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Southern Palms in Pace

Southern Palms

Established 1988 · Intracoastal West · ZIP 32224

An attainable, site-built new community in Pace, below the area median, in A-rated schools.

New constructionBelow-median pricingA-rated Santa Rosa schools
Live Market Pulse
45/100
Momentum
Buyer-Leaning Market
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Southern Palms

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$344K
Median Price
3.5mo
Supply
121days
Avg DOM
Soft
Seller Leverage
$183/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Southern Palms is an attainable, site-built (not manufactured) new-construction community in Pace by Holiday Builders, with some DSLD inventory nearby. The pitch is straightforward: entry-level new homes priced at or modestly below the Pace median, in an A-rated Santa Rosa County school district, with a standout zoned middle school. The community is small and nearing sell-out, so selection is thin and resale liquidity is still forming. The honest reads are an unconfirmed HOA amount to verify, a car-dependent location, and the standard Florida-panhandle hurricane exposure that means checking the flood zone per lot. Buy it for affordable new construction in a strong district; confirm the HOA, the flood zone, and the exact school assignment before you write."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Southern Palms market snapshot (as of June 11, 2026): the median sale price is about $344K ($183 per sq ft), with homes averaging 121 days on market and 3.5 months of supply, a buyer-leaning market. Based on 17 recent closings in live Pensacola MLS data.

Southern Palms is a new single-family community in Pace (unincorporated Santa Rosa County, 32571), off West Spencer Road, roughly fifteen miles northeast of downtown Pensacola. The homes are site-built and conventionally financed, not manufactured, and the community is not age-restricted.

The primary builder is Holiday Builders, a long-established Florida builder, with DSLD Homes inventory in the broader plat as well. Floor plans run roughly 1,685 to 2,145 square feet, three to four bedrooms with two-car garages. As of 2026 the community is actively selling but nearing sell-out, so selection is limited.

Pricing is the draw: builder base prices have run from roughly the low $290,000s to the low $320,000s, at or modestly below the broader Pace market median, positioning Southern Palms as entry-level new construction. The HOA amount was not publicly disclosed, and no Community Development District was confirmed; verify both for the specific home.

Pace itself is the value: an A-rated Santa Rosa County school district, including a standout zoned middle school, and quick US-90 and I-10 access toward Pensacola. The trade-offs are a car-dependent location, thin remaining selection, and the panhandle's hurricane exposure, which is parcel-specific.

Quick Match

Who Southern Palms is best for.

Best for

  • Buyers who want affordable, site-built new construction in an A-rated district
  • Pensacola-area commuters who value quick US-90 and I-10 access
  • Buyers comfortable with a smaller community and thin remaining selection

Probably not for

  • Buyers who want a large, fully amenitized master plan
  • Anyone who needs walkability rather than a car-dependent setting
  • Buyers who require a wide selection of homes and lots
Market Pulse

How Southern Palms is performing right now

45/100
momentum
Buyer-Leaning Market
Seller's marketBalancedBuyer's market
3.5Months of supplytight
134Median days on marketdays
1 : 5Under contract vs for salestrong demand
17Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
-2%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Southern Palms listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Southern Palms buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Southern Palms

Live MLS inventory for Southern Palms. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

4637 Sago Palm Cir home for sale in Southern PalmsActive · 134 daysTop listing
$338,500
3 bd · 2 ba · 1,983 sqft · built 2022
4637 Sago Palm Cir, Pace, 32571
Strong resaleReno opportunityBest value
Listed by Levin Rinke Realty
4749 Sago Palm Cir home for sale in Southern PalmsActive · 143 days
$329,400
4 bd · 2 ba · 1,964 sqft · built 2023
4749 Sago Palm Cir, Pace, 32571
Reno opportunityBest value
Listed by Woodlands & Homes, LLC
4737 Majestic Palm St home for sale in Southern PalmsActive · 85 days
$327,900
3 bd · 2 ba · 1,825 sqft · built 2022
4737 Majestic Palm St, Pace, 32571
Reno opportunityBest value
Listed by Levin Rinke Realty
4694 Sago Palm Cir home for sale in Southern PalmsActive · 229 days
$321,990
3 bd · 2 ba · 1,685 sqft · built 2025
4694 Sago Palm Cir, Pace, 32571
Listed by HOLIDAY BUILDERS OF THE GULF COAST, LLC
4633 Sago Palm Cir home for sale in Southern PalmsActive · 14 days
$315,000
3 bd · 2 ba · 1,393 sqft · built 2026
4633 Sago Palm Cir, Milton, 32571
Listed by KELLER WILLIAMS REALTY GULF COAST
4745 Sago Palm Cir home for sale in Southern PalmsPending · 212 days
$312,900
3 bd · 2 ba · 1,660 sqft · built 2023
4745 Sago Palm Cir, Pace, 32571
Listed by OLD SOUTH PROPERTIES INC

Active and pending Southern Palms listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Interactive Map

Southern Palms on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Southern Palms. They are approximate and vary with traffic and your exact start point.

Pace town center (US-90 corridor)~5-8 min · ~2-4 miles
I-10 (US-90 / Avalon area)~12-15 min · ~8-10 miles
Pensacola International Airport (PNS)~18-22 min · ~10-12 miles
Downtown Pensacola~20-25 min · ~14-15 miles via US-90
NAS Pensacola~30-35 min · ~20 miles
Navarre / Navarre Beach~35-45 min · ~25-30 miles via SR-87

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Southern Palms with Momentum Realty’s local guides.

Berry PlaceBerry PlacePace, FL · 0.1 miTOTwelve Oaks PlantationPace, FL · 0.1 miWinners GaitWinners GaitPace, FL · 0.1 miAutumn RunAutumn RunPace, FL · 0.1 miAutumn RunNorthAutumn RunNorthPace, FL · 0.1 miDerrydownDerrydownPace, FL · 0.1 miGreen PasturesGreen PasturesPace, FL · 0.1 miArbor PlaceArbor PlacePace, FL · 0.7 miAshley PlaceAshley PlacePace, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Southern Palms (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Southern Palms is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Southern Palms address.

The takeaway

What is actually shaping value at Southern Palms, sourced and dated. Affordable new construction, strong schools, and Pace's growth pressure are the facts.

Recent Developments in Southern Palms

Development Intelligence

Our read on what is being built around Southern Palms, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is Pace's rapid growth and an A-rated district, with the community nearing sell-out. The recurring items are confirming the HOA, checking the flood zone, and the county's documented infrastructure strain.

Below-median new-construction pricing

BullishBuilder base prices at or modestly below the Pace median make this entry-level new construction, with builder incentives at times available. impact
SignificanceRadius: Community

Below-median new-construction pricing

A-rated district with a standout middle school

BullishSanta Rosa County is an A-rated district for 2024-2025, and the zoned middle school rates strongly, a durable draw for buyers. impact
SignificanceRadius: Santa Rosa County

A-rated district with a standout middle school

Rapid Pace growth strains infrastructure

NeutralPace's fast growth has outpaced roads and school capacity in places, prompting new school construction; weigh near-term congestion against long-term investment. impact
SignificanceRadius: Pace

Rapid Pace growth strains infrastructure

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Southern Palms, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. June 2026
    Builder

    Holiday Builders runs closing-cost incentives

    As of mid-2026 Holiday Builders marketed Southern Palms with incentives such as closing-cost credits on select completed homes, with base prices from roughly the low $290,000s. Why it matters: Builder incentives on the remaining homes can sweeten an already below-median price; confirm current offers and the HOA directly with the builder. Source

  2. 2024-2025
    Schools

    Santa Rosa County adds schools amid growth

    Amid rapid growth, Santa Rosa County continued adding school capacity in the Pace area while maintaining an A district rating for 2024-2025. Why it matters: New school capacity supports family demand but can shift attendance zones; confirm the exact assignment for the specific lot. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Southern Palms buying strategy.

If we were buying in Southern Palms, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA in writing. The HOA amount was not publicly disclosed; verify the current dues, what they cover, and whether there is any CDD for the specific lot before you write.

2

Pull the FEMA flood zone and insurance. Confirm the flood zone and a bindable quote; do not assume new construction means low flood risk in the panhandle.

3

Verify the exact school assignment. The elementary zone can vary by lot in Pace; confirm the assigned elementary, middle, and high school by address.

4

Move on selection while you can. The community is nearing sell-out, so confirm what inventory and lots remain and lock incentives.

5

Model taxes at full assessed value. First-year bills on new homes understate the cost; run the full-value number.

