Harbor Island Beach Club in Melbourne Beach

Harbor Island Beach Club
Homes for Sale in Melbourne Beach, FL

All 134 homes for sale in Melbourne Beach, FL · median $739,450 · 28 condos for sale in Melbourne Beach · 132 homes for sale in 32951 · Brevard County homes for sale

Community in Melbourne Beach · Brevard County · ZIP 32951
46 homesBuilt 2021–2023Median sale $866K
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Photo via Space Coast MLS

Built fromLive Space Coast MLS data5 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Harbor Island Beach Club in Melbourne Beach, FL has 10 homes for sale, asking from $690,000 to $2,750,000 (median $1,032,500). Over the 12 months ending 2026-09-20, 17 recorded sales closed at a median of $865,800, $399 per square foot, a median 61 days on market, sellers accepting 91% of original asking (-16% versus the prior year). Homes listed or recently sold were built 2021–2024; 22 of 22 report an HOA (median $576/mo); 1 of the 18 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $13,510 ($12,890 with the full homestead exemption).

Harbor Island Beach Club key facts
LocationMelbourne Beach, Brevard County, FL · ZIP 32951
Homes in the community46 (FL DOR 2025 assessment roll)
Years built2021–2023 (median 2022.0)
Typical living area4,608 sq ft (median)
Home types (current listings and sales)condos 64%, single-family 36%
Amenities listed by sellersBeach Access, Boat Dock, Maintenance Grounds, Spa/Hot Tub, Gated, Management - Off Site
Sale prices, last 12 months$865,800 median across 17 closed sales · $399 per sq ft · -16.1% vs the prior 12 months
Days on market (closed sales)61 median
For sale right now11 active, 0 pending · median asking $1,075,000 · 7.8 months of supply
Owner-occupied (homestead) share6%

Data as of September 20, 2026. Based on information from the Space Coast MLS for the period 2021 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Island Beach Club key facts,” movewithmomentum.com/neighborhoods/harbor-island-beach-club, data as of September 20, 2026.

Last 30 days in Harbor Island Beach Club: 3 closed sales (median $927,000). As of September 26, 2026, Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Harbor Island Beach Club Housing Pulse Space Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$866K ▼
Median sold · 12 mo
down 16.1% vs the prior 12 months
-16.1% ▼
1-yr price change
n = 17 and 12 sales in the two windows
$399/sf
Sold $/sqft · 12 mo
peak $801 in 2022
90.9%
Sale vs ask
Tempo
7.8mo
Supply
3 to 6 months is the balanced band
61days
Median DOM · closed
53 days at the 2022 low
0%
Under contract
Brevard: 26% (1,477 of 5,609)
11 · 0
For sale · pending
live counts, refreshed twice daily
17
Sold · last 12 mo
10-yr average: about 12 a year
Ownership and context
6%
Owner-occupied · Harbor Island Beach Club
3 of 46 parcels homesteaded (FL DOR 2025)
94%
Non-owner-occupied · Harbor Island Beach Club
incl. 80% trust or LLC-held · 13% out-of-state
46
Homes in the community
46 residential parcels (FL DOR 2025)
Track record · 5 years of records
4
Recorded sales · 2024-2025
median $1.05M · qualified sales on the county roll (FL DOR 2025)
Est. 2021
Community established
homes built 2021-2023, median 2022 (FL DOR 2025)
1,927sqft
Median sold home size
12-mo windows, closed sales
37.0%/yr
Turnover rate
about 17 of 46 homes trade a year

Homes For Sale Right Now in Harbor Island Beach Club

Live MLS inventory for Harbor Island Beach Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harbor Island Beach Club listings as of 2026-09-26, priced high to low. Based on information from the Space Coast MLS for the period 2021 through 2026. Tap any home to ask about it.

