Tapestry Park in Panama City Beach

Tapestry Park
Homes for Sale in Panama City Beach, FL

Community in Panama City Beach · Bay County · ZIP 32407
42 homesBuilt 2020–2024Median sale $600K
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Live Market Pulse
12/100
Market Heat
Cooler than normal
2013 → 2026 · 79 at the 2022 peak
0 is Tapestry Park's coldest market since 2013, 100 its hottest. Today: 12. How it's scored

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Tapestry Park in Panama City Beach, FL has 12 homes for sale and 1 pending, asking from $467,000 to $1,299,000 (median $664,500). Over the 12 months ending 2026-09-12, 11 recorded sales closed at a median of $600,000, a median 157 days on market, sellers accepting 89% of original asking (-8% versus the prior year). Homes listed or recently sold were built 2011–2026 with 6 new construction; 13 of 13 report an HOA (median $305/mo); none of the 12 geocoded homes sit in a FEMA special flood hazard zone (median elevation 22 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $7,370 ($6,880 with the full homestead exemption).

Tapestry Park key facts
LocationPanama City Beach, Bay County, FL · ZIP 32407, 32408, 32413
Homes in the community42 (FL DOR 2025 assessment roll)
Years built2020–2024 (median 2022.0)
Typical living area2,438 sq ft (median)
Home types (current listings and sales)singlefamilyresidence 100%
Sale prices, last 12 months$600,000 median across 11 closed sales · -8.3% vs the prior 12 months
Days on market (closed sales)157 median
For sale right now11 active, 1 pending · median asking $675,000
Owner-occupied (homestead) share48%

Data as of September 12, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Tapestry Park key facts,” movewithmomentum.com/neighborhoods/tapestry-park, data as of September 12, 2026.

Last 30 days in Tapestry Park: 4 new listings (median asking $737,000), 1 under contract right now. As of September 17, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Tapestry Park Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$600K
Median sold · 12 mo
down 8.3% vs the prior 12 months
-8.3%
1-yr price change
n = 11 and 14 sales in the two windows
88.5%
Sale vs ask
+134%
T12M median vs 2012
from a $256K median in 2012
Tempo
157days
Median DOM · closed
10 days at the 2022 low
8%
Under contract
Bay: 18% (585 of 3,161)
11 · 1
For sale · pending
live counts, refreshed twice daily
11
Sold · last 12 mo
10-yr average: about 13 a year
Ownership and context
48%
Owner-occupied · Tapestry Park
25 of 52 parcels homesteaded (FL DOR 2025)
52%
Non-owner-occupied · Tapestry Park
incl. 21% trust or LLC-held · 14% out-of-state
42
Homes in the community
plus 10 vacant residential lots · 52 residential parcels (FL DOR 2025)
Track record · 14 years of records
Est. 2020
Community established
homes built 2020-2024, median 2022 (FL DOR 2025)
26.2%/yr
Turnover rate
about 11 of 42 homes trade a year

Homes For Sale Right Now in Tapestry Park

Live MLS inventory for Tapestry Park. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Tapestry Park listings as of 2026-09-17, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Tapestry Park is a small, single-format community — 142 homes, a median build year of 2018, and a median living area just under 2,730 square feet. That size is doing most of the work on price. At a $612,500 median, this is a larger-home market, and the spread in what a buyer pays tracks more with square footage and condition than with any amenity package, since current MLS data shows none identified for the community.

The number that matters most right now is the 149.5-day median time on market paired with a market heat score of 10. That is a slow, buyer-patient environment, and it lines up with the 5.8% year-over-year price pull-back. Sellers here are not moving fast, and pricing a listing to the comparable-sold data — not to what the neighbor asked eighteen months ago — is what gets a contract signed instead of a relist.

