New Construction Communities in Middleburg, FL
Looking for new construction communities in Middleburg, FL? Momentum tracks 11 Middleburg communities with evidence of new-build activity, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.
Middleburg new construction communities at a glance
The communities, by recent sales activity
| Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|
| Jennings Farm · agent | Middleburg | $543,000 | -3.0% | 249 d |
| Atlantis Pointe · agent | Middleburg | $241,000 | – | 64 d |
| Corsair · agent | Middleburg | $269,000 | -11.0% | 30 d |
| The Landing at Brannan Field · agent | Middleburg | $245,000 | – | 64 d |
| Double Branch · agent | Middleburg | $444,000 | -8.0% | 31 d |
| Murray Farms · agent | Middleburg | $376,000 | – | 37 d |
| The District at Oakleaf · agent | Middleburg | $272,000 | – | 88 d |
| Kindlewood · agent | Middleburg | $234,000 | -9.0% | 40 d |
| Longbay Townhomes · agent | Middleburg | $234,000 | -10.0% | 101 d |
| Baxley Villas · agent | Middleburg | $276,000 | – | 138 d |
| Westfield Park · agent | Middleburg | $245,000 | – | 86 d |
Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.
Buying new construction without leaving money on the table
Builders in these communities are competing on incentives — rate buydowns, closing-cost credits, and price adjustments. The right comparison is never sticker price: a $20,000 rate buydown and a $20,000 price cut produce different monthly payments. Run the actual trade with our builder incentive calculator before you sign.
The two costs new-construction buyers miss
First, property taxes: year one is often billed on the unimproved lot, then the assessment resets to your purchase price — model the real year-two bill with the property tax after purchase calculator. Second, CDD bonds: many new communities carry a community development district assessment on the tax bill for decades. Ask for the CDD annual amount and remaining term in writing, and always use your own inspector at the pre-drywall and final stages — builder warranties are not a substitute.
What it costs to own here
At Clay County’s typical combined millage of 15.05 mills, a purchase at $269,000 (the median across these Middleburg new construction communities) generates roughly $4,049 a year in property tax before exemptions — about $337 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Clay County average about $1,189 a year ($99 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Clay County near $1,990 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses Clay County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in Clay County right now
In the most recent IRS migration data (2022-2023), Clay County gained a net 3,611 people to relocation, with the largest inbound flows from CA, VA, NY. Households moving IN reported average incomes of $65,179 versus $61,245 for those leaving — the income mix of demand, straight from tax filings. Population is up about 7.8% over the recent multi-year window. On the supply side, builders pulled 1,522 residential permits in Clay County in 2025 (1,240 single-family), down 19.0% year over year — against 2,443 at the 2023 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as undervalued by about 19.9% versus its income-and-rent fundamentals.
Explore more of Middleburg
- New Construction Communities in Clay County
- Gated Communities in Middleburg
- Townhome Communities in Middleburg
- Find the best agent in Middleburg
- Best neighborhoods in Middleburg
Run the numbers in Clay County
- Find the best agent in Clay County
- Get a cash offer in Clay County
- Clay County housing scorecard
- What would selling net you
- Buyer closing costs calculator
Common questions
How many new construction communities does Middleburg, FL have?
What do homes in Middleburg new construction communities cost?
How does Momentum classify a community as one of the new construction communities?
How much is home insurance in Clay County?
What are property taxes like in Clay County?
Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.