Best Suburbs of Tampa

Ranked by the numbers, the top 10 are Zephyrhills ($345,000 median), San Antonio ($330,000 median), Wesley Chapel ($425,000 median), St. Petersburg ($439,000 median), New Port Richey ($265,000 median), Riverview ($362,000 median), Port Richey ($236,250 median), Holiday ($225,000 median), Spring Hill ($299,900 median), Land O' Lakes ($394,990 median). 48 places qualified with at least 60 homes for sale; the score blends what it costs to own the median home against local income, five-year appreciation, county population growth, market balance, inventory depth and the own-versus-rent gap, all printed in the table.

48 Tampa-area cities, ranked

Place	Score	Median price	Cost to own / mo	Share of income	5-yr appreciation / yr	Months supply	Days to contract	Homes for sale
1. Zephyrhills Pasco	57.1	$345,000	$2,362	51%	+9.5%	4.6	59	638
2. San Antonio Pasco	57.1	$330,000	$2,263	35%	+7.1%	4.4	49	150
3. Wesley Chapel Pasco	55.6	$425,000	$2,894	32%	+4.1%	3.8	47	673
4. St. Petersburg Pinellas	54.9	$439,000	$3,112	54%	+11.4%	4.2	43	2,379
5. New Port Richey Pasco	54.7	$265,000	$1,831	42%	+2.4%	4.8	45	957
6. Riverview Hillsborough	54.1	$362,000	$2,477	30%	+2.5%	4.6	42	762
7. Port Richey Pasco	54.1	$236,250	$1,640	43%	+3.4%	4.4	33	346
8. Holiday Pasco	54.1	$225,000	$1,565	39%	+3.0%	4.0	41	269
9. Spring Hill Hernando	53.8	$299,900	$2,118	34%	+4.4%	3.4	41	383
10. Land O' Lakes Pasco	53.7	$394,990	$2,694	27%	+1.8%	2.4	43	473
11. Lutz Hillsborough	53.7	$475,000	$3,224	36%	+6.3%	4.0	40	251
12. Brooksville Hernando	53.6	$300,400	$2,121	45%	+5.1%	4.6	75	461
13. Brandon Hillsborough	53.4	$375,000	$2,563	40%	+6.6%	3.7	36	317
14. Apollo Beach Hillsborough	53.2	$501,250	$3,397	36%	+4.5%	5.2	72	350
15. Oldsmar Pinellas	53.1	$364,750	$2,599	37%	+7.3%	4.8	61	172
16. Lithia Hillsborough	53.0	$559,000	$3,779	37%	+7.6%	2.5	41	156
17. Hudson Pasco	52.9	$300,000	$2,063	48%	+3.3%	6.2	54	511
18. Palm Harbor Pinellas	52.5	$365,000	$2,601	36%	+6.3%	3.9	46	552
19. St. Pete Beach Pinellas	52.3	$510,000	$3,603	44%	+8.6%	5.3	81	168
20. Wimauma Hillsborough	51.9	$359,990	$2,464	32%	+1.4%	4.0	38	279
21. Clearwater Pinellas	51.7	$312,500	$2,238	42%	+3.8%	4.5	50	1,184
22. Valrico Hillsborough	51.7	$424,900	$2,893	38%	+4.1%	2.7	33	239
23. Odessa Pasco	51.6	$685,000	$4,621	37%	+6.1%	3.4	40	206
24. Safety Harbor Pinellas	51.6	$533,750	$3,767	47%	+8.0%	5.1	43	99
25. Gibsonton Hillsborough · list-based	51.6	$314,700	$2,165	35%	+3.8%	10% pending	34	60

How to read it: median price is the recorded MLS sale median for the past 12 months where our feeds carry sold records (at least 120 sales), otherwise the median asking price of current listings (rows marked list-based; appreciation and price change then come from the county Zillow index); cost to own is principal and interest on 80% of that median at the county’s current rate, plus non-homestead property tax at the county’s verified millage (less the $50,000 homestead exemption) and the county’s average Citizens premium; share of income is that annual cost against the Census median household income pooled over the ZIPs where the city’s homes are listed; 5-yr appreciation is the compound annual change in recorded medians; county pop. growth is the county’s five-year Census change.

Score = 50 + 10 × (0.35 affordability + 0.15 appreciation + 0.15 population growth + 0.10 market balance + 0.10 inventory depth + 0.15 own-versus-rent), each as a capped z-score across the ranked set. Inputs are prices, costs, incomes, growth and supply only; nothing about the people who live there. Data as of 2026-09-25; deemed reliable but not guaranteed.

For comparison, Tampa itself: median $430,000, cost to own about $2,926 a month, 4.0 months of supply. Homes for sale in Tampa.

