Aerial view of 33190, Florida

33190 (Cutler Bay)
Homes for Sale & Housing Market

ZIP code market report · Miami-Dade County

Median sale price $535,000, up 0.2% year over year, with homes going under contract in about 54 days, 79 homes on the market.

20 communities reporting185 sales analyzedRefreshed twice dailyMomentum Score 53
Live Market Pulse
53/100
Momentum
Balanced Market
Tracking 20 communities across 33190. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · 33190 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$535K
Median sold · 12 moConfidence: High
up 0.2% vs the prior 12 months
+0.2%
1-yr price change
n = 185 recent sales
$302/sf
Sold $/sqft · 12 mo
Miami-Dade County: $386 · -2.9% vs prior yr
96.8%
Sale vs ask
Miami-Dade County: 93.2% · +0.9pp vs prior yr
$524K
Miami-Dade County home value
Zillow ZHVI, monthly · -0.8% vs a year ago
Tempo
54days
Median DOM · closed
Miami-Dade County: 68 days · +10.0 days vs prior yr
21%
Under contract
Miami-Dade County: 24%
79 · 20 ▲76
For sale · pending
live counts, refreshed twice daily
Market context
16%
Listings with price cuts
Miami-Dade County · Zillow · -0.2pp vs prior month
18,461
County for-sale inventory
Zillow, monthly · -1.9% vs prior month
53/100
Momentum score
Balanced Market
20
Communities reporting
of 27 tracked in 33190
Economy & people · county layer
$68,694
Median household income
U.S. Census ACS, county
2,685,296
County population
-1.1% since 2018
7.6×
Price to income
county home value vs median income
52%
Owner-occupied
U.S. Census ACS, county
$3,516/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

21% of listed homes are already under contract. Prices are up 0.2% versus the prior year and sellers are still collecting 96.8% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 53
Momentum Score
Buyer leverage47
Seller leverage53

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 21% of inventory sits under contract.
  • Mortgage sensitivity — at 7.6× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 33190 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
mo · buyer-tilted · 18 active
$300K–$500K
mo · buyer-tilted · 35 active
$500K–$750K
mo · buyer-tilted · 26 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 33190 is hot — and where it isn't

Each dot is a community (20 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 33190 (Cutler Bay)

The median sale price across 33190 currently stands at $535,000, up 0.2% from a year ago. Buyers are paying a median of $302 per square foot. The typical home goes under contract in about 54 days. Sellers are capturing 96.8% of their original asking price on average.

There are 79 active listings on the market, with 20 more already under contract.

Zillow's home value index for Miami-Dade County stands at $523,890. About 16% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 33190 is 53 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

33190 since 2012 — and where it’s heading

A median home here sold for $139,289 in 2012 and $485,720 over the last recorded year — 249% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (2,809 recorded sales)

$132K$318K$504K$486K2012: $139K2013: $179K2014: $201K2015: $229K2016: $224K2017: $280K2018: $273K2019: $277K2020: $286K2021: $304K2022: $392K2023: $463K2024: $497K2025: $495K2026: $486K20122015201920232026

Days on market by year

11d33d55d54d2012: 55d2013: 50d2014: 30d2015: 43d2016: 45d2017: 12d2018: 34d2019: 38d2020: 35d2021: 18d2022: 13d2023: 27d2024: 29d2025: 44d2026: 54d20122015201920232026

Home value trend · Miami-Dade County (Zillow ZHVI)

$523K$525K$528K$524KJul '25: $528KAug '25: $526KSep '25: $524KOct '25: $524KNov '25: $523KDec '25: $523KJan '26: $523KFeb '26: $524KMar '26: $523KApr '26: $523KMay '26: $523KJun '26: $523KJul '26: $524KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

18,40919,68820,96718,461Jul '25: 20,916Aug '25: 20,636Sep '25: 20,363Oct '25: 20,203Nov '25: 20,069Dec '25: 19,832Jan '26: 19,711Feb '26: 19,684Mar '26: 19,821Apr '26: 19,576May '26: 19,187Jun '26: 18,819Jul '26: 18,461Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Miami-Dade County (MLS)

1,7369,25716,777Aug 22 · Active: 16,370Aug 23 · Active: 16,345Aug 28 · Active: 16,427Aug 29 · Active: 16,393Aug 30 · Active: 16,403Aug 31 · Active: 16,425Sep 07 · Active: 16,206Sep 09 · Active: 16,365Sep 11 · Active: 16,388Sep 12 · Active: 16,387Sep 13 · Active: 16,389Sep 14 · Active: 16,401Sep 15 · Active: 16,477Aug 22Sep 07Sep 15ActivePending

