COLINA BAY SUB
Homes for Sale in MONTVERDE, FL
True comps, carrying-cost math, and listings before the portals.

Colina Bay is a small, tightly built enclave in Montverde — 61 homes total, all constructed within a narrow 2013–2020 window, with a median build year of 2014. That consistency in age and construction era means less variance in mechanical systems and finishes than you'd find in an older, resale-heavy community, so pricing here tends to track square footage, lot position, and updates rather than a wide spread of condition issues.
Right now there are zero active listings and only a couple of closings in the recent window, which tells you this is a thin, low-turnover market rather than a stalled one. With homestead exemptions claimed on roughly 84% of homes, most owners are living in these houses long-term rather than treating them as rentals or short-term holds — that keeps supply naturally tight and means a buyer who wants in should expect to move quickly once something does list.
The 60-Second Overview
Colina Bay is a gated subdivision of newer-construction homes in Montverde, built out almost entirely between 2013 and 2020 with a median living area near 3,729 square feet — larger-format homes on a smaller total lot count.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of COLINA BAY SUB. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Who COLINA BAY SUB is best for.
Best for
- A buyer seeking a larger newer-construction home (median near 3,729 sq ft) and comfortable with a gated, deed-restricted setting.
- A long-term buyer who values low turnover and a high owner-occupancy environment over resale liquidity.
- A patient buyer who can wait for the right listing rather than needing to choose among several active options.
Probably not for
- A buyer who wants to compare several active listings side by side before deciding.
- A buyer on a tight closing timeline who cannot wait out a thin, low-inventory market.
- A buyer looking for an older or more varied architectural mix rather than a single 2013–2020 construction era.
The market around COLINA BAY SUB
COLINA BAY SUB is a small community — 25 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 34756, 128 homes are on the market and 21% are under contract — a steady corner of MONTVERDE.
Across Lake County, 3,224 homes are active and 1,105 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not COLINA BAY SUB specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in COLINA BAY SUB, MONTVERDE
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
COLINA BAY SUB on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at COLINA BAY SUB
- Gated · reported on 3 of 3 listings
- Playground · reported on 3 of 3 listings
- Gated Community - No Guard · reported on 3 of 3 listings
- Deed Restrictions · reported on 2 of 3 listings
- Gated Community · reported on 2 of 3 listings
- Golf Carts OK · reported on 1 of 3 listings
- Park · reported on 1 of 3 listings
- Community Mailbox · reported on 1 of 3 listings
- Fence Restrictions · reported on 1 of 3 listings
- Vehicle Restrictions · reported on 1 of 3 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The COLINA BAY SUB buying strategy.
If we were buying in COLINA BAY SUB today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in COLINA BAY SUB.
A compact, newer-build pocket with almost no churn
With only 61 homes and zero currently active on the market, Colina Bay does not behave like a typical resale neighborhood with a steady listing cadence. Inventory here is a function of individual life events — relocation, downsizing, estate changes — rather than routine turnover, and the closings tally over the recent window (two) reflects that. Buyers should treat any listing here as a time-sensitive event rather than something to browse and revisit.
The homes themselves share a narrow construction era, 2013 to 2020, with a median build year of 2014 and a median living area just under 3,730 square feet. That points to larger-format single-family homes built to a fairly consistent set of codes and standards, which simplifies inspection expectations compared to communities mixing decades of construction. The 84.1% homestead share also signals a community where most residents have settled in for the long term rather than flipping or renting, which tends to support more consistent upkeep of individual lots even though the HOA and amenities are the mechanism for shared spaces.
The location and the amenities are priced into every listing in COLINA BAY SUB. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small with zero active inventory, most of the real work happens before a listing ever hits the MLS — tracking ownership tenure, watching for pre-market signals, and having a plan ready so you can move the moment something surfaces. We also verify HOA rules, gate access, and deed restriction details directly with the association rather than relying on listing remarks, since amenity details in a gated, deed-restricted community like this can shift and need current confirmation.
COLINA BAY SUB in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a COLINA BAY SUB buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed COLINA BAY SUB sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in COLINA BAY SUB, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your COLINA BAY SUB home worth?
Get a no-obligation home value based on real comparable sales in COLINA BAY SUB, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in COLINA BAY SUB on the map →
Frequently Asked Questions
How many homes are in COLINA BAY SUB?
What share of COLINA BAY SUB is owner-occupied?
When were the homes in COLINA BAY SUB built?
Do cash buyers compete in COLINA BAY SUB?
Who is the best real estate agent for COLINA BAY SUB?
How do I find a top MONTVERDE real estate agent who knows COLINA BAY SUB?
Can Momentum Realty connect me with an agent for COLINA BAY SUB?
Should you buy in COLINA BAY SUB?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near COLINA BAY SUB with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34756)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2014 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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