Holiday Shores Estates
Homes for Sale in Miramar Beach, FL
All 680 homes for sale in Miramar Beach, FL · median $659,000 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $695,000, a median 155 days on market, sellers accepting 91% of original asking (+5% versus the prior year). Homes listed or recently sold were built 1985–2014; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $6,780 ($6,400 with the full homestead exemption).
| Location | Miramar Beach, Walton County, FL · ZIP 32541, 32550 |
|---|---|
| Homes in the community | 142 (FL DOR 2025 assessment roll) |
| Years built | 1975–2024 (median 2000.0) |
| Typical living area | 2,600 sq ft (median) |
| Amenities listed by sellers | Short Term Rental - Allowed, Security System |
| Sale prices, last 12 months | $695,000 median across 4 closed sales · +5.3% vs the prior 12 months |
| Days on market (closed sales) | 155 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 69% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “HOLIDAY SHORES EST 4TH ADDN key facts,” movewithmomentum.com/neighborhoods/holiday-shores-est-4th-addn, data as of September 20, 2026.
Price here is driven by condition and vintage, not a uniform product. With homes built between 1975 and 2024 and a median build year around 2000, you are looking at a wide spread of original, updated, and newer construction sitting side by side. The median close is $740,050 on a median of roughly 2,600 living square feet, but that number masks a real gap between a dated original and a rebuilt or new home on the same street.
The market posture is patient. Median days on market sits near 126, and only two listings are active against 142 homes, so turnover is thin and buyers are not being rushed. For sellers, that long marketing time means realistic pricing and presentation matter more than hope; for buyers, it means there is usually room to underwrite carefully rather than chase.
Holiday Shores Estates right now
🟡 Still climbing. The trailing-12-month median ($695K) is up 5.3% from the prior 12 months ($660K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside HOLIDAY SHORES EST 4TH ADDN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Holiday Shores Estates market snapshot (as of September 20, 2026): the median sale price is about $695K, and a median 156 days on market for closed sales. The trailing-12-month median is up 5% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (4 closings in the current window).
In ZIP 32541 (Miramar Beach), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
County records show 11 qualified sales in HOLIDAY SHORES Estates across 2024–2025 (3 in 2024, 8 in 2025), median $750,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Holiday Shores Estates is a community of 142 homes in Miramar Beach, Walton County, built between 1975 and 2024 (median 2000.0), with a median living area of about 2,600 square feet. 69% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Holiday Shores Est 4th Addn is an established, low-turnover pocket in Miramar Beach where the housing stock ranges from mid-1970s originals to brand-new builds, so what you pay tracks closely to what has been done to the individual home.
The setting & the homes.
Aerial and on-site photos of Holiday Shores Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Holiday Shores Estates
Holiday Shores Estates
Holiday Shores Estates
Holiday Shores EstatesPhotos from Emerald Coast MLS listings in Holiday Shores Estates; content deemed reliable but not guaranteed.
Who Holiday Shores Estates is best for.
Best for
- Buyers targeting the mid-$700s who want an owner-occupied, established Miramar Beach pocket
- Renovation-minded buyers willing to take on an older original and add value themselves
- Patient buyers who can wait out thin inventory for the right condition and size
Probably not for
- Buyers who need a resort-style amenity package on-site
- Buyers who want a fast, one-and-done purchase with lots of listings to compare
- Buyers expecting a uniform, newer-build subdivision at a single predictable price
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($695K) IS the median in the snapshot above, and the move from 2025 ($660K) IS the +5.3% one-year change.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
13% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Holiday Shores Estates Market Scorecard
Holiday Shores Estates is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in HOLIDAY SHORES EST 4TH ADDN, Miramar Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Holiday Shores Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Holiday Shores Estates buying strategy.
If we were buying in Holiday Shores Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Holiday Shores Estates.
A condition-driven street, not a uniform subdivision
The defining feature here is the age spread. A build range from 1975 to 2024 on 142 homes means you will find original 1970s and 1980s houses trading against rebuilds and 2020s new construction, often within the same few blocks. The median living area of about 2,600 square feet gives you a useful yardstick, but two homes at that size can sell far apart depending on renovation level. Underwrite the specific house, not the community average.
Roughly 69% of homes carry a homestead exemption, which points to an owner-occupied core rather than a heavy rental-turnover block. No community amenities surfaced in current MLS listings, so value here comes from the homes and the Miramar Beach location itself rather than shared facilities. With just two active listings, inventory is genuinely tight, and the near-126-day median on market reflects a slow, selective pace rather than a hot one.
The location and the amenities are priced into every listing in Holiday Shores Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Holiday Shores Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.1). Basis: Recent Direction +5.3% year-over-year; Owner Commitment 69% owner-occupied; Pricing Power 91.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this thin and this varied by condition, the average number is a starting point, not an answer. We underwrite each home on its own vintage, updates, and time on market so you are not overpaying for a dated house or underbidding a rebuild. With only a couple of listings active at a time, we help sellers price and present for a long marketing window and help buyers move deliberately when the right home surfaces.
Holiday Shores Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Holiday Shores Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Holiday Shores Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Holiday Shores Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Holiday Shores Estates home worth?
Get a no-obligation home value based on real comparable sales in Holiday Shores Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Miramar Beach →
Recently off market in HOLIDAY SHORES EST 4TH ADDN
Homes in HOLIDAY SHORES EST 4TH ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 1025 Forest Shore Drive · off market
- 3 Walton Way · off market
- 850 Forest Shore Drive · off market
Frequently Asked Questions
What is the median home price in Holiday Shores Estates?
How long do homes in Holiday Shores Estates take to sell?
How many homes are in Holiday Shores Estates?
What share of Holiday Shores Estates is owner-occupied?
When were the homes in Holiday Shores Estates built?
Who is the best real estate agent for Holiday Shores Estates?
How do I find a top Miramar Beach real estate agent who knows Holiday Shores Estates?
Can Momentum Realty connect me with an agent for Holiday Shores Estates?
Where is Holiday Shores Estates, and what county is it in?
Should you buy in Holiday Shores Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32541/32550)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2002 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how HOLIDAY SHORES EST 4TH ADDN fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Holiday Shores Estates with Momentum Realty’s local guides.