Median price · daily recalculation

$535K$538K$540K$535KAug 06: $540KAug 08: $540KAug 09: $540KAug 10: $540KAug 11: $540KAug 12: $540KAug 13: $540KAug 15: $540KAug 17: $540KAug 18: $540KAug 19: $540KAug 20: $540KAug 21: $540KAug 22: $540KAug 23: $540KAug 24: $540KAug 26: $540KAug 28: $540KAug 29: $540KAug 30: $540KAug 31: $540KSep 01: $540KSep 04: $540KSep 05: $540KSep 06: $540KSep 07: $540KSep 08: $540KSep 09: $540KSep 10: $540KSep 11: $540KSep 12: $535KSep 13: $535KSep 14: $535KSep 15: $535KAug 06Aug 17Aug 28Sep 07Sep 15
Local Economics · county layer

What’s driving 33190

Who’s moving here
-40,258 net residents/yr

Top inbound states: NY, CA, TX, NJ. Movers arriving report ~$127,200 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,891/yr avg premium

56,357 Citizens policies in force in Miami-Dade County — the state-backed insurer of last resort. Budget insurance into any Miami-Dade purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
16,535 units permitted +56% YoY

2,666 single-family · 13,869 multi-family · 6.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
LAKES BY THE BAY JAY ▼ 10%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Miami-Dade

MarketMedianActiveScore
33190 ← this page$535K7953
33160$455K1,29540Open →
33131$640K81846Open →
33140$570K72445Open →
33180$488K60232Open →
33130$601K50533Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
THE COURTS AT BAYSHORE IIMiami$299K▲ 7%
LINCOLN CITYMiami$620K▲ 6%
LAKES BY THE BAYCutler Bay$535K▲ 6%
TRELLIS AT BAYSHORECutler Bay$505K▲ 2%
ENCLAVE SOUTHMiami$435K▲ -3%
Prices cooling fastest
LAKES BY THE BAY JAYCutler Bay$402K▼ 10%
ENCLAVE SOUTHMiami$435K▼ 3%
TRELLIS AT BAYSHORECutler Bay$505K▼ 2%
LAKES BY THE BAYCutler Bay$535K▼ 6%
LINCOLN CITYMiami$620K▼ 6%
Most homes for sale
LAKES BY THE BAYCutler Bay$535K15
THE COURTS AT BAYSHORE IIMiami$299K15
ENCLAVE SOUTHMiami$435K12
THE COURTS AT BAYSHORE ICutler Bay$315K10
LAKES BY THE BAY CEECutler Bay$415K3
Selling fastest
LINCOLN CITYMiami$620K52 days
ENCLAVE SOUTHMiami$435K52 days
LAKES BY THE BAYCutler Bay$535K56 days
LAKES BY THE BAY JAYCutler Bay$402K58 days
TRELLIS AT BAYSHORECutler Bay$505K58 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 33190 right now?

The data says conditions currently favor neither side decisively in 33190 — the Momentum Score reads 53/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 33190 becoming more affordable?

No — the median sale price in 33190 is $535,000, up 0.2% versus the prior year, while sellers still capture 96.8% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 33190?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are LAKES BY THE BAY JAY (-10%); ENCLAVE SOUTH (-3%); TRELLIS AT BAYSHORE (2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 33190 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are LINCOLN CITY (52 days); ENCLAVE SOUTH (52 days); LAKES BY THE BAY (56 days) — homes there go under contract well ahead of the market-wide pace of 54 days.

Questions

33190 (Cutler Bay) housing market FAQ

How is the housing market in 33190 right now?

As of September 15, 2026, the 33190 housing market is roughly balanced: the median sale price is $535,000 (up 0.2% year over year), 79 homes are for sale, and the typical home goes under contract in about 54 days.

How much is a house in 33190?

The median home sold for $535,000 in 33190 over the last 12 months, about $302 per square foot; asking prices on the 79 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 33190?

By the numbers, sellers in 33190 are getting 96.8% of asking price and going under contract in about 54 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 33190 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 33190 median sale prices are up 0.2% year over year, and 21% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 33190?

The median sale price in 33190 is currently $535,000, up 0.2% from a year ago, based on MLS sales data updated September 15, 2026.

Is 33190 a buyer's or seller's market right now?

The data currently is roughly balanced. 33190 scores 53 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 33190?

The typical home in 33190 goes under contract in about 54 days, per current MLS data.

How many homes are for sale in 33190?

There are approximately 79 active listings in 33190 as of September 15, 2026.

Are home prices in 33190 rising or falling?

Median sale prices are up 0.2% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 33190 (Cutler Bay). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.