Silver Creek Estates in Crestview

Silver Creek Estates
Homes for Sale in Crestview, FL

All 427 homes for sale in Crestview, FL · median $327,852 · 120 homes for sale in 32536 · Okaloosa County homes for sale

Community in Crestview · Okaloosa County · ZIP 32536
68 homesBuilt 2006–2016Median sale $400K
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data15 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $400,000, a median 34 days on market, sellers accepting 96% of original asking (-2% versus the prior year). Homes listed or recently sold were built 2007–2014. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,160 ($4,650 with the full homestead exemption).

SILVER CREEK ESTATES key facts
LocationCrestview, Okaloosa County, FL · ZIP 32536, 32539
Homes in the community68 (FL DOR 2025 assessment roll)
Years built2006–2016 (median 2011.0)
Typical living area2,948 sq ft (median)
Home types (current listings and sales)detached single family 100%
Sale prices, last 12 months$400,000 median across 5 closed sales · -2.4% vs the prior 12 months
Days on market (closed sales)34 median
For sale right now0 active, 1 pending
Owner-occupied (homestead) share82%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SILVER CREEK ESTATES key facts,” movewithmomentum.com/neighborhoods/silver-creek-estates, data as of September 20, 2026.

Live · Silver Creek Estates Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$400K ▼
Median sold · 12 mo
down 2.4% vs the prior 12 months
-2.4% ▼
1-yr price change
n = 5 and 3 sales in the two windows
96.4%
Sale vs ask
+95%
T12M median vs 2012
from a $206K median in 2012
Tempo
34days
Median DOM · closed
6 days at the 2022 low
100%
Under contract
Okaloosa: 23% (551 of 2,441)
0 · 1
For sale · pending
live counts, refreshed twice daily
5
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
82%
Owner-occupied · Silver Creek Estates
56 of 68 parcels homesteaded (FL DOR 2025)
18%
Non-owner-occupied · Silver Creek Estates
incl. 0% trust or LLC-held · 6% out-of-state
68
Homes in the community
68 residential parcels (FL DOR 2025)
Track record · 15 years of records
7
Recorded sales · 2024-2025
median $410K · qualified sales on the county roll (FL DOR 2025)
Est. 2006
Community established
homes built 2006-2016, median 2011 (FL DOR 2025)
7.4%/yr
Turnover rate
about 5 of 68 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

What sets price in Silver Creek Estates is square footage and condition, not location extras. This is a compact community of 68 homes built between 2006 and 2016, with a median just under 3,000 living square feet. That larger footprint is the story behind the $361,000 median; you are paying for space, and the spread within that number is driven by how updated a given home is rather than by tiers of pricing we can document.

The current posture is thin and tilted. There are zero active listings as of July 2026, so anything that comes to market meets buyers with nowhere else to look inside this community. At the same time the median is down 10.8% year over year, and homes have taken a median of 24 days to close. Sellers should not read the empty inventory as leverage to overprice; buyers should be ready to move on a well-kept listing but disciplined on anything that needs work.

Silver Creek Estates Housing Pulse · Momentum Research · as of September 20, 2026

Silver Creek Estates right now

🟡 Off the recent peak. The trailing-12-month median ($400K) is down 2.4% from the prior 12 months ($410K) and up 95% since 2012. With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 28, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Silver Creek Estates market snapshot (as of September 20, 2026): the median sale price is about $400K, and a median 34 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months and up 95% since 2012, computed from record-level Emerald Coast MLS closed sales (5 closings in the current window).

In ZIP 32536 (Crestview), 425 homes closed in the last 12 months at a median of $322K, up 3.9% year over year, with a median 73 days on market. Right now 122 active and 57 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32536 housing market and the Okaloosa County market.

County records show 7 qualified sales in SILVER CREEK ESTATES across 2024–2025 (4 in 2024, 3 in 2025), median $409,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Silver Creek Estates is a community of 68 homes in Crestview, Okaloosa County, built between 2006 and 2016 (median 2011.0), with a median living area of about 2,948 square feet. 82% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Silver Creek Estates is a small, single-era subdivision of larger homes in Crestview, where 82.4% of homes are homesteaded — a settled, owner-occupied community rather than a rental churn.

Best for

  • Buyers prioritizing living space, targeting a home around the $361,000 median with roughly 2,900+ square feet
  • Long-hold owner-occupants comfortable in a low-turnover subdivision built between 2006 and 2016
  • Patient buyers willing to monitor a market with zero active listings and move quickly when one appears

Probably not for

  • Buyers who want pools, gates, or other community amenities — none are identified here
  • Anyone needing to buy on a fixed near-term timeline, given there are currently no active listings
  • Buyers seeking older character homes or a mix of build eras rather than 2006–2016 construction

Windows contain 0 to 13 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K20122014201620182020202220242026
Down 2.4% year over year; up 95% since 2012.
Median days on market · closed sales
010020020122014201620182020202220242026
6 days at the 2022 low; 34 now.
Sale price vs original ask · median
96%98%100%20122014201620182020202220242026
96.4% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
0 to 13 a year; 5 in the current window.
How much local inventory is already under contract

34% of homes for sale in ZIP 32536 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).

Silver Creek Estates Market Scorecard

Balanced

Silver Creek Estates is currently a balanced market..

$400,000
Median sold
0/1/5
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Silver Creek Estates

Live MLS inventory for Silver Creek Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Silver Creek Estates listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Silver Creek Estates Right Now (1)

All 1 active and pending Silver Creek Estates listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 2392 Agerton Street · $475,000 · 4 bd / 2.5 ba · pending · listed Jun 27, 2026 · listed by Keller Williams Realty FWB

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Bob Sikes · Elementary
  • Davidson · Middle
  • Crestview · High

Zoned schools reflect the assignments reported on recent Silver Creek Estates listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Silver Creek Estates address.

