Lakes by the Bay Gee
Homes for Sale in Cutler Bay, FL
All 75 homes for sale in Cutler Bay, FL · median $320,000 · 31 townhomes for sale in Cutler Bay · 66 homes for sale in 33190 · Miami-Dade County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via MIAMI MLS
As of November 2026, Lakes By the Bay Gee in Cutler Bay, FL has 4 homes for sale and 1 pending, asking from $430,000 to $515,000 (median $467,450). Over the 12 months ending 2026-11-10, 4 recorded sales closed at a median of $445,000, $259 per square foot, a median 67 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 2006–2010; 5 of 5 report an HOA (median $115/mo). At the median price and Miami-Dade County's FY2025-26 rate of 17.59 mills, annual property tax runs about $7,830 ($7,120 with the full homestead exemption).
Last 30 days in Lakes by the Bay Gee: 2 new listings (median asking $467,450), 1 under contract right now. As of November 11, 2026, Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Lakes by the Bay Gee
Live MLS inventory for Lakes by the Bay Gee. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 245 daysTop listing
Active · 0 days
Active · 1 daysActive and pending Lakes by the Bay Gee listings as of 2026-11-11, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2026 through 2026. Tap any home to ask about it.

The numbers here point to a market that has cooled: a median price of $410,000, down 9.9% year over year, paired with a median of 75 days on market. That combination tells you pricing has to be sharp from day one, because buyers who are active right now are not competing for listings, they are negotiating on them.
With only 5 closings in the current window, treat any single data point as directional rather than precise. A market heat score of 14 confirms what the days-on-market figure already suggests: this is not a bidding-war environment, and sellers who price against last year's numbers will likely sit.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Lakes by the Bay Gee right now
🟢 Buyer-leaning market. 12.0 months of supply and 20% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of MIAMI MLS records, as of November 10, 2026. Confidence: Medium (5 active and pending listings, 4 closed sales in 12 months).
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· Updated November 12, 2026 · Live data: MIAMI MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lakes by the Bay Gee market snapshot (as of November 10, 2026): the median sale price is about $445K ($259 per sq ft over the trailing 12 months of closed sales), a median 67 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market.
In ZIP 33190 (Cutler Bay), 40 homes closed in the last 12 months at a median of $510K ($295/sq ft), with a median 51 days on market. Right now 44 active and 8 pending listings put supply at about 13.2 months — a buyer's market. See the live ZIP 33190 housing market and the Miami-Dade County market.
MIAMI REALTORS sales records identify 96 homes in LAKES BY THE BAY GEE that have changed hands since 2018, built between 2006 and 2011 (median 2007), with a median living area of about 1,712 sq ft and a typical 3-bedroom, 2.5-bath layout; 90% are townhomes. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Lakes by the Bay Gee is showing a slower resale pace than a year ago, with price and time-on-market both signaling a buyer-favorable stretch rather than a seller's market.
The setting & the homes.
Aerial and on-site photos of Lakes by the Bay Gee. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from MIAMI MLS listings in Lakes by the Bay Gee; content deemed reliable but not guaranteed.
Who Lakes by the Bay Gee is best for.
Best for
- Buyers with flexible timelines who want negotiating leverage on price
- Buyers comfortable evaluating a home on its own condition rather than momentum from recent sales
- Sellers who can price realistically against a declining year-over-year trend and are not in a rush
Probably not for
- Sellers expecting a fast sale or a bidding-war outcome
- Buyers relying on a large pool of recent comparable sales to validate price
- Anyone assuming last year's price levels still apply
The Lakes by the Bay Gee buying strategy.
If we were buying in Lakes by the Bay Gee today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lakes by the Bay Gee.
What the current numbers actually say
At a median price of $410,000 and roughly $258.72 per square foot, this is a market where condition and pricing strategy do the work — there is no broad demand wave lifting every listing. The year-over-year decline of 9.9% is meaningful enough that comparisons to last year's asking prices should be set aside; today's buyers are pricing off today's activity, not last year's.
A median of 75 days on market means homes here are not moving quickly, and sellers should expect a longer runway between listing and contract. With only 5 closings feeding this snapshot, we would not lean hard on any single metric in isolation — it is a low-volume window, and the next few sales will move these figures more than they would in a higher-turnover community.
The location and the amenities are priced into every listing in Lakes by the Bay Gee. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume, slower-moving market like this one, pricing discipline and read of true days-on-market matter more than they would somewhere with a deep pool of recent comps. We track this community's actual closings as they happen, not stale trend lines, so sellers price correctly the first time and buyers know when a number is soft.
