Pine Ridge Middleburg
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Pine Ridge Middleburg is a newer-build community in Clay County, with a median year-built of 2014 and homes ranging from 2007 to 2023 construction. That relatively young housing stock, paired with a median living area of 2,075 square feet, is a bigger driver of value here than any single amenity — buyers are largely paying for square footage and build year, not for scarcity.
The current read is a market that has cooled from its longer-run run-up: prices are down 2.9% year over year even though values are still up 118% since 2012, and the market heat score of 26 points to buyer-favorable conditions rather than a bidding-war environment. A median of 45 days on market means well-priced, move-in-ready homes still sell, but sellers should not expect the multiple-offer pace of a hotter cycle.
Pine Ridge Middleburg right now
🟡 Off the recent peak. The trailing-12-month median ($340K) is down 2.9% from the prior 12 months ($350K) and up 117% since 2012.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: High (23 and 25 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pine Ridge Middleburg market snapshot (as of July 14, 2026): the median sale price is about $340K ($172 per sq ft over the trailing 12 months of closed sales), and a median 45 days on market for closed sales. The trailing-12-month median is down 3% from the prior 12 months and up 117% since 2012, computed from record-level realMLS closed sales (23 closings in the current window).
Pine Ridge Middleburg is a community of 723 homes in Middleburg, Clay County, built between 2007 and 2023 (median 2014), with a median living area of about 2,075 square feet. 65% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Pine Ridge Middleburg is a Clay County community of 723 homes built primarily between 2007 and 2023, giving it a housing stock that is newer than much of the surrounding market and priced accordingly at a median of $340,000.
Who Pine Ridge Middleburg is best for.
Best for
- Buyers who want a home built within roughly the last two decades and are comfortable at or near the $340,000 median price.
- Buyers targeting a home close to the community's median living area of 2,075 square feet.
- Sellers with realistic pricing expectations who can accommodate a median 45-day time on market rather than needing a quick sale.
Probably not for
- Buyers specifically seeking pre-2007 or historic construction, which is outside this community's build-year range.
- Sellers expecting the appreciation pace implied by the 118% since-2012 gain to continue at the same rate right now, given the current 2.9% year-over-year decline.
- Sellers who need a high-heat, multiple-offer market — the current market heat score of 26 does not support that.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($340K) IS the median in the snapshot above, and the move from 2025 ($350K) IS the -2.9% one-year change.
Windows contain 23 to 77 sales each (23 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
28% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-12).
Life at Pine Ridge Middleburg
- Community pool and clubhouse · Pine Ridge is described as a master-planned community with a community pool and clubhouse.
Sources: The Broxson Real Estate Team (homes-jacksonville.com). Amenity access and membership terms vary and can change; verify current details with the community.
The Pine Ridge Middleburg buying strategy.
If we were buying in Pine Ridge Middleburg today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Ridge Middleburg.
A newer-build community adjusting to a slower market
With a median year-built of 2014 and construction spanning 2007 through 2023, Pine Ridge Middleburg's homes are, on the whole, newer than what buyers will find in many established Clay County neighborhoods. That shows up in the price per square foot: a median of $172.33, applied against a median living area of 2,075 square feet, works out to a median sale price of $340,000 across the community's 723 homes.
About 23 closings in the most recent window is a modest but active pace for a community this size. Prices are down 2.9% from a year ago, and the market heat score of 26 signals conditions that favor buyers over sellers at the moment — this is not a community currently seeing rapid appreciation, even though it has appreciated 118% since 2012 on a longer view. Roughly 65% of homes carry a homestead exemption, consistent with a base of owner-occupied housing rather than a market dominated by investment turnover.
The location and the amenities are priced into every listing in Pine Ridge Middleburg. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pine Ridge Middleburg buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.4). Basis: Long-Term Appreciation +117% since 2012; Recent Direction -2.9% year-over-year; Owner Commitment 65% owner-occupied; Pricing Power 94.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Pricing in a community with a wide range of build years (2007-2023) and a median 45-day time on market takes more than a single comparable — it takes reading how condition, lot, and build vintage move a home above or below the $340,000 median. That is the kind of block-by-block read we bring to Pine Ridge Middleburg buyers and sellers.
Pine Ridge Middleburg in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
A third-party listing aggregator lists HOA dues for homes in Pine Ridge in a range from about $33 per quarter up to roughly $80-100 (exact billing period and current amount not independently confirmed).
Tools for a Pine Ridge Middleburg buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Ridge Middleburg sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Ridge Middleburg, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Ridge Middleburg home worth?
Get a no-obligation home value based on real comparable sales in Pine Ridge Middleburg, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Pine Ridge Middleburg?
How long do homes in Pine Ridge Middleburg take to sell?
How many homes are in Pine Ridge Middleburg?
What share of Pine Ridge Middleburg is owner-occupied?
When were the homes in Pine Ridge Middleburg built?
Do cash buyers compete in Pine Ridge Middleburg?
Have Pine Ridge Middleburg home prices gone up?
Who is the best real estate agent for Pine Ridge Middleburg?
How do I find a top Middleburg real estate agent who knows Pine Ridge Middleburg?
Can Momentum Realty connect me with an agent for Pine Ridge Middleburg?
Should you buy in Pine Ridge Middleburg?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (16 streets, ZIP 00000/32064/32065/32068)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2008 (766 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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