Aerial view of Oak Harbour

Oak Harbour
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 21 homes for sale in 32233 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32233
38 homesBuilt 1961–1974
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Built fromLive realMLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 13 closed sales in Oak Harbour in Jacksonville, FL since 2004, the most recent in March 2025. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).

Live · Oak Harbour Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
74%
Owner-occupied · Oak Harbour
28 of 38 parcels homesteaded (FL DOR 2025)
26%
Non-owner-occupied · Oak Harbour
incl. 3% trust or LLC-held · 3% out-of-state
38
Homes in the community
38 residential parcels (FL DOR 2025)
Track record · 22 years of records
Est. 1961
Community established
homes built 1961-1974, median 1963 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Oak Harbour is a small, established pocket of Jacksonville — 74 homes built between 1961 and 1974, with a median build year of 1962. In a market this tight, price is driven less by list comps and more by condition. A house that has been updated mechanically and cosmetically will command a very different number than one still wearing its original finishes, and with a median living area around 1,695 square feet, the spread between the two can be wide.

With roughly 72% of homes held as homesteads, turnover here is limited and inventory is thin. For sellers, that scarcity is leverage — a well-prepared listing has little direct competition. For buyers, it means patience: you may wait for the right home to surface, and when it does, condition is the variable you must underwrite carefully.

Nearby homes for sale

No active listings inside Oak Harbour right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

2455 SEAWAY Street
$445K · 0.2 mi away
4 bd · 2 ba · 1,502 sqft
2455 SEAWAY Street
Listed by NETWORTH REALTY OF JACKSONVILLE, LLC
1283 NANTUCKET Avenue
$375K · 0.2 mi away
3 bd · 2 ba · 1,062 sqft
1283 NANTUCKET Avenue
Listed by RE/MAX SPECIALISTS PV
2840 WONDERWOOD Lane
$330K · 0.3 mi away
4 bd · 2.5 ba · 1,557 sqft
2840 WONDERWOOD Lane
Listed by JWB REALTY LLC
2853 SAND CASTLE Lane
$250K · 0.3 mi away
2 bd · 2 ba · 1,278 sqft
2853 SAND CASTLE Lane
Listed by NOMAD REALTY
2491 MONTREAL Street
$385K · 0.3 mi away
4 bd · 2 ba · 1,125 sqft
2491 MONTREAL Street
Listed by UNITED REAL ESTATE GALLERY
1234 MAYPORT LANDING Circle
$220K · 0.3 mi away
2 bd · 2 ba · 980 sqft
1234 MAYPORT LANDING Circle
Listed by SPECTRUM REALTY SERVICES

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Oak Harbour is a compact, owner-occupied enclave of early-1960s to mid-1970s homes in Jacksonville's Duval County, where mid-century single-story stock and low turnover define the character.

realMLS (Northeast Florida) sales records identify 5 homes in Oak Harbour that have changed hands since 2012, built between 1961 and 1964 (median 1963), with a median living area of about 1,173 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Long-term owner-occupants who value a small, stable, established pocket
  • Buyers comfortable renovating a mid-century home and budgeting for systems
  • Those prioritizing a consistent, single-story housing stock over variety

Probably not for

  • Buyers who require newer construction or modern layouts
  • Anyone needing move-in-ready condition with no capacity for updates
  • Investors chasing quick turnover in a low-transaction, held market

The market around Oak Harbour

Oak Harbour is too small for its own price trend, so here is the market around it.

In ZIP 32233, 104 homes are on the market and 40% are under contract — a fast-moving corner of Jacksonville.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32233 (Jacksonville), 366 homes closed in the last 12 months at a median of $522K ($379/sq ft), down 14.2% year over year, with a median 47 days on market. Right now 42 active and 24 pending listings put supply at about 2.8 months — a balanced market. See the live ZIP 32233 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Oak Harbour specifically. Momentum Research analysis of MLS records.

Oak Harbour by the numbers

From county property records and closed MLS sales for the Oak Harbour subdivision: 6 homes on record; built 1961–1970; typical size about 1,149 heated sq ft; 4 bedrooms is the median. Housing mix: single-family 100%.

