Homes for Sale $300K to $500K in Panama City, FL
This page tracks every Panama City listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
488 homes listed between $300,000 and $500,000 are for sale or pending in Panama City, FL today across 172 communities. The median asking price is $369,250, from $300,000 to $499,999. Listings in Panama City without that feature have a median of $282,925. Most listings right now: Titus Park (37), Parkbrook (29), Hodges Bayou Plantation 1 (25). Updated October 2, 2026 from the MLS.
Live $300k–$500k homes in Panama City: the listings
402 active listings match today (46% of Panama City inventory), median asking $371,305, median 81 days on market. Photo cards link to the listing; refreshed nightly.
Newest $300k–$500k homes in Panama City
The most expensive $300k–$500k homes in Panama City
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 4100 Marriott Drive 204, Panama City, Fl 32408 | $499,999 | — | Reflections |
| 227 Lake Merial Boulevard 51, Panama City, Fl 32409 | $499,990 | — | Lake Merial |
| 7205 Thomas Drive 1504, Panama City, Fl 32408 | $499,000 | — | Dunes Of Panama |
| 1209 Bluestem Street, Panama City, Fl 32405 | $499,000 | — | Sweetbay |
| 1004 Tidewater Lane, Panama City, Fl 32404 | $499,000 | — | Laird Point |
| 9860 S Thomas Drive 1712, Panama City, Fl 32408 | $498,000 | — | Laketown Wharf |
| 803 Oak Avenue, Panama City, Fl 32401 | $496,000 | — | Gulf Coast Co |
| 12816 Lake Merial Strand Drive 33, Panama City, Fl 32409 | $493,947 | — | Lake Merial |
| 4619 Roundwood Way, Panama City, Fl 32404 | $493,850 | — | College Station |
| 103 S Shoreview Drive, Panama City, Fl 32404 | $490,000 | — | Village Of Mill Bayou/Shoreline Village |
$300K–$500K Homes by price
| Band | For sale | Share |
|---|---|---|
| $300K–$500K | 402 | 100% |
Panama City homes $300K–$500K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes $300K–$500K listed are tabled; the rest follow.
| Community | Homes $300K–$500K | New build | Median list | From |
|---|---|---|---|---|
| Titus Park | 37 | 27 | $359,900 | $304,900 |
| Parkbrook | 29 | 29 | $351,252 | $313,400 |
| Hodges Bayou Plantation 1 | 25 | 22 | $369,900 | $305,000 |
| Liberty | 24 | 16 | $329,900 | $304,900 |
| College Station Phase 3 | 19 | 16 | $417,350 | $326,640 |
| Laketown Wharf | 18 | 0 | $384,500 | $358,000 |
| Bridge Harbor | 15 | 0 | $339,900 | $305,000 |
| Sweetbay | 10 | 2 | $457,500 | $399,473 |
| Venetian Villa | 8 | 0 | $372,000 | $349,000 |
| Shores Of Panama Phase I | 8 | 0 | $367,450 | $339,000 |
| Sunbird Condo | 8 | 1 | $322,450 | $300,000 |
| Callaway Point | 7 | 0 | $375,000 | $320,000 |
| Laketown Wharf Phase II | 7 | 0 | $349,000 | $325,000 |
| College Station Phase 2 | 7 | 7 | $331,635 | $316,650 |
| Boardwalk Central | 6 | 0 | $475,950 | $344,900 |
| Shores Of Panama Phase II | 6 | 0 | $395,000 | $310,000 |
| Shores Of Panama | 6 | 0 | $352,450 | $329,000 |
| Game Farm | 6 | 6 | $349,900 | $339,900 |
| Sunrise at East Bay | 6 | 4 | $323,480 | $316,488 |
