Spencer Oaks Landing Pace
Homes for Sale in Pace, FL
True comps, carrying-cost math, and listings before the portals.

Spencer Oaks Landing is a small, tightly-built pocket in Pace — 67 homes, all raised in a narrow window from 2003 to 2005. When the housing stock is this uniform, price is driven less by floor plan and more by condition, updates, and lot. A home that has been kept current will separate itself from one still wearing its original finishes, and that gap is where the real negotiation happens.
With 1.7 months of supply and a single active listing as of mid-2026, this leans to the seller. There is almost nothing to compare against on the open market right now, which cuts both ways: a seller has scarcity on their side, but a buyer has little leverage and few fallback options if a deal falls through. Move deliberately, and price off condition rather than assumptions.
Spencer Oaks Landing Pace right now
🔴 Seller-leaning market. 1.7 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 13, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Spencer Oaks Landing Pace. Swipe to explore the community.
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Who Spencer Oaks Landing Pace is best for.
Best for
- Buyers targeting a roughly 2,500-square-foot single-era home and willing to budget for age-appropriate updates
- Owner-occupant buyers who value a low-turnover street and plan to hold
- Patient buyers who can wait for the right listing in a low-supply market
Probably not for
- Buyers who need move-in-ready selection and multiple homes to compare at once
- Buyers who want pool, clubhouse, or gated amenities as part of the deal
- Buyers seeking newer construction or a broad range of floor plans
Homes For Sale Right Now in Spencer Oaks Landing Pace
Live MLS inventory for Spencer Oaks Landing Pace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Spencer Oaks Landing Pace listings as of 2026-07-03, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Spencer Oaks Landing Pace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.
How far is everything?
The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.
Drive times from Spencer Oaks Landing. They are approximate and vary with traffic and your exact start point.
Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.
Nearby Communities
Explore more neighborhoods near Spencer Oaks Landing Homes for Sale in Pace, FL with Momentum Realty’s local guides.
Carrying cost · the no-CDD edge
No CDD bond means thousands less per year than newer master plans.
Roughly $25,000 saved over 10 years in carrying cost, before resale.
Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.
Schools
- Santa Rosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Confirm current ratings before relying on them
- Private and parochial options nearby
Spencer Oaks Landing is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.
Buying with schools in mind? We can confirm the exact zoned schools for any Spencer Oaks Landing address.
What is actually shaping value in Spencer Oaks Landing, sourced and dated. The no-fee carry, below-median pricing, and Pace's growth are the practical facts.
Recent Developments in Spencer Oaks Landing
Our read on what is being built around Spencer Oaks Landing, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.
No HOA, no CDD, below-median pricing
No HOA, no CDD, below-median pricing
Rapid Pace growth
Rapid Pace growth
Softening Santa Rosa County market
Softening Santa Rosa County market
Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.
Development, infrastructure, retail, and school activity affecting Spencer Oaks Landing, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.
Showing the latest, scroll for all updates ↓
- 2025
Market
Santa Rosa County market softens
Into 2025 the Santa Rosa County median eased modestly year over year with days on market lengthening from about 69 to 77 days, a shift toward a buyer's market. Why it matters: Softer conditions give buyers room in established subdivisions like this one; price to recent in-neighborhood comps. Source
- 2024-2025
Schools
Santa Rosa County rated an A district
Santa Rosa County District Schools earned an A rating for 2024-2025, with Pace-area schools (Pea Ridge, Avalon Middle, Pace High) rating well. Why it matters: A strong county district supports resale demand here; confirm the zoned schools for the specific address. Source
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Spencer Oaks Landing Pace buying strategy.
If we were buying in Spencer Oaks Landing Pace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spencer Oaks Landing Pace.
One vintage, one job: read the condition
Because everything here was built between 2003 and 2005, buyers are essentially shopping the same generation of construction. That means the differentiators are mechanical and cosmetic: roof age, HVAC, kitchens and baths, and whether major systems have been touched in the two decades since these homes went up. Budget your inspection dollars accordingly — the questions worth asking are about upkeep, not layout.
The high homestead share suggests homes turn over slowly and are held as primary residences, which typically means fewer listings but well-kept properties. No community amenities show up in current MLS listings, so value here rests on the homes themselves and the Pace location in Santa Rosa County, not on shared facilities.
The location and the amenities are priced into every listing in Spencer Oaks Landing Pace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on inventory, timing and condition read are everything. We track what actually trades in Spencer Oaks Landing and the surrounding Pace market, so whether you are pricing a sale or deciding what a dated home is truly worth, you get a grounded number instead of a guess — and honest advice on when to wait for the next listing.
Spencer Oaks Landing Pace in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Spencer Oaks Landing Pace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spencer Oaks Landing Pace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Spencer Oaks Landing Pace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Spencer Oaks Landing Pace home worth?
Get a no-obligation home value based on real comparable sales in Spencer Oaks Landing Pace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Spencer Oaks Landing on the map →
Or get your Spencer Oaks Landing home value & selling guide →
What is your Spencer Oaks Landing home worth?
Get a no-obligation home value based on real comparable sales in Spencer Oaks Landing matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Santa Rosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
41% of homes for sale in ZIP 32571 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Spencer Oaks Landing Market Scorecard
Spencer Oaks Landing is currently a buyer-leaning market (limited data). About 1.5 months of supply, a median asking price of $408,000, and homes go under contract in about 97 days.
Typical home value in the 32571 ZIP is $329,353, about 26.1% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Spencer Oaks Landing Market Scorecard
Spencer Oaks Landing is currently a balanced market (limited data). About 1.7 months of supply, a median asking price of $408,000, and homes go under contract in about 88 days.
Typical home value in the 32571 ZIP is $329,353, about 26.1% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Spencer Oaks Landing Pace a buyer's or seller's market right now?
How many homes are in Spencer Oaks Landing Pace?
What share of Spencer Oaks Landing Pace is owner-occupied?
When were the homes in Spencer Oaks Landing Pace built?
Who is the best real estate agent for Spencer Oaks Landing Pace?
How do I find a top Pace real estate agent who knows Spencer Oaks Landing Pace?
Can Momentum Realty connect me with an agent for Spencer Oaks Landing Pace?
Should you buy in Spencer Oaks Landing Pace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Spencer Oaks Landing Pace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: July 3, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Pensacola MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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