Summer Sands
Homes for Sale in Neptune Beach, FL

Community in Neptune Beach · Duval County · ZIP 32266
239 homesBuilt 1985–2016Median sale $420K
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Live Market Pulse
15/100
Market Heat
Cooler than normal
2013 → 2026 · 72 at the 2022 peak
0 is Summer Sands's coldest market since 2013, 100 its hottest. Today: 15. How it's scored
Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily
Live · Summer Sands Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$420K
Median sold · 12 mo
up 0.1% vs the prior 12 months
+0.1%
1-yr price change
n = 9 and 7 sales in the two windows
$300/sf
Sold $/sqft · 12 mo
peak $300 in 2026
91.8%
Sale vs ask
Duval median: 95.9%
Tempo
3.0mo
Supply
3 to 6 months is the balanced band
33days
Median DOM · closed
9 days at the 2024 low
0%
Under contract
Duval: 30% (1,188 of 4,002)
2 · 0
For sale · pending
live counts, refreshed twice daily
9
Sold · last 12 mo
10-yr average: about 13 a year
Ownership and context
55%
Owner-occupied · Summer Sands
132 of 239 parcels homesteaded (FL DOR 2025)
45%
Non-owner-occupied · Summer Sands
incl. 11% trust or LLC-held · 4% out-of-state
33%
Cash buyers · Summer Sands
2 of 6 sales, 12 mo ending July 2025
239
Homes in the community
239 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1985
Community established
homes built 1985-2016, median 1988 (FL DOR 2025)
1
Failed listings · 2026
peaked at 14 in 2007
1,512sqft
Median sold home size
12-mo windows, closed sales
3.8%/yr
Turnover rate
about 9 of 239 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Summer Sands is an older, established Neptune Beach community — homes were built out mostly between 1985 and 2016, with a median build year of 1988, so what a buyer is really pricing is condition and updates rather than newness. At a median of $420,000 on a median 1,494 living square feet, that works out to roughly $299.86 per square foot, and with a homestead share of 55.2% a solid majority of owners have filed for the exemption, which tends to mean longer hold times and less turnover-driven churn in the resale pool.

The current posture reads soft: a market heat score of 15 and a median 33 days on market — just over 30 days — point to a buyer's market rather than a scramble. Price is essentially flat year over year (up just 0.1%), and with only 9 closings in the observed window against 239 total homes in the community, the sample is thin enough that a single well-priced or well-updated sale can move the read. For sellers that argues for pricing to the comp, not a trend line; for buyers it argues for patience and room to negotiate on condition.

Summer Sands Housing Pulse · Momentum Research · as of July 14, 2026

Summer Sands right now

🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Medium (2 active and pending listings, 9 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($420K) is up 0.1% from the prior 12 months ($420K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Medium (9 and 7 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Summer Sands market snapshot (as of July 14, 2026): the median sale price is about $420K ($300 per sq ft over the trailing 12 months of closed sales), a median 33 days on market for closed sales, and 3.0 months of supply, a balanced market. The trailing-12-month median is up 0% from the prior 12 months, computed from record-level realMLS closed sales (9 closings in the current window).

Summer Sands is a community of 239 homes in Neptune Beach, Duval County, built between 1985 and 2016 (median 1988), with a median living area of about 1,494 square feet. 55% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Summer Sands is a 239-home Neptune Beach community built out mainly from 1985 to 2016, where the resale story is driven more by individual home condition and updates than by a single defining architectural era.

Best for

  • Buyers targeting a purchase near the $420,000 median who are willing to weigh condition and build year (1985–2016) rather than assume uniform quality across listings.
  • Buyers comfortable with a median 33-day process and a market that is not moving at a frantic pace.
  • Sellers or buyers who want a pricing approach anchored to per-square-foot data (about $299.86) rather than a flat community-wide number.

Probably not for

  • Buyers who need a large, deep pool of active comparable listings to shop against — with 239 homes total and only 9 recent closings, the pool is limited.
  • Buyers expecting a purely turnkey, uniform-build product — the 1985 to 2016 construction span means condition varies home to home.
  • Anyone relying on a quick automated price estimate instead of a home-by-home condition and comp review.

Windows contain 2 to 19 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K$400K20122014201620182020202220242026
Up 0.1% year over year.
Every sale since 2001 · price vs size
$0$200K$400K2k2k
243 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$200$30020122014201620182020202220242026
Up from $91 in 2012 to a $300 peak in 2026; $300 now.
Median days on market · closed sales
20406020122014201620182020202220242026
9 days at the 2024 low; 33 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
91.8% now vs Duval 95.9%.
Homes sold per 12-mo window
0102020122014201620182020202220242026
2 to 19 a year; 9 in the current window.
Sellers who gave up · failed listings per year
0510152004200820122016202020242026
Canceled, expired, or withdrawn. 14 quit in 2007; 1 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
72 at the 2022 peak, 15 in the troughs, 15 now. Same score as the hero card, full history.
How much local inventory is already under contract

22% of homes for sale in ZIP 32266 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-12).

Summer Sands Market Scorecard

Balanced

Summer Sands is currently a balanced market. About 3.0 months of supply, a median asking price of $395,000, and homes go under contract in about 25 days.

3.0
Months supply
$395,000
Median list
$420,000
Median sold
$315
List $/sqft
25
Days on mkt
2/0/8
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Summer Sands

Live MLS inventory for Summer Sands. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Summer Sands listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Duncan Fletcher High School (Duval County Public Schools); verify by address · High
  • Fletcher Middle School (verify by address) · Middle
  • Neptune Beach Elementary School (verify by address)FLDOE grade A · Elementary

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Summer Sands address.

If we were buying in Summer Sands today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summer Sands.

Best Buy
Buyers who want an established Neptune Beach address and are comfortable evaluating condition and vintage home by home.
Biggest Risk
With only 9 closings in the window against 239 homes, the comp pool is shallow, so pricing precision matters more than usual.
Sweet Spot
Homes near the $420,000 median with updates that justify the roughly $299.86 per square foot rate.
Avoid If
You need a fast, high-volume market with abundant recent comps to lean on — Summer Sands' 33-day median and thin closing count won't give you that.

Price per square foot is the real story in Summer Sands

With a median living area of 1,494 square feet and a median price of $420,000, Summer Sands prices out at about $299.86 per square foot — a figure that will vary meaningfully home to home given the 1985–2016 build span and a median build year of 1988. Older sections carry more original systems and finishes; later-built homes in the same footprint bring more updated construction to the same price band.

A 55.2% homestead share suggests a majority owner-occupied base with longer average hold periods, which keeps listing volume modest relative to the 239 homes in the community. That, combined with a market heat score of 15 and a median 33 days on market, means inventory here turns over deliberately rather than quickly, and buyers who wait for the right listing are not typically competing against a deep bench of alternatives.

The location and the amenities are priced into every listing in Summer Sands. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.8C+ · Buy Score
Recent Direction6.0/10
Liquidity & Demand7.0/10
Owner Commitment5.5/10
Pricing Power4.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.8). Basis: Recent Direction +0.1% year-over-year; Liquidity & Demand 3.0 months of supply; Owner Commitment 55% owner-occupied; Pricing Power 91.8% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a community with only 9 closings in the current window and 239 homes total, comparable sales are limited and pricing a listing or an offer off the wrong comp is an easy mistake to make. We work Summer Sands off the current median, price-per-square-foot, and days-on-market figures rather than a generic city-wide average, and we price condition and vintage — 1985 to 2016 construction — into the number instead of treating every sale the same.

Summer Sands in 15 seconds.

Best forBuyers who want an established Neptune Beach address and are comfortable evaluating condition and vintage home by home.
Biggest advantageA thin, low-heat resale market (heat score of 15) that has favored buyer negotiation on price and terms.
Biggest riskWith only 9 closings in the window against 239 homes, the comp pool is shallow, so pricing precision matters more than usual.
Sweet spotHomes near the $420,000 median with updates that justify the roughly $299.86 per square foot rate.
Avoid ifYou need a fast, high-volume market with abundant recent comps to lean on — Summer Sands' 33-day median and thin closing count won't give you that.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summer Sands sales matched to your home.

What is your Summer Sands home worth?

Get a no-obligation home value based on real comparable sales in Summer Sands, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Summer Sands on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Summer Sands?
The median sale price in Summer Sands was $420K over the 12 months ending July 14, 2026 (9 closed sales, realMLS).
How long do homes in Summer Sands take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 33 days on market (9 sales, realMLS).
Is Summer Sands a buyer's or seller's market right now?
As of July 14, 2026, Summer Sands is roughly balanced: 3.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Summer Sands?
The Florida DOR 2025 assessment roll shows 239 homes in Summer Sands (public records).
What share of Summer Sands is owner-occupied?
55% of Summer Sands parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Summer Sands built?
Homes in Summer Sands were built between 1985 and 2016, with a median year built of 1988 (FL DOR 2025 roll).
Do cash buyers compete in Summer Sands?
Cash buyers took 33% of Summer Sands sales in the 12 months ending July 2025 (2 of 6 closings, realMLS).
What schools serve Summer Sands?
Summer Sands is served by Duval County Public Schools, typically Duncan Fletcher High School (Duval County Public Schools); verify by address, Fletcher Middle School (verify by address) and Neptune Beach Elementary School (verify by address). Confirm the exact zoning by address with the district.
Who is the best real estate agent for Summer Sands?
The best agent for Summer Sands is one who actively works Neptune Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Summer Sands.
How do I find a top Neptune Beach real estate agent who knows Summer Sands?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Summer Sands and the wider Neptune Beach area.
Can Momentum Realty connect me with an agent for Summer Sands?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Summer Sands purchase or sale - no call center and no pressure.
Buyers targeting a purchase near the $420,000 median who are willing to weigh condition and build year (1985–2016) rather than assume uniform quality across listings.Excellent fit
Buyers comfortable with a median 33-day process and a market that is not moving at a frantic pace.Excellent fit
Sellers or buyers who want a pricing approach anchored to per-square-foot data (about $299.86) rather than a flat community-wide number.Excellent fit
Buyers who need a large, deep pool of active comparable listings to shop against — with 239 homes total and only 9 recent closings, the pool is limited.Probably not
Buyers expecting a purely turnkey, uniform-build product — the 1985 to 2016 construction span means condition varies home to home.Probably not
Anyone relying on a quick automated price estimate instead of a home-by-home condition and comp review.Probably not

Nearby Communities

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Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (7 streets, ZIP 32233/32266))
Under-contract sharesrealMLS records, as of 2026-07-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2001 (243 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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