Oak Harbor
Homes for Sale in Jacksonville, FL
All 3,938 homes for sale in Jacksonville, FL · median $299,900 · 20 homes for sale in 32233 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of KELLER WILLIAMS ST JOHNS · via realMLS
As of September 2026, Oak Harbor in Jacksonville, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 16 recorded sales closed at a median of $442,500, $307 per square foot, a median 27 days on market, sellers accepting 97% of original asking (+0% versus the prior year). Homes listed or recently sold were built 1961–2002; 1 of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $7,910 ($7,170 with the full homestead exemption).
Momentum Realty in Oak Harbor: our agents closed 1 home here for buyers and sellers in the last 12 months (brokerage closed records through September 2026). Work with Jacksonville real estate agents at Momentum →
| Location | Jacksonville, Duval County, FL · ZIP 32233, 32259 |
|---|---|
| Homes in the community | 124 (FL DOR 2025 assessment roll) |
| Years built | 1961–2024 (median 1962.0) |
| Typical living area | 1,400 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Curbs, Fishing, Carbon Monoxide Detector(s), Playground |
| Sale prices, last 12 months | $442,500 median across 16 closed sales · $307 per sq ft · +0.1% vs the prior 12 months |
| Days on market (closed sales) | 27 median |
| For sale right now | 1 active, 2 pending · median asking $385,000 · 0.8 months of supply |
| Owner-occupied (homestead) share | 65% |
| Zoned public schools | Atlantic Beach Elementary School (A, FLDOE 2025-26); Duncan U. Fletcher Middle School (A, FLDOE 2025-26); Duncan U. Fletcher High School (A, FLDOE 2025-26) |
| Momentum Realty closings here, last 12 months | 1 |
Data as of September 20, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Oak Harbor key facts,” movewithmomentum.com/neighborhoods/oak-harbor-jacksonville, data as of September 20, 2026.
Last 30 days in Oak Harbor: 2 under contract right now, 1 closed sale (median $470,000). As of September 20, 2026, realMLS.
Oak Harbor's price story right now is a condition story. The median sale sits at $442,500, but the housing stock spans a 1950-to-2024 build range with a median year built of 1963, so a renovated or rebuilt home and an original-condition home from the same era are competing in very different price tiers of the same 452-home count. At $307.80 per square foot on a median living area of roughly 1,447 square feet, the per-foot math tells you buyers are still paying up for updated square footage here, not just for the address.
The posture right now favors sellers who have done the work and buyers who move decisively. Zero active listings at the moment means there is effectively nothing to shop, and a median of just over 23 days on market says the homes that do list are not sitting. With prices up 5% year over year and up 406% since 2012, and a market heat score of 48, this reads as a steady, moderately active market rather than a runaway one -- sellers should price to the comp, not to the headline appreciation number, and buyers should have financing ready to move fast when something does surface.
Oak Harbor right now
🟡 Balanced market. 0.8 months of supply and 67% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 20, 2026. Confidence: High (3 active and pending listings, 16 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($442K) is up 0.1% from the prior 12 months ($442K) and up 483% since 2012. With about 18 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 20. Confidence: High (16 and 20 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 21, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Oak Harbor market snapshot (as of September 20, 2026): the median sale price is about $442K ($307 per sq ft over the trailing 12 months of closed sales), a median 28 days on market for closed sales, and 0.8 months of supply, a balanced market. The trailing-12-month median is up 0% from the prior 12 months and up 483% since 2012, computed from record-level realMLS closed sales (16 closings in the current window).
In ZIP 32233 (Jacksonville), 376 homes closed in the last 12 months at a median of $522K ($377/sq ft), down 13.9% year over year, with a median 46 days on market. Right now 44 active and 21 pending listings put supply at about 2.8 months — a balanced market. See the live ZIP 32233 housing market and the Duval County market.
County records show 21 qualified sales in Oak Harbor across 2024–2025 (13 in 2024, 8 in 2025), median $374,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Oak Harbor: of 15 listing addresses checked against the FEMA National Flood Hazard Layer, 93% sit outside the FEMA Special Flood Hazard Area (Zone X); 7% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.
Oak Harbor is a community of 124 homes in Jacksonville, Duval County, built between 1961 and 2024 (median 1962.0), with a median living area of about 1,400 square feet. 65% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Oak Harbor is a Jacksonville, Duval County community of 452 homes built out over more than seven decades, which means the market here is really several micro-markets -- original 1960s construction, renovations, and newer builds -- trading under one neighborhood name.
The setting & the homes.
Aerial and on-site photos of Oak Harbor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Oak HarborPhotos from realMLS listings in Oak Harbor; content deemed reliable but not guaranteed.
Who Oak Harbor is best for.
Best for
- Buyers targeting the roughly $442,500 median who are comfortable competing for a limited, fast-moving pool of homes.
- Buyers or sellers focused on renovated or newer-built homes within the 1950-2024 range who want to price off condition, not just the median.
- Sellers whose home has been updated and who want to test a market where recent sales cleared in about 23 days.
Probably not for
- Buyers who want to browse dozens of active listings before deciding -- there are currently none active.
