Moving to Dade City, Florida: The 2026 Data Guide
As of 2026-09-27, the median home sold in Dade City, Florida over the last 12 months went for $355,000 (553 closings across 151 communities in Momentum’s MLS record), about $175 per square foot for a median 2,136-sq-ft home built around 2006. Homes currently listed have been on the market a median of 41 days, and with 260 active listings against that sales pace the city is carrying roughly 5.6 months of supply. Sellers have been getting about 96% of their original asking price. That median is 11% below the median across Momentum’s Florida and Georgia coverage.
Dade City right now — September 2026
Live pages for your move: 352 homes for sale in Dade City · Luxury homes · New construction · Townhomes (6) · Homes by ZIP (2 ZIPs) · New listings this week · Price reductions · What your budget buys in Pasco County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · Pasco County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 27, 2026.
What your budget buys in Dade City
Three price points from 306 recent Dade City closings in our record, each showing what actually closed within 10% of that price:
- Around $250,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,340 sq ft, built around 1984 (41 sales).
- Around $355,000: the typical sale in this band was a 4-bed, 2-bath home of about 1,872 sq ft, built around 2025 (79 sales).
- Around $435,000: the typical sale in this band was a 4-bed, 2.5-bath home of about 2,184 sq ft, built around 2023 (35 sales).
The real monthly cost of owning in Dade City
Take the median $355,000 home with 20% down at today’s 7.03% 30-year rate: principal and interest run about $1,895/month. Pasco County’s typical total millage is 16.15 mills, so after the $50,000 homestead exemption the property tax is roughly $4,927/year ($411/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Pasco County is about $1,659/year; private-market quotes vary with roof age and wind mitigation. 85% of current Dade City listings carry an HOA, with a median of $77/month where one applies. All in, budget on the order of $2,521/month to own the median Dade City home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Pasco County property tax guide and our home insurance by county map.
Where people are buying: Dade City’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Summit View | 65 | $333,665 | 59 |
| Bellamy Crossings | 59 | $340,000 | 16 |
| Hilltop Point | 55 | $355,000 | 62 |
| Pasadena Ridge | 46 | $385,995 | 63 |
| Lake Jovita Golf & Country Club | 42 | $692,200 | 41 |
| Vista Walk | 38 | $300,790 | 15 |
| Acacia Fields | 35 | $384,100 | 37 |
| Lake Jovita Golf & Country Club Ph 01 | 33 | $699,900 | 38 |
Dade City by ZIP code
Sales and medians by ZIP over the same 12 months: 33525 (182 sales, median $370,485), 33523 (108 sales, median $269,495).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 87% were single-family homes, 5% townhomes or villas. New construction accounted for 72% of closings, led by Summit View, Bellamy Crossings, Hilltop Point, Pasadena Ridge, Vista Walk. The housing stock skews newer: 46% of homes sold were built in 2015 or later and 25% before 1980.
Getting around from Dade City
Measured from the center of Dade City’s recent sales: Lakeland is about 27 miles; Downtown Tampa is about 32 miles; Tampa International Airport (TPA) is about 33 miles; Downtown Orlando is about 52 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Pasco County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Pasco County’s typical millage of 16.15; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Pasco County average of $1,659/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Dade City: the case for and against
What works in Dade City’s favor
- prices run 11% below the statewide median in our coverage
- homes move quickly (median 41 days listed), so well-priced homes get competition
- 72% of sales are new construction, so builder incentives and warranties are part of the market
- insurance is comparatively manageable here (Citizens average $1,659/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- 85% of listings carry an HOA (median $77/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Dade City relocation toolkit
- Homes for sale in Dade City right now
- Cost of living in Dade City
- Best neighborhoods in Dade City
- New construction in Dade City
- Find an agent in Dade City
- Dade City ZIP codes with prices
- Search every Dade City community
Common questions about moving to Dade City
How much does a house cost in Dade City, FL?
What does it cost per month to own a home in Dade City?
What are property taxes like in Dade City?
Is Dade City a buyer's or seller's market right now?
Is there a lot of new construction in Dade City?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Dade City communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Pasco County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.