Every Home for Sale in Harbor Island Beach Club Right Now (10)

All 10 active and pending Harbor Island Beach Club listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 475 Strand Drive · $879,000 · 4 bd / 5.5 ba · listed Jun 27, 2026 · listed by Santana Real Estate LLC
  • 205 Strand Drive #305 · $1,090,000 · 3 bd / 3 ba · listed Jun 27, 2026 · listed by RE/MAX Elite
  • 345 Strand Drive · $1,075,000 · 5 bd / 5 ba · listed Jun 27, 2026 · listed by RE/MAX Elite
  • 3057 S Highway A1a · $2,750,000 · 4 bd / 4.5 ba · listed Jun 27, 2026 · listed by RE/MAX Elite
  • 385 Strand Drive · $1,300,000 · 8 bd / 7.5 ba · listed Jun 27, 2026 · listed by RE/MAX Elite
  • 3031 Hafen Lane #407 · $990,000 · 3 bd / 3 ba · listed Jun 27, 2026 · listed by One Sotheby's International
  • 3031 Hafen Lane #306 · $859,000 · 3 bd / 3 ba · listed Jun 27, 2026 · listed by One Sotheby's International
  • 3031 Hafen Lane #205 · $690,000 · 3 bd / 3 ba · listed Jun 27, 2026 · listed by One Sotheby's International
  • 3051 Hafen Lane #404 · $910,000 · 3 bd / 3 ba · listed Jun 27, 2026 · listed by One Sotheby's International
  • 420 Strand Drive · $1,175,000 · 6 bd / 5.5 ba · listed Jun 27, 2026 · listed by Realty World Curri Properties
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Harbor Island Beach Club sits in Melbourne Beach with a median price of $860,000 and a median of about $404 per square foot. At that price-per-foot, you are paying for the location and the coastal setting more than for raw square footage, and the spread between listings tends to be driven by condition and finish rather than by any published tier of pricing.

The market posture is soft right now. The median is down 16.7% year over year, and homes are taking a median of 87 days to sell across a thin window of 13 closings. For a buyer, that combination means room to negotiate and time to do diligence. For a seller, it means pricing to the current market on day one and expecting a longer runway than you would have seen a year ago.

Harbor Island Beach Club Housing Pulse · Momentum Research · as of September 20, 2026

Harbor Island Beach Club right now

🟢 Buyer-leaning market. 7.8 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Space Coast MLS records, as of September 20, 2026. Confidence: High (11 active and pending listings, 17 closed sales in 12 months).

🔴 Off the recent peak. The trailing-12-month median ($866K) is down 16.1% from the prior 12 months ($1.03M). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Space Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (17 and 12 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Space Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Harbor Island Beach Club market snapshot (as of September 20, 2026): the median sale price is about $866K ($399 per sq ft over the trailing 12 months of closed sales), a median 61 days on market for closed sales, and 7.8 months of supply, a buyer-leaning market. The trailing-12-month median is down 16% from the prior 12 months, computed from record-level Space Coast MLS closed sales (17 closings in the current window).

In ZIP 32951 (Melbourne Beach), 102 homes closed in the last 12 months at a median of $645K ($335/sq ft), down 6.7% year over year, with a median 60 days on market. Right now 28 active and 6 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 32951 housing market and the Brevard County market.

County records show 4 qualified sales in Harbor Island Beach Club across 2024–2025 (3 in 2024, 1 in 2025), median $1.04M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Harbor Island Beach Club: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 91% sit outside the FEMA Special Flood Hazard Area (Zone X); 9% are in a V-series coastal high-hazard zone. Individual parcels vary — verify any specific address at msc.fema.gov.

Harbor Island Beach Club is a community of 46 homes in Melbourne Beach, Brevard County, built between 2021 and 2023 (median 2022.0), with a median living area of about 4,608 square feet. 6% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

This is a coastal Melbourne Beach community trading in the mid-to-high $800s, where a low closing count and long days on market make each individual sale a bigger part of the story than in higher-volume neighborhoods.