YearRecorded salesMedian price
20121$90,000
20171$157,000
20221$410,000
20231$417,500
20241$418,000
20251$333,000

Newest recorded sale: $333,000 on 2025-03-19.

Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.

Housing distress & ownership in Oak Harbour, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 9 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Oak Harbour today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Harbour.

Best Buy
Buyers who want an established, owner-occupied setting and don't mind a mid-century home.
Biggest Risk
Aging systems and roofs mean condition risk that must be underwritten upfront.
Sweet Spot
A well-updated single-story home priced to its actual finish level.
Avoid If
You need new construction or move-in-ready with no renovation appetite.

A small, held mid-century pocket

The building window is narrow — 1961 to 1974 — so the housing stock is stylistically consistent: mid-century floor plans, mostly single-story, with a median footprint just under 1,700 square feet. That consistency helps buyers compare like with like, but it also means you are largely buying into an era. Systems, roofs, and layouts reflect their age, so an inspection and a realistic renovation budget matter more here than in newer construction.

The high homestead share tells you this is a lived-in community rather than an investor churn. Homes come to market infrequently, and when they do, the condition story dominates. Expect to see the full range — from carefully maintained originals to fully reworked interiors — and price your offer to the specific house in front of you, not a neighborhood average.

“

The location and the amenities are priced into every listing in Oak Harbour. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 74-home community with limited turnover, the value is in knowing which homes have been updated and which haven't, and pricing accordingly. We track this micro-market closely, help buyers underwrite the renovation math on original stock, and position sellers to capture the scarcity advantage without overreaching on an untested list price.

Oak Harbour in 15 seconds.

Best forBuyers who want an established, owner-occupied setting and don't mind a mid-century home.
Biggest advantageLow turnover and thin inventory give prepared sellers real leverage.
Biggest riskAging systems and roofs mean condition risk that must be underwritten upfront.
Sweet spotA well-updated single-story home priced to its actual finish level.
Avoid ifYou need new construction or move-in-ready with no renovation appetite.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Oak Harbour homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Oak Harbour.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Harbour sales matched to your home.

What is your Oak Harbour home worth?

Get a no-obligation home value based on real comparable sales in Oak Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Oak Harbour?
The Florida DOR 2025 assessment roll shows 38 homes in Oak Harbour (public records).
What share of Oak Harbour is owner-occupied?
74% of Oak Harbour parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Oak Harbour built?
Homes in Oak Harbour were built between 1961 and 1974, with a median year built of 1963.0 (FL DOR 2025 roll).
Who is the best real estate agent for Oak Harbour?
The best agent for Oak Harbour is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Oak Harbour.
How do I find a top Jacksonville real estate agent who knows Oak Harbour?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Oak Harbour and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Oak Harbour?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Oak Harbour purchase or sale - no call center and no pressure.
Where is Oak Harbour, and what county is it in?
Oak Harbour is in Jacksonville, Duval County, FL, ZIP 32233. The community's center is about 14 miles east of downtown Jacksonville (straight-line).
How far is Oak Harbour from downtown Jacksonville and the beach?
About 14 miles from downtown Jacksonville and about 2 miles from the Atlantic beach at Atlantic Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Long-term owner-occupants who value a small, stable, established pocketExcellent fit
Buyers comfortable renovating a mid-century home and budgeting for systemsExcellent fit
Those prioritizing a consistent, single-story housing stock over varietyExcellent fit
Buyers who require newer construction or modern layoutsProbably not
Anyone needing move-in-ready condition with no capacity for updatesProbably not
Investors chasing quick turnover in a low-transaction, held marketProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32233/32259))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2004 (13 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Oak Harbour with Momentum Realty’s local guides.

Oak Harbor0.2 mi away · median $442K, 16 sales/12 moDGDewees Grant0.3 mi away · 64 homes, built 1940–00, 1 for saleMayport Landing0.3 mi away · median $216K, 11 sales/12 moAtlantic Beach Preserve Atlantic Beach0.4 mi awaySBSchooners Bay0.6 mi awaySBSchooners Bay0.6 mi away

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Oak Harbour. These are the public schools most often assigned to other communities in ZIP 32233; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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