Camryn's Crossing
Homes for Sale in Panama City, FL
All 257 homes for sale in Panama City, FL · median $349,000 · 114 homes for sale in 32405 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $365,000, a median 45 days on market, sellers accepting 96% of original asking (-4% versus the prior year). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $4,480 ($4,000 with the full homestead exemption).
| Location | Panama City, Bay County, FL · ZIP 32405, 32444 |
|---|---|
| Homes in the community | 33 (FL DOR 2025 assessment roll) |
| Years built | 2005–2019 (median 2006) |
| Typical living area | 2,243 sq ft (median) |
| Sale prices, last 12 months | $365,000 median across 6 closed sales · -3.7% vs the prior 12 months |
| Days on market (closed sales) | 45 median |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 79% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Camryn'S Crossing key facts,” movewithmomentum.com/neighborhoods/camryn-s-crossing, data as of September 20, 2026.

Camryn's Crossing prices on space and age more than on any added extras. With a median living area around 2,221 square feet and a median year built of 2006, this is a community of established, larger-footprint homes rather than new construction — and no community amenities show up in the current MLS data, so the value here is in the house and lot, not a clubhouse or pool package.
A median days-on-market of just over 63 days and a market heat score of 23 point to a slower, more deliberate pace. Combined with a small year-over-year pullback of 2.9%, sellers should expect buyers to take their time and negotiate on condition, while buyers who move decisively on a well-priced, well-maintained home have room to do so without a bidding war.
Camryn's Crossing right now
🟡 Off the recent peak. The trailing-12-month median ($365K) is down 3.7% from the prior 12 months ($379K) and up 101% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Medium (6 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Camryn's Crossing market snapshot (as of September 20, 2026): the median sale price is about $365K, and a median 45 days on market for closed sales. The trailing-12-month median is down 4% from the prior 12 months and up 101% since 2012, computed from record-level CPAR MLS closed sales (6 closings in the current window).
In ZIP 32405 (Panama City), 697 homes closed in the last 12 months at a median of $280K, down 6.8% year over year, with a median 56 days on market. Right now 202 active and 86 pending listings — a balanced market. See the live ZIP 32405 housing market and the Bay County market.
Camryn's Crossing is a community of 33 homes in Panama City, Bay County, built between 2005 and 2019 (median 2006), with a median living area of about 2,243 square feet. 79% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Camryn's Crossing is a Panama City neighborhood built out mostly between 2005 and 2022, with a median home age putting most construction in the mid-2000s — a mature, single-phase-feeling community rather than a still-building subdivision.
Who Camryn's Crossing is best for.
Best for
- Buyers who want more living space for the money and are comfortable with a mid-2000s-era home rather than new construction.
- Buyers targeting a median-range budget near $365,000 who plan to do their own diligence on individual home condition.
- Sellers with a well-maintained, updated home who can price patiently rather than expecting a fast sale.
Probably not for
- Buyers who want a community with a pool, clubhouse, or organized amenities — none show up in current listing data.
- Sellers expecting a quick sale — the median days-on-market here runs past two months.
- Buyers relying on a large, active resale pool to compare pricing — recent closing volume has been limited.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($365K) IS the median in the snapshot above, and the move from 2025 ($379K) IS the -3.7% one-year change.
Windows contain 0 to 36 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
20% of homes for sale in ZIP 32405 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-30).
Camryn's Crossing Market Scorecard
Camryn's Crossing is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Camryn'S Crossing, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Camryn's Crossing
Live MLS inventory for Camryn's Crossing. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Camryn's Crossing listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Camryn S Crossing Right Now (1)
All 1 active and pending Camryn S Crossing listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2307 Dragonfly Lane, Panama City, Fl 32405 · $379,900 · 4 bd / 2 ba · pending · listed Jul 2, 2026 · listed by Berkshire Hathaway HomeServices Beach Properties of Florida
The Camryn's Crossing buying strategy.
If we were buying in Camryn's Crossing today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Camryn's Crossing.
A Mature Footprint, Priced on Condition
The homes here run larger, with a median of 2,221 square feet — enough to draw buyers looking for more room than a typical entry-level build, without stepping into new-construction pricing. Only six closings in the current window is a small sample, so the median of $365,000 should be read as a general marker rather than a fixed price line for any specific home; condition, updates, and lot will move that number more than the calendar will.
The homestead share of 76.4% is worth noting for anyone reading the market: a large majority of these homes are owner-occupied rather than held as rentals or second homes, which tends to mean more owner-driven maintenance decisions and fewer investor-grade listings hitting the market at once. Combined with the longer-than-quick median days-on-market, this reads as a community where inventory turns over steadily but not fast — good for buyers doing real diligence, and a reason sellers should price to the current pace rather than last year's.
The location and the amenities are priced into every listing in Camryn's Crossing. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Camryn's Crossing buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.9). Basis: Long-Term Appreciation +101% since 2012; Recent Direction -3.7% year-over-year; Owner Commitment 79% owner-occupied; Pricing Power 96.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only six recent closings and a median days-on-market past two months, pricing this community well requires reading a thin, slow-moving data set correctly rather than leaning on a generic automated number. We track how Camryn's Crossing is actually trading right now — house by house — so sellers price to where buyers are, and buyers know when a listing is fairly priced versus asking a premium the current pace does not support.
Camryn's Crossing in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $22/month (about $264/yr) · median of 24 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $22 per month ($264 a year) — the median AssociationFee across 24 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Camryn's Crossing buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Camryn's Crossing sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Camryn's Crossing, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Camryn's Crossing home worth?
Get a no-obligation home value based on real comparable sales in Camryn's Crossing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Recently off market in Camryn'S Crossing
Homes in Camryn'S Crossing that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2315 Dragonfly Lane · off market
Frequently Asked Questions
What is the median home price in Camryn's Crossing?
How long do homes in Camryn's Crossing take to sell?
How many homes are in Camryn's Crossing?
What share of Camryn's Crossing is owner-occupied?
When were the homes in Camryn's Crossing built?
Have Camryn's Crossing home prices gone up?
Who is the best real estate agent for Camryn's Crossing?
How do I find a top Panama City real estate agent who knows Camryn's Crossing?
Can Momentum Realty connect me with an agent for Camryn's Crossing?
Where is Camryn's Crossing, and what county is it in?
Is Camryn's Crossing a good place to live?
Should you buy in Camryn's Crossing?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32405/32444)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (175 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Camryn'S Crossing fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Camryn's Crossing
- Home values · What homes in Camryn's Crossing actually sell for
Nearby Communities
Explore more neighborhoods near Camryn's Crossing with Momentum Realty’s local guides.
