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Live Market Pulse
39/100
Market Heat
Cooler than normal
2015 → 2026 · 91 at the 2022 peak
0 is Sweetwater Bay's coldest market since 2015, 100 its hottest. Today: 39. How it's scored

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data13 years of closingsUpdated twice daily

As of September 2026, Sweetwater Bay in Naples, FL has 4 homes for sale, asking from $249,900 to $310,000 (median $267,900). Over the 12 months ending 2026-09-20, 7 recorded sales closed at a median of $310,000, $224 per square foot, a median 63 days on market, sellers accepting 95% of original asking (-7% versus the prior year). Homes listed or recently sold were built 1997–2006; 4 of 4 report an HOA (median $476/mo); 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $3,430 ($2,990 with the full homestead exemption).

Sweetwater Bay key facts
LocationNaples, Collier County, FL · ZIP 34110
Sale prices, last 12 months$310,000 median across 7 closed sales · $224 per sq ft · -6.6% vs the prior 12 months
Days on market (closed sales)63 median
For sale right now4 active, 1 pending · median asking $267,900

Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sweetwater Bay key facts,” movewithmomentum.com/neighborhoods/sweetwater-bay, data as of September 20, 2026.

Live · Sweetwater Bay Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$310K ▼
Median sold · 12 mo
down 6.6% vs the prior 12 months
-6.6% ▼
1-yr price change
n = 7 and 12 sales in the two windows
$224/sf
Sold $/sqft · 12 mo
peak $299 in 2024
95.0%
Sale vs ask
Tempo
63days
Median DOM · closed
5 days at the 2022 low
20%
Under contract
Collier: 19% (1,017 of 5,466)
4 · 1
For sale · pending
live counts, refreshed twice daily
7
Sold · last 12 mo
10-yr average: about 17 a year
Track record · 13 years of records
1,279sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in Sweetwater Bay

Live MLS inventory for Sweetwater Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Sweetwater Bay listings as of 2026-09-26, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Sweetwater Bay Right Now (4)

All 4 active and pending Sweetwater Bay listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 1415 Sweetwater Cv 102 · $310,000 · 2 bd / 2 ba · listed Jun 27, 2026 · listed by Premier Sotheby's Int'l Realty
  • 1380 Sweetwater Cv 102 · $275,900 · 2 bd / 2 ba · listed Jun 27, 2026 · listed by DomainRealty.com LLC
  • 1295 Sweetwater Cv 8203 · $259,900 · 2 bd / 2 ba · listed Jun 27, 2026 · listed by Premiere Plus Realty Company
  • 1149 Sweetwater Ln 4102 · $249,900 · 2 bd / 2 ba · listed Jun 27, 2026 · listed by Carrera Consulting Group Inter
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Sweetwater Bay is pricing at a median of $310,000, with price per square foot at $224.48. That combination tells you the value here is coming from square footage and lot rather than from a clubhouse or gated package — this is a community where the physical home does the talking, not shared amenities.

A median of 63 days on market and a market heat score of 44 point to a buyer's posture right now. Sellers who price realistically and present a well-maintained home are moving; anything overpriced or in rough condition sits. With pricing down 7.2% year over year, this is not a market to test with an aggressive number.

Sweetwater Bay Housing Pulse · Momentum Research · as of September 20, 2026

Sweetwater Bay right now

🟡 Off the recent peak. The trailing-12-month median ($310K) is down 6.6% from the prior 12 months ($332K). With about 16 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (7 and 12 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Sweetwater Bay market snapshot (as of September 20, 2026): the median sale price is about $310K ($224 per sq ft over the trailing 12 months of closed sales), and a median 63 days on market for closed sales. The trailing-12-month median is down 7% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (7 closings in the current window).

In ZIP 34110 (Naples), 632 homes closed in the last 12 months at a median of $675K ($369/sq ft), down 7.3% year over year, with a median 87 days on market. Right now 271 active and 65 pending listings — a soft market. See the live ZIP 34110 housing market and the Collier County market.

Florida Gulf Coast MLS sales records identify 15 homes in Sweetwater Bay that have changed hands since 2012, built between 1995 and 2006 (median 2003), with a median living area of about 1,279 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Sweetwater Bay sits in Naples within Collier County, trading as a straightforward, amenity-light community where value is set by the home itself rather than by a shared package of features.

Best for

  • A buyer prioritizing home size and lot over community amenities
  • A buyer comfortable evaluating value on price-per-square-foot math
  • A buyer with flexibility on timeline who can wait through a median 63-day sale process

Probably not for

  • A buyer who wants a defined amenity package as part of the purchase
  • A buyer expecting a fast, high-competition sale process
  • A buyer relying on strong recent price appreciation to justify the purchase

Windows contain 1 to 29 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K2014201620182020202220242026
Down 6.6% year over year.
Every sale since 2013 · price vs size
$0$200K$400K1k1k1k
205 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$200$3002014201620182020202220242026
Up from $129 in 2013 to a $299 peak in 2024; $224 now.
Median days on market · closed sales
0501002014201620182020202220242026
5 days at the 2022 low; 63 now.
Sale price vs original ask · median
95%100%2014201620182020202220242026
95.0% now.
Homes sold per 12-mo window
01020302014201620182020202220242026
1 to 29 a year; 7 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201620182020202220242026
91 at the 2022 peak, 16 in the troughs, 39 now. Same score as the hero card, full history.
How much local inventory is already under contract

16% of homes for sale in ZIP 34110 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).

