Villa
Condos for Sale in Palm Harbor, FL
All 552 homes for sale in Palm Harbor, FL · median $375,250 · 160 condos for sale in Palm Harbor · 208 homes for sale in 34684 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, Villa Condo I in Palm Harbor, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $204,750, $223 per square foot, a median 68 days on market, sellers accepting 96% of original asking (-3% versus the prior year). Homes listed or recently sold were built 1978–1978; 3 of 9 report an HOA (median $575/mo); none of the 9 geocoded homes sit in a FEMA special flood hazard zone (median elevation 45 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $3,970 ($3,160 with the full homestead exemption).
| Location | Palm Harbor, Pinellas County, FL · ZIP 34684 |
|---|---|
| Home types (current listings and sales) | condos 56%, villas 44% |
| Amenities listed by sellers | Clubhouse, Golf Carts OK, Pool, Golf, Tennis Court(s), Buyer Approval Required |
| Sale prices, last 12 months | $204,750 median across 4 closed sales · $223 per sq ft · -3.4% vs the prior 12 months |
| Days on market (closed sales) | 68 median |
| For sale right now | 3 active, 0 pending · median asking $200,000 · 6.0 months of supply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Villa Condo I key facts,” movewithmomentum.com/neighborhoods/villa-condo-i, data as of September 20, 2026.
Last 30 days in Villa: 2 new listings (median asking $200,500), 1 under contract right now. As of September 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Villa Condo I is a single-vintage community — every one of its 100 units dates to 1978, with a median footprint of 918 square feet. In a stock this uniform, price is driven almost entirely by condition, updates, and floor location rather than by square footage or year. The median sits at $204,750, or about $217 per square foot, and the spread around that number is a renovation story more than anything else.
At a median of just over 70 days on market across the last 6 closings, this is not a fast-turn community. Sellers should price to condition and expect a measured timeline rather than a bidding war; buyers have room to be deliberate, inspect carefully, and negotiate on units that have deferred work.
Villa Condo right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 4 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($205K) is down 3.4% from the prior 12 months ($212K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Villa Condo market snapshot (as of September 20, 2026): the median sale price is about $205K ($223 per sq ft over the trailing 12 months of closed sales), a median 69 days on market for closed sales, and 6.0 months of supply, a balanced market. The trailing-12-month median is down 3% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
In ZIP 34684 (Palm Harbor), 620 homes closed in the last 12 months at a median of $355K ($256/sq ft), down 2.2% year over year, with a median 45 days on market. Right now 120 active and 37 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.
Stellar MLS sales records identify 12 homes in Villa Condo that have changed hands since 2013, built between 1978 and 1978 (median 1978), with a median living area of about 1,000 sq ft and a typical 2-bedroom, 2-bath layout. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
A compact, uniformly-sized 1978 condo community in Palm Harbor where the price question is really a condition question. With homes running near 918 square feet and a median around the mid-$200s, the gap between an updated unit and an original one is where value lives.
The setting & the homes.
Aerial and on-site photos of Villa Condo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Villa Condo; content deemed reliable but not guaranteed.
Who Villa Condo is best for.
Best for
- Buyers targeting a mid-$200s budget for a smaller, single-story-scale condo footprint
- Owner-occupants who want low square footage and are comfortable with a 1978 building
- Value-minded buyers willing to take on an original unit and update it themselves
Probably not for
- Buyers who need more than roughly 918 square feet of living space
- Investors seeking quick turnover or a rental-heavy building
- Anyone unwilling to scrutinize an older condo's reserves and potential assessments
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($205K) IS the median in the snapshot above, and the move from 2025 ($212K) IS the -3.4% one-year change.
Windows contain 0 to 6 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
25% of homes for sale in ZIP 34684 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Villa Condo I Market Scorecard
Villa Condo I is currently a balanced market. About 4.0 months of supply, a median asking price of $200,500, and homes go under contract in about 12 days.
Typical home value in the 34684 ZIP is $322,431, about 3.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Villa Condo I, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Villa Condo
Live MLS inventory for Villa Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Villa Condo listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
Every Home for Sale in Villa Condo I Right Now (3)
All 3 active and pending Villa Condo I listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2360 Shelly Drive #B · $200,999 · 2 bd / 2 ba · listed Sep 10, 2026 · listed by Vintage Homes Realty
- 2150 Shelly Drive #B · $200,000 · 2 bd / 2 ba · listed Sep 5, 2026 · listed by Keller Williams Tampa Central
- 2261 Shelly Drive #D · $195,000 · 2 bd / 2 ba · pending · listed Jun 27, 2026 · listed by Coldwell Banker Realty
Villa Condo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Highland Lakes Elementary-PN · Elementary
- Carwise Middle-PN · Middle
- Palm Harbor Univ High-PN · High
Zoned schools reflect the assignments reported on recent Villa Condo listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Villa Condo address.
Shop the zone: Homes zoned for Palm Harbor Univ High-Pn High School
The Villa Condo buying strategy.
If we were buying in Villa Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villa Condo.
One vintage, one floor plan story
Because the entire community was built in 1978 and units cluster around 918 square feet, comparables are unusually clean — you are largely comparing like to like. That makes condition and updates the decisive variable. Kitchens, baths, flooring, HVAC age, and windows will explain most of the difference between one asking price and the next, and they are worth scrutinizing before you write an offer.
The homestead share sits at roughly 69%, meaning most units are owner-occupied rather than held as rentals. Anyone considering this community should read the condo association's documents closely — reserves, any assessments, and rental rules — since in a building of this age those details shape both carrying cost and resale.
The location and the amenities are priced into every listing in Villa Condo. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Villa Condo buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.6). Basis: Recent Direction -3.4% year-over-year; Liquidity & Demand 6.0 months of supply; Pricing Power 96.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this uniform, the edge comes from reading condition against the median accurately — knowing which updates actually move value and which asking prices reflect deferred work. We price and negotiate on that basis, and we help you get through the association documents before, not after, you are committed.
Villa Condo in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $575/month (about $6,900/yr) · median of 45 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $575 per month ($6,900 a year) — the median AssociationFee across 45 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Villa Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villa Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Villa Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Villa Condo home worth?
Get a no-obligation home value based on real comparable sales in Villa Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Frequently Asked Questions
What is the median home price in Villa Condo?
How long do homes in Villa Condo take to sell?
Is Villa Condo a buyer's or seller's market right now?
Who is the best real estate agent for Villa Condo?
How do I find a top Palm Harbor real estate agent who knows Villa Condo?
Can Momentum Realty connect me with an agent for Villa Condo?
Where is Villa, and what county is it in?
Should you buy in Villa Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (31 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Villa Condo I fits the bigger picture — live prices, inventory, and Momentum Scores:
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