Summerdale in Pace

Summerdale
Homes for Sale in Pace, FL

All 285 homes for sale in Pace, FL · median $380,000 · Santa Rosa County homes for sale

Community in Pace · Santa Rosa County
83 homesBuilt 1998–2023
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Photo courtesy of Stacey Rising, Better Homes And Gardens Real Estate Main Street Properties · via Pensacola MLS

Built fromLive Pensacola MLS dataFL DOR public recordsUpdated twice daily

As of September 2026, Summerdale in Pace, FL has 2 homes for sale. Homes listed or recently sold were built 2000–2023; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 129 ft).

Live · Summerdale Housing Pulse Pensacola MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
24.0mo
Supply
3 to 6 months is the balanced band
33%
Under contract
Santa Rosa: 38% (348 of 929)
2 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
74%
Owner-occupied · Summerdale
61 of 83 parcels homesteaded (FL DOR 2025)
26%
Non-owner-occupied · Summerdale
incl. 2% trust or LLC-held · 13% out-of-state
83
Homes in the community
83 residential parcels (FL DOR 2025)
Track record · years of records
Est. 1998
Community established
homes built 1998-2023, median 1999 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price in Summerdale Pace is driven far more by condition and updates than by any headline number. This is an established community with homes built across roughly a quarter-century, and the median living area of about 2,350 square feet points to real, usable space rather than starter footprints. Two homes sitting in similar condition can carry very different values here depending on how each has been maintained since it was built.

The market posture is decidedly buyer-leaning. With 24 months of supply against only 2 active listings and 83 homes total, inventory is thin in raw count but slow to move relative to demand. For buyers, that means time and leverage on the few homes that do list. For sellers, it means pricing honestly to condition from day one — the market here does not reward waiting for a number the comps do not support.

Summerdale Housing Pulse · Momentum Research · as of July 13, 2026

Summerdale right now

🟢 Buyer-leaning market. 24.0 months of supply and 33% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: Low (3 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Summerdale Pace is a small, largely owner-occupied enclave in Pace, Santa Rosa County, where roughly three-quarters of homes carry a homestead exemption and turnover is limited. The spread of build years and the mid-2,000s square footage make condition, not floor plan, the swing factor on price.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a larger, established floor plan around the mid-2,000-square-foot mark for long-term ownership
  • Patient buyers comfortable waiting for the right listing and using a buyer-leaning market for leverage
  • Owner-occupiers who prefer a settled, low-turnover street with no HOA amenity dues

Probably not for

  • Buyers who need to close quickly and want several homes to compare at once
  • Buyers set on newer construction with no updating or maintenance to weigh
  • Buyers who want resort-style community amenities included in the purchase

The market around Summerdale

Summerdale is too small for its own price trend, so here is the market around it.

Across Santa Rosa County, 581 homes are active and 348 pending (38% under contract).

ZIP and county figures describe the wider market, not Summerdale specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Summerdale, Pace

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-08)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Summerdale

Live MLS inventory for Summerdale. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Summerdale listings as of 2026-09-26, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.

Every Home for Sale in Summerdale Pace Right Now (1)

All 1 active and pending Summerdale Pace listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 4647 Winterdale Dr · $365,000 · 4 bd / 3 ba · pending · listed Jun 29, 2026 · listed by Better Homes And Gardens Real Estate Main Street Properties

Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Pea Ridge · Elementary
  • AVALON · Middle
  • Pace · High

Zoned schools reflect the assignments reported on recent Summerdale listings and can change; always confirm with Santa Rosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Summerdale address.

If we were buying in Summerdale today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerdale.

Best Buy
Buyers who want established square footage and are willing to weigh condition carefully.
Biggest Risk
Thin inventory and slow turnover mean fewer choices and sparse comps.
Sweet Spot
A well-maintained or updated home at a price honest to its condition.
Avoid If
You need to move fast or want amenities bundled into your purchase.

An established pocket where condition sets the price

The housing stock spans from 1998 to 2023, with a median build year of 1999 — so most of what trades here has some age on it and has likely seen at least one wave of updates or is due for one. That is the central pricing question in Summerdale Pace: has the mechanical and cosmetic work been done, or is it still ahead of you. Expect a wide spread between move-in-ready and deferred-maintenance homes, and budget accordingly.

No community amenities surface in the current MLS listings, so you are buying the home and the location, not a lifestyle package with dues attached. That keeps carrying costs simpler and puts the full weight of value on the individual property. With a homestead share around 73.5 percent, this reads as a settled, primarily owner-occupied street rather than an investor churn — which usually shows up in how homes are kept.

“

The location and the amenities are priced into every listing in Summerdale. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-turnover community with only a couple of active listings, the comps are sparse and the details matter. We read each sale against its actual condition rather than a blended average, so buyers do not overpay for deferred work and sellers do not leave money on the table by mispricing a well-kept home. In a 24-month-supply market, that discipline is the whole game.

Summerdale in 15 seconds.

Best forBuyers who want established square footage and are willing to weigh condition carefully.
Biggest advantageA buyer-leaning market gives you time and negotiating room on the rare listing.
Biggest riskThin inventory and slow turnover mean fewer choices and sparse comps.
Sweet spotA well-maintained or updated home at a price honest to its condition.
Avoid ifYou need to move fast or want amenities bundled into your purchase.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Summerdale homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Summerdale.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerdale sales matched to your home.

What is your Summerdale home worth?

Get a no-obligation home value based on real comparable sales in Summerdale, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Pace →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,192/mo
Santa Rosa County typical true cost to own
$204/mo
Santa Rosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

35% of homes for sale in ZIP 32571 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Summerdale Market Scorecard

Buyer-Leaning Market (limited data)

Summerdale is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$320,000
Median sold
$164
Per sqft
n/a
Days on mkt
0/1/3
Active/Pend/Sold

Typical home value in the 32571 ZIP is $328,032, about 25.8% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Summerdale a buyer's or seller's market right now?
As of July 13, 2026, Summerdale leans toward buyers: 24.0 months of supply at the current sales pace (Pensacola MLS live counts).
How many homes are in Summerdale?
The Florida DOR 2025 assessment roll shows 83 homes in Summerdale (public records).
What share of Summerdale is owner-occupied?
74% of Summerdale parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Summerdale built?
Homes in Summerdale were built between 1998 and 2023, with a median year built of 1999 (FL DOR 2025 roll).
Who is the best real estate agent for Summerdale?
The best agent for Summerdale is one who actively works Pace and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Summerdale.
How do I find a top Pace real estate agent who knows Summerdale?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Summerdale and the wider Pace area.
Can Momentum Realty connect me with an agent for Summerdale?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Summerdale purchase or sale - no call center and no pressure.
Where is Summerdale, and what county is it in?
Summerdale is in Pace, Santa Rosa County, FL.
Buyers seeking a larger, established floor plan around the mid-2,000-square-foot mark for long-term ownershipExcellent fit
Patient buyers comfortable waiting for the right listing and using a buyer-leaning market for leverageExcellent fit
Owner-occupiers who prefer a settled, low-turnover street with no HOA amenity duesExcellent fit
Buyers who need to close quickly and want several homes to compare at onceProbably not
Buyers set on newer construction with no updating or maintenance to weighProbably not
Buyers who want resort-style community amenities included in the purchaseProbably not

Data sources & freshness

Live listingsPensacola MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesPensacola MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.

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