Cottage Point Unrec
Homes for Sale in Fort Myers, FL
All 1,305 homes for sale in Fort Myers, FL · median $235,900 · 622 homes for sale in 33908 · Lee County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, Cottage Point Unrec in Fort Myers, FL has 10 homes for sale and 1 pending, asking from $150,000 to $788,000 (median $344,500). Over the 12 months ending 2026-09-20, 7 recorded sales closed at a median of $425,000, $238 per square foot, a median 33 days on market, sellers accepting 93% of original asking (+19% versus the prior year). Homes listed or recently sold were built 1970–2013; 8 of the 11 geocoded homes sit in a FEMA special flood hazard zone (median elevation 5 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $6,790 ($6,120 with the full homestead exemption).
| Location | Fort Myers, Lee County, FL · ZIP 33908 |
|---|---|
| Homes in the community | 77 (FL DOR 2025 assessment roll) |
| Years built | 1948–2024 (median 1989) |
| Typical living area | 3,090 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $425,000 median across 7 closed sales · $238 per sq ft · +19.0% vs the prior 12 months |
| Days on market (closed sales) | 33 median |
| For sale right now | 12 active, 0 pending · median asking $369,500 |
| Owner-occupied (homestead) share | 46% |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cottage Point Unrec key facts,” movewithmomentum.com/neighborhoods/cottage-point-unrec, data as of September 20, 2026.
Last 30 days in Cottage Point Unrec: 4 new listings (median asking $497,000), 1 under contract right now. As of October 2, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Cottage Point Unrec
Live MLS inventory for Cottage Point Unrec. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cottage Point Unrec listings as of 2026-10-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Cottage Point Unrec Right Now (11)
All 11 active and pending Cottage Point Unrec listings with a detail page, newest first, refreshed twice a day from the MLS.
- 16500 Arbor Ridge Dr · $495,000 · 3 bd / 2 ba · listed Sep 13, 2026 · listed by Marzucco Real Estate
- 13270 Electron Dr · $699,900 · 3 bd / 2 ba · listed Sep 11, 2026 · listed by Coldwell Banker Realty
- 16945 Windcrest Dr · $150,000 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by William Raveis Real Estate
- 16600 Arbor Ridge Dr · $499,000 · 3 bd / 2 ba · listed Sep 10, 2026 · listed by Isaiah Pankhurst
- 16620 Arbor Ridge Dr · $312,000 · 3 bd / 2 ba · listed Aug 17, 2026 · listed by Savvy Avenue, LLC
- 16820 Banyon Dr · $340,000 · 5 bd / 3 ba · listed Jul 9, 2026 · listed by EXIT Realty of Naples
- 13411 Electron Dr · $788,000 · 3 bd / 3 ba · listed Jul 2, 2026 · listed by Text Me Realty
- 16890 Banyon Dr · $349,000 · 2 bd / 1 ba · listed Jul 2, 2026 · listed by Text Me Realty
- 16857 Windcrest Dr · $335,000 · 2 bd / 2 ba · listed Jul 2, 2026 · listed by #1 Real Estate Services LLC
- 16540 Wisteria Dr · $249,900 · 3 bd / 2 ba · listed Jul 2, 2026 · listed by Epic Real Estate Advisors LLC
- 16700 Wisteria Dr · $899,000 · 5 bd / 5 ba · pending · listed Jul 2, 2026 · listed by EXP Realty LLC
Cottage Point Unrec is a small, unrestricted pocket of Fort Myers where the numbers move on individual homes more than on any broader community trend. With only 7 closings in the current window, the $425,000 median price and $238.25 median price per square foot should be read as a directional signal, not a tight statistical band — one or two unusual sales can swing these figures materially.
What stands out is the size of the housing stock: a median living area over 3,200 square feet, paired with a build-year range stretching from 1942 to 2024. That is a market of large, individual homes rather than a uniform subdivision, and it means condition, lot, and vintage will drive price more than any community-wide comparable. A market heat score of 51 puts this at a fairly neutral posture — not a bidding-war environment, not a stagnant one either.
Cottage Point Unrec right now
🟢 Still climbing. The trailing-12-month median ($425K) is up 19.0% from the prior 12 months ($357K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (7 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cottage Point Unrec market snapshot (as of September 20, 2026): the median sale price is about $425K ($238 per sq ft over the trailing 12 months of closed sales), and a median 33 days on market for closed sales. The trailing-12-month median is up 19% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (7 closings in the current window).
