Greentree Heights
Homes for Sale in Panama City, FL
All 257 homes for sale in Panama City, FL · median $349,000 · 114 homes for sale in 32405 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Greentree Heights in Panama City, FL has 2 homes for sale. As of October 2026, the MLS records 39 closed sales in Greentree Heights in Panama City, FL since 2014, the most recent in September 2026.
| Location | Panama City, Bay County, FL · ZIP 32405, 32444 |
|---|---|
| Homes in the community | 21 (FL DOR 2025 assessment roll) |
| Years built | 1984–1987 (median 1985) |
| Typical living area | 1,550 sq ft (median) |
| For sale right now | 2 active, 0 pending · median asking $299,000 |
| Owner-occupied (homestead) share | 70% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Greentree Heights key facts,” movewithmomentum.com/neighborhoods/greentree-heights, data as of September 20, 2026.
Last 30 days in Greentree Heights: 2 new listings (median asking $299,000). As of October 2, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
The market around Greentree Heights
Greentree Heights is too small for its own price trend, so here is the market around it.
In ZIP 32405, 163 homes are on the market and 23% are under contract — a steady corner of Panama City.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
ZIP and county figures describe the wider market, not Greentree Heights specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Greentree Heights, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Greentree Heights
Live MLS inventory for Greentree Heights. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Greentree Heights listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Greentree Heights Right Now (2)
All 2 active and pending Greentree Heights listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3728 Greentree Place, Panama City, Fl 32405 · $299,000 · 4 bd / 2 ba · listed Sep 12, 2026 · listed by Keller Williams Realty Emerald
- 2536 E 37th Plaza, Panama City, Fl 32405 · $299,000 · 3 bd / 2 ba · listed Sep 8, 2026 · listed by ERA Neubauer Real Estate Inc
The Greentree Heights buying strategy.
If we were buying in Greentree Heights today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Greentree Heights.
A closer look at the Greentree Heights market
The housing stock is 21 homes built between 1984 and 1987, and 70% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Greentree Heights. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Greentree Heights buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Greentree Heights sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Greentree Heights, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Greentree Heights home worth?
Get a no-obligation home value based on real comparable sales in Greentree Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
20% of homes for sale in ZIP 32405 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-30).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Greentree Heights?
What share of Greentree Heights is owner-occupied?
When were the homes in Greentree Heights built?
Who is the best real estate agent for Greentree Heights?
How do I find a top Panama City real estate agent who knows Greentree Heights?
Can Momentum Realty connect me with an agent for Greentree Heights?
Where is Greentree Heights, and what county is it in?
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32405/32444)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (39 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Greentree Heights fits the bigger picture — live prices, inventory, and Momentum Scores:
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