Homes for Sale Under $300K in Keystone Heights, FL

This page tracks every Keystone Heights listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

102 homes listed under $300,000 are for sale or pending in Keystone Heights, FL today across 39 communities. The median asking price is $248,450, from $39,900 to $299,990. Listings in Keystone Heights without that feature have a median of $399,000. Most listings right now: Highridge Estates (14), Big Tree Lakes (13), Sunrise Park (5). Updated September 11, 2026 from the MLS.

Keystone Heights homes under $300K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityHomes Under $300KNew buildMedian listFrom
Highridge Estates148$247,400$39,900
Big Tree Lakes136$279,000$129,500
Sunrise Park50$229,000$45,000
Florida Frontier43$276,400$199,900
Lakeview Highlands40$261,450$239,900
Big Tree Lakes Sec C31$280,000$129,500
Postmaster Ret Vill32$264,000$264,000
Bedford Oaks30$165,000$159,900
Highridge Estates30$118,997$39,900
Santa Fe20$295,000$295,000
Big Tree Lakes Sec B20$282,450$275,000
Lakeview Highlands20$261,450$247,900
Keystone Heights20$256,000$215,000
Bedford Oaks10$299,900$299,900
Lakeside10$295,000$295,000
Bird Addition10$274,900$274,900
Deer Spgs Farms10$269,900$269,900
Deer Springs Estates10$269,900$269,900
Conneaut Addition10$265,000$265,000
Keystone Club Est10$265,000$265,000
Gatorbone10$258,000$258,000
Oak Ridge10$249,900$249,900
Big Tree Lakes Sec C Sub10$249,000$249,000
Lake Geneva10$245,000$245,000
Keystone Heights Rep 0110$240,000$240,000
Oak Ridge Farms10$235,000$235,000
Alan Lake Estates10$235,000$235,000
Sandy Shores10$229,950$229,950
Oak Ridge Woodlands10$220,000$220,000
Florida Frontier10$199,900$199,900
Brooklyn Lehardys10$199,900$199,900
Silver Sands Estates10$194,900$194,900
Sunrise Park10$185,000$185,000
The Haven10$175,000$175,000
Postmasters Retirement Village10$159,900$159,900
The Haven10$156,000$156,000
Highridge Estate10$111,000$111,000
Keystone Heights10$100,000$100,000
Sunrise Park Add10$45,000$45,000

What under $300,000 buys and what to check

In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.

Questions to ask about any listing in this band

How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.

Common questions

How many homes listed under $300,000 are for sale in Keystone Heights?
As of September 11, 2026, 102 Keystone Heights, FL listings whose MLS record reports an asking price under $300,000 are active or pending, across 39 communities. The count updates with every MLS refresh.
What do homes under $300K cost in Keystone Heights?
The median asking price today is $248,450, with listings from $39,900 to $299,990. Keystone Heights listings without that feature have a median of $399,000.
Which Keystone Heights community has the most homes under $300K for sale?
Highridge Estates has the most right now (14), followed by Big Tree Lakes (13), Sunrise Park (5), Florida Frontier (4).
What is the monthly payment on a home under $300,000?
At today’s rates with 20% down, principal and interest on a $300,000 purchase runs in the $1,500–$1,700 a month range before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator linked above turns them into one monthly number.

Keep exploring Keystone Heights

Live data: realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Keystone Heights, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data courtesy of realMLS (Northeast Florida Multiple Listing Service). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Listings courtesy of Stellar MLS as distributed by MLS GRID.

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