| Morningside | 6 | 6 | $314,900 | $314,900 |
| Magnolia Ridge | 6 | 6 | $308,740 | $302,490 |
| Lake Merial | 5 | 5 | $478,990 | $449,990 |
| Reflections | 5 | 0 | $439,999 | $419,900 |
| Seychelles Resort Condominium | 5 | 0 | $400,000 | $385,900 |
| East Bay Park | 5 | 1 | $400,000 | $350,000 |
| Summerhouse Condo. | 4 | 0 | $430,000 | $349,000 |
| Fanning Bayou | 4 | 0 | $396,950 | $310,000 |
| Village Of Mill Bayou/Shoreline Village Ph 1A | 4 | 0 | $347,500 | $319,000 |
| The Summit | 4 | 0 | $342,450 | $319,000 |
| Highland City | 4 | 2 | $333,249 | $319,000 |
| Laird Point | 3 | 1 | $474,900 | $419,000 |
| Bayside | 3 | 0 | $436,400 | $399,900 |
| Forest Hills Unit 3 | 3 | 0 | $389,000 | $359,000 |
| Bylsma Manor Estates | 3 | 0 | $360,000 | $348,899 |
| Moondrifter | 3 | 0 | $355,900 | $340,000 |
| Gulf Highlands Beach Resort | 3 | 0 | $339,000 | $317,000 |
| Mariner West Condo | 3 | 0 | $339,000 | $330,000 |
| Treasure Cove | 3 | 0 | $320,000 | $309,900 |
| Highpoint | 2 | 0 | $462,499 | $445,000 |
| Marina Bay Condo | 2 | 0 | $434,995 | $434,990 |
| Drummond & Ware Add | 2 | 0 | $425,000 | $415,000 |
| Hawks Landing | 2 | 0 | $412,450 | $399,900 |
| Summerhouse Of P.C. 2 | 2 | 0 | $412,000 | $409,000 |
| Villas Of St. Thomas 4 | 2 | 0 | $410,000 | $395,000 |
| Sudduths 10Th Add | 2 | 0 | $407,000 | $379,000 |
| Summerhouse Of P.C. 1 | 2 | 0 | $404,500 | $384,000 |
| Hiland Hills | 2 | 0 | $402,000 | $369,000 |
| Lake Marin | 2 | 0 | $401,999 | $389,000 |
| Sugar Beach Condo | 2 | 0 | $392,500 | $325,000 |
| Biltmore Beach | 2 | 0 | $387,000 | $355,000 |
| Wh Parker | 2 | 1 | $379,950 | $334,900 |
| Mill Point | 2 | 0 | $377,000 | $375,000 |
| Grove Hill | 2 | 0 | $369,950 | $350,000 |
| Cherokee Heights | 2 | 0 | $369,450 | $319,000 |
| College Station | 2 | 0 | $367,500 | $365,000 |
| Grand Lagoon Villa | 2 | 0 | $367,449 | $359,999 |
| Cove Terrace | 2 | 1 | $360,000 | $300,000 |
| Magnolia Bay Club | 2 | 0 | $354,950 | $335,000 |
| Brighton Oaks | 2 | 0 | $340,000 | $320,000 |
| Bay Point Studio Villas Unit 3 | 2 | 0 | $334,750 | $330,000 |
Also with homes $300K–$500K for sale
- Mimosa Place (2)
- Barrett's Park (2)
- Villas Of St. Thomas 2 (2)
- Dunes Of Panama Phase V (1)
- Gulf Coast Dev Co Plat (1)
- Magnolia Point At The Preserve (1)
- Splash Condo (1)
- Sanctuary Beach (1)
- Kings Point (1)
- El Centro Beach (1)
- Regency Towers (1)
- Bay Point Unit 1 (1)
- Hidden Pines Phase III (1)
- Lyndell Plantation (1)
- Northshore Phase I (1)
- Venture Out (1)
- Cedar Branch (1)
- The Woods Phase 2 (1)
- Sudduths 2nd Add (1)
- Northshore Phase VI (1)
- Cherry Hill Unit 1 (1)
- Imperial Oaks U-3 (1)
- Gwaltney Estates (1)
- Whispering Seas (1)
- Summerhouse Of P.C. 3 (1)
- Oxford Place (1)
- Cedar Park Ph II (1)
- College Station Phase 1 (1)
- Forest Park 1st Add (1)
- Cove Terrace 3rd Add (1)
- Forest Park East (1)
- Harbour Village At Historic St Andrews (1)
- Baxter Subdivision (1)
- Stanford Place (1)
- Horne Memory Plat (1)
- Treasure Cove Unit 2 (1)
