11, 2026 from the MLS.
Panama City homes $300K–$500K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes $300K–$500K listed are tabled; the rest follow.
| Community | Homes $300K–$500K | New build | Median list | From |
|---|---|---|---|---|
| Titus Park | 42 | 34 | $362,000 | $304,900 |
| Parkbrook | 30 | 30 | $350,555 | $313,400 |
| Hodges Bayou Plantation 1 | 27 | 24 | $374,900 | $305,000 |
| Liberty | 22 | 16 | $339,900 | $314,900 |
| Laketown Wharf | 20 | 0 | $396,500 | $358,000 |
| Bridge Harbor | 17 | 0 | $364,900 | $305,000 |
| College Station Phase 3 | 16 | 14 | $419,850 | $326,640 |
| Sunbird Condo | 11 | 1 | $314,900 | $305,000 |
| Sweetbay | 9 | 2 | $465,000 | $399,473 |
| Shores Of Panama Phase I | 8 | 0 | $372,000 | $339,000 |
| Venetian Villa | 8 | 0 | $363,250 | $325,000 |
| Laketown Wharf Phase II | 8 | 0 | $342,000 | $325,000 |
| College Station Phase 2 | 8 | 8 | $330,217 | $316,650 |
| Sunrise at East Bay | 8 | 5 | $323,790 | $316,488 |
| Shores Of Panama Phase II | 7 | 0 | $390,000 | $310,000 |
| Boardwalk Central | 6 | 0 | $475,950 | $344,900 |
| Seychelles Resort Condominium | 6 | 0 | $396,500 | $380,000 |
| Shores Of Panama | 6 | 0 | $349,450 | $315,000 |
| Highland City | 6 | 2 | $327,500 | $319,000 |
| Reflections | 5 | 0 | $429,900 | $399,500 |
| East Bay Park | 5 | 1 | $400,000 | $350,000 |
| Callaway Point | 5 | 0 | $379,000 | $325,000 |
| The Summit | 5 | 0 | $358,900 | $319,000 |
| Morningside | 5 | 5 | $314,900 | $304,900 |
| Lake Merial | 4 | 4 | $464,490 | $436,990 |
| Summerhouse Condo. | 4 | 0 | $430,000 | $349,000 |
| Magnolia Hills | 4 | 0 | $387,500 | $365,000 |
| Game Farm | 4 | 4 | $349,900 | $339,900 |
| Village Of Mill Bayou/Shoreline Village Ph 1A | 4 | 0 | $347,500 | $319,000 |
| Brighton Oaks | 4 | 0 | $340,000 | $310,000 |
| Magnolia Ridge | 4 | 4 | $318,740 | $302,490 |
| Fanning Bayou | 3 | 0 | $399,990 | $315,000 |
| Forest Hills Unit 3 | 3 | 0 | $389,000 | $359,000 |
| Bylsma Manor Estates | 3 | 0 | $360,000 | $348,900 |
| Moondrifter | 3 | 0 | $355,900 | $340,000 |
| Gulf Highlands Beach Resort | 3 | 0 | $339,000 | $317,000 |
| Mariner West Condo | 3 | 0 | $339,000 | $339,000 |
| Highpoint | 2 | 0 | $464,999 | $450,000 |
| Sudduths 1st Add | 2 | 0 | $449,000 | $399,000 |
| Marina Bay Condo | 2 | 0 | $439,500 | $435,000 |
| Laird Point | 2 | 0 | $437,450 | $400,000 |
| Hawks Landing | 2 | 0 | $424,949 | $399,900 |
| Bayside | 2 | 0 | $419,900 | $399,900 |
| Huntingdon Estates U-3 | 2 | 0 | $417,500 | $390,000 |
| Summerhouse Of P.C. 2 | 2 | 0 | $412,000 | $409,000 |
| Villas Of St. Thomas 4 | 2 | 0 | $410,000 | $395,000 |
| Sudduths 10Th Add | 2 | 0 | $407,000 | $379,000 |
| Cherry Hill Unit 1 | 2 | 1 | $404,999 | $360,000 |
| Hiland Hills | 2 | 0 | $404,500 | $369,000 |
| Lake Marin | 2 | 0 | $401,999 | $389,000 |
| Sugar Beach Condo | 2 | 0 | $392,500 | $325,000 |
| Biltmore Beach | 2 | 0 | $387,000 | $355,000 |
| Grand Lagoon Villa | 2 | 0 | $374,900 | $374,900 |
| Grove Hill | 2 | 0 | $374,500 | $350,000 |
| Cherokee Heights | 2 | 0 | $372,450 | $325,000 |
| Rachels Landing | 2 | 1 | $369,900 | $339,900 |
| Cove Terrace | 2 | 1 | $362,500 | $300,000 |
| Waterhaven | 2 | 0 | $357,500 | $350,000 |
| Magnolia Bay Club | 2 | 0 | $354,950 | $335,000 |
| Camryn's Crossing | 2 | 0 | $352,450 | $325,000 |
Also with homes $300K–$500K for sale
- Hidden Pines Phase I (2)
- Bay Point Studio Villas Unit 3 (2)
- Mimosa Place (2)
- Barrett's Park (2)
- Landmark On St. Andrews Bay (2)
- Treasure Cove (2)
- Villas Of St. Thomas 2 (2)
- Shadow Bay Unt 3 & 4 (2)
- Harvey Heights (2)
- Magnolia Point At The Preserve (1)
- Callaway Bayou Estates Unit 2 (1)
- Dunes Of Panama Phase V (1)
