Holiday Point
Homes for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 396 homes for sale in 32407 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Holiday Point in Panama City Beach, FL has 2 homes for sale. As of October 2026, the MLS records 16 closed sales in Holiday Point in Panama City Beach, FL since 2018, the most recent in May 2024. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).
| Location | Panama City Beach, Bay County, FL · ZIP 32407 |
|---|---|
| Homes in the community | 31 (FL DOR 2025 assessment roll) |
| Years built | 1952–1985 (median 1985.0) |
| Typical living area | 1,057 sq ft (median) |
| For sale right now | 2 active, 0 pending · median asking $339,950 |
| Owner-occupied (homestead) share | 18% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Holiday Point key facts,” movewithmomentum.com/neighborhoods/holiday-point, data as of September 20, 2026.
The current MLS window shows no closed sales for Holiday Point, which means there is no transaction data to anchor a pricing conversation right now. That is not unusual for smaller Panama City Beach communities during quieter stretches of the market, but it does mean any number someone quotes you for this neighborhood right now is a guess, not a fact.
For a buyer or seller, that lack of recent closings is itself the signal: pricing here has to be built from active listings and comparable nearby sales rather than a clean trend line. Anyone telling you what homes in Holiday Point are 'worth' this month is working from inference, not evidence.
The 60-Second Overview
Holiday Point sits in Panama City Beach, Bay County, but with zero closed sales in the current snapshot, there is not yet a data-backed read on price or pace for this specific community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Holiday Point is best for.
Best for
- A buyer comfortable making decisions with limited in-community sales data, relying instead on surrounding-area comparables.
- Someone seeking a smaller, lower-turnover corner of Panama City Beach rather than a high-volume, heavily-traded community.
- A buyer or investor willing to verify amenities and HOA details directly rather than relying on MLS summaries.
Probably not for
- A buyer who wants to see a clear, recent pricing trend before making an offer.
- Someone who needs documented community amenities as part of the decision before touring.
- A seller expecting an active, well-established recent-sales comp set to support a listing price.
The market around Holiday Point
Holiday Point is too small for its own price trend, so here is the market around it.
In ZIP 32407, 488 homes are on the market and 14% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32407 (Panama City Beach), 1,458 homes closed in the last 12 months at a median of $398K ($183/sq ft), down 1.6% year over year, with a median 80 days on market. Right now 1,101 active and 151 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 32407 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Holiday Point specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Holiday Point, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Holiday Point
Live MLS inventory for Holiday Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Holiday Point listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Holiday Point Right Now (1)
All 1 active and pending Holiday Point listings with a detail page, newest first, refreshed twice a day from the MLS.
- 630 Laurel Court, Panama City Beach, Fl 32408 · $344,900 · 2 bd / 2 ba · listed Jul 2, 2026 · listed by Sarah Ruth Young Realty
The Holiday Point buying strategy.
If we were buying in Holiday Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Holiday Point.
A market with no recent print
No closings in the current window is a meaningful data point on its own. It could reflect low inventory turnover, a small number of homes in the community generally, or simply a quiet stretch. Whatever the cause, it means the standard market metrics — median price, days on market, price trend — do not exist to report right now.
The MLS also does not identify any community amenities for Holiday Point at this time, which may reflect the neighborhood's actual offerings or may simply be a gap in how the listings have been entered. Either way, a buyer evaluating this community should verify amenities, HOA structure, and any recent sales directly rather than relying on secondhand summaries.
The location and the amenities are priced into every listing in Holiday Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has little or no recent closed activity, the value of local, on-the-ground knowledge goes up, not down. We pull comparable sales from surrounding Panama City Beach communities, track new listings as they hit, and give you a straight answer on what the absence of data actually means for your timeline and your offer.
Holiday Point in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $150/month (about $1,800/yr) · median of 35 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $150 per month ($1,800 a year) — the median AssociationFee across 35 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Holiday Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Holiday Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Holiday Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Holiday Point home worth?
Get a no-obligation home value based on real comparable sales in Holiday Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Recently off market in Holiday Point
Homes in Holiday Point that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 627 Laurel Street · off market
11% of homes for sale in ZIP 32408 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Holiday Point?
What share of Holiday Point is owner-occupied?
When were the homes in Holiday Point built?
Who is the best real estate agent for Holiday Point?
How do I find a top Panama City Beach real estate agent who knows Holiday Point?
Can Momentum Realty connect me with an agent for Holiday Point?
Where is Holiday Point, and what county is it in?
Should you buy in Holiday Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32407)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2018 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Holiday Point fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Holiday Point with Momentum Realty’s local guides.