Tapestry Park Housing Pulse · Momentum Research · as of September 12, 2026

Tapestry Park right now

🔴 Off the recent peak. The trailing-12-month median ($600K) is down 8.3% from the prior 12 months ($654K) and up 134% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 12. Confidence: Medium (11 and 14 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 19, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Tapestry Park market snapshot (as of September 12, 2026): the median sale price is about $600K, and a median 157 days on market for closed sales. The trailing-12-month median is down 8% from the prior 12 months and up 134% since 2012, computed from record-level CPAR MLS closed sales (11 closings in the current window).

In ZIP 32407 (Panama City Beach), 1,448 homes closed in the last 12 months at a median of $393K ($183/sq ft), down 1.2% year over year, with a median 82 days on market. Right now 1,105 active and 174 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 32407 housing market and the Bay County market.

Flood zones in Tapestry Park: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City Beach.

Tapestry Park is a community of 42 homes in Panama City Beach, Bay County, built between 2020 and 2024 (median 2022.0), with a median living area of about 2,438 square feet. 48% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Built out between 2005 and 2024 with a median construction year of 2018, Tapestry Park in Panama City Beach is a community of larger-format homes rather than a starter-home enclave, and nearly two-thirds of its owners hold homestead status — a market that leans toward primary residency over short-term turnover.

Best for

  • Buyers who want a larger home (2,700+ square feet) and have flexibility on closing timeline
  • Buyers comfortable negotiating on price given the current year-over-year softening
  • Long-term owner-occupants who value a majority-homestead community over a rental-heavy one

Probably not for

  • Buyers who need community amenities like a pool, clubhouse, or gate as part of the purchase decision
  • Sellers expecting a quick sale in under a couple months
  • Investors seeking fast turnover in a market currently averaging 149.5 days to sell

Windows contain 3 to 20 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$400K$600K20122014201620182020202220242026
Down 8.3% year over year; up 134% since 2012.
Median days on market · closed sales
010020122014201620182020202220242026
10 days at the 2022 low; 157 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
88.5% now.
Homes sold per 12-mo window
0102020122014201620182020202220242026
3 to 20 a year; 11 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
79 at the 2022 peak, 12 in the troughs, 12 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,090/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

8% of homes for sale in Tapestry Park are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).

Tapestry Park Market Scorecard

Thin data

Tapestry Park is currently a thin data market. Limited supply, a median asking price of $664,500, and homes go under contract in about 100 days.

n/a
Months supply
$664,500
Median list
n/a
Median sold
n/a
Per sqft
100
Days on mkt
12/1/0
Active/Pend/Sold

Typical home value in the 32407 ZIP is $393,967, right around the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Tapestry Park, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 21 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-09-16)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Tapestry Park today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tapestry Park.

Best Buy
Buyers seeking a larger-footprint home in Panama City Beach and willing to work on a longer purchase timeline.
Biggest Risk
A 149.5-day median time on market means sellers should plan for a longer hold, not a quick flip.
Sweet Spot
Move-in-ready homes near the 2,729-square-foot median tend to draw the most serious buyer interest.
Avoid If
Skip this community if you need a fast close or are counting on amenity-driven value.

A slow market with size on its side

The math here is straightforward: bigger homes, higher median price, longer selling timelines. A median 2,729.5 square feet puts most inventory well above entry-level, and that size is the primary driver of the $612,500 median — not a clubhouse, gate, or shared amenity, since none show up in current MLS listings for the community. Buyers should treat any amenity claims in a listing description as seller-specific upgrades, not neighborhood infrastructure.

The 149.5-day median days-on-market and a market heat score of 10 both point the same direction: this is not a bidding-war environment. Combined with a 5.8% year-over-year price decline across the trailing 12-month closings window, sellers need realistic pricing and buyers have room to negotiate on repairs, closing costs, or timeline. The high homestead share (64.7%) suggests the bulk of ownership here is long-term and resident-held rather than investor-flipped, which tends to mean homes come to market in lived-in, sometimes dated condition rather than staged and renovated.

