Royal Harbor
Homes for Sale in Naples, FL
All 1,848 homes for sale in Naples, FL · median $434,450 · 337 homes for sale in 34102 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of September 2026, Royal Harbor in Naples, FL has 24 homes for sale and 1 pending, asking from $2,350,000 to $13,995,000 (median $5,847,500). Over the 12 months ending 2026-09-12, 24 recorded sales closed at a median of $2,937,500, $1,140 per square foot, a median 77 days on market, sellers accepting 85% of original asking (-29% versus the prior year). Homes listed or recently sold were built 1968–2025 with 3 new construction; 19 of the 23 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $32,470 ($32,030 with the full homestead exemption).
Homes For Sale Right Now in Royal Harbor
Live MLS inventory for Royal Harbor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Royal Harbor listings as of 2026-09-17, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Royal Harbor right now
🔴 Off the recent peak. The trailing-12-month median ($2.94M) is down 29.4% from the prior 12 months ($4.16M). With about 28 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 12. Confidence: High (24 and 17 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 19, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Royal Harbor market snapshot (as of September 12, 2026): the median sale price is about $2.94M ($1140 per sq ft over the trailing 12 months of closed sales), and a median 77 days on market for closed sales. The trailing-12-month median is down 29% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (24 closings in the current window).
In ZIP 34102 (Naples), 1,163 homes closed in the last 12 months at a median of $570K ($327/sq ft), up 3.0% year over year, with a median 68 days on market. Right now 602 active and 132 pending listings — a buyer's market. See the live ZIP 34102 housing market and the Collier County market.
Flood zones in Royal Harbor: of 19 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Naples.
Royal Harbor is a community of 246 homes in Naples, Collier County, built between 1957 and 2024 (median 2001.0), with a median living area of about 3,902 square feet. 59% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Royal Harbor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Royal HarborPhotos from Florida Gulf Coast MLS listings in Royal Harbor; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($2.94M) IS the median in the snapshot above, and the move from 2025 ($4.16M) IS the -29.4% one-year change.
Windows contain 3 to 56 sales each (24 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
4% of homes for sale in Royal Harbor are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).
Royal Harbor Market Scorecard
Royal Harbor is currently a thin data market. Limited supply, a median asking price of $5,847,500, and homes go under contract in about 107 days.
Typical home value in the 34102 ZIP is $1,298,081, about 124.5% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Royal Harbor, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Royal Harbor on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Royal Harbor buying strategy.
If we were buying in Royal Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Royal Harbor.
A closer look at the Royal Harbor market
At a median of $1140 per square foot, Royal Harbor prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 29% year over year. Homes that do trade take a median 77 days on market, useful leverage on any listing that has lingered.
The housing stock is 246 homes built between 1957 and 2024, and 59% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Royal Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Royal Harbor buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.0). Basis: Recent Direction -29.4% year-over-year; Owner Commitment 59% owner-occupied; Pricing Power 85.1% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Royal Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Royal Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Royal Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Royal Harbor home worth?
Get a no-obligation home value based on real comparable sales in Royal Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
Recently off market in Royal Harbor
Homes in Royal Harbor that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1696 Sandpiper St · off market
- 2147 Snook Dr · off market
Frequently Asked Questions
What is the median home price in Royal Harbor?
How long do homes in Royal Harbor take to sell?
How many homes are in Royal Harbor?
What share of Royal Harbor is owner-occupied?
When were the homes in Royal Harbor built?
Who is the best real estate agent for Royal Harbor?
How do I find a top Naples real estate agent who knows Royal Harbor?
Can Momentum Realty connect me with an agent for Royal Harbor?
Where is Royal Harbor, and what county is it in?
Is Royal Harbor a good place to live?
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 34102)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2013 (369 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Royal Harbor fits the bigger picture — live prices, inventory, and Momentum Scores:
More Naples & Naples & Collier County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Naples & Collier County or the full Neighborhood Finder.
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