The top 10, in detail

1. Zephyrhills, Pasco County

Recorded median sale $345,000 (-1.2% year over year), 836 sales in 12 months, 4.6 months of supply (buyer's market), median 58 days to contract. Owning the median costs about $2,362 a month, 51% of the local median household income of $55,556; typical rent is $1,865. Prices compounded +9.5% a year over five years; the county grew +15.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Pasco County property tax

2. San Antonio, Pasco County

Recorded median sale $330,000 (-5.4% year over year), 335 sales in 12 months, 4.4 months of supply (balanced market), median 49 days to contract. Owning the median costs about $2,263 a month, 35% of the local median household income of $77,950; typical rent is $2,009. Prices compounded +7.1% a year over five years; the county grew +15.3% in population over five years. moving guide · market data · Pasco County property tax

3. Wesley Chapel, Pasco County

Recorded median sale $425,000 (-4.6% year over year), 1,350 sales in 12 months, 3.8 months of supply (balanced market), median 47 days to contract. Owning the median costs about $2,894 a month, 32% of the local median household income of $107,565; typical rent is $2,246. Prices compounded +4.1% a year over five years; the county grew +15.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Pasco County property tax

4. St. Petersburg, Pinellas County

Recorded median sale $439,000 (+0.3% year over year), 3,867 sales in 12 months, 4.2 months of supply (balanced market), median 43 days to contract. Owning the median costs about $3,112 a month, 54% of the local median household income of $69,704; typical rent is $2,216. Prices compounded +11.4% a year over five years; the county grew +0.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Pinellas County property tax

5. New Port Richey, Pasco County

Recorded median sale $265,000 (+1.7% year over year), 1,280 sales in 12 months, 4.8 months of supply (balanced market), median 44 days to contract. Owning the median costs about $1,831 a month, 42% of the local median household income of $52,396; typical rent is $1,728. Prices compounded +2.4% a year over five years; the county grew +15.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Pasco County property tax

6. Riverview, Hillsborough County

Recorded median sale $362,000 (-2.6% year over year), 1,301 sales in 12 months, 4.6 months of supply (balanced market), median 41 days to contract. Owning the median costs about $2,477 a month, 30% of the local median household income of $97,500; typical rent is $2,409. Prices compounded +2.5% a year over five years; the county grew +8.0% in population over five years. moving guide · cost of living · best neighborhoods · market data · Hillsborough County property tax

7. Port Richey, Pasco County

Recorded median sale $236,250 (+2.0% year over year), 516 sales in 12 months, 4.4 months of supply (balanced market), median 33 days to contract. Owning the median costs about $1,640 a month, 43% of the local median household income of $45,760; typical rent is $1,687. Prices compounded +3.4% a year over five years; the county grew +15.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Pasco County property tax

8. Holiday, Pasco County

Recorded median sale $225,000 (-2.8% year over year), 385 sales in 12 months, 4.0 months of supply (balanced market), median 41 days to contract. Owning the median costs about $1,565 a month, 39% of the local median household income of $48,387; typical rent is $1,695. Prices compounded +3.0% a year over five years; the county grew +15.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Pasco County property tax

9. Spring Hill, Hernando County

Recorded median sale $299,900 (-0.8% year over year), 788 sales in 12 months, 3.4 months of supply (balanced market), median 40 days to contract. Owning the median costs about $2,118 a month, 34% of the local median household income of $73,878; typical rent is $1,887. Prices compounded +4.4% a year over five years; the county grew +10.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Hernando County property tax

10. Land O' Lakes, Pasco County

Recorded median sale $394,990 (+0.9% year over year), 1,104 sales in 12 months, 2.4 months of supply (healthy market), median 43 days to contract. Owning the median costs about $2,694 a month, 27% of the local median household income of $117,931; typical rent is $2,309. Prices compounded +1.8% a year over five years; the county grew +15.3% in population over five years. moving guide · cost of living · best neighborhoods · market data · Pasco County property tax

Questions people ask

What is the best place to live in the Tampa suburbs by the numbers?

Zephyrhills ranks first on our composite: $345,000 median, about $2,362 a month to own (51% of local median income), +9.5% a year appreciation over five years. The ranking is housing economics only; the right place for you also depends on commute, lifestyle and budget, which is what an agent narrows.

What is the cheapest place to live in the Tampa suburbs?

Holiday has the lowest estimated cost to own on this list at about $1,565 a month on a $225,000 median, including the county's property tax and average insurance.

Where are home prices rising fastest in the Tampa suburbs?

St. Petersburg, at +11.4% a year compounded over five years; over the past twelve months it moved +0.3%.

How is this ranking calculated?

Score = 50 + 10 times a weighted sum of capped z-scores: affordability (annual cost to own the median home divided by median household income, 35%), five-year compound appreciation (15%), county population growth (15%), market balance (distance of months of supply from 5, 10%), sales volume (10%), and the gap between owning and renting (15%). Every input is printed in the table; the inputs are prices, costs, incomes, growth and supply only.

Every ranking in this series

Homes for sale in Florida by city and county · Florida city and relocation guides

Rankings are computed from the published data sources and the formula stated on this page, with no editorial scoring; the inputs are prices, costs, incomes, growth and supply, and the rankings describe housing economics, not the character of any community. Figures are as of 2026-09-25 and change as new sales record. EAB RE Investments LLC dba Momentum Realty is a licensed Florida real estate brokerage. Listing data deemed reliable but not guaranteed. Equal Housing Opportunity.