Sudduths
Homes for Sale in Panama City, FL
All 257 homes for sale in Panama City, FL · median $349,000 · 120 homes for sale in 32401 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Sudduths 6Th in Panama City, FL has 1 home for sale. As of October 2026, the MLS records 2 closed sales in Sudduths 6Th in Panama City, FL since 2020, the most recent in December 2025.

Sudduths 6Th is a small, established platted section within Panama City in Bay County. The current MLS snapshot shows no active listing volume detailed enough to isolate a median price or days-on-market trend, which itself tells you something: this is not a community with a steady, visible resale pipeline. Pricing here would be set almost entirely by individual lot and structure condition rather than by a comparable-driven pattern.
For a buyer or seller, that means less reliance on community-wide market signals and more on a direct, line-by-line look at the specific property. Momentum's read is that this is a name-and-location play first — Panama City, Bay County positioning — and a numbers-driven decision second, made property by property rather than by neighborhood trend.
The 60-Second Overview
Sudduths 6Th sits within Panama City in Bay County; current MLS data does not surface a defined set of shared community amenities, so any amenity value here is tied to the individual property and its immediate surroundings rather than a common feature set.
CPAR sales records identify 45 homes in Sudduths that have changed hands since 2010, built between 1923 and 2027 (median 1950), with a median living area of about 1,619 sq ft and a typical 3-bedroom, 2-bath layout; 73% are single-family homes. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Sudduths is best for.
Best for
- A buyer prioritizing a specific lot or structure in Panama City over a curated amenity set
- A buyer or investor comfortable doing property-level diligence in the absence of neighborhood-wide market data
- Someone targeting a Bay County location first and evaluating amenities on a case-by-case basis
Probably not for
- A buyer who wants a clearly documented median price and days-on-market trend before making an offer
- A buyer seeking a defined set of shared community amenities as part of the purchase
- Someone who prefers to lean on recent, comparable in-neighborhood sales rather than broader-market comps
The market around Sudduths
Sudduths is too small for its own price trend, so here is the market around it.
In ZIP 32401, 145 homes are on the market and 15% are under contract — a slower corner of Panama City.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32401 (Panama City), 337 homes closed in the last 12 months at a median of $307K, up 0.5% year over year, with a median 62 days on market. Right now 166 active and 29 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Sudduths specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Sudduths 6Th, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Sudduths
Live MLS inventory for Sudduths. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Sudduths listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Sudduths 6Th Right Now (1)
All 1 active and pending Sudduths 6Th listings with a detail page, newest first, refreshed twice a day from the MLS.
- 518 Bunkers Cove Road, Panama City, Fl 32401 · $2,850,000 · 4 bd / 5 ba · listed Jul 2, 2026 · listed by CENTURY 21 Commander Realty
The Sudduths buying strategy.
If we were buying in Sudduths today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sudduths.
A Quiet Corner With Limited Public Market Data
The MLS feed for Sudduths 6Th does not currently list identifiable community amenities, and there is not enough active or recent listing detail to build out a reliable price or pace-of-market narrative for the platted area as a whole. That is a data reality, not a judgment on the location — it simply means the usual neighborhood-level shorthand (median price, typical days on market, amenity package) is not available to lean on here.
In practice, that shifts the work back to fundamentals: lot size and orientation, the age and condition of the specific structure, proximity to the roads and services that matter to the buyer, and how the property compares to recent sales in the broader Panama City market rather than a tight in-neighborhood comp set.
The location and the amenities are priced into every listing in Sudduths. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community does not have a clean public data trail, the value of a broker who will pull individual property history, verify condition claims, and build a comp set from the wider Panama City market goes up, not down. That is the work we do before any offer or listing price gets set in Sudduths 6Th.
Sudduths in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sudduths buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sudduths sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sudduths, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sudduths home worth?
Get a no-obligation home value based on real comparable sales in Sudduths, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Should you buy in Sudduths?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2020 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Sudduths 6Th fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Sudduths
Where is Sudduths?
Sudduths is a community in Panama City, Bay County, Florida, ZIP 32401.
Are there homes for sale in Sudduths right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Sudduths have an HOA or CDD?
No HOA is on record for Sudduths in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Sudduths with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