If we were buying in Silver Creek Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Creek Estates.

Best Buy
Buyers who want more square footage in a settled, single-era Crestview subdivision.
Biggest Risk
The median is down 10.8% year over year, so price discipline matters on entry.
Sweet Spot
A move-in-ready home bought at or below the $361,000 median given the space it offers.
Avoid If
You need amenities or a wide selection — inventory is currently zero.

A space-driven market with no amenity premium

The homes here are consistent by design: a tight 2006–2016 build window, a median build year of 2011, and a median living area near 2,947 square feet. No community amenities turn up in current MLS listings, so the value proposition is the house and the lot, not a pool or gate. That simplicity keeps carrying costs predictable and puts condition front and center when two homes compete.

With only 68 homes and a high homestead share, turnover is naturally low and inventory is scarce — the current count of active listings is zero. That makes timing matter. Sellers of a move-in-ready home have real scarcity working for them; buyers should watch the feed closely and be prepared to act, while still weighing the 10.8% year-over-year softening against any asking price.

“

The location and the amenities are priced into every listing in Silver Creek Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.0B · Buy Score
Long-Term Appreciation6.8/10
Recent Direction5.4/10
Owner Commitment8.2/10
Pricing Power7.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.0). Basis: Long-Term Appreciation +95% since 2012; Recent Direction -2.4% year-over-year; Owner Commitment 82% owner-occupied; Pricing Power 96.4% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a 68-home community with no active listings, the deals happen before most buyers ever see them. We track this specific feed, know how condition moves the number off the $361,000 median, and can tell you honestly whether a given home is priced to the market or riding the empty-inventory story. On the sell side, we price to actual closings, not hope.

Silver Creek Estates in 15 seconds.

Best forBuyers who want more square footage in a settled, single-era Crestview subdivision.
Biggest advantageLow turnover and a high homestead share make this a stable, owner-occupied enclave.
Biggest riskThe median is down 10.8% year over year, so price discipline matters on entry.
Sweet spotA move-in-ready home bought at or below the $361,000 median given the space it offers.
Avoid ifYou need amenities or a wide selection — inventory is currently zero.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Silver Creek Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Silver Creek Estates.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Creek Estates sales matched to your home.

What is your Silver Creek Estates home worth?

Get a no-obligation home value based on real comparable sales in Silver Creek Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Crestview →

Real comps, not an automated estimate.

Recently off market in SILVER CREEK ESTATES

Homes in SILVER CREEK ESTATES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Silver Creek Estates?
The median sale price in Silver Creek Estates was $400K over the 12 months ending September 20, 2026 (5 closed sales, Emerald Coast MLS).
How long do homes in Silver Creek Estates take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 34 days on market (5 sales, Emerald Coast MLS).
How many homes are in Silver Creek Estates?
The Florida DOR 2025 assessment roll shows 68 homes in Silver Creek Estates (public records).
What share of Silver Creek Estates is owner-occupied?
82% of Silver Creek Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Silver Creek Estates built?
Homes in Silver Creek Estates were built between 2006 and 2016, with a median year built of 2011.0 (FL DOR 2025 roll).
Have Silver Creek Estates home prices gone up?
The trailing-12-month median is up 95% since 2012, from $206K to $400K (Emerald Coast MLS closed records).
Who is the best real estate agent for Silver Creek Estates?
The best agent for Silver Creek Estates is one who actively works Crestview and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Silver Creek Estates.
How do I find a top Crestview real estate agent who knows Silver Creek Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Silver Creek Estates and the wider Crestview area.
Can Momentum Realty connect me with an agent for Silver Creek Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Silver Creek Estates purchase or sale - no call center and no pressure.
Where is Silver Creek Estates, and what county is it in?
Silver Creek Estates is in Crestview, Okaloosa County, FL, ZIP codes 32536, 32539. The community's center is about 10 miles north of the center of Crestview (straight-line).
Is Silver Creek Estates a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Silver Creek Estates: the median sale price over the last 12 months was $400K (5 sales), 24% above the Crestview median of $322K; homes took a median 34 days to go under contract; the assessment roll counts 68 homes, 82% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.
Buyers prioritizing living space, targeting a home around the $361,000 median with roughly 2,900+ square feetExcellent fit
Long-hold owner-occupants comfortable in a low-turnover subdivision built between 2006 and 2016Excellent fit
Patient buyers willing to monitor a market with zero active listings and move quickly when one appearsExcellent fit
Buyers who want pools, gates, or other community amenities — none are identified hereProbably not
Anyone needing to buy on a fixed near-term timeline, given there are currently no active listingsProbably not
Buyers seeking older character homes or a mix of build eras rather than 2006–2016 constructionProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32536/32539))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2011 (39 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Silver Creek Estates with Momentum Realty’s local guides.

Silver Creek0.0 mi away · 68 homes, built 2006–16Nanterre0.2 mi away · median $390K, 6 sales/12 moHighlands (Okaloosa)0.4 mi away · median $360K, 7 sales/12 moHighlands0.4 mi awayHighlands M B0.6 mi awayLake Silver0.6 mi away · 174 homes, built 1919–24Hillwood Estates0.6 mi away · median $500K, 3 sales/12 moLake Silver0.7 mi away · 103 homes, built 1919–24

Browse all neighborhood guides →

Thinking of selling in SILVER CREEK ESTATES? 5 recorded closings; median 34 days on market (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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