HOA Fees by Community in Camden County, GA
Association fees are the second-largest fixed cost of owning in a planned community after taxes and insurance, and they vary by a factor of fifty across Camden County. This league table ranks every Camden County community whose recent MLS listings carried an association fee, normalised to dollars per month (quarterly, semi-annual and annual fees converted), with a link to each community page for the full fee history, CDD status and homes for sale.
Across 36 Camden County communities with a reported association fee on recent MLS listings, the median HOA is $70 per month. The lowest single-family HOA we track is Laurel Island-Dilworth Point at $12/mo; the highest is Cumberland Harbour at $190/mo.
How Camden County HOA fees are distributed
| Monthly HOA band | Communities | Share |
|---|---|---|
| $1–$100/mo | 29 | 81% |
| $101–$250/mo | 7 | 19% |
| $251–$500/mo | 0 | 0% |
| $501–$1,000/mo | 0 | 0% |
| Over $1,000/mo | 0 | 0% |
Lowest HOA fees: single-family and townhome communities
Ranked by median monthly fee (lowest first); ties broken by how many listings reported the fee. Communities whose listings report a nominal fee under $10/month are left out of this table — those figures are usually an annual amount entered against the wrong frequency.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Laurel Island-Dilworth Point | Kingsland | $12 | 13 |
| Camden Reserve | White Oak | $17 | 13 |
| Bartram Place | St. Marys | $23 | 13 |
| Shadowlawn | St. Marys | $25 | 13 |
| Shadowlawn Estates | St. Marys | $25 | 13 |
| Deerwood Village | Woodbine | $28 | 13 |
| Pine Bluff | Kingsland | $29 | 52 |
| Laurel Island-Christains Land | Kingsland | $31 | 13 |
| London Hill Bluff | Woodbine | $38 | 26 |
| Haydenpoint | St. Marys | $42 | 26 |
| Sugarmill | St. Marys | $45 | 42 |
| Smill McIntosh Landing | St. Marys | $45 | 13 |
| Smill Millcreek | St. Marys | $45 | 13 |
| Settlers Hammock - Camden Co. | Kingsland | $48 | 56 |
| Satilla River Landing | Woodbine | $54 | 39 |
| Laurel Island-Laurel Marsh | Kingsland | $67 | 26 |
| Waters Edge | Kingsland | $70 | 52 |
| Lakemont | Kingsland | $71 | 13 |
| Laurel Island-Jefferson Landing | Kingsland | $71 | 8 |
| River Place Plantation | Waverly | $76 | 26 |
| Misty Harbor | Woodbine | $86 | 39 |
| Winding River | St. Marys | $88 | 143 |
| Laurel Island-Laurel Landing | Kingsland | $89 | 102 |
| Laurel Island-Brookshire Ret | Kingsland | $96 | 78 |
| North Shore Camden | Kingsland | $96 | 52 |
Highest HOA fees: single-family and townhome communities
Gated, golf, amenity-heavy and master-planned communities dominate — the fee usually bundles a club, lawn care or a bundled golf membership.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Cumberland Harbour | St. Marys | $190 | 78 |
| Laurel Island Fairways Edge | Kingsland | $169 | 26 |
| Fiddler'S Cove | Kingsland | $167 | 69 |
| Laurel Island-Fiddlers Cove | Kingsland | $167 | 26 |
| Laurel Island- Ryans Cove | Kingsland | $138 | 39 |
| Maiden Creek Landing | Waverly | $117 | 39 |
| The Villas at Camden Woods | Kingsland | $117 | 13 |
| The Estates of Sanctuary Cove | Waverly | $100 | 117 |
| Sanctuary Cove | Waverly | $100 | 70 |
| Laurel Island-Brookshire Ret | Kingsland | $96 | 78 |
| North Shore Camden | Kingsland | $96 | 52 |
| North Shore | Kingsland | $96 | 13 |
| Laurel Island-Laurel Landing | Kingsland | $89 | 102 |
| Winding River | St. Marys | $88 | 143 |
| Misty Harbor | Woodbine | $86 | 39 |
| River Place Plantation | Waverly | $76 | 26 |
| Lakemont | Kingsland | $71 | 13 |
| Laurel Island-Jefferson Landing | Kingsland | $71 | 8 |
| Waters Edge | Kingsland | $70 | 52 |
| Laurel Island-Laurel Marsh | Kingsland | $67 | 26 |
How to read this
Figures are the median AssociationFee across a community’s recent MLS listings (n shown), normalised to a monthly amount from the listed frequency; communities need at least three listings with a known frequency to appear. Fees change with every budget cycle, special assessments are not included, and master-association or club dues may be reported separately by the listing agent. Source: MLS listing records compiled by Momentum Research, September 2026. Back to homes for sale in Camden County, GA.