Best Suburbs of Tampa

Ranked by the numbers, the top 10 are Zephyrhills ($322,000 median), Wesley Chapel ($420,000 median), San Antonio ($360,489 median), St. Petersburg ($420,000 median), Holiday ($221,000 median), Land O' Lakes ($404,990 median), New Port Richey ($269,250 median), Port Richey ($235,000 median), Riverview ($370,000 median), Spring Hill ($310,000 median). 49 places qualified with at least 60 homes for sale; the score blends what it costs to own the median home against local income, five-year appreciation, county population growth, market balance, inventory depth and the own-versus-rent gap, all printed in the table.

49 Tampa-area cities, ranked

Place	Score	Median price	Cost to own / mo	Share of income	5-yr appreciation / yr	Months supply	Days to contract	Homes for sale
1. Zephyrhills Pasco	56.6	$322,000	$2,288	49%	+9.5%	5.2	59	628
2. Wesley Chapel Pasco	56.1	$420,000	$2,963	33%	+4.2%	4.8	47	751
3. San Antonio Pasco	55.5	$360,489	$2,553	39%	+7.1%	6.2	49	165
4. St. Petersburg Pinellas	54.9	$420,000	$3,083	53%	+11.4%	5.2	43	2,573
5. Holiday Pasco	54.8	$221,000	$1,593	39%	+3.0%	5.2	41	326
6. Land O' Lakes Pasco	54.7	$404,990	$2,859	29%	+1.8%	3.9	43	490
7. New Port Richey Pasco	54.2	$269,250	$1,925	44%	+2.4%	6.0	45	1,038
8. Port Richey Pasco	54.1	$235,000	$1,689	44%	+3.4%	5.6	33	425
9. Riverview Hillsborough	54.0	$370,000	$2,620	32%	+2.5%	4.9	42	785
10. Spring Hill Hernando	54.0	$310,000	$2,262	37%	+4.3%	4.1	46	574
11. Hudson Pasco	53.3	$285,000	$2,033	48%	+3.3%	6.5	54	591
12. Brandon Hillsborough	53.3	$369,000	$2,613	41%	+6.6%	4.2	36	323
13. Brooksville Hernando	53.2	$299,000	$2,184	47%	+5.1%	5.4	75	494
14. Sun City Center Hillsborough	53.0	$250,000	$1,798	32%	+0.5%	5.1	63	365
15. Apollo Beach Hillsborough	52.9	$485,000	$3,408	36%	+4.5%	5.4	72	388
16. Lithia Hillsborough	52.9	$559,500	$3,918	39%	+7.6%	3.5	41	148
17. Gibsonton Hillsborough	52.9	$307,750	$2,194	36%	+3.0%	4.8	48	65
18. Lutz Hillsborough	52.6	$509,000	$3,572	40%	+6.3%	4.1	40	303
19. Wimauma Hillsborough	52.5	$356,990	$2,531	33%	+1.4%	5.2	38	260
20. Valrico Hillsborough	52.1	$420,000	$2,963	39%	+4.1%	3.2	33	238
21. Plant City Hillsborough	51.7	$345,000	$2,449	44%	+4.0%	3.9	42	288
22. Oldsmar Pinellas	51.7	$389,500	$2,865	40%	+7.3%	4.8	61	179
23. Palm Harbor Pinellas	51.5	$399,950	$2,940	40%	+6.3%	4.4	46	571
24. Clearwater Pinellas	51.3	$320,000	$2,368	44%	+3.8%	5.9	50	1,267
25. Ruskin Hillsborough	51.3	$318,000	$2,264	39%	+0.8%	5.9	55	306

How to read it: median price is the recorded MLS sale median for the past 12 months where our feeds carry sold records (at least 120 sales), otherwise the median asking price of current listings (rows marked list-based; appreciation and price change then come from the county Zillow index); cost to own is principal and interest on 80% of that median at the county’s current rate, plus non-homestead property tax at the county’s verified millage (less the $50,000 homestead exemption) and the county’s average Citizens premium; share of income is that annual cost against the Census median household income pooled over the ZIPs where the city’s homes are listed; 5-yr appreciation is the compound annual change in recorded medians; county pop. growth is the county’s five-year Census change.

Score = 50 + 10 × (0.35 affordability + 0.15 appreciation + 0.15 population growth + 0.10 market balance + 0.10 inventory depth + 0.15 own-versus-rent), each as a capped z-score across the ranked set. Inputs are prices, costs, incomes, growth and supply only; nothing about the people who live there. Data as of 2026-11-05; deemed reliable but not guaranteed.

For comparison, Tampa itself: median $430,000, cost to own about $3,031 a month, 5.1 months of supply. Homes for sale in Tampa.