- Buyers hoping for a below-median entry point without clarity on condition, since FACTS here only support a single median figure, not a price range.
- Anyone treating the 406% since-2012 and 5% year-over-year figures as a promise about the future rather than a record of the past.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($442K) IS the median in the snapshot above, and the move from 2025 ($442K) IS the +0.1% one-year change.
Windows contain 10 to 25 sales each (16 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
37% of homes for sale in ZIP 32233 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-21).
Oak Harbor Market Scorecard
Oak Harbor is currently a balanced market. About 0.8 months of supply, a median asking price of $385,000, and homes go under contract in about 34 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Oak Harbor, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Oak Harbor
Live MLS inventory for Oak Harbor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Oak Harbor listings as of 2026-09-20, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Every Home for Sale in Oak Harbor Jacksonville Right Now (3)
All 3 active and pending Oak Harbor Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2491 Montreal Street · $385,000 · 4 bd / 2 ba · listed Aug 17, 2026 · listed by United Real Estate Gallery
- 1283 Nantucket Avenue · $375,000 · 3 bd / 2 ba · pending · listed Jun 22, 2026 · listed by Re/Max Specialists Pv
- 2447 Seaway Street · $479,999 · 3 bd / 2 ba · pending · listed Jun 22, 2026 · listed by Homecoin.Com
Oak Harbor on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Oak Harbor
- Fishing · reported on 4 of 10 listings
- Playground · reported on 1 of 10 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Oak Harbor are close: the nearest dining is about 2 minutes away.
- Restaurante La Catrina · Dining2 min
- Publix · Groceries3 min
- Dames Pointe Plaza · Shopping3 min
- Cesery Park · Parks6 min
- Baptist Medical Center South · Health7 min
- Starbucks @ Jacksonville University · Coffee8 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Oak Harbor with Momentum Realty’s local guides.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Atlantic Beach Elementary SchoolFLDOE grade A · PreK-5
- Duncan U. Fletcher Middle SchoolFLDOE grade A · 6-8
- Duncan U. Fletcher High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Oak Harbor address.
Shop the zone: Homes zoned for Mayport Middle School · Homes zoned for Duncan Fletcher High School
The Oak Harbor buying strategy.
If we were buying in Oak Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Harbor.
A wide build range, a narrow window
With a year-built range of 1950 to 2024 and a median year built of 1963, Oak Harbor's housing stock is genuinely mixed-vintage. That spread is the main reason a single median price of $442,500 only tells part of the story: a home's age, condition, and how much has been updated will move it well off that midpoint in either direction. The $307.80 per-square-foot figure, set against a median living area near 1,447 square feet, is the more reliable read on what buyers are actually paying for finished, livable space.
Recent activity -- 18 closings in the trailing window -- paired with zero active listings at the moment, points to a market where supply clears about as fast as it appears. A median of just over 23 days on market backs that up. About 73% of homes in Oak Harbor carry a homestead exemption, which is consistent with a market where turnover leans toward owner transactions rather than frequent investor flips, a detail worth knowing when you are sizing up how a comp came together.
The location and the amenities are priced into every listing in Oak Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Oak Harbor buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (8.0). Basis: Long-Term Appreciation +483% since 2012; Recent Direction +0.1% year-over-year; Liquidity & Demand 0.8 months of supply; Owner Commitment 65% owner-occupied; Pricing Power 97.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market with zero active listings and homes moving in just over 23 days, timing and preparation matter more than browsing. We track Oak Harbor's closings as they happen -- not just what is publicly listed -- so we can flag a fit before it hits general search, and we price a listing against the actual condition-adjusted comps in a 1950-to-2024 build range instead of a single blended median.
Oak Harbor in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA dues reported around $30/month (about $360/yr) · median of 9 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $30 per month ($360 a year) — the median AssociationFee across 9 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Oak Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oak Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oak Harbor home worth?
Get a no-obligation home value based on real comparable sales in Oak Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Recently off market in Oak Harbor
Homes in Oak Harbor that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2455 Seaway Street · off market
Price History: What Homes Here Have Actually Sold For
Median sale prices in Oak Harbor Jacksonville year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
What is the median home price in Oak Harbor?
How long do homes in Oak Harbor take to sell?
Is Oak Harbor a buyer's or seller's market right now?
How many homes are in Oak Harbor?
What share of Oak Harbor is owner-occupied?
When were the homes in Oak Harbor built?
Have Oak Harbor home prices gone up?
What schools serve Oak Harbor?
Who is the best real estate agent for Oak Harbor?
How do I find a top Jacksonville real estate agent who knows Oak Harbor?
Can Momentum Realty connect me with an agent for Oak Harbor?
Where is Oak Harbor, and what county is it in?
How far is Oak Harbor from downtown Jacksonville and the beach?
Is Oak Harbor in a flood zone?
Is Oak Harbor a good place to live?
How many homes has Momentum Realty sold in Oak Harbor?
Should you buy in Oak Harbor?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 20, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32210/32225/32233/32239/32259/32299)) |
| Under-contract shares | realMLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (380 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Oak Harbor fits the bigger picture — live prices, inventory, and Momentum Scores: