Monterey
Homes for Sale in Naples, FL

Monterey market snapshot (as of September 20, 2026): the median sale price is about $1.63M ($586 per sq ft over the trailing 12 months of closed sales), and a median 92 days on market for closed sales. The trailing-12-month median is down 10% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (20 closings in the current window).

In ZIP 34109 (Naples), 605 homes closed in the last 12 months at a median of $550K ($343/sq ft), up 1.7% year over year, with a median 75 days on market. Right now 198 active and 51 pending listings put supply at about 8.6 months — a buyer's market. See the live ZIP 34109 housing market and the Collier County market.

Monterey is a community of 31 homes in Naples, Collier County, built between 1992 and 2005 (median 1996), with a median living area of about 3,691 square feet. 84% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Monterey is an established Naples community of 414 homes built out between 1989 and 2017, with a median build year of 1994 and a median living area near 3,090 square feet. With 77.6% of homes carrying a homestead exemption, the community skews toward primary residency rather than a seasonal or investment-heavy mix.

There is no standing amenity package identified from current MLS listings for Monterey, so buyers should treat this as a community defined by the homes themselves rather than a clubhouse, gate, or recreation package. That reality lines up with the numbers: a median living area of roughly 3,090 square feet and a build window running from 1989 to 2017 point to larger single-family construction from an earlier development era, priced today at a median of $1,685,000 and $606.55 per square foot.

The homestead share of 77.6% is worth sitting with. In a market where investment and seasonal-rental activity often drives faster turnover and more listing churn, a homestead-heavy community usually behaves differently: fewer forced-sale situations, more deliberate pricing, and inventory that turns over when life circumstances change rather than on an investment timeline. That context helps explain a median 78-day market time even inside a year of 19.3% price growth.

In a community with no formal amenity package to anchor comparisons, pricing has to be built from the homes and lots themselves, and that is where local, listing-level analysis matters more than a generic comp pull. We track Monterey's closings directly, so pricing conversations start from what has actually sold and at what pace, not from a countywide average that does not reflect this specific mix of vintage, square footage, and homestead-driven inventory.

Listings in this community report association dues of about $429 per month ($5,148 a year) — the median AssociationFee across 95 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.