Holiday Shores Estates in Miramar Beach

Holiday Shores Estates
Homes for Sale in Miramar Beach, FL

All 677 homes for sale in Miramar Beach, FL · median $652,500 · Walton County homes for sale

Community in Miramar Beach · Walton County · ZIP 32541
289 homesBuilt 1947–2024
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data30 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Holiday Shores Estates in Miramar Beach, FL has 1 home for sale. Homes listed or recently sold were built 1994–2024; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft).

HOLIDAY SHORES ESTATES key facts
LocationMiramar Beach, Walton County, FL · ZIP 32541, 32550
Homes in the community289 (FL DOR 2025 assessment roll)
Years built1947–2024 (median 1999.0)
Typical living area2,594 sq ft (median)
Home types (current listings and sales)detached single family 100%
Amenities listed by sellersSecurity System, Short Term Rental - Allowed
For sale right now1 active, 2 pending · median asking $5,550,000 · 6.0 months of supply
Owner-occupied (homestead) share66%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “HOLIDAY SHORES ESTATES key facts,” movewithmomentum.com/neighborhoods/holiday-shores-estates, data as of September 20, 2026.

Live · Holiday Shores Estates Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
67%
Under contract
Walton: 18% (698 of 3,872)
1 · 2
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
66%
Owner-occupied · Holiday Shores Estates
194 of 294 parcels homesteaded (FL DOR 2025)
34%
Non-owner-occupied · Holiday Shores Estates
incl. 14% trust or LLC-held · 16% out-of-state
289
Homes in the community
plus 5 vacant residential lots · 294 residential parcels (FL DOR 2025)
Track record · 30 years of records
20
Recorded sales · 2024-2025
median $750K · qualified sales on the county roll (FL DOR 2025)
Est. 1947
Community established
homes built 1947-2024, median 1999 (FL DOR 2025)
0.7%/yr
Turnover rate
about 2 of 289 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by the home itself, not by a shared amenity package. With a build range spanning 1947 to 2024 and a median year built of 1999, Holiday Shores Estates is a mix of older coastal-area stock and newer construction, so condition and updates do far more to set a number than any street-level uniformity. The median sits at $610,000 against a median of roughly 2,593 square feet, but expect a wide spread around that figure depending on what has been renovated and what hasn't.

The market posture is soft and thin. Prices are down 7.2% year over year, only 2 homes are active, and the median days on market runs around 34 — a measured pace, not a frenzy, with a heat score of 47 that reads as balanced-to-slightly-cool. For buyers, that means room to negotiate on condition and less competition. For sellers, it means realistic pricing and a clean, move-in-ready presentation matter more than they did a year ago.

Holiday Shores Estates Housing Pulse · Momentum Research · as of September 20, 2026

Holiday Shores Estates right now

🟡 Balanced market. 6.0 months of supply and 67% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (3 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 26, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Holiday Shores Estates is an established Miramar Beach community of 289 homes in Walton County, with no shared amenities identified in current MLS listings — this is a location-and-house play, not a resort-style enclave. A homestead share of 66% points to a base of owner-occupants rather than a block dominated by short-term rentals.

Emerald Coast MLS sales records identify 91 homes in HOLIDAY SHORES ESTATES that have changed hands since 2001, built between 1977 and 2022 (median 1998), with a median living area of about 2,064 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 20 qualified sales in HOLIDAY SHORES ESTATES across 2024–2025 (10 in 2024, 10 in 2025), median $750,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Owner-occupant buyers wanting a primary residence in an established Miramar Beach community rather than a turnkey rental machine
  • Buyers around the mid-$600s who value updated condition and are comfortable comparing an older home against newer construction
  • Patient buyers willing to wait out thin inventory to negotiate on a specific property's condition

Probably not for

  • Buyers who require shared amenities like a pool, gate, or clubhouse, since none are identified here
  • Investors chasing a large, fast-moving selection of listings to bid across
  • Anyone counting on short-term appreciation, given the current year-over-year decline

The market around Holiday Shores Estates

Holiday Shores Estates is too small for its own price trend, so here is the market around it.

In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Miramar Beach.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32541 (Miramar Beach), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Holiday Shores Estates specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in HOLIDAY SHORES ESTATES, Miramar Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Holiday Shores Estates

Live MLS inventory for Holiday Shores Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Holiday Shores Estates listings as of 2026-09-20, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Holiday Shores Estates Right Now (3)

All 3 active and pending Holiday Shores Estates listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 409 Shore Drive · $800,000 · 3 bd / 2 ba · pending · listed Jul 15, 2026 · listed by ERA American Real Estate
  • 202 Shore Drive · $5,550,000 · 4 bd / 4 ba · listed Jun 27, 2026 · listed by The Premier Property Group
  • 1315 Forest Shore Drive · $479,900 · 3 bd / 2 ba · pending · listed Jun 27, 2026 · listed by Dream Team Realty of NW Florida LLC

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Holiday Shores Estates listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Holiday Shores Estates address.

