Chandlee
Homes for Sale in Panama City, FL

All 258 homes for sale in Panama City, FL · median $349,600 · 124 homes for sale in 32401 · Bay County homes for sale

Community in Panama City · Bay County · ZIP 32401
33 homesBuilt 1940–2024
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Photo via CPAR MLS

Built fromLive CPAR MLS data13 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Chandlee in Panama City, FL has 2 homes for sale. As of September 2026, the MLS records 22 closed sales in Chandlee in Panama City, FL since 2013, the most recent in January 2026.

Chandlee key facts
LocationPanama City, Bay County, FL · ZIP 32401, 32405
Homes in the community33 (FL DOR 2025 assessment roll)
Years built1940–2024 (median 1960)
Typical living area1,377 sq ft (median)
For sale right now2 active, 0 pending · median asking $223,700
Owner-occupied (homestead) share24%

Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Chandlee key facts,” movewithmomentum.com/neighborhoods/chandlee, data as of September 20, 2026.

Live · Chandlee Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 17% (528 of 3,043)
2 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
24%
Owner-occupied · Chandlee
10 of 41 parcels homesteaded (FL DOR 2025)
76%
Non-owner-occupied · Chandlee
incl. 22% trust or LLC-held · 12% out-of-state
33
Homes in the community
plus 8 vacant residential lots · 41 residential parcels (FL DOR 2025)
Track record · 13 years of records
5
Recorded sales · 2024-2025
median $219K · qualified sales on the county roll (FL DOR 2025)
Est. 1940
Community established
homes built 1940-2024, median 1960 (FL DOR 2025)
3.0%/yr
Turnover rate
about 1 of 33 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Chandlee is a thin data set right now — only three closings inform this snapshot, so any single sale can move the median more than it would in a deeper market. That context matters before anyone reads too much into the year-over-year swing.

The headline number is a 31.4% increase in median price, but with a sample this small, that is more a reflection of which specific homes sold than a broad statement about where values are trending. The 250-day median time on market is the more telling figure here: homes in Chandlee are not moving quickly, and sellers should plan around a longer marketing runway rather than price momentum alone.

The 60-Second Overview

Chandlee is a small Panama City community in Bay County where the current MLS activity is limited, and pricing at a median of $287,670 should be read as a snapshot of a handful of transactions rather than a stable trend line.

CPAR sales records identify 7 homes in Chandlee that have changed hands since 2019, built between 1935 and 2025 (median 2006), with a median living area of about 1,387 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 5 qualified sales in Chandlee across 2024–2025 (3 in 2024, 2 in 2025), median $219,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer targeting a median price point near $287,670 who is willing to verify condition and value on a case-by-case basis
  • A seller who can accommodate a longer marketing period given the 250-day median time on market
  • A buyer or investor comfortable making decisions from a small comp set rather than a deep sales history

Probably not for

  • A buyer who needs a fast, competitive-offer market with quick closings
  • A buyer who wants a community with a confirmed, established amenity package
  • A seller expecting the recent price increase to reliably predict what their specific home will fetch

The market around Chandlee

Chandlee is too small for its own price trend, so here is the market around it.

In ZIP 32401, 145 homes are on the market and 15% are under contract — a slower corner of Panama City.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32401 (Panama City), 337 homes closed in the last 12 months at a median of $307K, up 0.5% year over year, with a median 62 days on market. Right now 166 active and 29 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Chandlee specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Chandlee, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 16 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Chandlee

Live MLS inventory for Chandlee. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Chandlee listings as of 2026-09-26, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Chandlee Right Now (2)

All 2 active and pending Chandlee listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Chandlee today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chandlee.

Best Buy
A buyer looking for a lower-volume Panama City community and willing to do extra diligence on comps.
Biggest Risk
With only three closings in the window, the median price and year-over-year figure can shift sharply on the next sale.
Sweet Spot
Buyers comfortable pricing off a thin comp set and confirming condition and amenities property-by-property.
Avoid If
You need a fast, predictable closing timeline or a community with an established, verified amenity package.