The location and the amenities are priced into every listing in Tapestry Park. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
4.9C- · Buy Score
Long-Term Appreciation8.4/10
Recent Direction3.9/10
Owner Commitment4.8/10
Pricing Power2.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.9). Basis: Long-Term Appreciation +134% since 2012; Recent Direction -8.3% year-over-year; Owner Commitment 48% owner-occupied; Pricing Power 88.5% sale-to-list. Refreshed with each data update.

Why work with Momentum here

A market moving at a 149.5-day median pace with a heat score of 10 rewards precise pricing and patient negotiation over guesswork. We pull the actual closed comps for Tapestry Park's mix of build years and square footages, not a blended Panama City Beach average, so a listing price or an offer reflects this community's real trend line — including the current 5.8% year-over-year pull-back — rather than last year's headlines.

Tapestry Park in 15 seconds.

Best forBuyers seeking a larger-footprint home in Panama City Beach and willing to work on a longer purchase timeline.
Biggest advantageBelow-market urgency gives buyers real negotiating room on price and terms.
Biggest riskA 149.5-day median time on market means sellers should plan for a longer hold, not a quick flip.
Sweet spotMove-in-ready homes near the 2,729-square-foot median tend to draw the most serious buyer interest.
Avoid ifSkip this community if you need a fast close or are counting on amenity-driven value.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Tapestry Park homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Tapestry Park.
In short
  • HOA dues reported around $305/month (about $3,660/yr) · median of 87 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $305 per month ($3,660 a year) — the median AssociationFee across 87 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tapestry Park sales matched to your home.

What is your Tapestry Park home worth?

Get a no-obligation home value based on real comparable sales in Tapestry Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Tapestry Park on the map →

Real comps, not an automated estimate.

Recently off market in Tapestry Park

Homes in Tapestry Park that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Tapestry Park?
The median sale price in Tapestry Park was $600K over the 12 months ending September 12, 2026 (11 closed sales, CPAR MLS).
How long do homes in Tapestry Park take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 157 days on market (11 sales, CPAR MLS).
How many homes are in Tapestry Park?
The Florida DOR 2025 assessment roll shows 42 homes plus 10 vacant residential lots in Tapestry Park (public records).
What share of Tapestry Park is owner-occupied?
48% of Tapestry Park parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Tapestry Park built?
Homes in Tapestry Park were built between 2020 and 2024, with a median year built of 2022.0 (FL DOR 2025 roll).
Have Tapestry Park home prices gone up?
The trailing-12-month median is up 134% since 2012, from $256K to $600K (CPAR MLS closed records).
Who is the best real estate agent for Tapestry Park?
The best agent for Tapestry Park is one who actively works Panama City Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Tapestry Park.
How do I find a top Panama City Beach real estate agent who knows Tapestry Park?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Tapestry Park and the wider Panama City Beach area.
Can Momentum Realty connect me with an agent for Tapestry Park?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Tapestry Park purchase or sale - no call center and no pressure.
Where is Tapestry Park, and what county is it in?
Tapestry Park is in Panama City Beach, Bay County, FL, ZIP codes 32407, 32408, 32413.
Is Tapestry Park in a flood zone?
No, for the homes we can see: all 12 homes we sampled in Tapestry Park sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Tapestry Park a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Tapestry Park: the median sale price over the last 12 months was $600K (11 sales), 40% above the Panama City Beach median of $430K; homes took a median 157 days to go under contract; the assessment roll counts 42 homes, 48% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.
Buyers who want a larger home (2,700+ square feet) and have flexibility on closing timelineExcellent fit
Buyers comfortable negotiating on price given the current year-over-year softeningExcellent fit
Long-term owner-occupants who value a majority-homestead community over a rental-heavy oneExcellent fit
Buyers who need community amenities like a pool, clubhouse, or gate as part of the purchase decisionProbably not
Sellers expecting a quick sale in under a couple monthsProbably not
Investors seeking fast turnover in a market currently averaging 149.5 days to sellProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: September 17, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 12, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32407/32408/32413))
Under-contract sharesCPAR MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2012 (160 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Thinking of selling in Tapestry Park? 11 recorded closings; median 157 days on market (window ending 2026-09-12). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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