In ZIP 33908 (Fort Myers), 1,459 homes closed in the last 12 months at a median of $345K ($201/sq ft), down 5.5% year over year, with a median 70 days on market. Right now 618 active and 124 pending listings — a soft market. See the live ZIP 33908 housing market and the Lee County market.
County records show 4 qualified sales in Cottage Point Unrec across 2024–2025 (3 in 2024, 1 in 2025), median $460,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Cottage Point Unrec: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Fort Myers.
Cottage Point Unrec is a community of 77 homes in Fort Myers, Lee County, built between 1948 and 2024 (median 1989), with a median living area of about 3,090 square feet. 46% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cottage Point Unrec is an unrecorded subdivision in Fort Myers, Lee County, meaning homes here sit outside a formal platted HOA structure — buyers are evaluating individual properties on their own merits rather than a shared amenity package or architectural standard.
The setting & the homes.
Aerial and on-site photos of Cottage Point Unrec. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Cottage Point Unrec
Cottage Point Unrec
Cottage Point Unrec
Cottage Point Unrec
Cottage Point Unrec
Cottage Point Unrec
Cottage Point Unrec
Cottage Point UnrecPhotos from Florida Gulf Coast MLS listings in Cottage Point Unrec; content deemed reliable but not guaranteed.
Who Cottage Point Unrec is best for.
Best for
- A buyer prioritizing square footage and land over a community amenity package, working with a budget around the mid-$400s
- A buyer comfortable evaluating each home on its own condition and vintage rather than relying on tract-built comps
- A buyer or investor comfortable with a market that has meaningful non-owner-occupied inventory
Probably not for
- A buyer who wants a gated or amenity-rich community with shared recreational facilities
- A buyer who needs a large pool of recent comparable sales to feel confident in pricing
- A buyer set on new or near-new construction throughout the immediate area
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($425K) IS the median in the snapshot above, and the move from 2025 ($357K) IS the +19.0% one-year change.
Windows contain 2 to 12 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
9% of homes for sale in Cottage Point Unrec are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Cottage Point Unrec Market Scorecard
Cottage Point Unrec is currently a balanced market., a median asking price of $369,500, and homes go under contract in about 72 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Cottage Point Unrec on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Cottage Point Unrec buying strategy.
If we were buying in Cottage Point Unrec today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cottage Point Unrec.
A market of individual homes, not a subdivision template
With 150 homes total and just 7 closings in this window, Cottage Point Unrec does not behave like a production-built community where one comp tells you what the next house down the street is worth. The build-year spread — 1942 to 2024, with a median around 1987 — means a buyer touring this market will see genuinely different eras of construction, and pricing per square foot will vary with how each home has aged or been updated.
The homestead share sits at 45.3%, meaning a substantial portion of the housing stock is not owner-occupied under a homestead exemption — worth factoring in if you are trying to gauge how much of the inventory turns over as rentals or non-primary residences versus how much is held long-term. No community amenities are identified from current MLS listings, so any value here is coming from the land, the structure, and the location — not a clubhouse or a gate.
The location and the amenities are priced into every listing in Cottage Point Unrec. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cottage Point Unrec buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.5). Basis: Recent Direction +19.0% year-over-year; Owner Commitment 46% owner-occupied; Pricing Power 92.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A market this thin on closings rewards a broker who reads individual contracts rather than trend lines — we pull the actual comps, walk the age and condition differences home by home, and tell you plainly when a listing's price per square foot is out of step with what the recent sales actually support.
Cottage Point Unrec in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cottage Point Unrec buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cottage Point Unrec sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cottage Point Unrec, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cottage Point Unrec home worth?
Get a no-obligation home value based on real comparable sales in Cottage Point Unrec, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Myers →
Recently off market in Cottage Point Unrec
Homes in Cottage Point Unrec that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 13110 Point Breeze Dr · off market
Frequently Asked Questions
What is the median home price in Cottage Point Unrec?
How long do homes in Cottage Point Unrec take to sell?
How many homes are in Cottage Point Unrec?
What share of Cottage Point Unrec is owner-occupied?
When were the homes in Cottage Point Unrec built?
Who is the best real estate agent for Cottage Point Unrec?
How do I find a top Fort Myers real estate agent who knows Cottage Point Unrec?
Can Momentum Realty connect me with an agent for Cottage Point Unrec?
Where is Cottage Point Unrec, and what county is it in?
Is Cottage Point Unrec a good place to live?
Should you buy in Cottage Point Unrec?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 33908)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (73 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Cottage Point Unrec fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Cottage Point Unrec
- Home values · What homes in Cottage Point Unrec actually sell for
Nearby Communities
Explore more neighborhoods near Cottage Point Unrec with Momentum Realty’s local guides.