Camryn's Crossing
Homes for Sale in Panama City, FL

All 257 homes for sale in Panama City, FL · median $349,000 · 114 homes for sale in 32405 · Bay County homes for sale

Community in Panama City · Bay County · ZIP 32405
33 homesBuilt 2005–2019Median sale $365K
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Live Market Pulse
18/100
Market Heat
Cooler than normal
2015 → 2026 · 88 at the 2022 peak
0 is Camryn's Crossing's coldest market since 2015, 100 its hottest. Today: 18. How it's scored

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $365,000, a median 45 days on market, sellers accepting 96% of original asking (-4% versus the prior year). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $4,480 ($4,000 with the full homestead exemption).

Camryn'S Crossing key facts
LocationPanama City, Bay County, FL · ZIP 32405, 32444
Homes in the community33 (FL DOR 2025 assessment roll)
Years built2005–2019 (median 2006)
Typical living area2,243 sq ft (median)
Sale prices, last 12 months$365,000 median across 6 closed sales · -3.7% vs the prior 12 months
Days on market (closed sales)45 median
For sale right now0 active, 1 pending
Owner-occupied (homestead) share79%

Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Camryn'S Crossing key facts,” movewithmomentum.com/neighborhoods/camryn-s-crossing, data as of September 20, 2026.

Live · Camryn's Crossing Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$365K ▼
Median sold · 12 mo
down 3.7% vs the prior 12 months
-3.7% ▼
1-yr price change
n = 6 and 9 sales in the two windows
96.4%
Sale vs ask
+101%
T12M median vs 2012
from a $182K median in 2012
Tempo
45days
Median DOM · closed
13 days at the 2021 low
100%
Under contract
Bay: 17% (528 of 3,043)
0 · 1
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 15 a year
Ownership and context
79%
Owner-occupied · Camryn's Crossing
26 of 33 parcels homesteaded (FL DOR 2025)
21%
Non-owner-occupied · Camryn's Crossing
incl. 0% trust or LLC-held · 9% out-of-state
33
Homes in the community
33 residential parcels (FL DOR 2025)
Track record · 14 years of records
Est. 2005
Community established
homes built 2005-2019, median 2006 (FL DOR 2025)
18.2%/yr
Turnover rate
about 6 of 33 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Camryn's Crossing prices on space and age more than on any added extras. With a median living area around 2,221 square feet and a median year built of 2006, this is a community of established, larger-footprint homes rather than new construction — and no community amenities show up in the current MLS data, so the value here is in the house and lot, not a clubhouse or pool package.

A median days-on-market of just over 63 days and a market heat score of 23 point to a slower, more deliberate pace. Combined with a small year-over-year pullback of 2.9%, sellers should expect buyers to take their time and negotiate on condition, while buyers who move decisively on a well-priced, well-maintained home have room to do so without a bidding war.

Camryn's Crossing Housing Pulse · Momentum Research · as of September 20, 2026

Camryn's Crossing right now

🟡 Off the recent peak. The trailing-12-month median ($365K) is down 3.7% from the prior 12 months ($379K) and up 101% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Medium (6 and 9 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Camryn's Crossing market snapshot (as of September 20, 2026): the median sale price is about $365K, and a median 45 days on market for closed sales. The trailing-12-month median is down 4% from the prior 12 months and up 101% since 2012, computed from record-level CPAR MLS closed sales (6 closings in the current window).

In ZIP 32405 (Panama City), 697 homes closed in the last 12 months at a median of $280K, down 6.8% year over year, with a median 56 days on market. Right now 202 active and 86 pending listings — a balanced market. See the live ZIP 32405 housing market and the Bay County market.

Camryn's Crossing is a community of 33 homes in Panama City, Bay County, built between 2005 and 2019 (median 2006), with a median living area of about 2,243 square feet. 79% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Camryn's Crossing is a Panama City neighborhood built out mostly between 2005 and 2022, with a median home age putting most construction in the mid-2000s — a mature, single-phase-feeling community rather than a still-building subdivision.

Best for

  • Buyers who want more living space for the money and are comfortable with a mid-2000s-era home rather than new construction.
  • Buyers targeting a median-range budget near $365,000 who plan to do their own diligence on individual home condition.
  • Sellers with a well-maintained, updated home who can price patiently rather than expecting a fast sale.

Probably not for

  • Buyers who want a community with a pool, clubhouse, or organized amenities — none show up in current listing data.
  • Sellers expecting a quick sale — the median days-on-market here runs past two months.
  • Buyers relying on a large, active resale pool to compare pricing — recent closing volume has been limited.

Windows contain 0 to 36 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K20122014201620182020202220242026
Down 3.7% year over year; up 101% since 2012.
Median days on market · closed sales
25507510020122014201620182020202220242026
13 days at the 2021 low; 45 now.
Sale price vs original ask · median
94%96%98%100%20122014201620182020202220242026
96.4% now.
Homes sold per 12-mo window
010203020122014201620182020202220242026
0 to 36 a year; 6 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201620182020202220242026
88 at the 2022 peak, 18 in the troughs, 18 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,121/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

20% of homes for sale in ZIP 32405 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-30).

Camryn's Crossing Market Scorecard

Balanced

Camryn's Crossing is currently a balanced market..

$365,000
Median sold
0/1/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Camryn'S Crossing, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Camryn's Crossing

Live MLS inventory for Camryn's Crossing. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Camryn's Crossing listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Camryn S Crossing Right Now (1)

All 1 active and pending Camryn S Crossing listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Camryn's Crossing today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Camryn's Crossing.

