Waterways Of Naples
Homes for Sale in Naples, FL
All 1,961 homes for sale in Naples, FL · median $425,000 · 498 homes for sale in 34120 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, Waterways Of Naples in Naples, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 22 recorded sales closed at a median of $546,950, $240 per square foot, a median 68 days on market, sellers accepting 91% of original asking (-2% versus the prior year). Homes listed or recently sold were built 1999–2002; 1 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $6,050 ($5,610 with the full homestead exemption).
Last 30 days in Waterways Of Naples: 1 new listing (median asking $620,000). As of October 16, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Waterways Of Naples
Live MLS inventory for Waterways Of Naples. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Waterways Of Naples listings as of 2026-10-14, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Waterways Of Naples is a 419-home community built almost entirely between 1997 and 2003, with a median year built of 2001, so the housing stock reads as a single, coherent generation rather than a mix of eras. At a median price of $544,000 and a median price per square foot of $239.32, value here is driven largely by living space and condition rather than by newer construction, since the homes are all roughly the same vintage.
The current market posture is patient. A median 84 days on market, a market heat score of 11, and a 21-listing closing window over the reporting period point to a slower-moving, buyer-favorable environment. Pricing has also softened, with a year-over-year change of -3.3%, which sellers should factor into list price expectations and buyers can use as leverage in negotiation.
Waterways Of Naples right now
🟡 Off the recent peak. The trailing-12-month median ($547K) is down 2.3% from the prior 12 months ($560K). With about 26 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: High (22 and 19 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Waterways Of Naples market snapshot (as of September 20, 2026): the median sale price is about $547K ($240 per sq ft over the trailing 12 months of closed sales), and a median 68 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (22 closings in the current window).
In ZIP 34120 (Naples), 701 homes closed in the last 12 months at a median of $558K ($300/sq ft), down 2.7% year over year, with a median 70 days on market. Right now 318 active and 88 pending listings — a buyer's market. See the live ZIP 34120 housing market and the Collier County market.
County records show 11 qualified sales in Waterways Of Naples across 2024–2025 (10 in 2024, 1 in 2025), median $550,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Waterways Of Naples is a community of 179 homes in Naples, Collier County, built between 1999 and 2003 (median 2001), with a median living area of about 2,685 square feet. 78% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Waterways Of Naples is a built-out, single-era community in Naples where the median home runs 2,672 square feet, and a high homestead share of 79.5% suggests most owners use their home as a primary residence rather than a seasonal or investment property.
The setting & the homes.
Aerial and on-site photos of Waterways Of Naples. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Florida Gulf Coast MLS listings in Waterways Of Naples; content deemed reliable but not guaranteed.
Who Waterways Of Naples is best for.
Best for
- Buyers who want a larger home footprint for the price and don't need a newer build year
- Buyers planning to homestead a primary residence in an established, built-out community
- Buyers comfortable negotiating in a slower market where days-on-market run well above a month
Probably not for
- Buyers who want confirmed on-site community amenities as part of the purchase
- Buyers who need a fast-turnaround market with tight, rising pricing trends
- Buyers seeking a wide mix of construction eras or the newest possible build year
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($547K) IS the median in the snapshot above, and the move from 2025 ($560K) IS the -2.3% one-year change.
Windows contain 5 to 45 sales each (22 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
20% of homes for sale in ZIP 34120 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-16).
Waterways Of Naples Market Scorecard
Waterways Of Naples is currently a balanced market., a median asking price of $699,900, and homes go under contract in about 72 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Waterways Of Naples on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Waterways Of Naples buying strategy.
If we were buying in Waterways Of Naples today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterways Of Naples.
One Vintage, One Story
Because every home in Waterways Of Naples was built within a tight six-year window (1997 to 2003), there is little of the era-to-era price stratification you find in communities with decades of phased construction. The median living area of 2,672 square feet is generous for the price point, and at a median $239.32 per square foot, the math here is straightforward: larger, well-kept homes anchor the top of the range, and condition becomes the main variable buyers and sellers negotiate over.
The data points to a market that is currently taking its time. An 84-day median days-on-market figure and a market heat score of 11 indicate listings are not moving quickly, and the -3.3% year-over-year price movement confirms some softening. With a 21-listing closing window, the sample is thin enough that any single closing can move the local median meaningfully, which is worth keeping in mind when comparing a specific listing to the community-wide figures. No community amenities are currently identified from active MLS listings, so buyers evaluating lifestyle features should confirm what, if anything, is included directly with the listing agent rather than assuming amenities based on the community name.