If we were buying in Holiday Shores Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Holiday Shores Estates.

Best Buy
Buyers who want an established Miramar Beach address without a resort-amenity premium.
Biggest Risk
Prices are down year over year and inventory is extremely thin.
Sweet Spot
An updated home near the median size that's priced to current comparables.
Avoid If
You need on-site amenities or a wide selection of listings to choose from.

An owner-occupant core in a rental-heavy corridor

Two numbers tell the real story: 66% homestead and a decades-wide build range. In a stretch of coast where investor and vacation ownership is common, a two-thirds owner-occupant share suggests a more settled, lived-in character than headline Miramar Beach might imply. That said, the housing itself is anything but uniform — a 1947-to-2024 span means you can find both original older homes and recent builds within the same community, and pricing follows accordingly.

The long-term picture is strong even as the short-term one cools. Values are up 177% since 2012, so the underlying location has done its job over time; the 7.2% pullback in the last year is a market cycle, not a structural break. Just don't confuse long-run appreciation with a guarantee — the current window is genuinely quiet, with just 2 active listings and a limited recent closing set, so both sides should lean on comparables and condition rather than momentum.

“

The location and the amenities are priced into every listing in Holiday Shores Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With only 2 active listings and a thin closing window, the data alone won't tell you what a specific home is worth — condition, vintage, and location within the community do. We walk the actual houses, read the spread behind that $610,000 median, and price or negotiate off what's really comparable rather than a rounded average. In a market that's off 7.2% year over year, that discipline is what separates a fair deal from a guess.

Holiday Shores Estates in 15 seconds.

Best forBuyers who want an established Miramar Beach address without a resort-amenity premium.
Biggest advantageA high owner-occupant share and a proven long-run location.
Biggest riskPrices are down year over year and inventory is extremely thin.
Sweet spotAn updated home near the median size that's priced to current comparables.
Avoid ifYou need on-site amenities or a wide selection of listings to choose from.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Holiday Shores Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Holiday Shores Estates.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Holiday Shores Estates sales matched to your home.

What is your Holiday Shores Estates home worth?

Get a no-obligation home value based on real comparable sales in Holiday Shores Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Miramar Beach →

Real comps, not an automated estimate.
How much local inventory is already under contract

10% of homes for sale in ZIP 32550 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-24).

Frequently Asked Questions

Is Holiday Shores Estates a buyer's or seller's market right now?
As of September 20, 2026, Holiday Shores Estates is roughly balanced: 6.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Holiday Shores Estates?
The Florida DOR 2025 assessment roll shows 289 homes plus 5 vacant residential lots in Holiday Shores Estates (public records).
What share of Holiday Shores Estates is owner-occupied?
66% of Holiday Shores Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Holiday Shores Estates built?
Homes in Holiday Shores Estates were built between 1947 and 2024, with a median year built of 1999.0 (FL DOR 2025 roll).
Who is the best real estate agent for Holiday Shores Estates?
The best agent for Holiday Shores Estates is one who actively works Miramar Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Holiday Shores Estates.
How do I find a top Miramar Beach real estate agent who knows Holiday Shores Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Holiday Shores Estates and the wider Miramar Beach area.
Can Momentum Realty connect me with an agent for Holiday Shores Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Holiday Shores Estates purchase or sale - no call center and no pressure.
Where is Holiday Shores Estates, and what county is it in?
Holiday Shores Estates is in Miramar Beach, Walton County, FL, ZIP codes 32541, 32550. The community's center is about 10 miles west of the center of Miramar Beach (straight-line).
Owner-occupant buyers wanting a primary residence in an established Miramar Beach community rather than a turnkey rental machineExcellent fit
Buyers around the mid-$600s who value updated condition and are comfortable comparing an older home against newer constructionExcellent fit
Patient buyers willing to wait out thin inventory to negotiate on a specific property's conditionExcellent fit
Buyers who require shared amenities like a pool, gate, or clubhouse, since none are identified hereProbably not
Investors chasing a large, fast-moving selection of listings to bid acrossProbably not
Anyone counting on short-term appreciation, given the current year-over-year declineProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 20, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 32541/32550))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1996 (78 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Holiday Shores Estates with Momentum Realty’s local guides.

Hidden Harbor Estates0.1 mi away · 41 homes, built 1979–24, 2 for saleHoliday Shores Estates0.2 mi away · median $695K, 4 sales/12 moDorothy Bowen Estates0.2 mi away · 21 homes, built 1997–11Holiday Shores Estates0.3 mi away · 199 homes, built 1973–24Holiday Shores Estates0.4 mi away · 113 homes, built 1973–24, 1 for saleHoliday Shores Estates0.4 mi away · 113 homes, built 1973–24, 1 for saleOlde Florida Lakes0.4 mi away · median $437K, 3 sales/12 moFrangista Beach0.4 mi away · median $1.15M, 5 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in HOLIDAY SHORES ESTATES? 2 recorded closings (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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