Lakes by the Bay Gee in 15 seconds.
Tools for a Lakes by the Bay Gee buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lakes by the Bay Gee sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lakes by the Bay Gee, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lakes by the Bay Gee home worth?
Get a no-obligation home value based on real comparable sales in Lakes by the Bay Gee, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cutler Bay →
Recently off market in LAKES BY THE BAY GEE
Homes in LAKES BY THE BAY GEE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 22569 SW 89th Pl · off market
- 8906 SW 224th Ter · off market
- 8979 SW 225th St · off market
| Location | Cutler Bay, Miami-Dade County, FL · ZIP 33190 |
|---|---|
| Home types (current listings and sales) | townhouses 100% |
| Sale prices, last 12 months | $445,000 median across 4 closed sales · $259 per sq ft |
| Days on market (closed sales) | 67 median |
| For sale right now | 4 active, 1 pending · median asking $467,450 · 12.0 months of supply |
Data as of November 10, 2026. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2026 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lakes by the Bay Gee key facts,” movewithmomentum.com/neighborhoods/lakes-by-the-bay-gee, data as of November 10, 2026.
Just listed in Lakes by the Bay Gee
The newest homes for sale in Lakes by the Bay Gee right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 22578 SW 89Th Pl $485,000 · 3 bd · 3 ba · 1,526 sq ft · new today Courtesy of Yaliesy Ginard R.E. Broker
- 22412 SW 89Th Ave $449,900 · 3 bd · 3 ba · 1,747 sq ft · listed Nov 10, 2026 Courtesy of The Source Real Estate
- 8900 SW 226Th Ter $515,000 · 4 bd · 3 ba · 1,712 sq ft · listed Mar 11, 2026 Courtesy of BP Global Realty, LLC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Lakes By The Bay Gee Right Now (4)
All 4 active and pending Lakes By The Bay Gee listings with a detail page, newest first, refreshed twice a day from the MLS.
- 22578 SW 89th Pl · $485,000 · 3 bd / 3 ba · listed Oct 3, 2026 · listed by Yaliesy Ginard R.E. Broker
- 22412 SW 89th Ave · $449,900 · 3 bd / 3 ba · listed Sep 2, 2026 · listed by The Source Real Estate
- 8900 SW 226th Ter · $515,000 · 4 bd / 3 ba · listed Aug 13, 2026 · listed by BP Global Realty, LLC
- 8887 SW 225th St · $410,000 · 3 bd / 3 ba · pending · listed Aug 13, 2026 · listed by Avanti Way Realty LLC
More Cutler Bay home searches
- All homes for sale in Cutler Bay, FL
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- Homes from $300K to $500K in Cutler Bay
- Cutler Bay home values: what is my house worth?
- ZIP 33190 housing scorecard
- 35 coming-soon communities in Miami-Dade County
Cutler Bay guides & data
Florida buyer guides
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- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SW 88Th Path (8 homes on record)
- SW 224Th Terrace (4 homes on record)
- SW 89Th Path (3 homes on record)
- SW 89Th Court (1 homes on record)
17% of homes for sale in ZIP 33190 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-11).
What it really costs to own in Lakes by the Bay Gee
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $8,824/yr across 5 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | Median $115/month across 6 MLS listings (most billed monthly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Miami-Dade County is $1,891/yr (56,357 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2006 across 5 listings. An original roof here would be about 20 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $1,008/month (tax $735, HOA $115, insurance $158). An estimate from the sources above, not a quote.
Email me new listings in Lakes by the Bay Gee
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lakes by the Bay Gee
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lakes by the Bay Gee will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Lakes by the Bay Gee?
How long do homes in Lakes by the Bay Gee take to sell?
Is Lakes by the Bay Gee a buyer's or seller's market right now?
Who is the best real estate agent for Lakes by the Bay Gee?
How do I find a top Cutler Bay real estate agent who knows Lakes by the Bay Gee?
Can Momentum Realty connect me with an agent for Lakes by the Bay Gee?
Where is Lakes by the Bay Gee, and what county is it in?
Should you buy in Lakes by the Bay Gee?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | MIAMI MLS, refreshed twice daily (last: November 11, 2026) |
| Community market stats | MIAMI MLS closed sales, 12-month windows ending November 10, 2026 |
| Under-contract shares | MIAMI MLS records, as of 2026-11-10 |
| Historical depth | Closed-sale records back to 2026 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how LAKES BY THE BAY GEE fits the bigger picture — live prices, inventory, and Momentum Scores:


