Condo Communities in Hillsborough County, FL

Looking for condo communities in Hillsborough County, FL? Momentum Realty tracks 20 Hillsborough County communities with evidence of condominium living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.

Hillsborough County condo communities at a glance

Communities tracked

$242,000

Median sale price

77 days

Median days on market

190

Recent closings

The communities, by recent sales activity

Community	City	Median price	1-yr change	Days on mkt
Grand Central at Kennedy · agent	Tampa	$330,000	–	65 d
The Place at Channelside · agent	Tampa	$449,000	–	51 d
Harbour Place City Homes · agent	Tampa	$398,000	–	92 d
Oxford Place at Tampa Palms · agent	Tampa	$170,000	–	44 d
The Highlands at Hunter's Green · agent	Tampa	$150,000	–	129 d
The Grand at Olde Carrollwood · agent	Tampa	$235,000	–	66 d
The Marina Club of Tampa · agent	Tampa	$210,000	–	147 d
Atrium on the Bayshore · agent	Tampa	$525,000	–	151 d
Villa Sonoma at International Plaza · agent	Tampa	$250,000	–	78 d
The Plaza Harbour Island · agent	Tampa	$853,000	–	78 d
The Ritz-Carlton Residences, Tampa · agent	Tampa	$2.48M	–	95 d
Equestrian Parc at Highwoods Preserve · agent	Tampa	$164,000	–	90 d
Castillo at WestShore Yacht Club · agent	Tampa	$968,000	–	135 d
The Preserve at South Tampa · agent	Tampa	$180,000	–	–
Temple Terrace Patio Homes A-C · agent	Temple Terrace	$154,000	–	67 d
Island Club at Rocky Point · agent	Tampa	$322,000	–	38 d
Bavarian Village · agent	Tampa	$130,000	–	1 d
Carrollwood Cove at Emerald Greens · agent	Tampa	$242,000	–	65 d
Eastfield Slopes · agent	Thonotosassa	$158,000	–	37 d
Pendry Residences Tampa	Tampa	–	–	36 d

Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.

Condo buying in Florida after the milestone-inspection era

Since Florida’s post-Surfside condo-safety laws took effect, buildings three stories and taller face milestone structural inspections (at 30 years, or 25 near the coast) and must fund reserves through a Structural Integrity Reserve Study — ending the era of waived reserves. For buyers this cuts both ways: safer buildings, but rising fees and special assessments in buildings catching up. Before you offer, request the milestone inspection report, the SIRS, the budget, and the last two years of minutes; ask directly whether any special assessment is levied, planned, or discussed. A low price in an older coastal building often has an assessment attached to it.

Fees, financing and what the association controls

Condo fees fund insurance on the structure, reserves, and amenities — get the fee history, not just the current number. Financing is building-specific: lenders review budgets, reserves, owner-occupancy and litigation, and some buildings are unwarrantable for conventional loans. Our buyer closing costs calculator models the full monthly cost with dues included.

What it costs to own here

At Hillsborough County’s typical combined millage of 15.73 mills, a purchase at $242,000 (the median across these condo communities) generates roughly $3,806 a year in property tax before exemptions — about $317 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Hillsborough County average about $1,816 a year ($151 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Hillsborough County near $2,309 (principal and interest on the typical home, tax, and insurance).

Run your exact numbers: the property tax after purchase calculator uses Hillsborough County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.

Demand and supply in Hillsborough County right now

In the most recent IRS migration data (2022-2023), Hillsborough County lost a net 1,186 people to relocation, with the largest inbound flows from NY, TX, NJ. Households moving IN reported average incomes of $77,979 versus $72,366 for those leaving — the income mix of demand, straight from tax filings. Population is up about 8.0% over the recent multi-year window. On the supply side, builders pulled 8,696 residential permits in Hillsborough County in 2025 (4,295 single-family), down 3.9% year over year — against 17,443 at the 2022 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 3.0% versus its income-and-rent fundamentals.

The Hillsborough County market, in context

Hillsborough County is Tampa — the economic engine of Tampa Bay, with one of the most diversified economies in Florida spanning finance, healthcare, defense at MacDill, the port, and a fast-growing tech scene. Strong in-migration and a relatively affordable price point for a major metro have driven years of growth, though the 2024 storm season and rising insurance have introduced new caution on the coast.

The economy behind the market: {'drivers': 'finance, healthcare, defense (MacDill / CENTCOM), port and logistics, and technology', 'summary': "Hillsborough has one of Florida's most balanced economies. Finance is anchored by Raymond James (headquartered in the metro), a large Citigroup operation, and a growing fintech presence; healthcare by Tampa General, BayCare, and Moffitt Cancer Center; and defense by MacDill Air Force Base, which hosts U.S. Central Command and Special Operations Command. Add Port Tampa Bay, the University of South Florida, and major operations from Amazon, Jabil, and TECO, and you have a job base that rarely contracts across sectors at once.", 'employers': ['Hillsborough County Public Schools', 'University of South Florida', 'MacDill Air Force Base (CENTCOM / SOCOM)', 'BayCare Health System', 'Tampa General Hospital', 'Moffitt Cancer Center', 'Raymond James Financial', 'Citigroup (Tampa)', 'Amazon', 'Jabil', 'Hillsborough County government'], 'jobNote': 'MacDill Air Force Base hosts U.S. Central Command and Special Operations Command.'}

What could change it: The defining risk is water: much of coastal Hillsborough sits in storm-surge and FEMA flood zones, and the 2024 storms (Helene and Milton) were a sharp reminder, pushing insurance costs higher and buyer caution up. Flood-zone status and elevation are decisive near the bay. Inland, risk drops considerably. Rapid south-county growth also brings the usual traffic and new-supply absorption questions.

Near-term outlook: Expect Hillsborough to remain one of Florida's stronger large-metro fundamentals stories on the back of its diversified job base and migration, with modest near-term price growth. The swing factors are insurance and storm risk, which are reshaping coastal demand, and the heavy new-construction pipeline in Riverview and the south county, which gives buyers leverage.

Run the numbers in Hillsborough County

Explore more Florida communities

Common questions

How many condo communities does Hillsborough County, FL have?

Momentum Realty currently tracks 20 communities in Hillsborough County with evidence of condominium living in MLS or verified amenity records. Others exist; these are the ones with active market data.

What do homes in Hillsborough County condo communities cost?

The median sale price across tracked condo communities in Hillsborough County is about $242,000, and it varies widely by community. Use the table above for community-level medians.

How does Momentum classify a community as one of the condo communities?

A community appears here when we find a majority of the community’s MLS-recorded listings carrying a condominium property type. We do not guess from names alone. Verify any specific amenity or restriction with the association before you rely on it.

Can Momentum connect me with an agent for these communities?

Yes. Momentum serves Hillsborough County and matches you with an agent who works these specific communities. Matching is free and no-obligation.

How much is home insurance in Hillsborough County?

Citizens Property Insurance policies in Hillsborough County average about $1,816 a year, per Citizens filings. Private quotes vary widely with roof age, construction and wind mitigation - a wind-mitigation inspection often unlocks meaningful credits.

What are property taxes like in Hillsborough County?

Typical combined millage in Hillsborough County is about 15.73 mills - roughly 1.57% of assessed value a year before exemptions. Florida resets assessed value to about your purchase price when you buy, then homestead exemptions and the 3% Save Our Homes cap apply.

Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.