A market defined by patience, not pace

With only three closings feeding this window, Chandlee does not behave like a high-volume subdivision with predictable pricing bands. Each sale carries outsized weight, which is why the median has room to swing and why a buyer or seller should treat any single comp with caution rather than certainty.

The 250-day median days on market is the number that deserves attention. That is not a market where homes are getting multiple offers in the first week — it is one where sellers need realistic timeline expectations and buyers may find room to negotiate on terms, not just price. No community amenities are currently identified from active MLS listings, so buyers evaluating Chandlee should confirm what, if anything, is included at the property level rather than assuming a shared amenity package.

“

The location and the amenities are priced into every listing in Chandlee. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume market like Chandlee, the handful of comps that exist need context, not just a printout. We walk buyers and sellers through why the numbers look the way they do — including where a small sample size is inflating or understating what a home is actually worth — before anyone anchors to a figure that will not hold up in negotiation.

Chandlee in 15 seconds.

Best forA buyer looking for a lower-volume Panama City community and willing to do extra diligence on comps.
Biggest advantageLong days-on-market figures suggest room to negotiate on price or terms rather than compete on speed.
Biggest riskWith only three closings in the window, the median price and year-over-year figure can shift sharply on the next sale.
Sweet spotBuyers comfortable pricing off a thin comp set and confirming condition and amenities property-by-property.
Avoid ifYou need a fast, predictable closing timeline or a community with an established, verified amenity package.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Chandlee homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Chandlee.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chandlee sales matched to your home.

What is your Chandlee home worth?

Get a no-obligation home value based on real comparable sales in Chandlee, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Chandlee

Homes in Chandlee that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

How much local inventory is already under contract

20% of homes for sale in ZIP 32405 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Frequently Asked Questions

How many homes are in Chandlee?
The Florida DOR 2025 assessment roll shows 33 homes plus 8 vacant residential lots in Chandlee (public records).
What share of Chandlee is owner-occupied?
24% of Chandlee parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Chandlee built?
Homes in Chandlee were built between 1940 and 2024, with a median year built of 1960 (FL DOR 2025 roll).
Who is the best real estate agent for Chandlee?
The best agent for Chandlee is one who actively works Panama City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Chandlee.
How do I find a top Panama City real estate agent who knows Chandlee?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Chandlee and the wider Panama City area.
Can Momentum Realty connect me with an agent for Chandlee?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Chandlee purchase or sale - no call center and no pressure.
Where is Chandlee, and what county is it in?
Chandlee is in Panama City, Bay County, FL, ZIP codes 32401, 32405. The community's center is about 8 miles northwest of the center of Panama City (straight-line).
A buyer targeting a median price point near $287,670 who is willing to verify condition and value on a case-by-case basisExcellent fit
A seller who can accommodate a longer marketing period given the 250-day median time on marketExcellent fit
A buyer or investor comfortable making decisions from a small comp set rather than a deep sales historyExcellent fit
A buyer who needs a fast, competitive-offer market with quick closingsProbably not
A buyer who wants a community with a confirmed, established amenity packageProbably not
A seller expecting the recent price increase to reliably predict what their specific home will fetchProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32401/32405))
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2013 (22 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Chandlee with Momentum Realty’s local guides.

Chandlee To Pc0.1 mi away · 1 for saleMayfield0.2 mi awayBry Co Park0.4 mi away · 3 for saleN Highland0.5 mi away · 24 homes, built 1935–00, 3 for saleCaroline 1 Amend0.7 mi away · 1 for saleKeiths0.7 mi away · 1 for saleCaroline0.8 mi away · 2 for saleDelwood Estates0.8 mi away · median $180K, 5 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Chandlee? 1 recorded closings (window ending 2026-09-20). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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