Lakes by the Bay Gee
Homes for Sale in Cutler Bay, FL
All 81 homes for sale in Cutler Bay, FL · median $319,900 · 34 townhomes for sale in Cutler Bay · 66 homes for sale in 33190 · Miami-Dade County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via MIAMI MLS
As of October 2026, Lakes By the Bay Gee in Cutler Bay, FL has 4 homes for sale and 2 pending, asking from $430,000 to $530,000 (median $467,450). Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $410,000, $259 per square foot, a median 75 days on market, sellers accepting 97% of original asking (-10% versus the prior year). Homes listed or recently sold were built 2006–2010; 6 of 6 report an HOA (median $115/mo). At the median price and Miami-Dade County's FY2025-26 rate of 17.59 mills, annual property tax runs about $7,210 ($6,500 with the full homestead exemption).
Last 30 days in Lakes by the Bay Gee: 2 new listings (median asking $467,450), 2 under contract right now. As of October 20, 2026, Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Lakes by the Bay Gee
Live MLS inventory for Lakes by the Bay Gee. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lakes by the Bay Gee listings as of 2026-10-18, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2018 through 2026. Tap any home to ask about it.
The numbers here point to a market that has cooled: a median price of $410,000, down 9.9% year over year, paired with a median of 75 days on market. That combination tells you pricing has to be sharp from day one, because buyers who are active right now are not competing for listings, they are negotiating on them.
With only 5 closings in the current window, treat any single data point as directional rather than precise. A market heat score of 14 confirms what the days-on-market figure already suggests: this is not a bidding-war environment, and sellers who price against last year's numbers will likely sit.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Lakes by the Bay Gee right now
🔴 Off the recent peak. The trailing-12-month median ($410K) is down 9.9% from the prior 12 months ($455K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level MIAMI MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: MIAMI MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lakes by the Bay Gee market snapshot (as of September 20, 2026): the median sale price is about $410K ($259 per sq ft over the trailing 12 months of closed sales), and a median 75 days on market for closed sales. The trailing-12-month median is down 10% from the prior 12 months, computed from record-level MIAMI MLS closed sales (5 closings in the current window).
In ZIP 33190 (Cutler Bay), 181 homes closed in the last 12 months at a median of $540K ($302/sq ft), up 0.7% year over year, with a median 49 days on market. Right now 79 active and 19 pending listings — a balanced market. See the live ZIP 33190 housing market and the Miami-Dade County market.
MIAMI REALTORS sales records identify 96 homes in LAKES BY THE BAY GEE that have changed hands since 2018, built between 2006 and 2011 (median 2007), with a median living area of about 1,712 sq ft and a typical 3-bedroom, 2.5-bath layout; 90% are townhomes. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Lakes by the Bay Gee is showing a slower resale pace than a year ago, with price and time-on-market both signaling a buyer-favorable stretch rather than a seller's market.
The setting & the homes.
Aerial and on-site photos of Lakes by the Bay Gee. Swipe to explore the community.
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Lakes by the Bay Gee
Lakes by the Bay Gee
Lakes by the Bay Gee
Lakes by the Bay Gee
Lakes by the Bay Gee
Lakes by the Bay GeePhotos from MIAMI MLS listings in Lakes by the Bay Gee; content deemed reliable but not guaranteed.
Who Lakes by the Bay Gee is best for.
Best for
- Buyers with flexible timelines who want negotiating leverage on price
- Buyers comfortable evaluating a home on its own condition rather than momentum from recent sales
- Sellers who can price realistically against a declining year-over-year trend and are not in a rush
Probably not for
- Sellers expecting a fast sale or a bidding-war outcome
- Buyers relying on a large pool of recent comparable sales to validate price
- Anyone assuming last year's price levels still apply
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level MIAMI MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($410K) IS the median in the snapshot above, and the move from 2025 ($455K) IS the -9.9% one-year change.
Windows contain 5 to 18 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2018 through 2026. Deemed reliable but not guaranteed.
22% of homes for sale in ZIP 33190 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-19).
Lakes by the Bay Gee Market Scorecard
Lakes by the Bay Gee is currently a balanced market., a median asking price of $470,000, and homes go under contract in about 78 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: MIAMI MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
The Lakes by the Bay Gee buying strategy.
If we were buying in Lakes by the Bay Gee today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lakes by the Bay Gee.
What the current numbers actually say
At a median price of $410,000 and roughly $258.72 per square foot, this is a market where condition and pricing strategy do the work — there is no broad demand wave lifting every listing. The year-over-year decline of 9.9% is meaningful enough that comparisons to last year's asking prices should be set aside; today's buyers are pricing off today's activity, not last year's.
A median of 75 days on market means homes here are not moving quickly, and sellers should expect a longer runway between listing and contract. With only 5 closings feeding this snapshot, we would not lean hard on any single metric in isolation — it is a low-volume window, and the next few sales will move these figures more than they would in a higher-turnover community.