The top 10, in detail

1. Zephyrhills, Pasco County

Recorded median sale $322,000 (+3.0% year over year), 1,345 sales in 12 months, 5.2 months of supply (balanced market), median 58 days to contract. Owning the median costs about $2,288 a month, 49% of the local median household income of $55,556; typical rent is $1,878. Prices compounded +9.5% a year over five years; the county grew +15.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Pasco County property tax

2. Wesley Chapel, Pasco County

Recorded median sale $420,000 (+0.0% year over year), 1,693 sales in 12 months, 4.8 months of supply (balanced market), median 47 days to contract. Owning the median costs about $2,963 a month, 33% of the local median household income of $107,565; typical rent is $2,255. Prices compounded +4.2% a year over five years; the county grew +15.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Pasco County property tax

3. San Antonio, Pasco County

Recorded median sale $360,489 (-1.2% year over year), 309 sales in 12 months, 6.2 months of supply (balanced market), median 49 days to contract. Owning the median costs about $2,553 a month, 39% of the local median household income of $77,950; typical rent is $1,978. Prices compounded +7.1% a year over five years; the county grew +15.3% in population over five years. moving guide · market data · Pasco County property tax

4. St. Petersburg, Pinellas County

Recorded median sale $420,000 (+7.7% year over year), 5,236 sales in 12 months, 5.2 months of supply (balanced market), median 43 days to contract. Owning the median costs about $3,083 a month, 53% of the local median household income of $69,704; typical rent is $2,162. Prices compounded +11.4% a year over five years; the county grew +0.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Pinellas County property tax

5. Holiday, Pasco County

Recorded median sale $221,000 (-3.9% year over year), 651 sales in 12 months, 5.2 months of supply (buyer's market), median 41 days to contract. Owning the median costs about $1,593 a month, 39% of the local median household income of $48,387; typical rent is $1,707. Prices compounded +3.0% a year over five years; the county grew +15.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Pasco County property tax

6. Land O' Lakes, Pasco County

Recorded median sale $404,990 (-2.9% year over year), 1,341 sales in 12 months, 3.9 months of supply (balanced market), median 43 days to contract. Owning the median costs about $2,859 a month, 29% of the local median household income of $117,931; typical rent is $2,240. Prices compounded +1.8% a year over five years; the county grew +15.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Pasco County property tax

7. New Port Richey, Pasco County

Recorded median sale $269,250 (-2.1% year over year), 1,872 sales in 12 months, 6.0 months of supply (buyer's market), median 44 days to contract. Owning the median costs about $1,925 a month, 44% of the local median household income of $52,396; typical rent is $1,687. Prices compounded +2.4% a year over five years; the county grew +15.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Pasco County property tax

8. Port Richey, Pasco County

Recorded median sale $235,000 (+0.0% year over year), 793 sales in 12 months, 5.6 months of supply (balanced market), median 33 days to contract. Owning the median costs about $1,689 a month, 44% of the local median household income of $45,760; typical rent is $1,681. Prices compounded +3.4% a year over five years; the county grew +15.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Pasco County property tax

9. Riverview, Hillsborough County

Recorded median sale $370,000 (-2.6% year over year), 1,631 sales in 12 months, 4.9 months of supply (balanced market), median 41 days to contract. Owning the median costs about $2,620 a month, 32% of the local median household income of $97,500; typical rent is $2,417. Prices compounded +2.5% a year over five years; the county grew +8.0% in population over five years. moving guide · cost of living · best neighborhoods · market data · Hillsborough County property tax

10. Spring Hill, Hernando County

Recorded median sale $310,000 (-3.1% year over year), 2,166 sales in 12 months, 4.1 months of supply (balanced market), median 45 days to contract. Owning the median costs about $2,262 a month, 37% of the local median household income of $73,878; typical rent is $1,805. Prices compounded +4.3% a year over five years; the county grew +10.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Hernando County property tax

Questions people ask

What is the best place to live in the Tampa suburbs by the numbers?

Zephyrhills ranks first on our composite: $322,000 median, about $2,288 a month to own (49% of local median income), +9.5% a year appreciation over five years. The ranking is housing economics only; the right place for you also depends on commute, lifestyle and budget, which is what an agent narrows.

What is the cheapest place to live in the Tampa suburbs?

Holiday has the lowest estimated cost to own on this list at about $1,593 a month on a $221,000 median, including the county's property tax and average insurance.

Where are home prices rising fastest in the Tampa suburbs?

St. Petersburg, at +11.4% a year compounded over five years; over the past twelve months it moved +7.7%.

How is this ranking calculated?

Score = 50 + 10 times a weighted sum of capped z-scores: affordability (annual cost to own the median home divided by median household income, 35%), five-year compound appreciation (15%), county population growth (15%), market balance (distance of months of supply from 5, 10%), sales volume (10%), and the gap between owning and renting (15%). Every input is printed in the table; the inputs are prices, costs, incomes, growth and supply only.

Every ranking in this series

Homes for sale in Florida by city and county · Florida city and relocation guides

Rankings are computed from the published data sources and the formula stated on this page, with no editorial scoring; the inputs are prices, costs, incomes, growth and supply, and the rankings describe housing economics, not the character of any community. Figures are as of 2026-11-05 and change as new sales record. EAB RE Investments LLC dba Momentum Realty is a licensed Florida real estate brokerage. Listing data deemed reliable but not guaranteed. Equal Housing Opportunity.