The location and the amenities are priced into every listing in Waterways Of Naples. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Waterways Of Naples buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.8). Basis: Recent Direction -2.3% year-over-year; Owner Commitment 78% owner-occupied; Pricing Power 91.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a single-era, thin-inventory community like this, the difference between an accurate offer and an overpay often comes down to reading days-on-market and per-square-foot data correctly rather than relying on the community-wide median alone. We track how each listing compares to the build era, square footage, and recent closing pace so you are negotiating from current facts, not averages.
Waterways Of Naples in 15 seconds.
What it really costs to own in Waterways Of Naples
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $5,318/yr across 6 listings here (MLS tax records, 2026-10-16). |
|---|---|
| HOA dues | Median $207/month across 32 MLS listings (most billed quarterly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2002 across 6 listings. An original roof here would be about 24 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $829/month (tax $443, HOA $207, insurance $179). An estimate from the sources above, not a quote.
Email me new listings in Waterways Of Naples
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Waterways Of Naples
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Waterways Of Naples will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $207/month (about $2,484/yr) · median of 32 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $207 per month ($2,484 a year) — the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterways Of Naples buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterways Of Naples sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterways Of Naples, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterways Of Naples home worth?
Get a no-obligation home value based on real comparable sales in Waterways Of Naples, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
Recently off market in Waterways Of Naples
Homes in Waterways Of Naples that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 3259 Potomac Ct · off market
- 3287 Potomac Ct · off market
- 3323 Mystic River Dr · off market
- 661 Grand Rapids Blvd · off market
- 860 Grand Rapids Blvd · off market
- 934 Tropical Bay Ct · off market
| Location | Naples, Collier County, FL · ZIP 34120 |
|---|---|
| Homes in the community | 179 (FL DOR 2025 assessment roll) |
| Years built | 1999–2003 (median 2001) |
| Typical living area | 2,685 sq ft (median) |
| Sale prices, last 12 months | $546,950 median across 22 closed sales · $240 per sq ft · -2.3% vs the prior 12 months |
| Days on market (closed sales) | 68 median |
| For sale right now | 3 active, 1 pending · median asking $699,900 |
| Owner-occupied (homestead) share | 78% |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Waterways Of Naples key facts,” movewithmomentum.com/neighborhoods/waterways-of-naples, data as of September 20, 2026.
Housing distress & ownership in Waterways Of Naples, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Waterways Of Naples
The newest homes for sale in Waterways Of Naples right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 3439 Allegheny Ct $620,000 · 3 bd · 2 ba · 1,848 sq ft · new today Courtesy of Gulf Coast Realty & Prop Mgmt
- 605 Grand Rapids Blvd $638,000 · 4 bd · 3 ba · 2,371 sq ft · 72 days on market Courtesy of Realty One Group MVP
- 1028 Port Orange Ct $735,000 · 5 bd · 3 ba · 2,603 sq ft · 170 days on market Courtesy of Flat Fee MLS Realty
Checked against the MLS Oct 16, 2026. All new listings in this market.
Every Home for Sale in Waterways Of Naples Right Now (3)
All 3 active and pending Waterways Of Naples listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3439 Allegheny Ct · $620,000 · 3 bd / 2 ba · listed Sep 11, 2026 · listed by Gulf Coast Realty & Prop Mgmt
- 605 Grand Rapids Blvd · $638,000 · 4 bd / 3 ba · listed Aug 3, 2026 · listed by Realty One Group MVP
- 1028 Port Orange Ct · $735,000 · 5 bd / 3 ba · listed Jul 18, 2026 · listed by Flat Fee MLS Realty
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- Naples home values: what is my house worth?
- ZIP 34120 housing scorecard
- 10 coming-soon communities in Collier County
Frequently Asked Questions
What is the median home price in Waterways Of Naples?
How long do homes in Waterways Of Naples take to sell?
How many homes are in Waterways Of Naples?
What share of Waterways Of Naples is owner-occupied?
When were the homes in Waterways Of Naples built?
Who is the best real estate agent for Waterways Of Naples?
How do I find a top Naples real estate agent who knows Waterways Of Naples?
Can Momentum Realty connect me with an agent for Waterways Of Naples?
Where is Waterways Of Naples, and what county is it in?
Is Waterways Of Naples a good place to live?
Should you buy in Waterways Of Naples?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34120)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (331 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Waterways Of Naples fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Waterways Of Naples
- Home values · What homes in Waterways Of Naples actually sell for
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Explore more neighborhoods near Waterways Of Naples with Momentum Realty’s local guides.



