COLINA BAY SUB in MONTVERDE

COLINA BAY SUB
Homes for Sale in MONTVERDE, FL

Community in MONTVERDE · Lake County · ZIP 34756
61 homesBuilt 2013–2020
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily
Live · COLINA BAY SUB Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Lake: 26% (1,105 of 4,329)
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
84%
Owner-occupied · COLINA BAY SUB
53 of 63 parcels homesteaded (FL DOR 2025)
16%
Non-owner-occupied · COLINA BAY SUB
incl. 5% trust or LLC-held · 2% out-of-state
25%
Cash buyers · COLINA BAY SUB
1 of 4 sales, 12 mo ending June 2025
61
Homes in the community
plus 2 vacant residential lots · 63 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 2013
Community established
homes built 2013-2020, median 2014 (FL DOR 2025)
0
Failed listings · 2025
peaked at 8 in 2016
3.3%/yr
Turnover rate
about 2 of 61 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Colina Bay is a small, tightly built enclave in Montverde — 61 homes total, all constructed within a narrow 2013–2020 window, with a median build year of 2014. That consistency in age and construction era means less variance in mechanical systems and finishes than you'd find in an older, resale-heavy community, so pricing here tends to track square footage, lot position, and updates rather than a wide spread of condition issues.

Right now there are zero active listings and only a couple of closings in the recent window, which tells you this is a thin, low-turnover market rather than a stalled one. With homestead exemptions claimed on roughly 84% of homes, most owners are living in these houses long-term rather than treating them as rentals or short-term holds — that keeps supply naturally tight and means a buyer who wants in should expect to move quickly once something does list.

The 60-Second Overview

Colina Bay is a gated subdivision of newer-construction homes in Montverde, built out almost entirely between 2013 and 2020 with a median living area near 3,729 square feet — larger-format homes on a smaller total lot count.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer seeking a larger newer-construction home (median near 3,729 sq ft) and comfortable with a gated, deed-restricted setting.
  • A long-term buyer who values low turnover and a high owner-occupancy environment over resale liquidity.
  • A patient buyer who can wait for the right listing rather than needing to choose among several active options.

Probably not for

  • A buyer who wants to compare several active listings side by side before deciding.
  • A buyer on a tight closing timeline who cannot wait out a thin, low-inventory market.
  • A buyer looking for an older or more varied architectural mix rather than a single 2013–2020 construction era.

The market around COLINA BAY SUB

COLINA BAY SUB is a small community — 25 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

In ZIP 34756, 128 homes are on the market and 21% are under contract — a steady corner of MONTVERDE.

Across Lake County, 3,224 homes are active and 1,105 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not COLINA BAY SUB specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in COLINA BAY SUB, MONTVERDE

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-08-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in COLINA BAY SUB today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in COLINA BAY SUB.

Best Buy
Buyers who want a newer-construction home in a gated, low-turnover Montverde setting and can move fast when one comes available.
Biggest Risk
Zero active listings and a small total home count mean long waits between opportunities and little room to negotiate on timing.
Sweet Spot
Buyers targeting a larger-format home with deed-restricted, gated community structure who are not in a rush against a hard deadline.
Avoid If
Avoid if you need to choose from multiple active options right now or want a fast, high-inventory search.

A compact, newer-build pocket with almost no churn

With only 61 homes and zero currently active on the market, Colina Bay does not behave like a typical resale neighborhood with a steady listing cadence. Inventory here is a function of individual life events — relocation, downsizing, estate changes — rather than routine turnover, and the closings tally over the recent window (two) reflects that. Buyers should treat any listing here as a time-sensitive event rather than something to browse and revisit.

The homes themselves share a narrow construction era, 2013 to 2020, with a median build year of 2014 and a median living area just under 3,730 square feet. That points to larger-format single-family homes built to a fairly consistent set of codes and standards, which simplifies inspection expectations compared to communities mixing decades of construction. The 84.1% homestead share also signals a community where most residents have settled in for the long term rather than flipping or renting, which tends to support more consistent upkeep of individual lots even though the HOA and amenities are the mechanism for shared spaces.

The location and the amenities are priced into every listing in COLINA BAY SUB. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small with zero active inventory, most of the real work happens before a listing ever hits the MLS — tracking ownership tenure, watching for pre-market signals, and having a plan ready so you can move the moment something surfaces. We also verify HOA rules, gate access, and deed restriction details directly with the association rather than relying on listing remarks, since amenity details in a gated, deed-restricted community like this can shift and need current confirmation.

COLINA BAY SUB in 15 seconds.

Best forBuyers who want a newer-construction home in a gated, low-turnover Montverde setting and can move fast when one comes available.
Biggest advantageConsistent 2013–2020 construction era and larger median square footage reduce the guesswork around condition and system age.
Biggest riskZero active listings and a small total home count mean long waits between opportunities and little room to negotiate on timing.
Sweet spotBuyers targeting a larger-format home with deed-restricted, gated community structure who are not in a rush against a hard deadline.
Avoid ifAvoid if you need to choose from multiple active options right now or want a fast, high-inventory search.

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed COLINA BAY SUB sales matched to your home.

What is your COLINA BAY SUB home worth?

Get a no-obligation home value based on real comparable sales in COLINA BAY SUB, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in COLINA BAY SUB on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in COLINA BAY SUB?
The Florida DOR 2025 assessment roll shows 61 homes plus 2 vacant residential lots in COLINA BAY SUB (public records).
What share of COLINA BAY SUB is owner-occupied?
84% of COLINA BAY SUB parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in COLINA BAY SUB built?
Homes in COLINA BAY SUB were built between 2013 and 2020, with a median year built of 2014.0 (FL DOR 2025 roll).
Do cash buyers compete in COLINA BAY SUB?
Cash buyers took 25% of COLINA BAY SUB sales in the 12 months ending June 2025 (1 of 4 closings, Stellar MLS).
Who is the best real estate agent for COLINA BAY SUB?
The best agent for COLINA BAY SUB is one who actively works MONTVERDE and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for COLINA BAY SUB.
How do I find a top MONTVERDE real estate agent who knows COLINA BAY SUB?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows COLINA BAY SUB and the wider MONTVERDE area.
Can Momentum Realty connect me with an agent for COLINA BAY SUB?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your COLINA BAY SUB purchase or sale - no call center and no pressure.
A buyer seeking a larger newer-construction home (median near 3,729 sq ft) and comfortable with a gated, deed-restricted setting.Excellent fit
A long-term buyer who values low turnover and a high owner-occupancy environment over resale liquidity.Excellent fit
A patient buyer who can wait for the right listing rather than needing to choose among several active options.Excellent fit
A buyer who wants to compare several active listings side by side before deciding.Probably not
A buyer on a tight closing timeline who cannot wait out a thin, low-inventory market.Probably not
A buyer looking for an older or more varied architectural mix rather than a single 2013–2020 construction era.Probably not

Nearby Communities

Explore more neighborhoods near COLINA BAY SUB with Momentum Realty’s local guides.

Gourd Neck Spgs Sub Montverde0.3 mi awayGreater Hills Clermont0.9 mi awayBella Collina Hilltop Montverde0.9 mi awayMirror Lake Clermont1.2 mi awayLHLake Highlands 26 22 26 Clermont1.2 mi awayTerrace Grove Clermont1.3 mi awaySCSiena Collina Montverde1.4 mi awaySiena Bella Collina Montverde1.4 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34756))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2014 (23 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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CallFree valuation →
Thinking of selling in COLINA BAY SUB? 2 recorded closings (window ending 2026-08-02). See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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