Sweetwater Bay Market Scorecard

Balanced

Sweetwater Bay is currently a balanced market., a median asking price of $267,900, and homes go under contract in about 236 days.

$267,900
Median list
$310,000
Median sold
$242
List $/sqft
236
Days on mkt
4/0/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Sweetwater Bay, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 19 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-09-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Sweetwater Bay today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sweetwater Bay.

Best Buy
Buyers who want a home valued on its own square footage and condition, not on a bundled amenity fee.
Biggest Risk
Pricing is down 7.2% year over year, so recent comps may run ahead of where the market actually is now.
Sweet Spot
A move that hinges on the home itself — layout, lot, condition — rather than on shared community features.
Avoid If
You are counting on clubhouse, pool, or organized amenities as part of the value proposition.

What's actually setting price here

With no community amenities identified from current MLS listings, Sweetwater Bay competes on the fundamentals: livable square footage, lot, condition, and location within Naples. That $224.48 per square foot is the number to anchor to when sizing up whether a specific listing is priced fairly relative to what's actually inside the walls.

The trailing window shows seven closings, a small enough sample that any one sale can shift the read on pricing. Combined with 63 days median on market, this points to a market that rewards patience on both sides — sellers who wait for the right buyer and buyers who take time to compare recent closings rather than react to list price alone.

“

The location and the amenities are priced into every listing in Sweetwater Bay. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with a thin closing count and no amenity package to lean on, pricing decisions have to be built off comparable sales and per-square-foot math, not community averages. We track that math closing by closing so you're not guessing at what a specific home is actually worth in this market.

Sweetwater Bay in 15 seconds.

Best forBuyers who want a home valued on its own square footage and condition, not on a bundled amenity fee.
Biggest advantagePer-square-foot pricing at $224.48 gives a clear, discoverable baseline for evaluating any listing here.
Biggest riskPricing is down 7.2% year over year, so recent comps may run ahead of where the market actually is now.
Sweet spotA move that hinges on the home itself — layout, lot, condition — rather than on shared community features.
Avoid ifYou are counting on clubhouse, pool, or organized amenities as part of the value proposition.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Sweetwater Bay Condos for Sale in Naples, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Sweetwater Bay Condos for Sale in Naples, FL.
In short
  • HOA dues reported around $476/month (about $5,712/yr) · median of 64 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $476 per month ($5,712 a year) — the median AssociationFee across 64 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sweetwater Bay sales matched to your home.

What is your Sweetwater Bay home worth?

Get a no-obligation home value based on real comparable sales in Sweetwater Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Naples →

Real comps, not an automated estimate.

Recently off market in Sweetwater Bay

Homes in Sweetwater Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in Sweetwater Bay?
The median sale price in Sweetwater Bay was $310K over the 12 months ending September 20, 2026 (7 closed sales, Florida Gulf Coast MLS).
How long do homes in Sweetwater Bay take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 63 days on market (7 sales, Florida Gulf Coast MLS).
Who is the best real estate agent for Sweetwater Bay?
The best agent for Sweetwater Bay is one who actively works Naples and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Sweetwater Bay.
How do I find a top Naples real estate agent who knows Sweetwater Bay?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Sweetwater Bay and the wider Naples area.
Can Momentum Realty connect me with an agent for Sweetwater Bay?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Sweetwater Bay purchase or sale - no call center and no pressure.
Where is Sweetwater Bay, and what county is it in?
Sweetwater Bay is in Naples, Collier County, FL, ZIP 34110. The community's center is about 8 miles north of the center of Naples (straight-line).
A buyer prioritizing home size and lot over community amenitiesExcellent fit
A buyer comfortable evaluating value on price-per-square-foot mathExcellent fit
A buyer with flexibility on timeline who can wait through a median 63-day sale processExcellent fit
A buyer who wants a defined amenity package as part of the purchaseProbably not
A buyer expecting a fast, high-competition sale processProbably not
A buyer relying on strong recent price appreciation to justify the purchaseProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsFlorida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2013 (205 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near Sweetwater Bay with Momentum Realty’s local guides.

Eagle Cove (Collier)0.1 mi away · median $393K, 3 sales/12 moManatee Bay (Collier)0.2 mi away · median $588K, 4 sales/12 moTavernier0.3 mi awayThe Carlysle0.4 mi away · 4 for saleWildcat Cove0.4 mi away · median $499K, 3 sales/12 moBermuda Lago0.4 mi away · 3 for saleSpanish Wells (Lee)0.5 mi away · median $785K, 26 sales/12 moBermuda Ridge0.5 mi away · 2 for sale

Browse all neighborhood guides →

Thinking of selling in Sweetwater Bay? 7 recorded closings; median 63 days on market (window ending 2026-09-20). See the Collier County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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