- Fox Lake Sub Phase 2 (1)
- Holiday Beach Unit 15 (1)
- Shadow Bay Unit 5 (1)
- The Summerhouse Of P.C. I (1)
- Sudduths 1st Add (1)
- Bay Point Grand Residences (1)
- Cove Condominium (1)
- Riverside Phase III (1)
- Lannie Rowe Lake Estates U-10 (1)
- Cherokee Heights Phase III (1)
- Holiday Beach Unit 13 (1)
- Hursts Replat (1)
- Lakewood Manor U-3 (1)
- Holiday Beach Unit 8 (1)
- Lannie Rowe Lake Ests (1)
- Rachels Landing (1)
- Deerpoint Estates (1)
- Harmon Plat (1)
- St A B Dev Co (1)
- Greenwood Estates 8 (1)
- Camryn's Crossing (1)
- Shermans 2nd Add (1)
- Biltmore Beach 1st Add (1)
- Hidden Pines Phase V (1)
- Rolling Hills (1)
- Hidden Lagoon (1)
- Grimes Callaway Bayou Est U-2 (1)
- Callaway Bayou Est (1)
- Andrews Plantation (1)
- Cedar Park Ph I (1)
- Magnolia Hills (1)
- Mill Bayou Estates (1)
- Southport (1)
- Riverside Phase II (1)
- Lynn Haven (1)
- Caroline Add Unit 1 Amend (1)
- East Callaway Estates (1)
- Gulf Highlands Unit-2 (1)
- Pines 3rd Add Replat (1)
- Lakeside Plat (1)
- Wainwright Park (1)
- Waterhaven (1)
- Pines 5th Add (1)
- Douglas Road Sub (1)
- North Lagoon Heights (1)
- Dockside North (1)
- Villas Of St. Thomas 3 (1)
- Palisades Condo Ph 1 (1)
- Mill Bayou Phase 1 (1)
- North Lagoon Oaks 7th Add (1)
- Bay Point Harbour Villas (1)
- Largo Mar Condo (1)
- Harris 1st (1)
- Sunbay Townhouses (1)
- Sun Harbor Condo (1)
- Hidden Pines Phase I (1)
- Morris Subdivision (1)
- Grimes Callaway Bayou Est U-6 (1)
- Bay Point Golf Villas III (1)
- Summit (1)
- Shadow Bay Unt 3 & 4 (1)
- Grand Lagoon Banks (1)
- Village of Mill Bayou/Shoreline Village Ph 1C (1)
- Island View Estates (1)
- College Village Unit 2 (1)
- Park Place Phase 1 (1)
- Bunkers Cove (1)
- Bayou Plat (1)
- Huntingdon Estates U-1 (1)
- Holiday Beach Unit 4 (1)
- Parker Plat (1)
- Harvey Heights (1)
- Causeway Manor (1)
- Register, E.B. 2nd (1)
- Jinks Sub U-1 (1)
- Landmark On St. Andrews Bay (1)
Where this band sits in the market
The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.
Questions to ask about any listing in this band
What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.
Common questions
How many homes listed between $300,000 and $500,000 are for sale in Panama City?
What do homes $300K–$500K cost in Panama City?
Which Panama City community has the most homes $300K–$500K for sale?
What is the monthly payment on a $400,000 home?
Keep exploring Panama City
- All homes for sale in Panama City
- Panama City ZIP codes with prices
- Panama City 4-bedroom homes
- Panama City homes under $300K
- Homes $300K–$500K in every city
Homes $300K–$500K in nearby Bay County cities
- Panama City Beach homes $300K–$500K (596 for sale)
- Lynn Haven homes $300K–$500K (53 for sale)
- Southport homes $300K–$500K (27 for sale)
- Mexico Beach homes $300K–$500K (26 for sale)
- Youngstown homes $300K–$500K (14 for sale)
Live data: Central Panhandle AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Panama City, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.