Best for

  • Buyers with an $800K-plus budget targeting a coastal Melbourne Beach home who value location over shared amenities
  • Patient buyers comfortable with a longer search and negotiation on a market averaging 87 days to sell
  • Long-hold buyers who can absorb a soft, thinly-traded market rather than expecting a fast flip

Probably not for

  • Buyers needing fast liquidity or a quick resale in a competitive market
  • Buyers wanting community facilities, since none were identified from current MLS listings
  • Budget-constrained buyers, given the mid-to-high $800s median price point

Windows contain 0 to 21 sales each (17 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on information from the Space Coast MLS for the period 2021 through 2026. Deemed reliable but not guaranteed.

Every sale since 2021 · price vs size
$0$500K$1M$1.5M2k3k4k
69 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Homes sold per 12-mo window
01020202220242026
0 to 21 a year; 17 in the current window.
How much local inventory is already under contract

0% of homes for sale in Harbor Island Beach Club are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).

Harbor Island Beach Club Market Scorecard

Buyer-leaning

Harbor Island Beach Club is currently a buyer-leaning market. About 7.8 months of supply, a median asking price of $1,075,000.

7.8
Months supply
$1,075,000
Median list
$865,800
Median sold
$483
List $/sqft
10/0/17
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Space Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Harbor Island Beach Club, Melbourne Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on information from the Space Coast MLS for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Space Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Brevard County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Gemini · Elementary
  • Hoover · Middle
  • Melbourne · High

Zoned schools reflect the assignments reported on recent Harbor Island Beach Club listings and can change; always confirm with Brevard County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Island Beach Club address.

If we were buying in Harbor Island Beach Club today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Island Beach Club.

Best Buy
Buyers who want a coastal Melbourne Beach home and can move on a market that favors patience.
Biggest Risk
A thin sample of 13 closings makes any single comp less reliable.
Sweet Spot
A well-conditioned home bought below the $860,000 median while the market rewards buyers.
Avoid If
You need a quick, competitive resale or shared community amenities.

A thin, softening coastal market

Two numbers deserve weight here: 13 closings and 87 median days on market. A window this thin means the median can swing on a handful of transactions, and the near three-month median selling time tells you buyers are being deliberate. Read any single comp carefully rather than treating the median as a firm ceiling or floor.

The 16.7% year-over-year decline reframes negotiations. That is a meaningful pullback, and it puts pressure on sellers to price against today's market instead of last year's. No community amenities were identified from current MLS listings, so value here rests on the homes themselves and the beachside location rather than on shared facilities.

“

The location and the amenities are priced into every listing in Harbor Island Beach Club. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
2.2D · Buy Score
Recent Direction2.0/10
Liquidity & Demand2.2/10
Owner Commitment0.7/10
Pricing Power3.9/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (2.2). Basis: Recent Direction -16.1% year-over-year; Liquidity & Demand 7.8 months of supply; Owner Commitment 6% owner-occupied; Pricing Power 90.9% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a low-volume, softening market, the difference between a good outcome and a bad one is comp discipline. With only 13 closings to work from and an 87-day median, we read each sale individually, price to where the market actually is, and structure offers with the leverage the current numbers give buyers. We will also tell you plainly when a listing is priced to last year's peak.

Harbor Island Beach Club in 15 seconds.

Best forBuyers who want a coastal Melbourne Beach home and can move on a market that favors patience.
Biggest advantageSofter pricing and long days on market create real negotiating room.
Biggest riskA thin sample of 13 closings makes any single comp less reliable.
Sweet spotA well-conditioned home bought below the $860,000 median while the market rewards buyers.
Avoid ifYou need a quick, competitive resale or shared community amenities.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harbor Island Beach Club homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harbor Island Beach Club.
In short
  • HOA dues reported around $821/month (about $9,852/yr) · median of 157 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $821 per month ($9,852 a year) — the median AssociationFee across 157 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Island Beach Club sales matched to your home.

What is your Harbor Island Beach Club home worth?