The Quick Decision
Best Buy
A completed Holiday Builders home bought with incentives, below the Pace median, with the HOA and flood picture confirmed and the school zone verified.
Biggest Risk
An unconfirmed HOA or assessment, or thin remaining selection forcing a compromise on lot or plan.
Best Lot
Lots are similar; weigh what backs to the home and the drainage on a panhandle lot.
Smart Timing
Builder incentives plus a softer market give buyers room, but sell-out limits selection; act while inventory remains.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Southern Palms is a new single-family community in Pace (unincorporated Santa Rosa County, 32571), off West Spencer Road, built by Holiday Builders with some DSLD Homes inventory in the broader plat. The homes are site-built and conventionally financed (not manufactured), in plans of roughly 1,685 to 2,145 square feet, and the community is actively selling but nearing sell-out. Pricing is the draw, with builder base prices from roughly the low $290,000s to the low $320,000s, at or below the Pace median; the HOA amount was not publicly disclosed and no CDD was confirmed, so verify both. The value is Pace's A-rated Santa Rosa County school district, including a standout zoned middle school, and quick US-90 and I-10 access; the setting is car-dependent. Schools are in the Santa Rosa County School District; confirm assignments by address.

Southern Palms Homes For Sale

What your money buys in Southern Palms.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Southern Palms today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller three-bedroom plans
$309K to $340K

The lower end is the smaller three-bedroom plans (around 1,685 to 1,725 square feet), with builder base prices from roughly the low $290,000s (Holiday Builders, 2026), below the Pace median around $330,000.

Lowest entry
Mid: four-bedroom family plans
$340K to $365K

The core is the four-bedroom plans (around 1,970 to 2,000 square feet), with prices in the low-to-mid $310,000s and completed homes near $325,000 (Holiday Builders / Jome, 2026).

Most inventory
High: largest plans
$365K to $417K

The top is the largest plan (around 2,145 square feet), with base pricing into the high $310,000s (Holiday Builders, 2026). Lot and included features separate these; confirm incentives.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$344K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$309K to $340K
Entry: smaller three-bedroom plans
The lower end is the smaller three-bedroom plans (around 1,685 to 1,725 square feet), with builder base prices from roughly the low $290,000s (Holiday Builders, 2026), below the Pace median around $330,000.
$340K to $365K
Mid: four-bedroom family plans
The core is the four-bedroom plans (around 1,970 to 2,000 square feet), with prices in the low-to-mid $310,000s and completed homes near $325,000 (Holiday Builders / Jome, 2026).
$365K to $417K
High: largest plans
The top is the largest plan (around 2,145 square feet), with base pricing into the high $310,000s (Holiday Builders, 2026). Lot and included features separate these; confirm incentives.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Southern Palms, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in Southern Palms is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Southern Palms holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Southern Palms

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Southern Palms1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Southern Palms2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Southern Palms3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Southern Palms4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Southern Palms5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Southern Palms is affordable new construction in an A-rated district. The honest read is confirming the HOA, the flood zone, and the exact school zone before you write.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.5B+ · Buy Score
Resale Strength7.4/10
Renovation Risk8.4/10
Location Efficiency7.4/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage8.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Southern Palms is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Lots are similar; check what each backs to and drainage.
  • Confirm the FEMA flood zone for the specific lot.
  • Thin selection: confirm remaining lots and inventory.

Southern Palms' lots are similar, so the lot read is about the margins: what the home backs to, how the lot drains, and the FEMA flood zone for the specific address. With the community nearing sell-out, the practical constraint is selection, confirm what lots and completed homes remain, since the homesite and the school zone are the parts hardest to change later.

The 15-Second Verdict

Southern Palms in 15 seconds.

Best forBuyers who want affordable, site-built new construction in an A-rated Santa Rosa County district.
Strong onBelow-median pricing, recent construction with a builder warranty, a standout zoned middle school, and quick I-10 access.
WatchAn unconfirmed HOA to verify, a car-dependent location, thin remaining selection, and panhandle hurricane exposure.
Not forBuyers who want a large amenitized master plan, walkability, or wide selection.
The edgeBelow-median base prices plus builder incentives give a prepared buyer real value on a new home.

HOA, CDD & Fees

15-Second Take
  • HOA amount not publicly posted; confirm in writing.
  • No CDD confirmed; verify per parcel.
  • Site-built, not manufactured, and not age-restricted.
  • Model taxes at full assessed value on a new home.
  • A-rated district with a standout zoned middle school.

The HOA amount was not publicly disclosed by the builder, so confirm the current dues and what they cover in writing before buying. No Community Development District was confirmed; verify per parcel. Otherwise the carrying cost is the mortgage, taxes (model at full assessed value on a new home), and panhandle insurance.

HOA coverage was not publicly posted; typically it covers common-area maintenance in a community of this type. Confirm the inclusions for the specific home.

This is a smaller community without resort amenities; the appeal is affordable new construction and the school district rather than an amenity package.