Best Buy
Buyers wanting a larger, established home without new-construction pricing.
Biggest Risk
Thin closing volume means the median price can shift meaningfully from one sale to the next.
Sweet Spot
A move-up buyer prioritizing square footage and a mid-2000s build over community amenities.
Avoid If
You want a packaged amenity community — none are identified here.

A Mature Footprint, Priced on Condition

The homes here run larger, with a median of 2,221 square feet — enough to draw buyers looking for more room than a typical entry-level build, without stepping into new-construction pricing. Only six closings in the current window is a small sample, so the median of $365,000 should be read as a general marker rather than a fixed price line for any specific home; condition, updates, and lot will move that number more than the calendar will.

The homestead share of 76.4% is worth noting for anyone reading the market: a large majority of these homes are owner-occupied rather than held as rentals or second homes, which tends to mean more owner-driven maintenance decisions and fewer investor-grade listings hitting the market at once. Combined with the longer-than-quick median days-on-market, this reads as a community where inventory turns over steadily but not fast — good for buyers doing real diligence, and a reason sellers should price to the current pace rather than last year's.

“

The location and the amenities are priced into every listing in Camryn's Crossing. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.9B- · Buy Score
Long-Term Appreciation7.0/10
Recent Direction5.1/10
Owner Commitment7.9/10
Pricing Power7.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.9). Basis: Long-Term Appreciation +101% since 2012; Recent Direction -3.7% year-over-year; Owner Commitment 79% owner-occupied; Pricing Power 96.4% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With only six recent closings and a median days-on-market past two months, pricing this community well requires reading a thin, slow-moving data set correctly rather than leaning on a generic automated number. We track how Camryn's Crossing is actually trading right now — house by house — so sellers price to where buyers are, and buyers know when a listing is fairly priced versus asking a premium the current pace does not support.

Camryn's Crossing in 15 seconds.

Best forBuyers wanting a larger, established home without new-construction pricing.
Biggest advantageHomes here run bigger than typical entry-level product, with a median near 2,221 square feet.
Biggest riskThin closing volume means the median price can shift meaningfully from one sale to the next.
Sweet spotA move-up buyer prioritizing square footage and a mid-2000s build over community amenities.
Avoid ifYou want a packaged amenity community — none are identified here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Camryn's Crossing homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Camryn's Crossing.
In short
  • HOA dues reported around $22/month (about $264/yr) · median of 24 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $22 per month ($264 a year) — the median AssociationFee across 24 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Camryn's Crossing sales matched to your home.

What is your Camryn's Crossing home worth?

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Recently off market in Camryn'S Crossing

Homes in Camryn'S Crossing that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Camryn's Crossing?
The median sale price in Camryn's Crossing was $365K over the 12 months ending September 20, 2026 (6 closed sales, CPAR MLS).
How long do homes in Camryn's Crossing take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 45 days on market (6 sales, CPAR MLS).
How many homes are in Camryn's Crossing?
The Florida DOR 2025 assessment roll shows 33 homes in Camryn's Crossing (public records).
What share of Camryn's Crossing is owner-occupied?
79% of Camryn's Crossing parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Camryn's Crossing built?
Homes in Camryn's Crossing were built between 2005 and 2019, with a median year built of 2006 (FL DOR 2025 roll).
Have Camryn's Crossing home prices gone up?
The trailing-12-month median is up 101% since 2012, from $182K to $365K (CPAR MLS closed records).
Who is the best real estate agent for Camryn's Crossing?
The best agent for Camryn's Crossing is one who actively works Panama City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Camryn's Crossing.
How do I find a top Panama City real estate agent who knows Camryn's Crossing?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Camryn's Crossing and the wider Panama City area.
Can Momentum Realty connect me with an agent for Camryn's Crossing?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Camryn's Crossing purchase or sale - no call center and no pressure.
Where is Camryn's Crossing, and what county is it in?
Camryn's Crossing is in Panama City, Bay County, FL, ZIP codes 32405, 32444. The community's center is about 9 miles north of the center of Panama City (straight-line).
Is Camryn's Crossing a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Camryn's Crossing: the median sale price over the last 12 months was $365K (6 sales), 20% above the Panama City median of $304K; homes took a median 45 days to go under contract; the assessment roll counts 33 homes, 79% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.
Buyers who want more living space for the money and are comfortable with a mid-2000s-era home rather than new construction.Excellent fit
Buyers targeting a median-range budget near $365,000 who plan to do their own diligence on individual home condition.Excellent fit
Sellers with a well-maintained, updated home who can price patiently rather than expecting a fast sale.Excellent fit
Buyers who want a community with a pool, clubhouse, or organized amenities — none show up in current listing data.Probably not
Sellers expecting a quick sale — the median days-on-market here runs past two months.Probably not
Buyers relying on a large, active resale pool to compare pricing — recent closing volume has been limited.Probably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 1, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32405/32444))
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (175 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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More on Camryn's Crossing

Thinking of selling in Camryn'S Crossing? 6 recorded closings; median 45 days on market (window ending 2026-09-20). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Camryn's Crossing with Momentum Realty’s local guides.

Hawks Landing (Bay)0.5 mi away · median $539K, 13 sales/12 moJakes Landing0.5 mi away · 91 homes, built 2023–23, 2 for saleGreentree Heights0.5 mi away · 21 homes, built 1984–87, 2 for saleThe Pines Of Lynn Haven0.5 mi away · 24 homes, built 2009–23Andrews Plantation0.6 mi away · median $360K, 5 sales/12 moLandin S Landing0.6 mi away · 73 homes, built 2021–22, 2 for saleForest Glenn0.8 mi awayPlantation Park0.8 mi away · median $332K, 4 sales/12 mo

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