Get a no-obligation home value based on real comparable sales in Harbor Island Beach Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Melbourne Beach →

Real comps, not an automated estimate.

Recently off market in Harbor Island Beach Club

Homes in Harbor Island Beach Club that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in Harbor Island Beach Club?
The median sale price in Harbor Island Beach Club was $866K over the 12 months ending September 20, 2026 (17 closed sales, Space Coast MLS).
How long do homes in Harbor Island Beach Club take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 61 days on market (17 sales, Space Coast MLS).
Is Harbor Island Beach Club a buyer's or seller's market right now?
As of September 20, 2026, Harbor Island Beach Club leans toward buyers: 7.8 months of supply at the current sales pace (Space Coast MLS live counts).
How many homes are in Harbor Island Beach Club?
The Florida DOR 2025 assessment roll shows 46 homes in Harbor Island Beach Club (public records).
What share of Harbor Island Beach Club is owner-occupied?
6% of Harbor Island Beach Club parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Harbor Island Beach Club built?
Homes in Harbor Island Beach Club were built between 2021 and 2023, with a median year built of 2022.0 (FL DOR 2025 roll).
Who is the best real estate agent for Harbor Island Beach Club?
The best agent for Harbor Island Beach Club is one who actively works Melbourne Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbor Island Beach Club.
How do I find a top Melbourne Beach real estate agent who knows Harbor Island Beach Club?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbor Island Beach Club and the wider Melbourne Beach area.
Can Momentum Realty connect me with an agent for Harbor Island Beach Club?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbor Island Beach Club purchase or sale - no call center and no pressure.
Where is Harbor Island Beach Club, and what county is it in?
Harbor Island Beach Club is in Melbourne Beach, Brevard County, FL, ZIP 32951. The community's center is about 3 miles south of the center of Melbourne Beach (straight-line).
Is Harbor Island Beach Club in a flood zone?
Partly. Of 11 homes we sampled in Harbor Island Beach Club, 91% sit outside a FEMA Special Flood Hazard Area (Zone X) and 9% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Harbor Island Beach Club a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Harbor Island Beach Club: the median sale price over the last 12 months was $866K (17 sales), 31% above the Melbourne Beach median of $662K; homes took a median 61 days to go under contract; the assessment roll counts 46 homes, 6% of them homesteaded (owner-occupied); supply is 7.8 months at the current sales pace, which favors buyers. The full numbers, price history and the flood and school sections are above.
Buyers with an $800K-plus budget targeting a coastal Melbourne Beach home who value location over shared amenitiesExcellent fit
Patient buyers comfortable with a longer search and negotiation on a market averaging 87 days to sellExcellent fit
Long-hold buyers who can absorb a soft, thinly-traded market rather than expecting a fast flipExcellent fit
Buyers needing fast liquidity or a quick resale in a competitive marketProbably not
Buyers wanting community facilities, since none were identified from current MLS listingsProbably not
Budget-constrained buyers, given the mid-to-high $800s median price pointProbably not

Data sources & freshness

Live listingsSpace Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsSpace Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32951))
Under-contract sharesSpace Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2021 (69 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Harbor Island Beach Club with Momentum Realty’s local guides.

SSSeabreeze Subd0.1 mi away · median $645K, 3 sales/12 moOcean Ridge0.1 mi awayOROcean Ridge Ii Of Brevard0.2 mi away · median $662K, 4 sales/12 moLCLa Costa Village0.2 mi away · 38 homes, built 1994–96, 1 for saleTLThe Landings Of0.2 mi away · 49 homes, built 1991–96TLThe Landings Of Melbourne Beach Condo0.2 mi away · 1 for saleMBMelbourne Beach Ocean View Townhomes Condo0.2 mi awayVSVersailles Sur La Mer Condo0.2 mi away · 13 homes, built 1958–86, 1 for sale

Browse all neighborhood guides →

Thinking of selling in Harbor Island Beach Club? 17 recorded closings; median 61 days on market (window ending 2026-09-20). See the Brevard County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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