Gated Communities in Middleburg, FL
Looking for gated communities in Middleburg, FL? Momentum tracks 11 Middleburg communities with evidence of gated community living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.
Middleburg gated communities at a glance
The communities, by recent sales activity
| Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|
| Jennings Farm · agent | Middleburg | $543,000 | -3.0% | 249 d |
| Black Creek Park · agent | Middleburg | $376,000 | +12.0% | 47 d |
| Two Creeks · agent | Middleburg | $406,000 | -8.0% | 104 d |
| Azalea Ridge · agent | Middleburg | $324,000 | -9.0% | 49 d |
| Double Branch · agent | Middleburg | $444,000 | -8.0% | 31 d |
| GreyHawk · agent | Middleburg | $375,000 | +2.0% | 121 d |
| Foxmeadow · agent | Middleburg | $498,000 | +8.0% | 24 d |
| Villages of Fireside · agent | Middleburg | $408,000 | +2.0% | 69 d |
| The Ravines · agent | Middleburg | $288,000 | -4.0% | 112 d |
| Duck Pond · agent | Middleburg | $202,000 | – | 65 d |
| Linda Lakes · agent | Middleburg | $397,000 | -4.0% | 104 d |
Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.
What gates change about ownership
Controlled access typically comes with a manned gate, a transponder system, or both — funded through HOA dues. Expect guest-access procedures, delivery and contractor rules, and in some communities rental restrictions. Review the HOA budget for how the gate and any roving patrol are funded, and whether roads are private (the HOA maintains them — another line in the dues) or public.
Due diligence before you buy behind a gate
Request the HOA documents early: budget, reserves, rules, and the last two years of meeting minutes. Private roads, gates and common areas are owner-funded, so thin reserves become special assessments. Our buyer closing costs calculator helps you model dues and assessments into the real monthly cost.
What it costs to own here
At Clay County’s typical combined millage of 15.05 mills, a purchase at $397,000 (the median across these Middleburg gated communities) generates roughly $5,976 a year in property tax before exemptions — about $498 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Clay County average about $1,189 a year ($99 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Clay County near $1,990 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses Clay County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in Clay County right now
In the most recent IRS migration data (2022-2023), Clay County gained a net 3,611 people to relocation, with the largest inbound flows from CA, VA, NY. Households moving IN reported average incomes of $65,179 versus $61,245 for those leaving — the income mix of demand, straight from tax filings. Population is up about 7.8% over the recent multi-year window. On the supply side, builders pulled 1,522 residential permits in Clay County in 2025 (1,240 single-family), down 19.0% year over year — against 2,443 at the 2023 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as undervalued by about 19.9% versus its income-and-rent fundamentals.
Live inventory, refreshed nightly from the MLS.
Live gated-community listings in Middleburg
42 active listings carry the flag today (13% of Middleburg inventory), median asking $437,400, $205/sq ft, median 141 days on market. Photo cards link to the listing; refreshed nightly.
Newest gated community homes in Middleburg
The most expensive gated community homes in Middleburg
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 1009 Oakland Hills Avenue | $720,000 | 3,900 | Eagle Landing |
| 1799 Moorings Circle | $655,000 | 3,010 | Paradise Moorings |
| 1884 Paradise Moorings Boulevard | $625,900 | 3,516 | Paradise Moorings |
| 1919 Silo Oaks Place | $600,000 | 3,737 | White Oak Estates |
| 3910 Gareys Ferry Way | $599,990 | 2,874 | Jennings Farm |
| 2381 Jennings Farm Drive | $599,990 | 3,285 | Jennings Farm |
| 2469 Jennings Farm Drive | $569,990 | 2,956 | Jennings Farm |
| 2385 Jennings Farm Drive | $559,990 | 2,728 | Jennings Farm |
| 1717 Austin Lake Way | $514,900 | 1,904 | Linda Lakes |
| 3956 Gareys Ferry Way | $514,900 | 2,937 | Jennings Farm |
Gated Community Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 4 | 10% |
| $300Kâ$500K | 26 | 62% |
| $500Kâ$750K | 12 | 29% |
Middleburg gated community homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Gated Community Homes | New build | Median list | From |
|---|---|---|---|---|
| Jennings Farm | 37 | 35 | $459,990 | $359,900 |
| Ravines | 10 | 4 | $264,000 | $120,000 |
| The Ravines | 6 | 0 | $449,500 | $125,000 |
| Paradise Moorings | 4 | 0 | $652,500 | $625,900 |
| Azalea Ridge | 4 | 0 | $339,000 | $320,000 |
| Linda Lakes | 3 | 0 | $400,000 | $390,000 |
| White Oak Estates | 2 | 0 | $544,995 | $489,990 |
| Pine Ridge | 2 | 0 | $325,000 | $325,000 |
| Eagle Landing | 1 | 0 | $720,000 | $720,000 |
| Two Creeks | 1 | 0 | $565,000 | $565,000 |
| Twin Creeks | 1 | 0 | $480,000 | $480,000 |
| Ravines Rep 07 | 1 | 0 | $444,900 | $444,900 |
| Villages Of Fireside | 1 | 0 | $395,000 | $395,000 |
| Middleburg | 1 | 0 | $230,000 | $230,000 |
Explore more of Middleburg
- Gated Communities in Clay County
- New Construction Communities in Middleburg
- Townhome Communities in Middleburg
- Find the best agent in Middleburg
- Best neighborhoods in Middleburg
Run the numbers in Clay County
- Find the best agent in Clay County
- Get a cash offer in Clay County
- Clay County housing scorecard
- What would selling net you
- Buyer closing costs calculator
Common questions
How many gated communities does Middleburg, FL have?
What do homes in Middleburg gated communities cost?
How does Momentum classify a community as one of the gated communities?
How much is home insurance in Clay County?
What are property taxes like in Clay County?
Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.