The location and the amenities are priced into every listing in Lakes by the Bay Gee. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume, slower-moving market like this one, pricing discipline and read of true days-on-market matter more than they would somewhere with a deep pool of recent comps. We track this community's actual closings as they happen, not stale trend lines, so sellers price correctly the first time and buyers know when a number is soft.
Lakes by the Bay Gee in 15 seconds.
What it really costs to own in Lakes by the Bay Gee
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $7,618/yr across 6 listings here (MLS tax records, 2026-10-20). |
|---|---|
| HOA dues | Median $115/month across 6 MLS listings (most billed monthly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Miami-Dade County is $1,891/yr (56,357 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2006 across 6 listings. An original roof here would be about 20 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $907/month (tax $635, HOA $115, insurance $158). An estimate from the sources above, not a quote.
Email me new listings in Lakes by the Bay Gee
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lakes by the Bay Gee
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lakes by the Bay Gee will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $115/month (about $1,380/yr) · median of 6 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $115 per month ($1,380 a year) — the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lakes by the Bay Gee buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lakes by the Bay Gee sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lakes by the Bay Gee, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lakes by the Bay Gee home worth?
Get a no-obligation home value based on real comparable sales in Lakes by the Bay Gee, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cutler Bay →
Recently off market in LAKES BY THE BAY GEE
Homes in LAKES BY THE BAY GEE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 22569 SW 89th Pl · off market
- 8979 SW 225th St · off market
| Location | Cutler Bay, Miami-Dade County, FL · ZIP 33190 |
|---|---|
| Home types (current listings and sales) | townhouses 100% |
| Sale prices, last 12 months | $410,000 median across 5 closed sales · $259 per sq ft · -9.9% vs the prior 12 months |
| Days on market (closed sales) | 75 median |
| For sale right now | 2 active, 2 pending · median asking $470,000 |
Data as of September 20, 2026. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2018 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lakes by the Bay Gee key facts,” movewithmomentum.com/neighborhoods/lakes-by-the-bay-gee, data as of September 20, 2026.
Just listed in Lakes by the Bay Gee
The newest homes for sale in Lakes by the Bay Gee right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 22578 SW 89Th Pl $485,000 · 3 bd · 3 ba · 1,526 sq ft · new today Courtesy of Yaliesy Ginard R.E. Broker
- 22412 SW 89Th Ave $449,900 · 3 bd · 3 ba · 1,747 sq ft · 1 day on market Courtesy of The Source Real Estate
- 8900 SW 226Th Ter $530,000 · 4 bd · 3 ba · 1,712 sq ft · 78 days on market Courtesy of BP Global Realty, LLC
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Lakes By The Bay Gee Right Now (5)
All 5 active and pending Lakes By The Bay Gee listings with a detail page, newest first, refreshed twice a day from the MLS.
- 22578 SW 89th Pl · $485,000 · 3 bd / 3 ba · listed Oct 3, 2026 · listed by Yaliesy Ginard R.E. Broker
- 22412 SW 89th Ave · $449,900 · 3 bd / 3 ba · listed Sep 2, 2026 · listed by The Source Real Estate
- 8906 SW 224th Ter · $450,000 · 4 bd / 3 ba · pending · listed Aug 11, 2026 · listed by EXP Realty, LLC
- 8900 SW 226th Ter · $530,000 · 4 bd / 3 ba · listed Aug 2, 2026 · listed by BP Global Realty, LLC
- 8887 SW 225th St · $410,000 · 3 bd / 3 ba · pending · listed Jul 22, 2026 · listed by Avanti Way Realty LLC
More Cutler Bay home searches
- All homes for sale in Cutler Bay, FL
- Homes for sale in Miami-Dade County, FL
- Homes under $300K in Cutler Bay
- Homes from $300K to $500K in Cutler Bay
- 4-bedroom homes for sale in Cutler Bay
- Cutler Bay home values: what is my house worth?
- ZIP 33190 housing scorecard
- 25 coming-soon communities in Miami-Dade County
Cutler Bay guides & data
Florida buyer guides
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SW 88Th Path (8 homes on record)
- SW 224Th Terrace (4 homes on record)
- SW 89Th Path (3 homes on record)
- SW 89Th Court (1 homes on record)
Frequently Asked Questions
What is the median home price in Lakes by the Bay Gee?
How long do homes in Lakes by the Bay Gee take to sell?
Who is the best real estate agent for Lakes by the Bay Gee?
How do I find a top Cutler Bay real estate agent who knows Lakes by the Bay Gee?
Can Momentum Realty connect me with an agent for Lakes by the Bay Gee?
Where is Lakes by the Bay Gee, and what county is it in?
Should you buy in Lakes by the Bay Gee?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | MIAMI MLS, refreshed twice daily (last: October 18, 2026) |
| Community market stats | MIAMI MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | MIAMI MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2018 (110 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the MIAMI MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how LAKES BY THE BAY GEE fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Lakes by the Bay Gee
- Home values · What homes in Lakes by the Bay Gee actually sell for
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