Run Your Numbers

Tools for a Southern Palms buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxSanta Rosa County millage and the homestead picture.Rent vs buyThe breakeven on owning in Southern Palms.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Southern Palms

Selling in Southern Palms? Lead with the price and the schools.

Your home's edge is affordable new construction in an A-rated district. Document the build, the HOA once confirmed, and the school assignment, then price to recent in-community comps and the competing builder inventory nearby.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Southern Palms, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Southern Palms, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Southern Palms home worth?

Get a no-obligation home value based on real comparable sales in Southern Palms matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Southern Palms home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Southern Palms year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Southern Palms Market Scorecard

Seller's market

Southern Palms is currently a seller's market. About 3.5 months of supply, a median asking price of $327,900, and homes go under contract in about 134 days.

3.5
Months supply
$327,900
Median list
$344,350
Median sold
$180
Per sqft
134
Days on mkt
5/1/17
Active/Pend/Sold

Typical home value in the 32571 ZIP is $327,859, about 25.9% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Are the homes in Southern Palms manufactured or site-built?
Site-built. Southern Palms is a conventional, site-built single-family community by Holiday Builders, not a manufactured-home or land-lease community, and it is not age-restricted.
Does Southern Palms have an HOA or CDD?
It has an HOA, but the dues amount was not publicly disclosed, so confirm it in writing. No CDD was confirmed; verify per parcel with the county.
Who builds Southern Palms?
Holiday Builders, a long-established Florida builder, is the primary builder, with DSLD Homes inventory in the broader plat. Plans run roughly 1,685 to 2,145 square feet.
How much do homes in Southern Palms cost?
Builder base prices have run from roughly the low $290,000s to the low $320,000s (Holiday Builders, 2026), at or below the Pace median around $330,000, with incentives at times available. Confirm current pricing and offers with the builder.
Is Southern Palms still selling?
Yes, but it is nearing sell-out, so selection is thin. Confirm what inventory and lots remain and lock any incentives.
What schools serve Southern Palms?
It is in the Santa Rosa County School District (rated A for 2024-2025), with assignments commonly to S.S. Dixon schools, a standout Thomas L. Sims Middle, and Pace High; some lots may zone to Pea Ridge Elementary. Confirm the exact assignment by address with the district.
Is Southern Palms walkable?
No. It is a car-dependent, suburban location; errands and services require driving, with Pace retail a few minutes away.
How is the commute from Southern Palms?
Pace town center is about 5 to 8 minutes, I-10 roughly 12 to 15 minutes, the airport 18 to 22 minutes, downtown Pensacola 20 to 25 minutes, and NAS Pensacola a longer 30 to 35 minutes.
Is Southern Palms in a flood zone?
Flood risk in the panhandle is parcel-specific. Pull the FEMA flood zone and a bindable insurance quote for the exact lot; do not assume new construction means low flood risk.
What should I check before buying in Southern Palms?
Confirm the HOA dues and any CDD in writing, pull the FEMA flood zone and insurance, verify the exact school assignment, model taxes at full assessed value, and confirm remaining inventory and incentives.
Is Southern Palms a good investment?
Affordable new construction in an A-rated district supports demand, but the small community, thin selection, and Pace's growth strain are factors, and an unconfirmed HOA should be verified. Buy well and confirm the costs; this is not a guarantee of future value.
Should I use the builder's sales agent as my representation?
The builder's on-site agent represents the builder, not you. Having your own representation to confirm the HOA, compare against nearby inventory, and read the contract and incentives is the highest-leverage decision you make.
The Verdict

Should you buy in Southern Palms?

An honest fit check. We will tell you when it is not your community.

You want affordable, site-built new construction in an A-rated districtExcellent fit
You value quick US-90 and I-10 access toward PensacolaExcellent fit
You are comfortable with a smaller community and thin remaining selectionExcellent fit
You want a large, fully amenitized master planProbably not
You need walkability rather than a car-dependent settingProbably not
You require a wide selection of homes and lotsProbably not

Get the inside read on Southern Palms

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Southern Palms home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

By pressing Get My Southern Palms Game Plan, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call and text you about your inquiry, which may involve automated means and prerecorded or artificial voices, at the number you provided. You do not need to consent as a condition of buying any property, goods, or services. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out, HELP for help. You also agree to our Privacy Policy and SMS Terms.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Southern Palms specialist will reach out personally, usually the same day.

Southern Palms median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Southern Palms, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

More Pace & Pensacola, Escambia & Santa Rosa guides

Compare before you commit — every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Pensacola, Escambia & Santa Rosa or the full Neighborhood Finder.

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