- Manors of Magnolia Hills (1)
- Gulf Coast Dev Co Plat (1)
- Kings Point (1)
- El Centro Beach (1)
- Bay Point Unit 1 (1)
- North Lagoon Oaks (1)
- Hidden Pines Phase III (1)
- Lyndell Plantation (1)
- Panama Dunes (1)
- Northshore Phase I (1)
- Venture Out (1)
- The Woods Phase 2 (1)
- Summerhouse Of P.C. 3 (1)
- Colony Club (1)
- Northshore Phase VI (1)
- Northshore Add Phase VI (1)
- Oxford Place (1)
- Whispering Seas (1)
- Dunes Of Panama Phase IV (1)
- Cedar Branch (1)
- Harbour Village At Historic St Andrews (1)
- Sunrise Beach (1)
- College Station Phase 1 (1)
- Forest Park 1st Add (1)
- Forest Park East (1)
- Summerhouse Of P.C. 1 (1)
- Cedar Creek Chase Ph 1 (1)
- Holiday Beach Unit 14 (1)
- Lakewood Manor U-3 (1)
- Cherry Hill Unit 2 (1)
- Treasure Cove Unit 2 (1)
- Fox Lake Sub Phase 2 (1)
- Biltmore Beach 1st Add (1)
- Holiday Beach Unit 15 (1)
- Shadow Bay Unit 5 (1)
- The Summerhouse Of P.C. I (1)
- Bay Point Grand Residences (1)
- Cove Condominium (1)
- Del-Mar Plat (1)
- Pines 3rd Add Replat (1)
- Cove (1)
- Lannie Rowe Lake Estates U-10 (1)
- Kings Point 2nd Add (1)
- Holiday Beach Unit 13 (1)
- Callaway Bayou Est (1)
- Forest Hills Unit 2 (1)
- Edgewater Tower III (1)
- Hursts Replat (1)
- Azalea Place (1)
- Mill Point (1)
- Holiday Beach Unit 8 (1)
- Lannie Rowe Lake Ests (1)
- Holiday Beach Unit 6 (1)
- Kings Ranch (1)
- College Station (1)
- Deerpoint Estates (1)
- Harmon Plat (1)
- Greenwood Estates 8 (1)
- Shermans 2nd Add (1)
- The Commodore (1)
- Plantation Point (1)
- Hidden Pines Phase V (1)
- Hidden Lagoon (1)
- Grimes Callaway Bayou Est U-2 (1)
- Grand Lagoon Shores11 (1)
- Horizon Pointe (1)
- Andrews Plantation (1)
- Ware Estate (1)
- Highway 22 West Estates (1)
- East Callaway Estates (1)
- Cedar Park Ph I (1)
- Mill Bayou Estates (1)
- Long Point Park 2nd Add (1)
- Southport (1)
- Riverside Phase II (1)
- Lynn Haven (1)
- Caroline Add Unit 1 Amend (1)
- Pines 5th Add (1)
- Gulf Highlands Unit-2 (1)
- Callaway Heights (1)
- Wainwright Park (1)
- Douglas Road Sub (1)
- Fox Lake Sub Phase 1 (1)
- North Lagoon Heights (1)
- Dockside North (1)
- Villas Of St. Thomas 3 (1)
- Mill Bayou Phase 1 (1)
- North Lagoon Oaks 7th Add (1)
- Bay Point Harbour Villas (1)
- Colonial Est. (1)
- Wh Parker (1)
- Largo Mar Condo (1)
- Sunbay Townhouses (1)
- Sun Harbor Condo (1)
- St And Bay Dev Co (1)
- Grimes Callaway Bayou Est U-6 (1)
- Premier Estates Ph 1 (1)
- Huntingdon Estates U-1 (1)
- Bay Point Golf Villas III (1)
- Summit (1)
- Grand Lagoon Banks (1)
- Pinewood Grove Unit 2 (1)
- Village of Mill Bayou/Shoreline Village Ph 1C (1)
- Island View Estates (1)
- Brentwoods Phase III (1)
- College Village Unit 2 (1)
- Ivy Road Estates (1)
- Park Place Phase 1 (1)
- Register, E.B. 2nd (1)
- Pine Woods Add. (1)
- Bayou Plat (1)
- Oakland Terrace Add (1)
- Holiday Beach Unit 4 (1)
- Parker Plat (1)
- Hentz 1st Add Unit B (1)
- Causeway Manor (1)
Where this band sits in the market
The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.
Questions to ask about any listing in this band
What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.
Common questions
How many homes listed between $300,000 and $500,000 are for sale in Panama City?
What do homes $300K–$500K cost in Panama City?
Which Panama City community has the most homes $300K–$500K for sale?
What is the monthly payment on a $400,000 home?
Keep exploring Panama City
- All homes for sale in Panama City
- Panama City ZIP codes with prices
- Panama City 4-bedroom homes
- Panama City homes under $300K
- Homes $300K–$500K in every city
Live data: Central Panhandle AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Panama City, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.