Tapestry Park
Homes for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of September 2026, Tapestry Park in Panama City Beach, FL has 12 homes for sale and 1 pending, asking from $467,000 to $1,299,000 (median $664,500). Over the 12 months ending 2026-09-12, 11 recorded sales closed at a median of $600,000, a median 157 days on market, sellers accepting 89% of original asking (-8% versus the prior year). Homes listed or recently sold were built 2011–2026 with 6 new construction; 13 of 13 report an HOA (median $305/mo); none of the 12 geocoded homes sit in a FEMA special flood hazard zone (median elevation 22 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $7,370 ($6,880 with the full homestead exemption).
| Location | Panama City Beach, Bay County, FL · ZIP 32407, 32408, 32413 |
|---|---|
| Homes in the community | 42 (FL DOR 2025 assessment roll) |
| Years built | 2020–2024 (median 2022.0) |
| Typical living area | 2,438 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $600,000 median across 11 closed sales · -8.3% vs the prior 12 months |
| Days on market (closed sales) | 157 median |
| For sale right now | 11 active, 1 pending · median asking $675,000 |
| Owner-occupied (homestead) share | 48% |
Data as of September 12, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Tapestry Park key facts,” movewithmomentum.com/neighborhoods/tapestry-park, data as of September 12, 2026.
Last 30 days in Tapestry Park: 4 new listings (median asking $737,000), 1 under contract right now. As of September 17, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Tapestry Park
Live MLS inventory for Tapestry Park. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Tapestry Park listings as of 2026-09-17, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Tapestry Park is a small, single-format community — 142 homes, a median build year of 2018, and a median living area just under 2,730 square feet. That size is doing most of the work on price. At a $612,500 median, this is a larger-home market, and the spread in what a buyer pays tracks more with square footage and condition than with any amenity package, since current MLS data shows none identified for the community.
The number that matters most right now is the 149.5-day median time on market paired with a market heat score of 10. That is a slow, buyer-patient environment, and it lines up with the 5.8% year-over-year price pull-back. Sellers here are not moving fast, and pricing a listing to the comparable-sold data — not to what the neighbor asked eighteen months ago — is what gets a contract signed instead of a relist.
Tapestry Park right now
🔴 Off the recent peak. The trailing-12-month median ($600K) is down 8.3% from the prior 12 months ($654K) and up 134% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 12. Confidence: Medium (11 and 14 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 19, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Tapestry Park market snapshot (as of September 12, 2026): the median sale price is about $600K, and a median 157 days on market for closed sales. The trailing-12-month median is down 8% from the prior 12 months and up 134% since 2012, computed from record-level CPAR MLS closed sales (11 closings in the current window).
In ZIP 32407 (Panama City Beach), 1,448 homes closed in the last 12 months at a median of $393K ($183/sq ft), down 1.2% year over year, with a median 82 days on market. Right now 1,105 active and 174 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 32407 housing market and the Bay County market.
Flood zones in Tapestry Park: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City Beach.
Tapestry Park is a community of 42 homes in Panama City Beach, Bay County, built between 2020 and 2024 (median 2022.0), with a median living area of about 2,438 square feet. 48% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Built out between 2005 and 2024 with a median construction year of 2018, Tapestry Park in Panama City Beach is a community of larger-format homes rather than a starter-home enclave, and nearly two-thirds of its owners hold homestead status — a market that leans toward primary residency over short-term turnover.
The setting & the homes.
Aerial and on-site photos of Tapestry Park. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from CPAR MLS listings in Tapestry Park; content deemed reliable but not guaranteed.
Who Tapestry Park is best for.
Best for
- Buyers who want a larger home (2,700+ square feet) and have flexibility on closing timeline
- Buyers comfortable negotiating on price given the current year-over-year softening
- Long-term owner-occupants who value a majority-homestead community over a rental-heavy one
Probably not for
- Buyers who need community amenities like a pool, clubhouse, or gate as part of the purchase decision
- Sellers expecting a quick sale in under a couple months
- Investors seeking fast turnover in a market currently averaging 149.5 days to sell
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($600K) IS the median in the snapshot above, and the move from 2025 ($654K) IS the -8.3% one-year change.
Windows contain 3 to 20 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
8% of homes for sale in Tapestry Park are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).
Tapestry Park Market Scorecard
Tapestry Park is currently a thin data market. Limited supply, a median asking price of $664,500, and homes go under contract in about 100 days.
Typical home value in the 32407 ZIP is $393,967, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Tapestry Park, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Tapestry Park on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Tapestry Park buying strategy.
If we were buying in Tapestry Park today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tapestry Park.
A slow market with size on its side
The math here is straightforward: bigger homes, higher median price, longer selling timelines. A median 2,729.5 square feet puts most inventory well above entry-level, and that size is the primary driver of the $612,500 median — not a clubhouse, gate, or shared amenity, since none show up in current MLS listings for the community. Buyers should treat any amenity claims in a listing description as seller-specific upgrades, not neighborhood infrastructure.
The 149.5-day median days-on-market and a market heat score of 10 both point the same direction: this is not a bidding-war environment. Combined with a 5.8% year-over-year price decline across the trailing 12-month closings window, sellers need realistic pricing and buyers have room to negotiate on repairs, closing costs, or timeline. The high homestead share (64.7%) suggests the bulk of ownership here is long-term and resident-held rather than investor-flipped, which tends to mean homes come to market in lived-in, sometimes dated condition rather than staged and renovated.
The location and the amenities are priced into every listing in Tapestry Park. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Tapestry Park buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.9). Basis: Long-Term Appreciation +134% since 2012; Recent Direction -8.3% year-over-year; Owner Commitment 48% owner-occupied; Pricing Power 88.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A market moving at a 149.5-day median pace with a heat score of 10 rewards precise pricing and patient negotiation over guesswork. We pull the actual closed comps for Tapestry Park's mix of build years and square footages, not a blended Panama City Beach average, so a listing price or an offer reflects this community's real trend line — including the current 5.8% year-over-year pull-back — rather than last year's headlines.
Tapestry Park in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $305/month (about $3,660/yr) · median of 87 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $305 per month ($3,660 a year) — the median AssociationFee across 87 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Tapestry Park buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tapestry Park sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tapestry Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tapestry Park home worth?
Get a no-obligation home value based on real comparable sales in Tapestry Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Tapestry Park on the map →
Recently off market in Tapestry Park
Homes in Tapestry Park that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 125 Charleston Court · off market
Frequently Asked Questions
What is the median home price in Tapestry Park?
How long do homes in Tapestry Park take to sell?
How many homes are in Tapestry Park?
What share of Tapestry Park is owner-occupied?
When were the homes in Tapestry Park built?
Have Tapestry Park home prices gone up?
Who is the best real estate agent for Tapestry Park?
How do I find a top Panama City Beach real estate agent who knows Tapestry Park?
Can Momentum Realty connect me with an agent for Tapestry Park?
Where is Tapestry Park, and what county is it in?
Is Tapestry Park in a flood zone?
Is Tapestry Park a good place to live?
Should you buy in Tapestry Park?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32407/32408/32413)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2012 (160 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Tapestry Park fits the bigger picture — live prices, inventory, and Momentum Scores:
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